How to send money to Kenya from Italy with the best EUR-KES rate

Wise is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 999,505 KES in Kenya.

For speed, Revolut is fastest, with delivery in within minutes.

Best companies for EUR/KES transfers

8 of 8 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/KES transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €77.26 1 EUR = 144.3800 KES +0.01% vs mid-market Recipient gets KES 999,505.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€77.261 EUR = 144.3800 KES
KES 999,505.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 141.3100 KES +2.16% vs mid-market Recipient gets KES 989,170.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 141.3100 KES
KES 989,170.00You pay€7,000.00

Run a live search

Showing top Italy to Kenya deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 145.3200 KES -0.64% vs mid-market Recipient gets KES 1,017,240.00 Minutes
Cheapest
Receive to bank account

Ways to receive money in Kenya with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Airtel, M-PESA
Free1 EUR = 145.3200 KES
KES 1,017,240.00You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €2.99 1 EUR = 144.6919 KES -0.20% vs mid-market Recipient gets KES 1,012,843.30 Minutes - 24 hours

Ways to receive money in Kenya with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€2.991 EUR = 144.6919 KES
KES 1,012,843.30You pay€7,002.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€4.991 EUR = 141.7980 KES
KES 992,586.00You pay€7,004.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 141.0992 KES
KES 987,694.40You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 140.8857 KES
KES 986,199.90You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €2.99 1 EUR = 144.6919 KES -0.20% vs mid-market Recipient gets KES 1,012,843.30 Minutes - 24 hours

Ways to receive money in Kenya with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€2.991 EUR = 144.6919 KES
KES 1,012,843.30You pay€7,002.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€4.991 EUR = 141.7980 KES
KES 992,586.00You pay€7,004.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 141.0992 KES
KES 987,694.40You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 140.8857 KES
KES 986,199.90You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €2.99 1 EUR = 144.6919 KES -0.20% vs mid-market Recipient gets KES 1,012,843.30 Minutes - 24 hours

Ways to receive money in Kenya with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€2.991 EUR = 144.6919 KES
KES 1,012,843.30You pay€7,002.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 141.0992 KES
KES 987,694.40You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 140.8857 KES
KES 986,199.90You pay€7,004.99
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 144.0386 KES +0.25% vs mid-market Recipient gets KES 1,008,270.16 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Kenya with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 144.0386 KES
KES 1,008,270.16You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 144.0097 KES +0.27% vs mid-market Recipient gets KES 1,008,068.00 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Kenya with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 144.0097 KES
KES 1,008,068.00You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.00 1 EUR = 142.8973 KES +1.05% vs mid-market Recipient gets KES 1,000,281.31 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Kenya with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
Free1 EUR = 142.8973 KES
KES 1,000,281.31You pay€7,000.00

Wise

Pay via Bank transfer
Fee €77.26 1 EUR = 144.3800 KES +0.01% vs mid-market Recipient gets KES 999,505.00 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€77.261 EUR = 144.3800 KES
KES 999,505.00You pay€7,000.00

Wise

Pay via iDEAL
Fee €87.29 1 EUR = 144.3800 KES +0.01% vs mid-market Recipient gets KES 998,057.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€87.291 EUR = 144.3800 KES
KES 998,057.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €61.55 1 EUR = 143.3601 KES +0.72% vs mid-market Recipient gets KES 994,696.54 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Kenya with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€61.551 EUR = 143.3601 KES
KES 994,696.54You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €131.63 1 EUR = 144.3800 KES +0.01% vs mid-market Recipient gets KES 991,655.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€131.631 EUR = 144.3800 KES
KES 991,655.00You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 141.3100 KES +2.16% vs mid-market Recipient gets KES 989,170.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 141.3100 KES
KES 989,170.00You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 141.3100 KES +2.16% vs mid-market Recipient gets KES 989,170.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 141.3100 KES
KES 989,170.00You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 141.3100 KES +2.16% vs mid-market Recipient gets KES 989,170.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 141.3100 KES
KES 989,170.00You pay€7,000.00

Wise

Pay via Credit card
Fee €173.16 1 EUR = 144.3800 KES +0.01% vs mid-market Recipient gets KES 985,659.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€173.161 EUR = 144.3800 KES
KES 985,659.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 143.3601 KES +0.72% vs mid-market Recipient gets KES 971,837.78 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Kenya with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 143.3601 KES
KES 971,837.78You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 144.3996 KES Updates every 60 minutes.

