Best companies for AUD/KES transfers
3 of 3 providers Last updated on 28 October 2026
Based on 2,000 AUD transfer Best companies for AUD/KES transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $22.03 1 AUD = 91.3040 KES +0.03% vs mid-market	Recipient gets KES 180,597.00 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $22.031 AUD = 91.3040 KES KES 180,597.00You pay$2,000.00
Run a live search Showing top Australia to Kenya deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to KES rates.
Run a live search These companies offer multi-currency accounts for spending KES. We suggest doing a live search based on how much AUD you're planning to spend in Kenya.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Africhange Pay via Bank Transfer	Fees: $1.10 1 AUD = 91.3057 KES +0.03% vs mid-market	Recipient gets KES 182,611.43 Minutes
0 reviews Cheapest Receive to bank account or debit card
Ways to receive money in Kenya with Africhange when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes $1.101 AUD = 91.3057 KES KES 182,611.43You pay$2,001.10
Western Union Pay via Debit Card	Fees: $0.00 1 AUD = 90.6767 KES +0.72% vs mid-market	Recipient gets KES 181,354.00 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Kenya with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 90.6767 KES KES 181,354.00You pay$2,000.00

Western Union Pay via Bank Transfer	Fees: $0.00 1 AUD = 90.6767 KES +0.72% vs mid-market	Recipient gets KES 181,354.00 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Kenya with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 90.6767 KES KES 181,354.00You pay$2,000.00
Wise Pay via Bank Transfer	Fees: $22.03 1 AUD = 91.3040 KES +0.03% vs mid-market	Recipient gets KES 180,597.00 Within minutes
25 reviews FastestRecommended Receive to bank accountDedicated support for large transfers
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $22.031 AUD = 91.3040 KES KES 180,597.00You pay$2,000.00

Wise Pay via Osko	Fees: $22.03 1 AUD = 91.3040 KES +0.03% vs mid-market	Recipient gets KES 180,597.00 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Kenya with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $22.031 AUD = 91.3040 KES KES 180,597.00You pay$2,000.00
Wise Pay via Debit Card	Fees: $27.50 1 AUD = 91.3040 KES +0.03% vs mid-market	Recipient gets KES 180,097.00 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Kenya with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $27.501 AUD = 91.3040 KES KES 180,097.00You pay$2,000.00
Wise Pay via Credit Card	Fees: $40.86 1 AUD = 91.3040 KES +0.03% vs mid-market	Recipient gets KES 178,877.00 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Kenya with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $40.861 AUD = 91.3040 KES KES 178,877.00You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 91.3344 KES Updates every 60 minutes.

Why compare

AUD/KES exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Kenya

Pick a company

Start with the cheapest, which is Africhange at 182,611.43 KES on A$2,000.

Africhange was the cheapest on 7 of the 16 days it quoted A$2,000 transfers to Kenya.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, osko, and credit card.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Kenya?

How much AUD you send to Kenya heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Africhange was the cheapest in 29% of the transfers up to A$2,000 it quoted, and in 70% of all the transfers it quoted.


$800	-1.94%	$0.00	KES 74,520.00with payto to bank deposit	+KES 2,284.08
$1,000	-1.38%	$0.00	KES 92,630.00with payto to bank deposit	+KES 2,410.12
$1,500	-0.60%	$0.00	KES 137,925.00with payto to bank deposit	+KES 2,776.54
$2,000This page	0.03%	$1.10	KES 182,611.43with bank transfer to bank deposit	+KES 1,827.51
$3,000	0.61%	$9.50	KES 271,496.44with bank transfer to bank deposit	KES 0.00
$7,500	0.00%	$1.10	KES 684,844.96with bank transfer to bank deposit	+KES 7,567.27
$12,000	0.00%	$1.10	KES 1,095,756.52with bank transfer to bank deposit	+KES 11,481.12
$15,000	0.25%	$0.00	KES 1,366,201.65with bank transfer to bank deposit	+KES 12,534.41
$50,000	0.20%	$0.00	KES 4,560,987.99with bank transfer to bank deposit	+KES 22,383.38
$100,000	0.20%	$0.00	KES 9,113,003.57with bank transfer to bank deposit	+KES 76,833.87
$250,000	0.00%	$1.10	KES 22,828,165.25with bank transfer to bank deposit	+KES 215,701.44
$500,000	0.00%	$1.10	KES 45,647,558.00with bank transfer to bank deposit	+KES 461,562.18

Mid-market rate: 1 AUD = 91.3344 KES

AUD/KES Exchange Rate History

Is today a good time to send money from Australia to Kenya?

