Best companies for USD/KES transfers
7 of 7 providers Last updated on 10 November 2026
Based on 7,000 USD transfer Best companies for USD/KES transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $73.08 1 USD = 129.9500 KES -0.01% vs mid-market	Recipient gets KES 900,153.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $73.081 USD = 129.9500 KES KES 900,153.00You pay$7,000.00
Promoted Key Currency Pay via Bank transfer	Fee $0.00 1 USD = 129.6155 KES +0.25% vs mid-market	Recipient gets KES 907,308.77 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Kenya with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 USD = 129.6155 KES KES 907,308.77You pay$7,000.00
Run a live search Showing top United States to Kenya deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to KES rates.
Run a live search These companies offer multi-currency accounts for spending KES. We suggest doing a live search based on how much USD you're planning to spend in Kenya.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
Only available via Mobile App WorldRemit Pay via Debit card	Fee $0.99 1 USD = 130.8572 KES -0.70% vs mid-market	Recipient gets KES 915,870.64 Minutes - 2 days
13 reviews Cheapest Receive to bank account or cash pickup
Ways to receive money in Kenya with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days $0.991 USD = 130.8572 KES KES 915,870.64You pay$7,000.00 Card depositMinutes - 2 days Free1 USD = 128.5020 KES KES 899,514.00You pay$7,000.00
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee $0.00 1 USD = 129.6155 KES +0.25% vs mid-market	Recipient gets KES 907,308.77 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Kenya with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 USD = 129.6155 KES KES 907,308.77You pay$7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 129.5895 KES +0.27% vs mid-market	Recipient gets KES 907,126.85 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Kenya with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 129.5895 KES KES 907,126.85You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $0.99 1 USD = 129.0608 KES +0.68% vs mid-market	Recipient gets KES 903,425.60 Minutes - 24 hours
2 reviews
Ways to receive money in Kenya with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $0.991 USD = 129.0608 KES KES 903,425.60You pay$7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks $1.991 USD = 127.9757 KES KES 895,829.90You pay$7,001.99 Cash pickupMinutes - 24 hours $75.991 USD = 127.8156 KES KES 894,709.20You pay$7,075.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card $1.991 USD = 121.9477 KES KES 853,633.90You pay$7,001.99

$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $105.00 1 USD = 129.0608 KES +0.68% vs mid-market	Recipient gets KES 903,425.60 Minutes - 24 hours
2 reviews
Ways to receive money in Kenya with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $105.001 USD = 129.0608 KES KES 903,425.60You pay$7,105.00 Bank depositMinutes - 24 hoursAvailable via:All Banks $1.991 USD = 127.9770 KES KES 895,839.00You pay$7,001.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card $74.991 USD = 127.9700 KES KES 895,790.00You pay$7,074.99 Cash pickupMinutes - 24 hours $105.001 USD = 127.8156 KES KES 894,709.20You pay$7,105.00
$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $210.00 1 USD = 129.0608 KES +0.68% vs mid-market	Recipient gets KES 903,425.60 Minutes - 24 hours
2 reviews
Ways to receive money in Kenya with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $210.001 USD = 129.0608 KES KES 903,425.60You pay$7,210.00 Bank depositMinutes - 24 hoursAvailable via:All Banks $177.991 USD = 127.9757 KES KES 895,829.90You pay$7,177.99 Cash pickupMinutes - 24 hours $179.991 USD = 127.8156 KES KES 894,709.20You pay$7,179.99
TapTap Send Pay via Debit card	Fee $0.00 1 USD = 129.0600 KES +0.68% vs mid-market	Recipient gets KES 903,420.00 Minutes
2 reviews Fastest Receive to bank account
Ways to receive money in Kenya with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:Airtel, M-PESA Free1 USD = 129.0600 KES KES 903,420.00You pay$7,000.00
Only available via Mobile App Sendwave Pay via Debit card	Fee $0.49 1 USD = 128.9105 KES +0.80% vs mid-market	Recipient gets KES 902,310.12 Minutes - 3 days
6 reviews Receive to bank account or cash pickup
Ways to receive money in Kenya with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days $0.491 USD = 128.9105 KES KES 902,310.12You pay$7,000.00 Mobile moneyMinutes - 3 days $0.491 USD = 128.8586 KES KES 901,946.78You pay$7,000.00
Wise Pay via Bank transfer	Fee $73.08 1 USD = 129.9500 KES -0.01% vs mid-market	Recipient gets KES 900,153.00 Within minutes
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $73.081 USD = 129.9500 KES KES 900,153.00You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $60.79 1 USD = 126.5486 KES +2.64% vs mid-market	Recipient gets KES 885,840.20 Minutes - 24 hours
2 reviews
Ways to receive money in Kenya with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 126.5486 KES KES 885,840.20You pay$7,060.79
How Our Results Work Mid-market rate: 1 USD = 129.9404 KES Updates every 60 minutes.

