Of the 9 companies we analysed, Remitly is the cheapest app overall for sending $2,000 to Kenya.
On a 2,000 AUD transfer it will get your recipient 181,140 KES.
| 9 of 9 providers Last updated on 28 September 2026 | |||
| Based on 2,000 AUD transfer Best companies for AUD/KES transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $22.03 1 AUD = 91.0235 KES -0.02% vs mid-market | Recipient gets KES 180,042.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $22.031 AUD = 91.0235 KES KES 180,042.00You pay$2,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $1.99 1 AUD = 90.3553 KES +0.72% vs mid-market | Recipient gets KES 180,710.60 6-12 Hours | |
Ways to receive money in Kenya with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $1.991 AUD = 90.3553 KES KES 180,710.60You pay$2,001.99 Mobile wallet6-12 HoursAvailable via:Select Wallets $0.991 AUD = 90.3344 KES KES 180,668.80You pay$2,000.99 Cash pickup6-12 Hours $3.991 AUD = 90.0299 KES KES 180,059.80You pay$2,003.99 | |||
Run a live search Showing top Australia to Kenya deals for 2,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to KES rates. | |||
Run a live search These companies offer multi-currency accounts for spending KES. We suggest doing a live search based on how much AUD you're planning to spend in Kenya. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Remitly Pay via PayTo | Fees: $0.00 1 AUD = 90.5700 KES +0.48% vs mid-market | Recipient gets KES 181,140.00 2 Days | |
Ways to receive money in Kenya with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 90.5700 KES KES 181,140.00You pay$1,985.00 | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 AUD = 90.5000 KES +0.56% vs mid-market | Recipient gets KES 181,000.00 Minutes | |
Ways to receive money in Kenya with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:Airtel, M-PESA Free1 AUD = 90.5000 KES KES 181,000.00You pay$2,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $3.00 1 AUD = 90.5034 KES +0.55% vs mid-market | Recipient gets KES 180,735.23 Within minutes | |
Ways to receive money in Kenya with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $3.001 AUD = 90.5034 KES KES 180,735.23You pay$2,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $1.99 1 AUD = 90.3553 KES +0.72% vs mid-market | Recipient gets KES 180,710.60 6-12 Hours | |
Ways to receive money in Kenya with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $1.991 AUD = 90.3553 KES KES 180,710.60You pay$2,001.99 Mobile wallet6-12 HoursAvailable via:Select Wallets $0.991 AUD = 90.3344 KES KES 180,668.80You pay$2,000.99 Cash pickup6-12 Hours $3.991 AUD = 90.0299 KES KES 180,059.80You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $1.99 1 AUD = 90.3553 KES +0.72% vs mid-market | Recipient gets KES 180,710.60 6-12 Hours | |
Ways to receive money in Kenya with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $1.991 AUD = 90.3553 KES KES 180,710.60You pay$2,001.99 Mobile wallet6-12 HoursAvailable via:Select Wallets $0.991 AUD = 90.3344 KES KES 180,668.80You pay$2,000.99 Cash pickup6-12 Hours $3.991 AUD = 90.0299 KES KES 180,059.80You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $32.99 1 AUD = 90.3553 KES +0.72% vs mid-market | Recipient gets KES 180,710.60 6-12 Hours | |
Ways to receive money in Kenya with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $32.991 AUD = 90.3553 KES KES 180,710.60You pay$2,032.99 Mobile wallet6-12 HoursAvailable via:Select Wallets $32.991 AUD = 90.3344 KES KES 180,668.80You pay$2,032.99 Cash pickup6-12 Hours $32.991 AUD = 90.0299 KES KES 180,059.80You pay$2,032.99 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 90.1973 KES +0.89% vs mid-market | Recipient gets KES 180,395.00 Next Day | |
Ways to receive money in Kenya with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 90.1973 KES KES 180,395.00You pay$2,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 90.1973 KES +0.89% vs mid-market | Recipient gets KES 180,395.00 Next Day | |
Ways to receive money in Kenya with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 90.1973 KES KES 180,395.00You pay$2,000.00 | |||
 Ria Money Transfer Pay via Credit Card | Fees: $2.89 1 AUD = 90.2869 KES +0.79% vs mid-market | Recipient gets KES 180,312.86 6-12 Hours | |
