Of the 11 companies we analysed, Africhange is the cheapest app overall for sending $2,000 to Kenya.
On a 2,000 AUD transfer it will get your recipient 186,584.76 KES.
| 11 of 11 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze AUD/KES exchange rates from our comparisons. | |||
| Based on 2,000 AUD transfer Best companies for AUD/KES transfersAll money transfer offers for AUD/KES transfers, sorted by most KES received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Ad  Wise Pay via Bank Transfer | Fees: $22.03 1 AUD = 93.2521 KES +0.04% vs mid-market | Recipient gets KES 184,450.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $22.031 AUD = 93.2521 KES KES 184,450.00You pay$2,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $1.99 1 AUD = 92.4666 KES +0.89% vs mid-market | Recipient gets KES 184,933.20 6-12 Hours | |
Ways to receive money in Kenya with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $1.991 AUD = 92.4666 KES KES 184,933.20You pay$2,001.99 Mobile wallet6-12 HoursAvailable via:Select Wallets $0.991 AUD = 92.3880 KES KES 184,776.00You pay$2,000.99 Cash pickup6-12 Hours $3.991 AUD = 92.1015 KES KES 184,203.00You pay$2,003.99 | |||
Run a live search Showing top Australia to Kenya deals for 2,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to KES rates. | |||
Run a live search These companies offer multi-currency accounts for spending KES. We suggest doing a live search based on how much AUD you're planning to spend in Kenya. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Africhange Pay via Bank Transfer | Fees: $1.10 1 AUD = 93.2924 KES 0.00% vs mid-market | Recipient gets KES 186,584.76 Minutes | |
Ways to receive money in Kenya with Africhange when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes $1.101 AUD = 93.2924 KES KES 186,584.76You pay$2,001.10 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $3.00 1 AUD = 92.6319 KES +0.71% vs mid-market | Recipient gets KES 184,985.80 Within minutes | |
Ways to receive money in Kenya with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $3.001 AUD = 92.6319 KES KES 184,985.80You pay$2,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 92.4859 KES +0.87% vs mid-market | Recipient gets KES 184,972.00 Next Day | |
Ways to receive money in Kenya with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 92.4859 KES KES 184,972.00You pay$2,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 92.4859 KES +0.87% vs mid-market | Recipient gets KES 184,972.00 Next Day | |
Ways to receive money in Kenya with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 92.4859 KES KES 184,972.00You pay$2,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $1.99 1 AUD = 92.4666 KES +0.89% vs mid-market | Recipient gets KES 184,933.20 6-12 Hours | |
Ways to receive money in Kenya with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $1.991 AUD = 92.4666 KES KES 184,933.20You pay$2,001.99 Mobile wallet6-12 HoursAvailable via:Select Wallets $0.991 AUD = 92.3880 KES KES 184,776.00You pay$2,000.99 Cash pickup6-12 Hours $3.991 AUD = 92.1015 KES KES 184,203.00You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $1.99 1 AUD = 92.4666 KES +0.89% vs mid-market | Recipient gets KES 184,933.20 6-12 Hours | |
Ways to receive money in Kenya with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $1.991 AUD = 92.4666 KES KES 184,933.20You pay$2,001.99 Mobile wallet6-12 HoursAvailable via:Select Wallets $0.991 AUD = 92.3880 KES KES 184,776.00You pay$2,000.99 Cash pickup6-12 Hours $3.991 AUD = 92.1015 KES KES 184,203.00You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $32.99 1 AUD = 92.4666 KES +0.89% vs mid-market | Recipient gets KES 184,933.20 6-12 Hours | |
Ways to receive money in Kenya with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $32.991 AUD = 92.4666 KES KES 184,933.20You pay$2,032.99 Mobile wallet6-12 HoursAvailable via:Select Wallets $32.991 AUD = 92.3880 KES KES 184,776.00You pay$2,032.99 Cash pickup6-12 Hours $32.991 AUD = 92.1015 KES KES 184,203.00You pay$2,032.99 | |||
 Remitly Pay via PayTo | Fees: $0.00 1 AUD = 92.2800 KES +1.09% vs mid-market | Recipient gets KES 184,560.00 2 Days | |
Ways to receive money in Kenya with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 92.2800 KES KES 184,560.00You pay$1,985.00 | |||
