Best companies for SAR/KES transfers
2 of 2 providers Last updated on 28 October 2026
Based on 50,000 SAR transfer Best companies for SAR/KES transfers Sort Cheapest
Promoted Key Currency Pay via Bank transfer	Fee SAR 0.00 1 SAR = 34.5410 KES +0.25% vs mid-market	Recipient gets KES 1,727,049.65 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Kenya with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SAR = 34.5410 KES KES 1,727,049.65You paySAR 50,000.00
Promoted Regency FX Pay via Bank transfer	Fee SAR 0.00 1 SAR = 34.5341 KES +0.27% vs mid-market	Recipient gets KES 1,726,703.38 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Kenya with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SAR = 34.5341 KES KES 1,726,703.38You paySAR 50,000.00
Run a live search Showing top Saudi Arabia to Kenya deals for 50,000 SAR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live SAR to KES rates.
Run a live search These companies offer multi-currency accounts for spending KES. We suggest doing a live search based on how much SAR you're planning to spend in Kenya.
Run a live search These are managed services with real human support for large SAR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee SAR 0.00 1 SAR = 34.5410 KES +0.25% vs mid-market	Recipient gets KES 1,727,049.65 Minutes - 3 days
4 reviews CheapestRecommended Personal account managerReceive to bank account
Ways to receive money in Kenya with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SAR = 34.5410 KES KES 1,727,049.65You paySAR 50,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee SAR 0.00 1 SAR = 34.5341 KES +0.27% vs mid-market	Recipient gets KES 1,726,703.38 Minutes - 24 hours
9 reviews Fastest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Kenya with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SAR = 34.5341 KES KES 1,726,703.38You paySAR 50,000.00
How Our Results Work Mid-market rate: 1 SAR = 34.6276 KES Updates every 60 minutes.

Why compare

SAR/KES exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Saudi Arabia to Kenya

Pick a company

For a one-off SAR transfer to Kenya, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 30 of the 30 days it quoted SAR50,000 transfers to Kenya.

On a 50,000 SAR transfer, Key Currency delivers the most KES.

The best option will change depending on how much you actually send, so I suggest to get the best SAR/KES rate.

Fund your transfer

You have 1 methods to fund your transfer: bank transfer.

Some other transfer services may accept mada-funded payments, but double check when signing up.

Verify and send

When registering with a new company, you will need to verify your account.

You'll need your Iqama to register and to send.

SAR/KES Exchange Rate History

Is today a good time to send money from Saudi Arabia to Kenya?

The cheapest way to send SAR to KES can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 50,000 SAR transfers to Kenya.

Each line shows what the recipient gets when you send SAR 50,000, after fees, as quoted by each company. The mid-market line shows what SAR 50,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more KES per SAR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of KES on every transfer from Saudi Arabia.

Right now, Key Currency pays 1,727,049.65 KES on 50,000 SAR, which is 4,328.45 KES less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,761,100.76 KES.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Kenya.

We've tracked 30 comparisons to check how often today's top companies were the cheapest across 1 amounts over the past month.

Key CurrencyAppeared in 30 comparisons
Cheapest every time
Regency FXAppeared in 30 comparisons
Never the cheapest

Based on 30 comparisons across 1 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most KES, and it was also the cheapest in 100% of the 30 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Kenya.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Kenya.

Ways to send money from Saudi Arabia to Kenya

2 companies send money from Saudi Arabia to Kenya, using broker and other options.

Very large transfers

Currency brokers

A currency broker can help with timing the exchange rate and paperwork on a large transfer to Kenya from Saudi Arabia.

Key Currency charges an exchange-rate markup of around 0.25% with no fees and gives you someone to contact throughout the transfer.

Our analysis shows Key Currency was the cheapest broker in 100% of all the transfers it quoted.

You will need your Iqama, salary certificate and source-of-funds documents beforehand.

Paying suppliers and contractors

Global accounts

Global accounts help Saudi businesses make regular payments to suppliers and contractors in Kenya.

VertoFX and Payoneer can manage foreign-currency payments, invoices, batch payments, and more.

Ways to fund SAR and receive KES in Kenya

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending SAR 50,000 gives your recipient 1,727,049.65 KES.

For payment, choose bank transfer.

The recipient can collect KES using bank deposit.