Why compare

USD/KES exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Kenya

Pick a company

If you're sending a one-off transfer, then WorldRemit is the best option.

WorldRemit was the cheapest on 24 of the 24 days it quoted $7,000 transfers to Kenya.

For recurring transfers, I'd suggest using an app like WorldRemit or a multi-currency account.

For large transfers, a broker like Key Currency is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Kenya, including debit card, bank transfer, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a few days).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but it's a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Kenya?

How much USD you send to Kenya heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows WorldRemit was the cheapest in 100% of the transfers from $5,000 it quoted, and in 82% of all the transfers it quoted.


$500	-1.66%	$0.00	KES 66,065.00with debit card to bank deposit	+KES 3,681.33
$2,000	-0.70%	$0.99	KES 261,584.79with debit card to mobile money	+KES 7,060.56
$5,000	-0.70%	$0.99	KES 654,156.30with debit card to mobile money	+KES 10,073.09
$7,000This page	-0.70%	$0.99	KES 915,870.64with debit card to mobile money	+KES 12,640.00
$10,000	-0.70%	$0.99	KES 1,308,442.15with debit card to mobile money	+KES 18,057.94
$50,000	0.20%	$0.00	KES 6,483,989.98with bank transfer to bank deposit	+KES 40,995.17
$100,000	0.15%	$0.00	KES 12,972,476.25with bank transfer to bank deposit	+KES 178,739.86
$250,000	0.15%	$0.00	KES 32,436,355.13with bank transfer to bank deposit	+KES 215,110.92

Mid-market rate: 1 USD = 129.9404 KES

USD/KES Exchange Rate History

Is today a good time to send money from US to Kenya?

The cheapest way to send USD to KES can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's WorldRemit), across 30 days of comparisons for 7,000 USD transfers to Kenya.

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/KES exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more KES per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 22 of the last 30 days.

Right now, WorldRemit pays 915,870.64 KES on 7,000 USD, which is 6,287.92 KES more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 916,637.31 KES.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Kenya.

We've tracked 240 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

WorldRemitAppeared in 115 comparisons
Cheapest in 82% of them
Key CurrencyAppeared in 148 comparisons
Cheapest in 70% of them
Regency FXAppeared in 148 comparisons
Never the cheapest

Based on 240 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today WorldRemit is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Key Currency (today's second cheapest) was the cheapest in 70% of its comparisons, so if you send money to Kenya regularly, it's worth comparing it with WorldRemit before each transfer.

Ways to send money from the US to Kenya

There are 7 companies available for sending money from the US to Kenya, across app, currency broker, online, in person, multi-currency account, and global business account, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

WorldRemit charges $0.99 on a $7,000 transfer with -0.7% markup, saves your recipient's details for next time, and KES arrives in minutes - 2 days.

Over the past month, WorldRemit was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 903,425.60 KES in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Kenya.

Of all online companies listed here, MoneyGram gets you the most KES per USD.

On a $7,000 transfer, you will get 903,425.60 KES after a $0.99 fee and 0.68% markup.

In our comparisons over the past month, it was the cheapest online service on 27 of the 29 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Kenya (e.g. a property purchase, tuition, or moving to Kenya), a broker like Key Currency charges no fee, gives you a dedicated account manager, and adds 0.25% markup on USD/KES that gets lower the more you send.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000 (per month).

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving KES.

This is useful for traveling to Kenya, building up KES balance, or receiving payments in KES.

Wise converts $7,000 at -0.01% markup plus small fee and holds the KES until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive KES in Kenya

With WorldRemit, paying by debit card and receiving through mobile money is the cheapest combination. Sending $7,000 gives your recipient 915,870.64 KES.

Deposit USD by debit card, bank transfer, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Kenya.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 903,425.60 KES on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle and Cash App only send money within the US, so neither can send money to Kenya.

Venmo now sends money internationally to PayPal users in 90+ countries.

Your recipient in Kenya can collect KES through bank deposit, mobile money, card deposit, mobile wallet, and cash pickup.