| Wise Pay via Bank Transfer | Fees: $22.03 1 AUD = 93.2521 KES +0.04% vs mid-market | Recipient gets KES 184,450.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $22.031 AUD = 93.2521 KES KES 184,450.00You pay$2,000.00 | |||
| Wise Pay via Osko | Fees: $22.03 1 AUD = 93.2521 KES +0.04% vs mid-market | Recipient gets KES 184,450.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $22.031 AUD = 93.2521 KES KES 184,450.00You pay$2,000.00 | |||
| Wise Pay via Debit Card | Fees: $27.50 1 AUD = 93.2521 KES +0.04% vs mid-market | Recipient gets KES 183,940.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $27.501 AUD = 93.2521 KES KES 183,940.00You pay$2,000.00 | |||
 Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 91.9229 KES +1.48% vs mid-market | Recipient gets KES 183,845.80 6-12 Hours | |
Ways to receive money in Kenya with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 91.9229 KES KES 183,845.80You pay$2,000.00 | |||
 Instarem Pay via Debit Card | Fees: $30.00 1 AUD = 93.1634 KES +0.14% vs mid-market | Recipient gets KES 183,531.90 6-12 Hours | |
Ways to receive money in Kenya with Instarem when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $30.001 AUD = 93.1634 KES KES 183,531.90You pay$2,000.00 | |||
| Instarem Pay via Credit Card | Fees: $30.00 1 AUD = 93.1634 KES +0.14% vs mid-market | Recipient gets KES 183,531.90 6-12 Hours | |
Ways to receive money in Kenya with Instarem when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $30.001 AUD = 93.1634 KES KES 183,531.90You pay$2,000.00 | |||
| Xe Pay via Debit Card | Fees: $6.00 1 AUD = 91.9229 KES +1.48% vs mid-market | Recipient gets KES 183,294.26 6-12 Hours | |
Ways to receive money in Kenya with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 91.9229 KES KES 183,294.26You pay$2,000.00 | |||
| Wise Pay via Credit Card | Fees: $40.86 1 AUD = 93.2521 KES +0.04% vs mid-market | Recipient gets KES 182,694.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $40.861 AUD = 93.2521 KES KES 182,694.00You pay$2,000.00 | |||
| Xe Pay via Credit Card | Fees: $15.00 1 AUD = 91.9229 KES +1.48% vs mid-market | Recipient gets KES 182,466.96 6-12 Hours | |
Ways to receive money in Kenya with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 91.9229 KES KES 182,466.96You pay$2,000.00 | |||
| Remitly Pay via Debit Card | Fees: $0.00 1 AUD = 90.8800 KES +2.62% vs mid-market | Recipient gets KES 181,760.00 2 Days | |
Ways to receive money in Kenya with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 90.8800 KES KES 181,760.00You pay$1,985.00 | |||
| Remitly Pay via Credit Card | Fees: $19.85 1 AUD = 90.8800 KES +2.62% vs mid-market | Recipient gets KES 181,760.00 2 Days | |
Ways to receive money in Kenya with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $19.851 AUD = 90.8800 KES KES 181,760.00You pay$2,004.85 | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 AUD = 90.6500 KES +2.87% vs mid-market | Recipient gets KES 181,300.00 Minutes | |
Ways to receive money in Kenya with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:Airtel, M-PESA Free1 AUD = 90.6500 KES KES 181,300.00You pay$2,000.00 | |||
 NAB Pay via Bank Transfer | Fees: $0.00 1 AUD = 89.1326 KES +4.56% vs mid-market | Recipient gets KES 178,265.17 3-5 Days | |
Ways to receive money in Kenya with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 89.1326 KES KES 178,265.17You pay$2,000.00 | |||
 Ria Money Transfer Pay via Bank Transfer | Fees: $0.00 1 AUD = 88.8259 KES +4.91% vs mid-market | Recipient gets KES 177,651.75 6-12 Hours | |
Ways to receive money in Kenya with Ria Money Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 88.8259 KES KES 177,651.75You pay$2,000.00 Mobile wallet6-12 Hours Free1 AUD = 88.8259 KES KES 177,651.75You pay$2,000.00 Cash pickup6-12 Hours Free1 AUD = 86.4703 KES KES 172,940.66You pay$2,000.00 | |||
| Ria Money Transfer Pay via Mobile wallet | Fees: $0.00 1 AUD = 88.8259 KES +4.91% vs mid-market | Recipient gets KES 177,651.75 6-12 Hours | |
Ways to receive money in Kenya with Ria Money Transfer when paying by mobile wallet. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 88.8259 KES KES 177,651.75You pay$2,000.00 Mobile wallet6-12 Hours Free1 AUD = 88.8259 KES KES 177,651.75You pay$2,000.00 Cash pickup6-12 Hours Free1 AUD = 86.4703 KES KES 172,940.66You pay$2,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $2.89 1 AUD = 88.8259 KES +4.91% vs mid-market | Recipient gets KES 177,395.04 6-12 Hours | |
Ways to receive money in Kenya with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 88.8259 KES KES 177,395.04You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 88.8259 KES KES 177,395.04You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 86.4703 KES KES 172,690.76You pay$2,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $2.89 1 AUD = 88.8259 KES +4.91% vs mid-market | Recipient gets KES 177,395.04 6-12 Hours | |
Ways to receive money in Kenya with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 88.8259 KES KES 177,395.04You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 88.8259 KES KES 177,395.04You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 86.4703 KES KES 172,690.76You pay$2,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 93.292381 KES Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Africhange at 186,584.76 KES on $2,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 7 ways to pay, including debit card, bank transfer, credit card, poli, payto, osko, and mobile wallet.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
11 money transfer companies let you send money from Australia to Kenya.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to Kenya.
For example, sending $500 with Africhange will get you 186,584.76 KES after a $1.1 fee and 0% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
Africhange takes $1.1 in fees and 0% markup on a $1.1 transfer, and your KES arrives in minutes.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.
With Xe you get 1.48% on AUD/KES, and it gets lower the more you send.
You also get an account manager for the whole thing.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in KES, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and KES in one account, and convert when the rate suits you.
Revolut converts $2,000 at 0.71% markup, and the KES sits in your account until you spend or transfer it.
Most useful if you travel often to Kenya, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
Compare first
The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.
However, the cost is moved into the exchange rate instead.
On a $2,000 transfer, a bank like NAB adds 4.56% markup and delivers 178,265.17 KES, against 186,584.76 KES via Africhange (the cheapest option).
With Africhange, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 186,584.76 KES.
You can fund the transfer with debit card, bank transfer, credit card, poli, payto, osko, and mobile wallet.
Recipients in the Kenya can collect KES through bank deposit, mobile wallet, cash pickup, and mobile money.
Your recipient can have KES delivered to a mobile wallet, without a bank account.
Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.
Receive KES in a mobile wallet
Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.
They can collect cash via Western Union
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Kenya.
You pay $2,001.10
KSh186,585
Cheapest
You pay $2,000.00
KSh184,972
-KSh1,613
You pay $2,001.99
KSh184,933
-KSh1,652
You pay $2,032.99
KSh184,933
-KSh1,652
You pay $2,000.99
KSh184,776
-KSh1,809
You pay $2,000.99
KSh184,776
-KSh1,809
You pay $2,032.99
KSh184,776
-KSh1,809
You pay $1,985.00
KSh184,560
-KSh2,025
You pay $2,000.00
KSh184,450
-KSh2,135
You pay $2,003.99
KSh184,203
-KSh2,382
You pay $2,003.99
KSh184,203
-KSh2,382
You pay $2,032.99
KSh184,203
-KSh2,382
You pay $2,000.00
KSh181,300
-KSh5,285
You pay $2,000.00
KSh177,652
-KSh8,933
You pay $2,000.00
KSh177,652
-KSh8,933
You pay $2,000.00
KSh177,652
-KSh8,933
You pay $2,000.00
KSh172,941
-KSh13,644
You pay $2,000.00
KSh172,941
-KSh13,644
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $2,000 transfer to Kenya, these are the best options right now:
Cheapest
Africhange is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 186,584.76 KES, which is 0.86% more than the next best option.
Fastest
Revolut delivers 184,985.8 KES in within minutes when you use bank transfer and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Kenya.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in Kenya.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/KES rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 93.166593 KES
We track 11 companies sending AUD to Kenya, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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