How to send money from Italy to Kenya

Pick a company

For a one-off EUR transfer to Kenya, I suggest picking the cheapest option which is Wise.

Wise was the cheapest on 0 of the 30 days it quoted €7,000 transfers to Kenya.

On a 7,000 EUR transfer, Wise delivers the most KES.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/KES rate.

Fund your transfer

You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and iDEAL.

Sending money to Kenya directly with SEPA is expensive, but it's a cheap and quick way to fund your money transfer account.

You can also use a debit card to fund the transfer, including the Postepay card.

Verify and send

First time round you'll need your codice fiscale and a photo ID to verify your account.

Compare amounts

How much EUR are you sending to Kenya?

How much EUR you send to Kenya heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Wise was the cheapest in 0% of the transfers from €5,000 it quoted, and in 1% of all the transfers it quoted.

Cheapest service
€500-0.87%€0.00KES 72,873.00with debit card to bank deposit+KES 1,100.77
€1,000-0.81%€0.00KES 145,570.00with debit card to bank deposit+KES 2,603.83
€2,000-0.64%€0.00KES 290,640.00with debit card to mobile money+KES 5,755.86
€5,000-0.56%€0.00KES 726,600.00with debit card to mobile money+KES 14,808.72
€7,000This page-0.64%€0.00KES 1,017,240.00with debit card to mobile money+KES 18,408.14

Mid-market rate: 1 EUR = 144.3996 KES

EUR/KES Exchange Rate History

Is today a good time to send money from Italy to Kenya?

The cheapest way to send EUR to KES can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 7,000 EUR transfers to Kenya.

KES received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateKES 1,010,797.15 TapTap Send KES 1,017,240.00TapTap SendKES 1,017,240.00MoneyGramKES 1,012,843.30Key CurrencyKES 1,008,270.16

