From 7 companies analysed, Key Currency is the cheapest way to send money to Kenya, giving your recipient 1,041,159.78 KES when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most KES.
| 7 of 7 providers Last updated on 28 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/KES transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 847,81 kr 1 SEK = 13.0372 KES +0.08% vs mid-market | Recipient gets 1 031 923,00 KES Same day | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 847,81 kr1 SEK = 13.0372 KES 1 031 923,00 KESYou pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 12.7638 KES +2.20% vs mid-market | Recipient gets 1 021 104,00 KES Minutes - 24 hours | |
Ways to receive money in Kenya with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 12.7638 KES 1 021 104,00 KESYou pay80 000,00 kr | |||
Run a live search Showing top Sweden to Kenya deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to KES rates. | |||
Run a live search These companies offer multi-currency accounts for spending KES. We suggest doing a live search based on how much SEK you're planning to spend in Kenya. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 kr 1 SEK = 13.0145 KES +0.25% vs mid-market | Recipient gets 1 041 159,78 KES Minutes - 3 days | |
Ways to receive money in Kenya with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 13.0145 KES 1 041 159,78 KESYou pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 13.0119 KES +0.27% vs mid-market | Recipient gets 1 040 951,02 KES Minutes - 24 hours | |
Ways to receive money in Kenya with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 13.0119 KES 1 040 951,02 KESYou pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 847,81 kr 1 SEK = 13.0372 KES +0.08% vs mid-market | Recipient gets 1 031 923,00 KES Same day | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 847,81 kr1 SEK = 13.0372 KES 1 031 923,00 KESYou pay80 000,00 kr | |||
 TapTap Send Pay via Debit card | Fee 0,00 kr 1 SEK = 12.8760 KES +1.32% vs mid-market | Recipient gets 1 030 080,00 KES Minutes | |
Ways to receive money in Kenya with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:Airtel, M-PESA Free1 SEK = 12.8760 KES 1 030 080,00 KESYou pay80 000,00 kr | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 8,00 kr 1 SEK = 12.8414 KES +1.59% vs mid-market | Recipient gets 1 027 312,00 KES Minutes - 24 hours | |
Ways to receive money in Kenya with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets 8,00 kr1 SEK = 12.8414 KES 1 027 312,00 KESYou pay80 008,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 12.8181 KES 1 025 448,00 KESYou pay80 040,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 12.8032 KES 1 024 256,00 KESYou pay80 030,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 12.6302 KES 1 010 416,00 KESYou pay81 200,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 8,00 kr 1 SEK = 12.8414 KES +1.59% vs mid-market | Recipient gets 1 027 312,00 KES Minutes - 24 hours | |
Ways to receive money in Kenya with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets 8,00 kr1 SEK = 12.8414 KES 1 027 312,00 KESYou pay80 008,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 12.8181 KES 1 025 448,00 KESYou pay80 040,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 12.8032 KES 1 024 256,00 KESYou pay80 030,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 12.6302 KES 1 010 416,00 KESYou pay81 200,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 8,00 kr 1 SEK = 12.8414 KES +1.59% vs mid-market | Recipient gets 1 027 312,00 KES Minutes - 24 hours | |
Ways to receive money in Kenya with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets 8,00 kr1 SEK = 12.8414 KES 1 027 312,00 KESYou pay80 008,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 12.8181 KES 1 025 448,00 KESYou pay80 040,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 12.8032 KES 1 024 256,00 KESYou pay80 030,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 12.9633 KES +0.64% vs mid-market | Recipient gets 1 026 437,68 KES Within minutes | |
Ways to receive money in Kenya with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 820,00 kr1 SEK = 12.9633 KES 1 026 437,68 KESYou pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 12.7638 KES +2.20% vs mid-market | Recipient gets 1 021 104,00 KES Minutes - 24 hours | |
Ways to receive money in Kenya with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 12.7638 KES 1 021 104,00 KESYou pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 12.7638 KES +2.20% vs mid-market | Recipient gets 1 021 104,00 KES Minutes - 24 hours | |
