How to send money to Kenya from the UK with the best GBP-KES rate
We’ve compared 10 companies, and found Key Currency to be the cheapest, while Revolut is the fastest.
Sending £6,000 gets you KSh1,046,399.01 with Key Currency at 174.3998 KES per GBP, about 0.02% more than the next best option.
Best companies for GBP/KES transfers
10 of 10 providers
Last updated on 10 November 2026i
This page updates weekly. We collect, store, and analyze GBP/KES exchange rates from our comparisons.
Based on 6,000 GBP transfer
Best companies for GBP/KES transfers
All money transfer offers for GBP/KES transfers, sorted by most KES received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Kenya with Xe when paying by debit card.
MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 171.9808 KES
KES 1,031,884.80You pay£6,000.00
Run a live search
Showing top United Kingdom to Kenya deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
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Showing companies that send from a business account. Run a business search to get live GBP to KES rates.
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These companies offer multi-currency accounts for spending KES. We suggest doing a live search based on how much GBP you're planning to spend in Kenya.
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These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal.
Mid-market rate: 1 GBP = 174.8369 KESUpdates every 60 minutes.
Transfer details
How to send money from UK to Kenya
Pick a company
For a one-off GBP transfer to Kenya, I suggest picking the cheapest option which is Key Currency.
Key Currency was the cheapest on 24 of the 27 days it quoted £6,000 transfers to Kenya.
On a 6,000 GBP transfer, Key Currency delivers the most KES.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/KES rate.
Fund your transfer
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
Verify and send
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £6,000 transfer the verification is normally instant but can take a couple of hours.
Compare amounts
How much GBP are you sending to Kenya?
How much GBP you send to Kenya heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 92% of the transfers from £6,000 it quoted, and in 92% of all the transfers it quoted.
How much more the cheapest provider gets you than the average of all providers we compared at this amount.
Cheapest service
£400
-0.35%
£0.00
KES 70,137.00with debit card to bank deposit
+KES 1,622.58
£500
-0.35%
£0.00
KES 87,671.00with debit card to bank deposit
+KES 1,965.94
£1,000
0.44%
£0.00
KES 173,972.30with bank transfer to bank deposit
+KES 2,811.36
£2,000
0.93%
£0.99
KES 346,053.84with debit card to mobile money
+KES 2,746.67
£6,000This page
0.25%
£0.00
KES 1,046,399.01with bank transfer to bank deposit
+KES 13,772.22
£10,000
0.25%
£0.00
KES 1,743,313.51with bank transfer to bank deposit
+KES 23,833.51
£50,000
0.20%
£0.00
KES 8,722,663.31with bank transfer to bank deposit
+KES 106,525.38
£250,000
0.15%
£0.00
KES 43,625,261.80with bank transfer to bank deposit
+KES 555,031.34
Mid-market rate: 1 GBP = 174.8369 KES
GBP/KES Exchange Rate History
Is today a good time to send money from UK to Kenya?
The cheapest way to send GBP to KES can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 6,000 GBP transfers to Kenya.
Show on chart
KES received for £6,000, after fees
Tue, 10 Nov 2026Mid-market rateKES 1,049,021.57Key CurrencyKES 1,046,399.01BarclaysKES 1,012,590.85Key CurrencyKES 1,046,399.01Regency FXKES 1,046,189.21WorldRemitKES 1,038,735.96Extra cost of a bankKES 33,808.16
1.00m
1.01m
1.02m
1.03m
1.04m
1.05m
1.06m
At the mid-market rateWith the cheapest optionWith a bankKey CurrencyRegency FXWorldRemit
4 Nov5 Nov6 Nov7 Nov8 Nov9 Nov10 Nov
990.00k
1.00m
1.01m
1.02m
1.03m
1.04m
1.05m
1.06m
At the mid-market rateWith the cheapest optionWith a bankKey CurrencyRegency FXWorldRemit
12 Oct22 Oct31 Oct10 Nov
980.00k
1.00m
1.02m
1.04m
1.06m
1.08m
At the mid-market rateWith the cheapest optionWith a bankKey CurrencyRegency FXWorldRemit
13 Aug12 Sept11 Oct10 Nov
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
171.8464
–
KES 1,031,078.16
Locked-in rate
Key CurrencyCheapest
171.4167
£0.00
KES 1,028,500.46
−KES 2,577.70
Locked-in rate
Regency FX
171.3824
£0.00
KES 1,028,294.25
−KES 2,783.91
WorldRemitNo quote collected this day
–
–
–
–
BankNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
171.7281
–
KES 1,030,368.57
Locked-in rate
Key CurrencyCheapest
171.2988
£0.00
KES 1,027,792.65
−KES 2,575.92
Locked-in rate
WorldRemit
171.3195
£0.99
KES 1,027,747.27
−KES 2,621.30
Locked-in rate
Regency FX
171.2644
£0.00
KES 1,027,586.57
−KES 2,782.00
Rate collected on 9 October 2026
Barclays
167.0855
£0.00
KES 1,002,513.24
−KES 27,855.33
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
–
–
–
Locked-in rate
MoneyGramCheapest
170.4049
£0.00
KES 1,022,429.40
–
Locked-in rate
WorldRemit
170.0214
£0.99
KES 1,019,960.38
–
Rate collected on 13 October 2026
Barclays
165.8827
£0.00
KES 995,296.33
–
Key CurrencyNo quote collected this day
–
–
–
–
Regency FXNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
172.0562
–
KES 1,032,337.16
Locked-in rate
Key CurrencyCheapest
171.6261
£0.00
KES 1,029,756.32
−KES 2,580.84
Locked-in rate
Regency FX
171.5916
£0.00
KES 1,029,549.85
−KES 2,787.31
Locked-in rate
WorldRemit
171.4192
£0.99
KES 1,028,345.67
−KES 3,991.49
Rate collected on 13 October 2026
Barclays
165.8827
£0.00
KES 995,296.33
−KES 37,040.83
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
173.0405
–
KES 1,038,243.13
Locked-in rate
Key CurrencyCheapest
172.6079
£0.00
KES 1,035,647.52
−KES 2,595.61
Locked-in rate
Regency FX
172.5733
£0.00
KES 1,035,439.87
−KES 2,803.26
Locked-in rate
WorldRemit
172.1694
£0.99
KES 1,032,845.95
−KES 5,397.18
Rate collected on 13 October 2026
Barclays
168.3689
£0.00
KES 1,010,213.10
−KES 28,030.03
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
172.9852
–
KES 1,037,911.19
Locked-in rate
Key CurrencyCheapest
172.5527
£0.00
KES 1,035,316.41
−KES 2,594.78
Locked-in rate
Regency FX
172.5181
£0.00
KES 1,035,108.83
−KES 2,802.36
Locked-in rate
WorldRemit
172.4364
£0.99
KES 1,034,447.39
−KES 3,463.80
Rate collected on 16 October 2026
Barclays
168.0691
£0.00
KES 1,008,414.79
−KES 29,496.40
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
172.9852
–
KES 1,037,911.19
Locked-in rate
Key CurrencyCheapest
172.5527
£0.00
KES 1,035,316.41
−KES 2,594.78
Locked-in rate
Regency FX
172.5181
£0.00
KES 1,035,108.83
−KES 2,802.36
Rate collected on 16 October 2026
Barclays
168.0691
£0.00
KES 1,008,414.79
−KES 29,496.40
WorldRemitNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
173.1069
–
KES 1,038,641.66
Locked-in rate
Key CurrencyCheapest
172.6742
£0.00
KES 1,036,045.05
−KES 2,596.61
Locked-in rate
Regency FX
172.6396
£0.00
KES 1,035,837.33
−KES 2,804.33
Locked-in rate
WorldRemit
172.1905
£0.99
KES 1,032,972.59
−KES 5,669.07
Rate collected on 16 October 2026
Barclays
167.9943
£0.00
KES 1,007,966.07
−KES 30,675.59
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
173.3396
–