1,005M
1,010M
1,015M
1,020M
1,025M
1,030M
1,035M
At the mid-market rateWith the cheapest optionTapTap SendMoneyGramKey Currency
Exchange rateFeeRecipient getsDifference
Mid-market rate 147.0971 – KES 1,029,679.64
TapTap Send Cheapest 147.0500 €0.00 KES 1,029,350.00 −KES 329.64
MoneyGram 147.0477 €2.99 KES 1,029,333.90 −KES 345.74
Key Currency 146.7293 €0.00 KES 1,027,105.44 −KES 2,574.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 147.2301 – KES 1,030,610.73
Key Currency Cheapest 146.8620 €0.00 KES 1,028,034.20 −KES 2,576.53
TapTap Send 146.0000 €0.00 KES 1,022,000.00 −KES 8,610.73
MoneyGram 145.9960 €2.99 KES 1,021,972.00 −KES 8,638.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 146.7048 – KES 1,026,933.32
MoneyGram Cheapest 147.0024 €2.99 KES 1,029,016.80 +KES 2,083.48
TapTap Send 147.0000 €0.00 KES 1,029,000.00 +KES 2,066.68
Key Currency 146.3380 €0.00 KES 1,024,365.99 −KES 2,567.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 146.1101 – KES 1,022,770.54
MoneyGram Cheapest 146.1437 €2.99 KES 1,023,005.90 +KES 235.36
TapTap Send 146.0000 €0.00 KES 1,022,000.00 −KES 770.54
Key Currency 145.7448 €0.00 KES 1,020,213.61 −KES 2,556.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 144.4354 – KES 1,011,047.99
TapTap Send Cheapest 146.0000 €0.00 KES 1,022,000.00 +KES 10,952.01
MoneyGram 145.8303 €2.99 KES 1,020,812.10 +KES 9,764.11
Key Currency 144.0743 €0.00 KES 1,008,520.37 −KES 2,527.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.8281 – KES 1,020,796.77
MoneyGram Cheapest 145.8303 €2.99 KES 1,020,812.10 +KES 15.33
TapTap Send 145.6000 €0.00 KES 1,019,200.00 −KES 1,596.77
Key Currency 145.4635 €0.00 KES 1,018,244.78 −KES 2,551.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.2345 – KES 1,016,641.18
MoneyGram Cheapest 145.8303 €2.99 KES 1,020,812.10 +KES 4,170.92
TapTap Send 145.6000 €0.00 KES 1,019,200.00 +KES 2,558.82
Key Currency 144.8714 €0.00 KES 1,014,099.58 −KES 2,541.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.5545 – KES 1,018,881.30
MoneyGram Cheapest 145.2711 €2.99 KES 1,016,897.70 −KES 1,983.60
Key Currency 145.1906 €0.00 KES 1,016,334.09 −KES 2,547.21
TapTap Send 145.0000 €0.00 KES 1,015,000.00 −KES 3,881.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.6153 – KES 1,019,306.78
Key Currency Cheapest 145.2512 €0.00 KES 1,016,758.52 −KES 2,548.26
TapTap Send 145.0000 €0.00 KES 1,015,000.00 −KES 4,306.78
MoneyGram 144.9962 €2.99 KES 1,014,973.40 −KES 4,333.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.3651 – KES 1,017,555.41
MoneyGram Cheapest 145.0021 €2.99 KES 1,015,014.70 −KES 2,540.71
Key Currency 145.0016 €0.00 KES 1,015,011.52 −KES 2,543.89
TapTap Send 145.0000 €0.00 KES 1,015,000.00 −KES 2,555.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.7454 – KES 1,020,217.86
Key Currency Cheapest 145.3810 €0.00 KES 1,017,667.32 −KES 2,550.54
MoneyGram 144.5018 €2.99 KES 1,011,512.60 −KES 8,705.26
TapTap Send 144.5000 €0.00 KES 1,011,500.00 −KES 8,717.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.3202 – KES 1,017,241.30
Key Currency Cheapest 144.9569 €0.00 KES 1,014,698.20 −KES 2,543.10
MoneyGram 144.5040 €2.99 KES 1,011,528.00 −KES 5,713.30
TapTap Send 144.5000 €0.00 KES 1,011,500.00 −KES 5,741.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.3202 – KES 1,017,241.30
Key Currency Cheapest 144.9569 €0.00 KES 1,014,698.20 −KES 2,543.10
MoneyGram 144.5040 €2.99 KES 1,011,528.00 −KES 5,713.30
TapTap Send 144.2000 €0.00 KES 1,009,400.00 −KES 7,841.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.4382 – KES 1,018,067.27
Key Currency Cheapest 145.0746 €0.00 KES 1,015,522.11 −KES 2,545.16
MoneyGram 144.5040 €2.99 KES 1,011,528.00 −KES 6,539.27
TapTap Send 144.1000 €0.00 KES 1,008,700.00 −KES 9,367.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.0068 – KES 1,015,047.56