Ways to receive money in Kenya with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 12.7638 KES 1 021 104,00 KESYou pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 12.7638 KES +2.20% vs mid-market | Recipient gets 1 021 104,00 KES Minutes - 24 hours | |
Ways to receive money in Kenya with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 12.7638 KES 1 021 104,00 KESYou pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 700,25 kr 1 SEK = 13.0372 KES +0.08% vs mid-market | Recipient gets 1 020 810,00 KES Same day | |
Ways to receive money in Kenya with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 700,25 kr1 SEK = 13.0372 KES 1 020 810,00 KESYou pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 860,90 kr 1 SEK = 13.0372 KES +0.08% vs mid-market | Recipient gets 1 018 715,00 KES Same day | |
Ways to receive money in Kenya with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 860,90 kr1 SEK = 13.0372 KES 1 018 715,00 KESYou pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee 2 540,00 kr 1 SEK = 12.9633 KES +0.64% vs mid-market | Recipient gets 1 004 140,72 KES Within minutes | |
Ways to receive money in Kenya with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 2 540,00 kr1 SEK = 12.9633 KES 1 004 140,72 KESYou pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 SEK = 13.0471 KES Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Kenya, I suggest picking the cheapest option which is Key Currency.
On a 80,000 SEK transfer, Key Currency delivers the most KES.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/KES rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Kenya, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
7 companies send money from Sweden to Kenya, mostly through app, broker, online, multi-currency account, global account, and in person, and a few more ways.
Medium-sized transfers
For a one-off transfer to Kenya, an online service like Wise is usually the simplest place to start.
Wise charges kr847.81 to send 80,000 SEK, leaving your recipient with 1,031,923 after a 0.08% markup on SEK/KES exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Kenya.
Wise charges kr847.81 on a 80,000 SEK transfer and money will arrive in next day.
You recipient can withdraw via bank deposit, mobile money, mobile wallet, cash pickup, and card deposit.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need KES.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.08% exchange-rate markup and holds the KES in your account.
Paying from business accounts
If your business receives and sends money in Kenya, a global account keeps the KES in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 1,041,159.78 KES.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Kenya, the recipient can use bank deposit, mobile money, mobile wallet, cash pickup, and card deposit.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
They can receive money to their mobile money wallet.
Enter the mobile number in Kenya and choose the correct network.
The registered name should match the transfer details.
Use our payout filters above to find the best company offering mobile money as payout.
For cash pickup, they can collect KES from a nearby MoneyGram agent in Kenya.
Swish is useful for payments within Sweden, but it does not send KES to Kenya.
You pay kr80,000.00
KSh1,041,160
Cheapest
You pay kr80,000.00
KSh1,030,080
-KSh11,080
You pay kr80,008.00
KSh1,027,312
-KSh13,848
You pay kr80,008.00
KSh1,027,312
-KSh13,848
You pay kr80,008.00
KSh1,027,312
-KSh13,848
You pay kr80,040.00
KSh1,025,448
-KSh15,712
You pay kr80,040.00
KSh1,025,448
-KSh15,712
You pay kr80,040.00
KSh1,025,448
-KSh15,712
You pay kr80,030.00
KSh1,024,256
-KSh16,904
You pay kr80,030.00
KSh1,024,256
-KSh16,904
You pay kr81,200.00
KSh1,010,416
-KSh30,744
You pay kr81,200.00
KSh1,010,416
-KSh30,744
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of KES from Sweden.
Cheapest way to send money to Kenya
The cheapest option for KES 1,041,159.78 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,041,159.78 KES, which is 0.02% more than the next best option.
Fastest way to send money to Kenya
With Revolut, a bank transfer deposit and bank deposit payout delivers 1,026,437.68 KES in within minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Kenya.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Kenya over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Kenya may have their own rules on receiving monetary gifts.
The final rate controls how much KES you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 13.04417 KES
We track 7 companies sending SEK to Kenya, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the SEK/KES comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …