From 6 companies analysed, Key Currency is the cheapest way to send money to Kenya, giving your recipient 1,083,798.11 KES when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most KES.
| 6 of 6 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SEK/KES exchange rates from our comparisons. | |||
| Based on 80,000 SEK transfer Best companies for SEK/KES transfersAll money transfer offers for SEK/KES transfers, sorted by most KES received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee 847,81 kr 1 SEK = 13.5812 KES 0.00% vs mid-market | Recipient gets 1 074 982,00 KES Within a week | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 847,81 kr1 SEK = 13.5812 KES 1 074 982,00 KESYou pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 13.3376 KES +1.81% vs mid-market | Recipient gets 1 067 008,00 KES Minutes - 24 hours | |
Ways to receive money in Kenya with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 13.3376 KES 1 067 008,00 KESYou pay80 000,00 kr | |||
Run a live search Showing top Sweden to Kenya deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to KES rates. | |||
Run a live search These companies offer multi-currency accounts for spending KES. We suggest doing a live search based on how much SEK you're planning to spend in Kenya. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 kr 1 SEK = 13.5475 KES +0.25% vs mid-market | Recipient gets 1 083 798,11 KES Minutes - 3 days | |
Ways to receive money in Kenya with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 13.5475 KES 1 083 798,11 KESYou pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 13.5448 KES +0.27% vs mid-market | Recipient gets 1 083 580,81 KES Minutes - 24 hours | |
Ways to receive money in Kenya with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 13.5448 KES 1 083 580,81 KESYou pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 847,81 kr 1 SEK = 13.5812 KES 0.00% vs mid-market | Recipient gets 1 074 982,00 KES Within a week | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 847,81 kr1 SEK = 13.5812 KES 1 074 982,00 KESYou pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 13.5005 KES +0.60% vs mid-market | Recipient gets 1 068 971,34 KES Within minutes | |
Ways to receive money in Kenya with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 820,00 kr1 SEK = 13.5005 KES 1 068 971,34 KESYou pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 13.3376 KES +1.81% vs mid-market | Recipient gets 1 067 008,00 KES Minutes - 24 hours | |
Ways to receive money in Kenya with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 13.3376 KES 1 067 008,00 KESYou pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 13.3376 KES +1.81% vs mid-market | Recipient gets 1 067 008,00 KES Minutes - 24 hours | |
Ways to receive money in Kenya with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 13.3376 KES 1 067 008,00 KESYou pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 13.3376 KES +1.81% vs mid-market | Recipient gets 1 067 008,00 KES Minutes - 24 hours | |
Ways to receive money in Kenya with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 13.3376 KES 1 067 008,00 KESYou pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 700,25 kr 1 SEK = 13.5812 KES 0.00% vs mid-market | Recipient gets 1 063 405,00 KES Within a week | |
Ways to receive money in Kenya with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 1 700,25 kr1 SEK = 13.5812 KES 1 063 405,00 KESYou pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 860,90 kr 1 SEK = 13.5812 KES 0.00% vs mid-market | Recipient gets 1 061 223,00 KES Within a week | |
Ways to receive money in Kenya with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 1 860,90 kr1 SEK = 13.5812 KES 1 061 223,00 KESYou pay80 000,00 kr | |||
 TapTap Send Pay via Debit card | Fee 0,00 kr 1 SEK = 13.1700 KES +3.08% vs mid-market | Recipient gets 1 053 600,00 KES Minutes | |
Ways to receive money in Kenya with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:Airtel, M-PESA Free1 SEK = 13.1700 KES 1 053 600,00 KESYou pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee 2 540,00 kr 1 SEK = 13.5005 KES +0.60% vs mid-market | Recipient gets 1 045 750,45 KES Within minutes | |
Ways to receive money in Kenya with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 2 540,00 kr1 SEK = 13.5005 KES 1 045 750,45 KESYou pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 SEK = 13.581430 KES Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Kenya, I suggest picking the cheapest option which is Key Currency.
On a 80,000 SEK transfer, Key Currency delivers the most KES.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/KES rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Kenya, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
6 companies send money from Sweden to Kenya, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.
Medium-sized transfers
For a one-off transfer to Kenya, an online service like Wise is usually the simplest place to start.
Wise charges kr847.81 to send 80,000 SEK, leaving your recipient with 1,074,982 after a 0% markup on SEK/KES exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Kenya.
Wise charges kr847.81 on a 80,000 SEK transfer and money will arrive in within a week.
You recipient can withdraw via bank deposit and mobile money.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need KES.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0% exchange-rate markup and holds the KES in your account.
Paying from business accounts
If your business receives and sends money in Kenya, a global account keeps the KES in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 1,083,798.11 KES.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Kenya, the recipient can use bank deposit and mobile money.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
They can receive money to their mobile money wallet.
Enter the mobile number in Kenya and choose the correct network.
The registered name should match the transfer details.
Use our payout filters above to find the best company offering mobile money as payout.
Swish is useful for payments within Sweden, but it does not send KES to Kenya.
You pay kr80,000.00
KSh1,083,798
Cheapest
You pay kr80,000.00
KSh1,067,008
-KSh16,790
You pay kr80,000.00
KSh1,067,008
-KSh16,790
You pay kr80,000.00
KSh1,053,600
-KSh30,198
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of KES from Sweden.
Cheapest way to send money to Kenya
The cheapest option for KES 1,083,798.11 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,083,798.11 KES, which is 0.02% more than the next best option.
Fastest way to send money to Kenya
With Revolut, a bank transfer deposit and bank deposit payout delivers 1,068,971.34 KES in within minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Kenya.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Kenya over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Kenya may have their own rules on receiving monetary gifts.
The final rate controls how much KES you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 13.548672 KES
We track 6 companies sending SEK to Kenya, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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