KES 1,040,037.31
Locked-in rate
Key CurrencyCheapest
172.9062
£0.00
KES 1,037,437.22
−KES 2,600.09
Locked-in rate
Regency FX
172.8715
£0.00
KES 1,037,229.21
−KES 2,808.10
Locked-in rate
WorldRemit
172.7145
£0.99
KES 1,036,116.19
−KES 3,921.12
Rate collected on 16 October 2026
Barclays
167.9943
£0.00
KES 1,007,966.07
−KES 32,071.24
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
174.0053
–
KES 1,044,031.75
Locked-in rate
Key CurrencyCheapest
173.5703
£0.00
KES 1,041,421.67
−KES 2,610.08
Locked-in rate
Regency FX
173.5355
£0.00
KES 1,041,212.86
−KES 2,818.89
Rate collected on 20 October 2026
Barclays
169.0362
£0.00
KES 1,014,217.11
−KES 29,814.64
WorldRemitNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
174.1505
–
KES 1,044,902.83
Locked-in rate
WorldRemitCheapest
173.4110
£0.99
KES 1,040,294.62
−KES 4,608.21
Rate collected on 20 October 2026
HSBC
170.3181
£0.00
KES 1,021,908.70
−KES 22,994.13
Key CurrencyNo quote collected this day
–
–
–
–
Regency FXNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
173.6456
–
KES 1,041,873.77
Locked-in rate
Key CurrencyCheapest
173.2115
£0.00
KES 1,039,269.08
−KES 2,604.69
Locked-in rate
Regency FX
173.1768
£0.00
KES 1,039,060.71
−KES 2,813.06
Rate collected on 20 October 2026
Barclays
168.8554
£0.00
KES 1,013,132.69
−KES 28,741.08
WorldRemitNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
173.5396
–
KES 1,041,237.67
Locked-in rate
Key CurrencyCheapest
173.1058
£0.00
KES 1,038,634.58
−KES 2,603.09
Locked-in rate
Regency FX
173.0711
£0.00
KES 1,038,426.33
−KES 2,811.34
Locked-in rate
WorldRemit
173.0978
£0.99
KES 1,038,415.67
−KES 2,822.00
Rate collected on 23 October 2026
Barclays
168.8483
£0.00
KES 1,013,089.94
−KES 28,147.73
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
173.5396
–
KES 1,041,237.67
Locked-in rate
Key CurrencyCheapest
173.1058
£0.00
KES 1,038,634.58
−KES 2,603.09
Locked-in rate
Regency FX
173.0711
£0.00
KES 1,038,426.33
−KES 2,811.34
Locked-in rate
WorldRemit
173.0978
£0.99
KES 1,038,415.67
−KES 2,822.00
Rate collected on 23 October 2026
Barclays
168.8483
£0.00
KES 1,013,089.94
−KES 28,147.73
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
173.2019
–
KES 1,039,211.21
Locked-in rate
MoneyGramCheapest
172.8178
£0.00
KES 1,036,906.80
−KES 2,304.41
Locked-in rate
Key Currency
172.7689
£0.00
KES 1,036,613.18
−KES 2,598.03
Locked-in rate
Regency FX
172.7342
£0.00
KES 1,036,405.34
−KES 2,805.87
Rate collected on 23 October 2026
Barclays
168.5499
£0.00
KES 1,011,299.39
−KES 27,911.82
WorldRemitNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
173.0995
–
KES 1,038,596.76
Locked-in rate
Key CurrencyCheapest
172.6667
£0.00
KES 1,036,000.27
−KES 2,596.49
Locked-in rate
Regency FX
172.6321
£0.00
KES 1,035,792.55
−KES 2,804.21
Locked-in rate
WorldRemit
172.4568
£0.99
KES 1,034,570.19
−KES 4,026.57
Rate collected on 23 October 2026
Barclays
168.3555
£0.00
KES 1,010,132.91
−KES 28,463.85
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
172.6657
–
KES 1,035,994.06
Locked-in rate
TapTap SendCheapest
172.5000
£0.00
KES 1,035,000.00
−KES 994.06
Locked-in rate
Key Currency
172.2340
£0.00
KES 1,033,404.07
−KES 2,589.99
Locked-in rate
Regency FX
172.1995
£0.00
KES 1,033,196.87
−KES 2,797.19
Locked-in rate
WorldRemit
171.9511
£0.99
KES 1,031,536.61
−KES 4,457.45
Rate collected on 27 October 2026
Barclays
167.7188
£0.00
KES 1,006,312.96
−KES 29,681.10
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
173.0206
–
KES 1,038,123.76
Locked-in rate
TapTap SendCheapest
172.6000
£0.00
KES 1,035,600.00
−KES 2,523.76
Locked-in rate