Ways to receive money in Kenya with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 90.2869 KES KES 180,312.86You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 90.2869 KES KES 180,312.86You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 87.8790 KES KES 175,504.06You pay$2,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $2.89 1 AUD = 90.2869 KES +0.79% vs mid-market | Recipient gets KES 180,312.86 6-12 Hours | |
Ways to receive money in Kenya with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 90.2869 KES KES 180,312.86You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 90.2869 KES KES 180,312.86You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 87.8790 KES KES 175,504.06You pay$2,000.00 | |||
| Ria Money Transfer Pay via PayID | Fees: $2.89 1 AUD = 90.2869 KES +0.79% vs mid-market | Recipient gets KES 180,312.86 6-12 Hours | |
Ways to receive money in Kenya with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 90.2869 KES KES 180,312.86You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 90.2869 KES KES 180,312.86You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 87.8790 KES KES 175,504.06You pay$2,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $22.03 1 AUD = 91.0235 KES -0.02% vs mid-market | Recipient gets KES 180,042.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $22.031 AUD = 91.0235 KES KES 180,042.00You pay$2,000.00 | |||
| Wise Pay via Osko | Fees: $22.03 1 AUD = 91.0235 KES -0.02% vs mid-market | Recipient gets KES 180,042.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $22.031 AUD = 91.0235 KES KES 180,042.00You pay$2,000.00 | |||
| Wise Pay via Debit Card | Fees: $27.50 1 AUD = 91.0235 KES -0.02% vs mid-market | Recipient gets KES 179,544.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $27.501 AUD = 91.0235 KES KES 179,544.00You pay$2,000.00 | |||
 Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 89.2977 KES +1.90% vs mid-market | Recipient gets KES 178,595.40 6-12 Hours | |
Ways to receive money in Kenya with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 89.2977 KES KES 178,595.40You pay$2,000.00 | |||
| Wise Pay via Credit Card | Fees: $40.86 1 AUD = 91.0235 KES -0.02% vs mid-market | Recipient gets KES 178,328.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $40.861 AUD = 91.0235 KES KES 178,328.00You pay$2,000.00 | |||
| Xe Pay via Debit Card | Fees: $6.00 1 AUD = 89.2977 KES +1.90% vs mid-market | Recipient gets KES 178,059.61 6-12 Hours | |
Ways to receive money in Kenya with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 89.2977 KES KES 178,059.61You pay$2,000.00 | |||
| Remitly Pay via Debit Card | Fees: $0.00 1 AUD = 88.7500 KES +2.51% vs mid-market | Recipient gets KES 177,500.00 2 Days | |
Ways to receive money in Kenya with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 88.7500 KES KES 177,500.00You pay$1,985.00 | |||
| Remitly Pay via Credit Card | Fees: $19.85 1 AUD = 88.7500 KES +2.51% vs mid-market | Recipient gets KES 177,500.00 2 Days | |
Ways to receive money in Kenya with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $19.851 AUD = 88.7500 KES KES 177,500.00You pay$2,004.85 | |||
| Xe Pay via Credit Card | Fees: $15.00 1 AUD = 89.2977 KES +1.90% vs mid-market | Recipient gets KES 177,255.93 6-12 Hours | |
Ways to receive money in Kenya with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 89.2977 KES KES 177,255.93You pay$2,000.00 | |||
 NAB Pay via Bank Transfer | Fees: $0.00 1 AUD = 86.2561 KES +5.36% vs mid-market | Recipient gets KES 172,512.15 3-5 Days | |
Ways to receive money in Kenya with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 86.2561 KES KES 172,512.15You pay$2,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 91.0067 KES Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Remitly at 181,140 KES on $2,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 7 ways to pay, including debit card, credit card, bank transfer, payto, poli, payid, and osko.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
How much AUD you send to Kenya heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | 0.58% | $0.00 | KES 90,561.00with debit card to bank deposit | +KES 957.06 | |
