Best companies for SEK/KES transfers
6 of 6 providers Last updated on 10 November 2026
Based on 80,000 SEK transfer Best companies for SEK/KES transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee 847,81 kr 1 SEK = 13.2745 KES +0.01% vs mid-market	Recipient gets 1 050 706,00 KES Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 847,81 kr1 SEK = 13.2745 KES 1 050 706,00 KESYou pay80 000,00 kr
Promoted Key Currency Pay via Bank transfer	Fee 0,00 kr 1 SEK = 13.2423 KES +0.25% vs mid-market	Recipient gets 1 059 387,37 KES Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Kenya with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 13.2423 KES 1 059 387,37 KESYou pay80 000,00 kr
Run a live search Showing top Sweden to Kenya deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to KES rates.
Run a live search These companies offer multi-currency accounts for spending KES. We suggest doing a live search based on how much SEK you're planning to spend in Kenya.
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee 0,00 kr 1 SEK = 13.2423 KES +0.25% vs mid-market	Recipient gets 1 059 387,37 KES Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in Kenya with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 13.2423 KES 1 059 387,37 KESYou pay80 000,00 kr
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee 0,00 kr 1 SEK = 13.2397 KES +0.27% vs mid-market	Recipient gets 1 059 174,97 KES Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Kenya with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 13.2397 KES 1 059 174,97 KESYou pay80 000,00 kr
Wise Pay via Bank transfer	Fee 847,81 kr 1 SEK = 13.2745 KES +0.01% vs mid-market	Recipient gets 1 050 706,00 KES Same day
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 847,81 kr1 SEK = 13.2745 KES 1 050 706,00 KESYou pay80 000,00 kr
TapTap Send Pay via Debit card	Fee 0,00 kr 1 SEK = 13.0650 KES +1.60% vs mid-market	Recipient gets 1 045 200,00 KES Minutes
2 reviews Receive to bank account
Ways to receive money in Kenya with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:Airtel, M-PESA Free1 SEK = 13.0650 KES 1 045 200,00 KESYou pay80 000,00 kr
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee 820,00 kr 1 SEK = 13.1955 KES +0.60% vs mid-market	Recipient gets 1 044 817,13 KES Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Kenya with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 820,00 kr1 SEK = 13.1955 KES 1 044 817,13 KESYou pay80 000,00 kr
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee 8,00 kr 1 SEK = 13.0267 KES +1.89% vs mid-market	Recipient gets 1 042 136,00 KES Minutes - 24 hours
2 reviews
Ways to receive money in Kenya with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets 8,00 kr1 SEK = 13.0267 KES 1 042 136,00 KESYou pay80 008,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 12.9554 KES 1 036 432,00 KESYou pay80 040,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 12.9514 KES 1 036 112,00 KESYou pay80 030,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 12.7754 KES 1 022 032,00 KESYou pay81 200,00 kr

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee 8,00 kr 1 SEK = 13.0267 KES +1.89% vs mid-market	Recipient gets 1 042 136,00 KES Minutes - 24 hours
2 reviews
Ways to receive money in Kenya with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets 8,00 kr1 SEK = 13.0267 KES 1 042 136,00 KESYou pay80 008,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 12.9554 KES 1 036 432,00 KESYou pay80 040,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 12.9514 KES 1 036 112,00 KESYou pay80 030,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 12.7754 KES 1 022 032,00 KESYou pay81 200,00 kr
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee 8,00 kr 1 SEK = 13.0267 KES +1.89% vs mid-market	Recipient gets 1 042 136,00 KES Minutes - 24 hours
2 reviews
Ways to receive money in Kenya with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets 8,00 kr1 SEK = 13.0267 KES 1 042 136,00 KESYou pay80 008,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 12.9554 KES 1 036 432,00 KESYou pay80 040,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 12.9514 KES 1 036 112,00 KESYou pay80 030,00 kr
Wise Pay via Debit card	Fee 1 700,25 kr 1 SEK = 13.2745 KES +0.01% vs mid-market	Recipient gets 1 039 390,00 KES Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kenya with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 700,25 kr1 SEK = 13.2745 KES 1 039 390,00 KESYou pay80 000,00 kr
Wise Pay via Credit card	Fee 1 860,90 kr 1 SEK = 13.2745 KES +0.01% vs mid-market	Recipient gets 1 037 257,00 KES Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kenya with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 860,90 kr1 SEK = 13.2745 KES 1 037 257,00 KESYou pay80 000,00 kr
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee 2 540,00 kr 1 SEK = 13.1955 KES +0.60% vs mid-market	Recipient gets 1 022 120,92 KES Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Kenya with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 2 540,00 kr1 SEK = 13.1955 KES 1 022 120,92 KESYou pay80 000,00 kr
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 SEK = 13.2755 KES Updates every 60 minutes.