1

Bank transfer Bank deposit

You pay SAR50,000.00

KSh1,727,050

Cheapest

Things to know before sending SAR to Kenya

Here are a few things to consider when making money transfers from Saudi Arabia to Kenya.

Best options to send SAR to Kenya

I would suggest starting with these companies unless you have special needs (like specific funding or receiving options):

Cheapest:

Key Currency, paid by bank transfer with bank deposit in Kenya. Your recipient gets 1,727,049.65 KES, which is 0.02% more than the next option.

Fastest:

Regency FX, funded by bank transfer with bank deposit for the payout. It delivers 1,726,703.38 KES in minutes - 24 hours.

Transfer limits in Saudi Arabia

SAMA's rules for licensed money-transfer centres link an individual customer's limit to documented monthly income.

The rule caps transfers at the monthly salary or SAR 50,000 per month, whichever is lower, with an annual limit of SAR 500,000 where income is proved.

That does not mean every money transfer app will let you send the full amount as they can set their own limits.

SARIE and mada card are deposit methods

SARIE and mada card can be used inside Saudi Arabia only.

A wallet or transfer company may use them to collect your payment, but a licensed cross-border service still handles the transfer internally using local rails or internal network of bank accounts.

Use a SAMA-licensed service

Only use a bank, wallet, exchange business or remittance centre licensed by the Saudi Central Bank.

Do not hand money to an informal dealer because their rate looks better.

Check the recipient details before paying and keep the receipt.

If the company does not resolve a held or failed transfer, raise the complaint through SAMA Cares.

How we analyse the market

We track 2 companies sending SAR to Kenya, with rates refreshed in real time on live comparisons.

The riyal is fixed to the dollar, so we compare on what lands in KES, along with the fee and the ways to pay and collect.

In the past 30 days alone, we analysed 30 comparisons across 1 amounts.

This page covers the cheapest and fastest options for SAR/KES transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each one goes through our review first.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Saudi Arabia

Send money to Kenya

Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.5083	–	KES 1,725,414.75
Key Currency Cheapest	34.4220	SAR 0.00	KES 1,721,101.21	−KES 4,313.54
Regency FX	34.4151	SAR 0.00	KES 1,720,756.13	−KES 4,658.62

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.5493	–	KES 1,727,463.80
Key Currency Cheapest	34.4629	SAR 0.00	KES 1,723,145.14	−KES 4,318.66
Regency FX	34.4560	SAR 0.00	KES 1,722,799.65	−KES 4,664.15

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.3164	–	KES 1,715,821.05
Key Currency Cheapest	34.2306	SAR 0.00	KES 1,711,531.50	−KES 4,289.55
Regency FX	34.2238	SAR 0.00	KES 1,711,188.33	−KES 4,632.72

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.4696	–	KES 1,723,480.55
Key Currency Cheapest	34.3834	SAR 0.00	KES 1,719,171.85	−KES 4,308.70
Regency FX	34.3765	SAR 0.00	KES 1,718,827.15	−KES 4,653.40

Sat, Oct 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.3264	–	KES 1,716,320.95
Key Currency Cheapest	34.2406	SAR 0.00	KES 1,712,030.15	−KES 4,290.80
Regency FX	34.2337	SAR 0.00	KES 1,711,686.88	−KES 4,634.07

Sun, Oct 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.5999	–	KES 1,729,992.90
Key Currency Cheapest	34.5134	SAR 0.00	KES 1,725,667.92	−KES 4,324.98
Regency FX	34.5064	SAR 0.00	KES 1,725,321.92	−KES 4,670.98

Mon, Oct 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.6372	–	KES 1,731,859.00
Key Currency Cheapest	34.5506	SAR 0.00	KES 1,727,529.35	−KES 4,329.65
Regency FX	34.5437	SAR 0.00	KES 1,727,182.98	−KES 4,676.02

Tue, Oct 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.6300	–	KES 1,731,498.60
Key Currency Cheapest	34.5434	SAR 0.00	KES 1,727,169.85	−KES 4,328.75
Regency FX	34.5365	SAR 0.00	KES 1,726,823.55	−KES 4,675.05

Wed, Oct 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.6317	–	KES 1,731,586.25
Key Currency Cheapest	34.5451	SAR 0.00	KES 1,727,257.28	−KES 4,328.97
Regency FX	34.5382	SAR 0.00	KES 1,726,910.97	−KES 4,675.28