TapTap Send Cheapest 145.0000 €0.00 KES 1,015,000.00 −KES 47.56
Key Currency 144.6443 €0.00 KES 1,012,509.94 −KES 2,537.62
MoneyGram 144.1010 €2.99 KES 1,008,707.00 −KES 6,340.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.2337 – KES 1,016,635.75
MoneyGram Cheapest 144.8839 €2.99 KES 1,014,187.30 −KES 2,448.45
TapTap Send 144.5000 €0.00 KES 1,011,500.00 −KES 5,135.75
Key Currency No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.6204 – KES 1,019,342.45
Key Currency Cheapest 145.2563 €0.00 KES 1,016,794.09 −KES 2,548.36
MoneyGram 144.5008 €2.99 KES 1,011,505.60 −KES 7,836.85
TapTap Send 144.5000 €0.00 KES 1,011,500.00 −KES 7,842.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 146.0968 – KES 1,022,677.45
Key Currency Cheapest 145.7315 €0.00 KES 1,020,120.75 −KES 2,556.70
TapTap Send 145.2000 €0.00 KES 1,016,400.00 −KES 6,277.45
MoneyGram 144.4941 €2.99 KES 1,011,458.70 −KES 11,218.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 146.1936 – KES 1,023,355.30
Key Currency Cheapest 145.8281 €0.00 KES 1,020,796.91 −KES 2,558.39
TapTap Send 145.2000 €0.00 KES 1,016,400.00 −KES 6,955.30
MoneyGram 145.1949 €2.99 KES 1,016,364.30 −KES 6,991.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 146.1936 – KES 1,023,355.30
Key Currency Cheapest 145.8281 €0.00 KES 1,020,796.91 −KES 2,558.39
TapTap Send 145.2000 €0.00 KES 1,016,400.00 −KES 6,955.30
MoneyGram No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.5267 – KES 1,018,687.09
TapTap Send Cheapest 145.2000 €0.00 KES 1,016,400.00 −KES 2,287.09
MoneyGram 145.1949 €2.99 KES 1,016,364.30 −KES 2,322.79
Key Currency 145.1629 €0.00 KES 1,016,140.37 −KES 2,546.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.7851 – KES 1,020,495.36
Key Currency Cheapest 145.4206 €0.00 KES 1,017,944.12 −KES 2,551.24
TapTap Send 145.3000 €0.00 KES 1,017,100.00 −KES 3,395.36
MoneyGram 145.2009 €2.99 KES 1,016,406.30 −KES 4,089.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.8382 – KES 1,020,867.42
Key Currency Cheapest 145.4736 €0.00 KES 1,018,315.25 −KES 2,552.17
MoneyGram 145.3056 €2.99 KES 1,017,139.20 −KES 3,728.22
TapTap Send 145.3000 €0.00 KES 1,017,100.00 −KES 3,767.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.9287 – KES 1,021,500.87
Key Currency Cheapest 145.5639 €0.00 KES 1,018,947.12 −KES 2,553.75
MoneyGram 145.3016 €2.99 KES 1,017,111.20 −KES 4,389.67
TapTap Send 145.3000 €0.00 KES 1,017,100.00 −KES 4,400.87
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
MoneyGram Cheapest 145.3056 €2.99 KES 1,017,139.20 –
TapTap Send 145.3000 €0.00 KES 1,017,100.00 –
Key Currency No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.3550 – KES 1,017,484.89
TapTap Send Cheapest 145.3000 €0.00 KES 1,017,100.00 −KES 384.89
MoneyGram 145.2940 €2.99 KES 1,017,058.00 −KES 426.89
Key Currency 144.9916 €0.00 KES 1,014,941.18 −KES 2,543.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.3550 – KES 1,017,484.89
TapTap Send Cheapest 145.3200 €0.00 KES 1,017,240.00 −KES 244.89
MoneyGram 145.2940 €2.99 KES 1,017,058.00 −KES 426.89
Key Currency 144.9916 €0.00 KES 1,014,941.18 −KES 2,543.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 145.5149 – KES 1,018,604.02
TapTap Send Cheapest 145.3200 €0.00 KES 1,017,240.00 −KES 1,364.02
MoneyGram 145.2940 €2.99 KES 1,017,058.00 −KES 1,546.02
Key Currency 145.1511 €0.00 KES 1,016,057.51 −KES 2,546.51
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 145.3200 €0.00 KES 1,017,240.00 –
MoneyGram 145.3165 €2.99 KES 1,017,215.50 –
Key Currency No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 144.3996 – KES 1,010,797.15
TapTap Send Cheapest 145.3200 €0.00 KES 1,017,240.00 +KES 6,442.85
MoneyGram 144.6919 €2.99 KES 1,012,843.30 +KES 2,046.15
Key Currency 144.0386 €0.00 KES 1,008,270.16 −KES 2,526.99