Why compare

SEK/KES exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Sweden to Kenya

Pick a company

For a one-off SEK transfer to Kenya, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 25 of the 25 days it quoted kr80 000 transfers to Kenya.

On a 80 000 SEK transfer, Key Currency delivers the most KES.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/KES rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Kenya, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but it's less common).

Compare amounts

How much SEK are you sending to Kenya?

How much SEK you send to Kenya heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of the transfers from SEK 50,000 it quoted, and in 100% of all the transfers it quoted.


5 000 kr	-2.76%	0,00 kr	68 300,00 KESwith debit card to bank deposit	+2 290,99 KES
10 000 kr	-2.70%	0,00 kr	136 300,00 KESwith debit card to bank deposit	+4 716,87 KES
25 000 kr	0.00%	281,69 kr	328 459,00 KESwith bank transfer to bank deposit	+2 680,12 KES
50 000 kr	0.00%	539,02 kr	656 050,00 KESwith bank transfer to bank deposit	+5 324,02 KES
80 000 krThis page	0.25%	0,00 kr	1 059 387,37 KESwith bank transfer to bank deposit	+15 345,43 KES

Mid-market rate: 1 SEK = 13.2755 KES

SEK/KES Exchange Rate History

Is today a good time to send money from Sweden to Kenya?

The cheapest way to send SEK to KES can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 80 000 SEK transfers to Kenya.

Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more KES per SEK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Key Currency pays 1 059 387,37 KES on 80 000 SEK, which is 2 655,11 KES less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1 069 090,97 KES.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Kenya.

We've tracked 146 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

Key CurrencyAppeared in 25 comparisons
Cheapest every time
Regency FXAppeared in 25 comparisons
Never the cheapest
WiseAppeared in 143 comparisons
Cheapest in 31% of them

Based on 146 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Sweden to Kenya

6 companies send money from Sweden to Kenya, mostly through app, currency broker, online, multi-currency account, global business account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Kenya, an online service like Wise is usually the simplest place to start.

Wise charges kr847,81 to send 80 000 SEK, leaving your recipient with 1 050 706 KES after a 0,01% markup on SEK/KES exchange rate.

In our comparisons over the past month, it was the cheapest online service on 25 of the 30 days it quoted.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Kenya.

Wise charges kr847,81 on a 80 000 SEK transfer and money will arrive in next day.

Over the past month, Wise was the cheapest app on 83% of the days it appeared for kr80 000 transfers.

Your recipient can withdraw via bank deposit, mobile money, mobile wallet, cash pickup, and card deposit.

In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need KES.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80 000 with a 0,01% exchange-rate markup and holds the KES in your account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Paying from business accounts

Global accounts

If your business receives and sends money in Kenya, a global account keeps the KES in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive KES in Kenya

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80 000 SEK gives your recipient 1 059 387,37 KES.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Kenya, the recipient can use bank deposit, mobile money, mobile wallet, cash pickup, and card deposit.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

They can receive money to their mobile money wallet.

Enter the mobile number in Kenya and choose the correct network.

The registered name should match the transfer details.

Use our payout filters above to find the best company offering mobile money as payout.

For cash pickup, they can collect KES from a nearby MoneyGram agent in Kenya.

Swish is useful for payments within Sweden, but it does not send KES to Kenya.

1

Bank transfer Bank deposit

You pay kr80,000.00

KSh1,059,387

Cheapest
2

Debit card Mobile money

You pay kr80,000.00

KSh1,045,200

-KSh14,187
3

Bank transfer Mobile wallet

You pay kr80,008.00

KSh1,042,136

-KSh17,251
4

Debit card Mobile wallet

You pay kr80,008.00

KSh1,042,136

-KSh17,251
5

Credit card Mobile wallet

You pay kr80,008.00

KSh1,042,136

-KSh17,251

Show moreShow less

6

Debit card Bank deposit

You pay kr80,000.00

KSh1,039,390

-KSh19,997
7

Credit card Bank deposit

You pay kr80,000.00

KSh1,037,257

-KSh22,130
8

Bank transfer Cash pickup

You pay kr80,040.00

KSh1,036,432

-KSh22,955
9

Debit card Cash pickup

You pay kr80,040.00

KSh1,036,432

-KSh22,955
10

Credit card Cash pickup

You pay kr80,040.00

KSh1,036,432

-KSh22,955
11

Debit card Card deposit

You pay kr81,200.00

KSh1,022,032

-KSh37,355
12

Credit card Card deposit

You pay kr81,200.00

KSh1,022,032

-KSh37,355

Consider this before sending SEK to Kenya

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most KES from Sweden.