The cheapest way to send AUD to KES can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Africhange), across 30 days of comparisons for 2,000 AUD transfers to Kenya.

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more KES per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 16 of the last 30 days.

Right now, Africhange pays 182,611.43 KES on 2,000 AUD, which is 57.35 KES less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 183,120 KES.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Ways to send money from Australia to Kenya

3 money transfer companies let you send money from Australia to Kenya.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Kenya.

For example, sending A$2,000 with Africhange will get you 182,611.43 KES after a A$1.1 fee and 0.03% markup.

In our comparisons over the past month, it was the cheapest online service on 7 of the 16 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Africhange takes A$1.1 in fees and 0.03% markup on a A$2,000 transfer, and your KES arrives in minutes.

Over the past month, Africhange was the cheapest app on 44% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

Brokers like TorFX, Key Currency, or Xe charge no fee on large transfers, just a margin that gets lower the more you send.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in KES, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and KES in one account, and convert when the rate suits you.

Wise converts A$2,000 at 0.03% markup, and the KES sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 40% of days.

Most useful if you travel often to Kenya, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Kenya

With Africhange, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 182,611.43 KES.

You can fund the transfer with bank transfer, debit card, osko, and credit card.

Recipients in Kenya can collect KES through bank deposit.

1

Bank transfer Bank deposit

You pay A$2,001.10

KSh182,611

Cheapest
2

Debit card Bank deposit

You pay A$2,000.00

KSh181,354

-KSh1,257
3

Osko Bank deposit

You pay A$2,000.00

KSh180,597

-KSh2,014
4

Credit card Bank deposit

You pay A$2,000.00

KSh178,877

-KSh3,734

Consider this before sending AUD to Kenya

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/KES transfer options

For a A$2,000 transfer to Kenya, these are the best options right now:

Cheapest

Africhange is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 182,611.43 KES, which is 0.69% more than the next best option.

Fastest

Wise delivers 180,597 KES in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Kenya.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Kenya.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 3 companies sending AUD to Kenya, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 332 comparisons across 12 amounts.

This page covers the cheapest and fastest options for AUD/KES transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Australia

Send money to Kenya

Tue, 29 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	90.6919	–	KES 181,383.76
Africhange Cheapest	90.7372	$1.10	KES 181,474.44	+KES 90.68
Western Union	90.3734	$0.00	KES 180,747.00	−KES 636.76
Wise	90.6937	$22.03	KES 179,389.00	−KES 1,994.76
NAB	86.2561	$0.00	KES 172,512.15	−KES 8,871.61

Wed, 30 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	90.5594	–	KES 181,118.89
Africhange Cheapest	90.4803	$1.10	KES 180,960.55	−KES 158.34
Western Union	89.9727	$0.00	KES 179,946.00	−KES 1,172.89
Wise	90.5331	$22.03	KES 179,072.00	−KES 2,046.89
NAB	86.4325	$0.00	KES 172,865.01	−KES 8,253.88

Thu, 1 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	90.1985	–	KES 180,396.98
Ria Money Transfer Cheapest	90.2869	$2.89	KES 180,312.86	−KES 84.12
Western Union	89.4762	$0.00	KES 178,953.00	−KES 1,443.98
Wise	90.2022	$22.03	KES 178,417.00	−KES 1,979.98
NAB	86.4325	$0.00	KES 172,865.01	−KES 7,531.97
Africhange No quote collected this day	–	–	–	–

Fri, 2 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	89.9993	–	KES 179,998.60
Ria Money Transfer Cheapest	90.2869	$2.89	KES 180,312.86	+KES 314.26
Western Union	89.2032	$0.00	KES 178,407.00	−KES 1,591.60
Wise	89.9988	$22.03	KES 178,015.00	−KES 1,983.60
NAB	85.9970	$0.00	KES 171,994.00	−KES 8,004.60
Africhange No quote collected this day	–	–	–	–

Sat, 3 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	88.8855	–	KES 177,770.94
Ria Money Transfer Cheapest	90.2869	$2.89	KES 180,312.86	+KES 2,541.92
Western Union	89.3879	$0.00	KES 178,776.00	+KES 1,005.06
Wise	90.2606	$22.03	KES 178,533.00	+KES 762.06
NAB	85.3785	$0.00	KES 170,757.00	−KES 7,013.94
Africhange No quote collected this day	–	–	–	–

How to send money to Kenya from Australia with the best AUD-KES rate

Best companies for AUD/KES transfers