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more KES per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 6 of the last 30 days.

Right now, Wise pays 999,505 KES on 7,000 EUR, which is 11,292.15 KES less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,029,350 KES.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Kenya.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. TapTap SendAppeared in 87 comparisons

    Cheapest in 34% of them

  2. MoneyGramAppeared in 85 comparisons

    Cheapest in 22% of them

  3. Key CurrencyAppeared in 27 comparisons

    Cheapest in 48% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Wise is the cheapest and gets you the most KES, but it was the cheapest in only 1% of the 92 comparisons it appeared in over the past month.

Revolut (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Kenya.

If it's a one-off transfer, go with Wise, since it's the cheapest right now.

Ways to send money from Italy to Kenya

8 companies send money from Italy to Kenya. You can send EUR via app, online, broker, multi-currency account, global account, and in person, and more below.

Regular transfers

Money transfer apps

For the regular transfer home, an app like Wise is the easiest and most convenient option.

Over the past month, Wise was the cheapest app on 0% of the days it appeared for €7,000 transfers.

Wise charges €77.26 on a €7,000 transfer, and 999,505 KES lands in a mobile wallet in seconds, no bank account needed on their side.

For one-off transfers

Online transfers

Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.

Online services skip this and use their own network (it’s much cheaper).

Wise delivers 999,505 KES on €7,000 with a €77.26 fee and 0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 1 of the 30 days it quoted.

Sending large sums

Currency brokers

Managed services charge no fees and work on margin instead, and the more you send to Kenya, the better rate you will get.

Xe charges no fee and adds 2.16% on EUR/KES rate.

Our analysis shows Xe was the cheapest broker in 36% of the transfers from €5,000 it quoted.

Travelling and receiving

Multi-currency accounts

If you travel to Kenya often, or receive payments from there, this is the best option.

Multi-currency accounts let you hold EUR and KES in one account, and give you local details.

I suggest trying Wise.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

It holds EUR and KES balances and charges small fees to convert between them.

For business payments

Global accounts

Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.

A few good options are Wise Business, Airwallex, and Payoneer.

Ways to fund EUR and receive KES in Kenya

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 999,505 KES.

In Italy, you can pay by bank transfer, debit card, credit card, and iDEAL.

Satispay and Bancomat Pay are mainly domestic payment methods, they do not send KES to Kenya by themselves.

In Kenya, the recipient can use bank deposit, mobile money, mobile wallet, card deposit, and cash pickup.

In Kenya, they can collect cash through Select Wallets.

They need to take a photo ID and the collection reference to a participating Select Wallets location in Kenya.

  1. 1
    Debit card Mobile money

    You pay €7,000.00

    KSh1,017,240

    Cheapest

  2. 2
    Debit card Mobile wallet

    You pay €7,002.99

    KSh1,012,843

    -KSh4,397

  3. 3
    Credit card Mobile wallet

    You pay €7,002.99

    KSh1,012,843

    -KSh4,397

  4. 4
    Bank transfer Mobile wallet

    You pay €7,002.99

    KSh1,012,843

    -KSh4,397

  5. 5
    Bank transfer Bank deposit

    You pay €7,000.00

    KSh1,008,270

    -KSh8,970

Show moreShow less
  1. 6
    iDEAL Bank deposit

    You pay €7,000.00

    KSh998,057

    -KSh19,183

  2. 7
    Debit card Card deposit

    You pay €7,004.99

    KSh992,586

    -KSh24,654

  3. 8
    Credit card Card deposit

    You pay €7,004.99

    KSh992,586

    -KSh24,654

  4. 9
    Debit card Bank deposit

    You pay €7,000.00

    KSh991,655

    -KSh25,585

  5. 10
    Credit card Bank deposit

    You pay €7,000.00

    KSh989,170

    -KSh28,070

  6. 11
    Debit card Cash pickup

    You pay €7,004.99

    KSh986,200

    -KSh31,040

  7. 12
    Credit card Cash pickup

    You pay €7,004.99

    KSh986,200

    -KSh31,040

  8. 13
    Bank transfer Cash pickup

    You pay €7,004.99

    KSh986,200

    -KSh31,040

Consider this when sending money from Italy to Kenya

For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.

Compare money transfer options

These are the leading options for a €7,000 transfer to Kenya.

Cheapest way to send money to Kenya

The cheapest option is Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 999,505 KES, which is 0.48% more than the next best option.

Fastest way to send money to Kenya

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 994,696.54 KES, with the money arriving in within minutes.

SEPA only covers the first leg

A bonifico can move euros from your Italian bank to the transfer company through SEPA.

Companies like Wise then convert the money into KES and pay your recipient in Kenya through a local bank, a wallet, or a cash-pickup network.

SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.

Check the agent when paying in person

In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.

The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.

Their Italian agents must appear in the OAM register.

Prepare for anti-money-laundering checks

Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.

Use a clear causale and keep the document that explains the money ready.

For property proceeds, tuition or moving savings, tell the bank before the transfer is due.

If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.

How we analyse the market

Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.

We track 8 of them on EUR to Kenya, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/KES transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.