Compare SEK to KES transfer options

Cheapest way to send money to Kenya

The cheapest option for an SEK 80 000 transfer is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1 059 387,37 KES, which is 0,02% more than the next best option.

Fastest way to send money to Kenya

With Revolut, a bank transfer deposit and bank deposit payout delivers 1 044 817,13 KES in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Kenya.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Kenya over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Kenya may have their own rules on receiving monetary gifts.

How we analyse the market

We track 6 companies sending SEK to Kenya, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 146 comparisons across 5 amounts.

This page covers the cheapest and fastest options for SEK/KES transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Sweden

Send money to Kenya

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.9804	–	1 038 431,04 KES
Key Currency Cheapest	12.9479	0,00 kr	1 035 834,96 KES	−2 596,08 KES
Regency FX	12.9453	0,00 kr	1 035 627,28 KES	−2 803,76 KES
Wise	12.9793	847,81 kr	1 027 340,00 KES	−11 091,04 KES

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	12.9511	–	1 036 089,28 KES
Paysend Cheapest	12.8899	0,00 kr	1 031 192,53 KES	−4 896,75 KES
Wise	12.9497	847,81 kr	1 024 997,00 KES	−11 092,28 KES
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.0441	–	1 043 531,20 KES
Paysend Cheapest	12.9848	0,00 kr	1 038 780,46 KES	−4 750,74 KES
Wise	13.0438	847,81 kr	1 032 445,00 KES	−11 086,20 KES
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.0019	–	1 040 155,92 KES
Key Currency Cheapest	12.9694	0,00 kr	1 037 555,53 KES	−2 600,39 KES
Regency FX	12.9668	0,00 kr	1 037 347,50 KES	−2 808,42 KES
Wise	13.0017	847,81 kr	1 029 113,00 KES	−11 042,92 KES

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.1063	–	1 048 503,92 KES
Key Currency Cheapest	13.0735	0,00 kr	1 045 882,66 KES	−2 621,26 KES
Regency FX	13.0709	0,00 kr	1 045 672,96 KES	−2 830,96 KES
Wise	13.1032	847,81 kr	1 037 147,00 KES	−11 356,92 KES

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.1248	–	1 049 983,84 KES
Key Currency Cheapest	13.0920	0,00 kr	1 047 358,88 KES	−2 624,96 KES
Regency FX	13.0894	0,00 kr	1 047 148,88 KES	−2 834,96 KES
Wise	13.1033	847,81 kr	1 037 155,00 KES	−12 828,84 KES

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.0741	–	1 045 925,36 KES
Key Currency Cheapest	13.0414	0,00 kr	1 043 310,55 KES	−2 614,81 KES
Regency FX	13.0388	0,00 kr	1 043 101,36 KES	−2 824,00 KES
Wise	13.0760	847,81 kr	1 034 994,00 KES	−10 931,36 KES

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.1135	–	1 049 083,68 KES
Key Currency Cheapest	13.0808	0,00 kr	1 046 460,97 KES	−2 622,71 KES
Regency FX	13.0781	0,00 kr	1 046 251,15 KES	−2 832,53 KES
Wise	13.1224	847,81 kr	1 038 667,00 KES	−10 416,68 KES

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.0994	–	1 047 950,56 KES
Paysend Cheapest	13.0370	0,00 kr	1 042 963,65 KES	−4 986,91 KES
Wise	13.0967	847,81 kr	1 036 632,00 KES	−11 318,56 KES
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.1413	–	1 051 307,04 KES
Key Currency Cheapest	13.1085	0,00 kr	1 048 678,77 KES	−2 628,27 KES
Regency FX	13.1059	0,00 kr	1 048 468,51 KES	−2 838,53 KES
Wise	13.1425	847,81 kr	1 040 258,00 KES	−11 049,04 KES

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.0845	–	1 046 763,52 KES
Key Currency Cheapest	13.0518	0,00 kr	1 044 146,61 KES	−2 616,91 KES
Regency FX	13.0492	0,00 kr	1 043 937,26 KES	−2 826,26 KES
Wise	13.0844	847,81 kr	1 035 659,00 KES	−11 104,52 KES