| $1,500 | 0.00% | $1.10 | KES 136,627.65with bank transfer to bank deposit | +KES 2,024.26 | |
| $2,000This page | 0.48% | $0.00 | KES 181,140.00with payto to bank deposit | +KES 1,801.20 | |
| $3,000 | 0.52% | $0.00 | KES 271,500.00with debit card to mobile money | +KES 2,713.79 | |
| $7,500 | -0.07% | $1.10 | KES 682,703.69with bank transfer to bank deposit | +KES 7,423.44 | |
| $12,000 | -0.07% | $1.10 | KES 1,092,325.91with bank transfer to bank deposit | +KES 11,021.76 | |
| $15,000 | 0.25% | $0.00 | KES 1,361,831.49with bank transfer to bank deposit | +KES 12,368.42 | |
| $100,000 | 0.20% | $0.00 | KES 9,082,225.65with bank transfer to bank deposit | +KES 71,663.76 | |
| $250,000 | 0.15% | $0.00 | KES 22,706,602.93with bank transfer to bank deposit | +KES 201,351.39 | |
| $500,000 | 0.15% | $0.00 | KES 45,431,164.88with bank transfer to bank deposit | +KES 423,737.17 |
Mid-market rate: 1 AUD = 91.0067 KES
9 money transfer companies let you send money from Australia to Kenya.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to Kenya.
For example, sending $500 with Remitly will get you 181,140 KES after a $0 fee and 0.48% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
Remitly takes $0 in fees and 0.48% markup on a $0 transfer, and your KES arrives in 2 days.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.
With Xe you get 1.9% on AUD/KES, and it gets lower the more you send.
You also get an account manager for the whole thing.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in KES, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and KES in one account, and convert when the rate suits you.
Revolut converts $2,000 at 0.55% markup, and the KES sits in your account until you spend or transfer it.
Most useful if you travel often to Kenya, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
Compare first
The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.
However, the cost is moved into the exchange rate instead.
On a $2,000 transfer, a bank like NAB adds 5.36% markup and delivers 172,512.15 KES, against 181,140 KES via Remitly (the cheapest option).
With Remitly, paying by payto and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 181,140 KES.
You can fund the transfer with debit card, credit card, bank transfer, payto, poli, payid, and osko.
You can pay with payid
Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.
Recipients in the Kenya can collect KES through bank deposit, mobile wallet, cash pickup, and mobile money.
Your recipient can have KES delivered to a mobile wallet, without a bank account.
Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.
Receive KES in a mobile wallet
Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.
They can collect cash via Remitly
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Kenya.
You pay $1,985.00
KSh181,140
Cheapest
You pay $2,000.00
KSh181,000
-KSh140
You pay $2,000.00
KSh180,735
-KSh405
You pay $2,001.99
KSh180,711
-KSh429
You pay $2,032.99
KSh180,711
-KSh429
You pay $2,001.99
KSh180,711
-KSh429
You pay $2,000.99
KSh180,669
-KSh471
You pay $2,032.99
KSh180,669
-KSh471
You pay $2,000.99
KSh180,669
-KSh471
You pay $2,000.00
KSh180,313
-KSh827
You pay $2,000.00
KSh180,313
-KSh827
You pay $2,003.99
KSh180,060
-KSh1,080
You pay $2,032.99
KSh180,060
-KSh1,080
You pay $2,003.99
KSh180,060
-KSh1,080
You pay $2,000.00
KSh180,042
-KSh1,098
You pay $2,000.00
KSh175,504
-KSh5,636
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $2,000 transfer to Kenya, these are the best options right now:
Cheapest
Remitly is cheapest when funded by payto with bank deposit for the payout. Your recipient gets 181,140 KES, which is 0.08% more than the next best option.
Fastest
Revolut delivers 180,735.23 KES in within minutes when you use bank transfer and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Kenya.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in Kenya.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/KES rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 91.206586 KES
We track 9 companies sending AUD to Kenya, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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