They can collect cash in Kenya

Your recipient can collect KES from a participating MoneyGram location in Kenya.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Debit card Mobile money

You pay $7,000.00

KSh915,871

Cheapest
2

Bank transfer Bank deposit

You pay $7,000.00

KSh907,309

-KSh8,562
3

Debit card Mobile wallet

You pay $7,000.99

KSh903,426

-KSh12,445
4

Bank transfer Mobile wallet

You pay $7,105.00

KSh903,426

-KSh12,445
5

Credit card Mobile wallet

You pay $7,210.00

KSh903,426

-KSh12,445

Show moreShow less

6

Debit card Bank deposit

You pay $7,000.00

KSh902,310

-KSh13,561
7

Debit card Card deposit

You pay $7,000.00

KSh899,514

-KSh16,357
8

Credit card Bank deposit

You pay $7,177.99

KSh895,830

-KSh20,041
9

Bank transfer Card deposit

You pay $7,074.99

KSh895,790

-KSh20,081
10

Debit card Cash pickup

You pay $7,075.99

KSh894,709

-KSh21,161
11

Bank transfer Cash pickup

You pay $7,105.00

KSh894,709

-KSh21,161
12

Credit card Cash pickup

You pay $7,179.99

KSh894,709

-KSh21,161
13

Cash deposit Cash pickup

You pay $7,060.79

KSh885,840

-KSh30,030

Things to consider before sending USD to Kenya

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/KES company

Cheapest way to send money to Kenya

The cheapest option is WorldRemit, funded by debit card with mobile money for the payout. Your recipient gets 915,870.64 KES, which is 0.93% more than the next best option.

Fastest way to send money to Kenya

The fastest option is TapTap Send. Pay by debit card and choose mobile money for the payout. Your recipient gets 903,420 KES, with the money arriving in minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Kenya?

For transfers over $10,000, Key Currency is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Kenya.

While Key Currency may not always be the cheapest or fastest way to send KES, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Kenya and the United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 240 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/KES transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

Send money from Kenya

Send money from Kenya to United Kingdom Send money from Kenya to South Africa Send money from Kenya to Canada Send money from Kenya to India Send money from Kenya to Australia Send money from Kenya to Nigeria Send money from Kenya to Germany Send money from Kenya to Ethiopia Send money from Kenya to Philippines Send money from Kenya to Cameroon Send money from Kenya to Somalia Send money from Kenya to Uganda Send money from Kenya to Zambia

Send money to Kenya

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.8099	–	KES 908,669.33
WorldRemit Cheapest	130.8558	$0.99	KES 915,860.70	+KES 7,191.37
Key Currency	129.4854	$0.00	KES 906,397.66	−KES 2,271.67
Regency FX	129.4594	$0.00	KES 906,215.93	−KES 2,453.40

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.7399	–	KES 908,179.40
WorldRemit Cheapest	130.8558	$0.99	KES 915,860.70	+KES 7,681.30
Key Currency	129.4156	$0.00	KES 905,908.95	−KES 2,270.45
Regency FX	129.3896	$0.00	KES 905,727.31	−KES 2,452.09

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.7103	–	KES 907,971.87
Key Currency Cheapest	129.3860	$0.00	KES 905,701.94	−KES 2,269.93
Regency FX	129.3600	$0.00	KES 905,520.34	−KES 2,451.53
WorldRemit No quote collected this day	–	–	–	–

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.8502	–	KES 908,951.27
Key Currency Cheapest	129.5256	$0.00	KES 906,678.90	−KES 2,272.37
Regency FX	129.4996	$0.00	KES 906,497.11	−KES 2,454.16
WorldRemit No quote collected this day	–	–	–	–

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.9902	–	KES 909,931.70
Key Currency Cheapest	129.6653	$0.00	KES 907,656.87	−KES 2,274.83
Regency FX	129.6393	$0.00	KES 907,474.89	−KES 2,456.81
WorldRemit No quote collected this day	–	–	–	–

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	130.0983	–	KES 910,688.07
WorldRemit Cheapest	130.9451	$0.99	KES 916,486.20	+KES 5,798.13
Key Currency	129.7731	$0.00	KES 908,411.35	−KES 2,276.72
Regency FX	129.7470	$0.00	KES 908,229.21	−KES 2,458.86

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.8901	–	KES 909,230.60
WorldRemit Cheapest	130.9451	$0.99	KES 916,486.20	+KES 7,255.60
Key Currency	129.5654	$0.00	KES 906,957.52	−KES 2,273.07
Regency FX	129.5394	$0.00	KES 906,775.67	−KES 2,454.92

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
WorldRemit Cheapest	130.8543	$0.99	KES 915,850.76	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.9200	–	KES 909,440.22
WorldRemit Cheapest	130.8543	$0.99	KES 915,850.76	+KES 6,410.54
Key Currency	129.5952	$0.00	KES 907,166.62	−KES 2,273.60
Regency FX	129.5692	$0.00	KES 906,984.74	−KES 2,455.48

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.8899	–	KES 909,229.24
Key Currency Cheapest	129.5652	$0.00	KES 906,956.16	−KES 2,273.08
Regency FX	129.5392	$0.00	KES 906,774.32	−KES 2,454.92
WorldRemit No quote collected this day	–	–	–	–