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	13.0778	847,81 kr	1 035 137,00 KES	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Sun, 25 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.0645	–	1 045 160,32 KES
Key Currency Cheapest	13.0318	0,00 kr	1 042 547,42 KES	−2 612,90 KES
Regency FX	13.0292	0,00 kr	1 042 338,39 KES	−2 821,93 KES
Wise	13.0778	847,81 kr	1 035 137,00 KES	−10 023,32 KES

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.0715	–	1 045 717,12 KES
Key Currency Cheapest	13.0388	0,00 kr	1 043 102,83 KES	−2 614,29 KES
Regency FX	13.0362	0,00 kr	1 042 893,68 KES	−2 823,44 KES
Wise	13.0701	847,81 kr	1 034 527,00 KES	−11 190,12 KES

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.0279	–	1 042 231,44 KES
Key Currency Cheapest	12.9953	0,00 kr	1 039 625,86 KES	−2 605,58 KES
Regency FX	12.9927	0,00 kr	1 039 417,42 KES	−2 814,02 KES
Wise	13.0269	847,81 kr	1 031 108,00 KES	−11 123,44 KES

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.0329	–	1 042 635,84 KES
Key Currency Cheapest	13.0004	0,00 kr	1 040 029,25 KES	−2 606,59 KES
Regency FX	12.9978	0,00 kr	1 039 820,72 KES	−2 815,12 KES
Wise	13.0315	847,81 kr	1 031 472,00 KES	−11 163,84 KES

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.1069	–	1 048 553,68 KES
Key Currency Cheapest	13.0742	0,00 kr	1 045 932,30 KES	−2 621,38 KES
Regency FX	13.0715	0,00 kr	1 045 722,59 KES	−2 831,09 KES
Wise	13.1071	847,81 kr	1 037 456,00 KES	−11 097,68 KES

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.2197	–	1 057 575,36 KES
Key Currency Cheapest	13.1866	0,00 kr	1 054 931,42 KES	−2 643,94 KES
Regency FX	13.1840	0,00 kr	1 054 719,91 KES	−2 855,45 KES
Wise	13.2209	847,81 kr	1 046 463,00 KES	−11 112,36 KES

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.2087	–	1 056 698,56 KES
Key Currency Cheapest	13.1757	0,00 kr	1 054 056,81 KES	−2 641,75 KES
Regency FX	13.1731	0,00 kr	1 053 845,47 KES	−2 853,09 KES
Wise	13.2271	847,81 kr	1 046 954,00 KES	−9 744,56 KES

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.2574	–	1 060 588,48 KES
Key Currency Cheapest	13.2242	0,00 kr	1 057 937,01 KES	−2 651,47 KES
Regency FX	13.2216	0,00 kr	1 057 724,89 KES	−2 863,59 KES
Wise	13.2557	847,81 kr	1 049 218,00 KES	−11 370,48 KES

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.2741	–	1 061 925,68 KES
Key Currency Cheapest	13.2409	0,00 kr	1 059 270,87 KES	−2 654,81 KES
Regency FX	13.2382	0,00 kr	1 059 058,48 KES	−2 867,20 KES
Wise	13.2741	847,81 kr	1 050 674,00 KES	−11 251,68 KES

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.3224	–	1 065 790,56 KES
Key Currency Cheapest	13.2891	0,00 kr	1 063 126,08 KES	−2 664,48 KES
Regency FX	13.2864	0,00 kr	1 062 912,93 KES	−2 877,63 KES
Wise	13.3266	847,81 kr	1 054 830,00 KES	−10 960,56 KES

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.3971	–	1 071 770,40 KES
Key Currency Cheapest	13.3636	0,00 kr	1 069 090,97 KES	−2 679,43 KES
Regency FX	13.3610	0,00 kr	1 068 876,62 KES	−2 893,78 KES
Wise	13.3998	847,81 kr	1 060 624,00 KES	−11 146,40 KES

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.1880	–	1 055 037,12 KES
Key Currency Cheapest	13.1550	0,00 kr	1 052 399,53 KES	−2 637,59 KES
Regency FX	13.1524	0,00 kr	1 052 188,52 KES	−2 848,60 KES
Wise	13.1877	847,81 kr	1 043 835,00 KES	−11 202,12 KES

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.1336	–	1 050 687,44 KES
Key Currency Cheapest	13.1008	0,00 kr	1 048 060,72 KES	−2 626,72 KES
Regency FX	13.0981	0,00 kr	1 047 850,58 KES	−2 836,86 KES
Wise	13.1237	847,81 kr	1 038 770,00 KES	−11 917,44 KES

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