Thu, Oct 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.5824	–	KES 1,729,119.05
Key Currency Cheapest	34.4959	SAR 0.00	KES 1,724,796.25	−KES 4,322.80
Regency FX	34.4890	SAR 0.00	KES 1,724,450.43	−KES 4,668.62

Fri, Oct 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.5396	–	KES 1,726,982.30
Key Currency Cheapest	34.4533	SAR 0.00	KES 1,722,664.84	−KES 4,317.46
Regency FX	34.4464	SAR 0.00	KES 1,722,319.45	−KES 4,662.85

Sat, Oct 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.5691	–	KES 1,728,454.50
Key Currency Cheapest	34.4827	SAR 0.00	KES 1,724,133.36	−KES 4,321.14
Regency FX	34.4758	SAR 0.00	KES 1,723,787.67	−KES 4,666.83

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.5305	–	KES 1,726,525.05
Key Currency Cheapest	34.4442	SAR 0.00	KES 1,722,208.74	−KES 4,316.31
Regency FX	34.4373	SAR 0.00	KES 1,721,863.43	−KES 4,661.62

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.5280	–	KES 1,726,400.95
Key Currency Cheapest	34.4417	SAR 0.00	KES 1,722,084.95	−KES 4,316.00
Regency FX	34.4348	SAR 0.00	KES 1,721,739.67	−KES 4,661.28

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.5390	–	KES 1,726,948.55
Key Currency Cheapest	34.4526	SAR 0.00	KES 1,722,631.18	−KES 4,317.37
Regency FX	34.4457	SAR 0.00	KES 1,722,285.79	−KES 4,662.76

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	35.3103	–	KES 1,765,514.55
Key Currency Cheapest	35.2220	SAR 0.00	KES 1,761,100.76	−KES 4,413.79
Regency FX	35.2150	SAR 0.00	KES 1,760,747.66	−KES 4,766.89

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.6440	–	KES 1,732,199.55
Key Currency Cheapest	34.5574	SAR 0.00	KES 1,727,869.05	−KES 4,330.50
Regency FX	34.5505	SAR 0.00	KES 1,727,522.61	−KES 4,676.94

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.6154	–	KES 1,730,769.25
Key Currency Cheapest	34.5288	SAR 0.00	KES 1,726,442.33	−KES 4,326.92
Regency FX	34.5219	SAR 0.00	KES 1,726,096.17	−KES 4,673.08

Sun, Oct 18, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.6667	–	KES 1,733,332.70
Key Currency Cheapest	34.5800	SAR 0.00	KES 1,728,999.37	−KES 4,333.33
Regency FX	34.5731	SAR 0.00	KES 1,728,652.70	−KES 4,680.00

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.5118	–	KES 1,725,589.00
Key Currency Cheapest	34.4255	SAR 0.00	KES 1,721,275.03	−KES 4,313.97
Regency FX	34.4186	SAR 0.00	KES 1,720,929.91	−KES 4,659.09

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.4932	–	KES 1,724,657.55
Key Currency Cheapest	34.4069	SAR 0.00	KES 1,720,345.91	−KES 4,311.64
Regency FX	34.4000	SAR 0.00	KES 1,720,000.97	−KES 4,656.58

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.6077	–	KES 1,730,386.25
Key Currency Cheapest	34.5212	SAR 0.00	KES 1,726,060.28	−KES 4,325.97
Regency FX	34.5143	SAR 0.00	KES 1,725,714.21	−KES 4,672.04

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.4730	–	KES 1,723,649.55
Key Currency Cheapest	34.3868	SAR 0.00	KES 1,719,340.43	−KES 4,309.12
Regency FX	34.3799	SAR 0.00	KES 1,718,995.70	−KES 4,653.85

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.5772	–	KES 1,728,859.65
Key Currency Cheapest	34.4908	SAR 0.00	KES 1,724,537.50	−KES 4,322.15
Regency FX	34.4838	SAR 0.00	KES 1,724,191.73	−KES 4,667.92

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	34.5711	–	KES 1,728,556.75
Key Currency Cheapest	34.4847	SAR 0.00	KES 1,724,235.36	−KES 4,321.39
Regency FX	34.4778	SAR 0.00	KES 1,723,889.65	−KES 4,667.10

How to send money to Kenya from Saudi Arabia with the best SAR-KES rate

Best companies for SAR/KES transfers