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.8501	–	KES 908,950.60
WorldRemit Cheapest	130.8543	$0.99	KES 915,850.76	+KES 6,900.16
Key Currency	129.5255	$0.00	KES 906,678.23	−KES 2,272.37
Regency FX	129.4995	$0.00	KES 906,496.44	−KES 2,454.16

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.7541	–	KES 908,278.67
WorldRemit Cheapest	130.8947	$0.99	KES 916,133.24	+KES 7,854.57
Key Currency	129.4297	$0.00	KES 906,007.97	−KES 2,270.70
Regency FX	129.4038	$0.00	KES 905,826.31	−KES 2,452.35

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.8100	–	KES 908,669.83
WorldRemit Cheapest	130.8947	$0.99	KES 916,133.24	+KES 7,463.41
Key Currency	129.4855	$0.00	KES 906,398.15	−KES 2,271.68
Regency FX	129.4595	$0.00	KES 906,216.42	−KES 2,453.41

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.8500	–	KES 908,949.71
Key Currency Cheapest	129.5253	$0.00	KES 906,677.34	−KES 2,272.37
Regency FX	129.4994	$0.00	KES 906,495.55	−KES 2,454.16
WorldRemit No quote collected this day	–	–	–	–

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.8798	–	KES 909,158.80
WorldRemit Cheapest	130.8154	$0.99	KES 915,578.43	+KES 6,419.63
Key Currency	129.5551	$0.00	KES 906,885.90	−KES 2,272.90
Regency FX	129.5292	$0.00	KES 906,704.07	−KES 2,454.73

Thu, Oct 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.9197	–	KES 909,438.05
WorldRemit Cheapest	130.9163	$0.99	KES 916,284.35	+KES 6,846.30
Key Currency	129.5949	$0.00	KES 907,164.45	−KES 2,273.60
Regency FX	129.5689	$0.00	KES 906,982.56	−KES 2,455.49

Fri, Oct 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
WorldRemit Cheapest	130.9465	$0.99	KES 916,496.14	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Sat, Oct 31, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.7917	–	KES 908,541.87
WorldRemit Cheapest	130.9465	$0.99	KES 916,496.14	+KES 7,954.28
Key Currency	129.4672	$0.00	KES 906,270.51	−KES 2,271.35
Regency FX	129.4413	$0.00	KES 906,088.80	−KES 2,453.06

Mon, Nov 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.8966	–	KES 909,276.32
WorldRemit Cheapest	130.9465	$0.99	KES 916,496.14	+KES 7,219.82
Key Currency	129.5719	$0.00	KES 907,003.13	−KES 2,273.19
Regency FX	129.5459	$0.00	KES 906,821.27	−KES 2,455.05

Tue, Nov 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.9406	–	KES 909,584.12
WorldRemit Cheapest	130.8457	$0.99	KES 915,790.22	+KES 6,206.10
Key Currency	129.6157	$0.00	KES 907,310.16	−KES 2,273.96
Regency FX	129.5897	$0.00	KES 907,128.24	−KES 2,455.88

Wed, Nov 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.9898	–	KES 909,928.70
WorldRemit Cheapest	130.9667	$0.99	KES 916,637.31	+KES 6,708.61
Key Currency	129.6648	$0.00	KES 907,653.88	−KES 2,274.82
Regency FX	129.6388	$0.00	KES 907,471.89	−KES 2,456.81

Thu, Nov 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.9401	–	KES 909,580.76
WorldRemit Cheapest	130.7995	$0.99	KES 915,466.73	+KES 5,885.97
Key Currency	129.6153	$0.00	KES 907,306.80	−KES 2,273.96
Regency FX	129.5893	$0.00	KES 907,124.89	−KES 2,455.87

Fri, Nov 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.9402	–	KES 909,581.39
WorldRemit Cheapest	130.8499	$0.99	KES 915,819.41	+KES 6,238.02
Key Currency	129.6153	$0.00	KES 907,307.44	−KES 2,273.95
Regency FX	129.5894	$0.00	KES 907,125.52	−KES 2,455.87

Sat, Nov 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	129.9504	–	KES 909,652.70
WorldRemit Cheapest	130.8499	$0.99	KES 915,819.41	+KES 6,166.71
Key Currency	129.6255	$0.00	KES 907,378.56	−KES 2,274.14
Regency FX	129.5995	$0.00	KES 907,196.63	−KES 2,456.07

Sun, Nov 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	130.2094	–	KES 911,465.86
WorldRemit Cheapest	130.8499	$0.99	KES 915,819.41	+KES 4,353.55
Key Currency	129.8839	$0.00	KES 909,187.19	−KES 2,278.67
Regency FX	129.8578	$0.00	KES 909,004.90	−KES 2,460.96

How to send money to Kenya from the US with the best USD-KES rate

Best companies for USD/KES transfers