Key Currency
172.5881
£0.00
KES 1,035,528.45
−KES 2,595.31
Locked-in rate
Regency FX
172.5535
£0.00
KES 1,035,320.82
−KES 2,802.94
Locked-in rate
WorldRemit
172.5434
£0.99
KES 1,035,089.58
−KES 3,034.18
Rate collected on 27 October 2026
Barclays
168.2505
£0.00
KES 1,009,503.29
−KES 28,620.47
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
174.1135
–
KES 1,044,680.90
Locked-in rate
Key CurrencyCheapest
173.6782
£0.00
KES 1,042,069.20
−KES 2,611.70
Locked-in rate
Regency FX
173.6434
£0.00
KES 1,041,860.26
−KES 2,820.64
Locked-in rate
WorldRemit
173.4964
£0.99
KES 1,040,806.52
−KES 3,874.38
Rate collected on 27 October 2026
Barclays
169.3918
£0.00
KES 1,016,350.54
−KES 28,330.36
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
173.8884
–
KES 1,043,330.53
Locked-in rate
Key CurrencyCheapest
173.4537
£0.00
KES 1,040,722.20
−KES 2,608.33
Locked-in rate
Regency FX
173.4189
£0.00
KES 1,040,513.53
−KES 2,817.00
Locked-in rate
WorldRemit
173.4381
£0.99
KES 1,040,456.90
−KES 2,873.63
Rate collected on 30 October 2026
Barclays
168.8759
£0.00
KES 1,013,255.26
−KES 30,075.27
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
173.8819
–
KES 1,043,291.59
Locked-in rate
Key CurrencyCheapest
173.4472
£0.00
KES 1,040,683.36
−KES 2,608.23
Locked-in rate
Regency FX
173.4125
£0.00
KES 1,040,474.70
−KES 2,816.89
Locked-in rate
WorldRemit
173.4381
£0.99
KES 1,040,456.90
−KES 2,834.69
Rate collected on 30 October 2026
Barclays
168.8759
£0.00
KES 1,013,255.26
−KES 30,036.33
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
174.3098
–
KES 1,045,858.69
Locked-in rate
WorldRemitCheapest
173.6087
£0.99
KES 1,041,480.03
−KES 4,378.66
Rate collected on 30 October 2026
HSBC
170.3665
£0.00
KES 1,022,199.29
−KES 23,659.40
Key CurrencyNo quote collected this day
–
–
–
–
Regency FXNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
174.3603
–
KES 1,046,161.58
Locked-in rate
Key CurrencyCheapest
173.9244
£0.00
KES 1,043,546.18
−KES 2,615.40
Locked-in rate
Regency FX
173.8895
£0.00
KES 1,043,336.95
−KES 2,824.63
Locked-in rate
WorldRemit
173.6604
£0.99
KES 1,041,790.54
−KES 4,371.04
Rate collected on 30 October 2026
Barclays
169.2786
£0.00
KES 1,015,671.43
−KES 30,490.15
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
175.1460
–
KES 1,050,876.02
Locked-in rate
Key CurrencyCheapest
174.7081
£0.00
KES 1,048,248.83
−KES 2,627.19
Locked-in rate
Regency FX
174.6731
£0.00
KES 1,048,038.66
−KES 2,837.36
Locked-in rate
WorldRemit
174.5983
£0.99
KES 1,047,416.83
−KES 3,459.19
Rate collected on 30 October 2026
Barclays
169.2786
£0.00
KES 1,015,671.43
−KES 35,204.59
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
175.1488
–
KES 1,050,892.93
Locked-in rate
Key CurrencyCheapest
174.7109
£0.00
KES 1,048,265.70
−KES 2,627.23
Locked-in rate
Regency FX
174.6759
£0.00
KES 1,048,055.52
−KES 2,837.41
Locked-in rate
WorldRemit
173.4483
£0.99
KES 1,040,518.15
−KES 10,374.78
Rate collected on 3 November 2026
Barclays
170.1273
£0.00
KES 1,020,763.82
−KES 30,129.11
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
174.1479
–
KES 1,044,887.68
Locked-in rate
Key CurrencyCheapest
173.7126
£0.00
KES 1,042,275.46
−KES 2,612.22
Locked-in rate
Regency FX
173.6777
£0.00
KES 1,042,066.48
−KES 2,821.20
Locked-in rate
WorldRemit
172.6006
£0.99
KES 1,035,432.55
−KES 9,455.13
Rate collected on 3 November 2026
Barclays
169.1460
£0.00
KES 1,014,875.75
−KES 30,011.93
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
173.5747
–
KES 1,041,448.37
Locked-in rate
Key CurrencyCheapest
173.1408
£0.00
KES 1,038,844.75
−KES 2,603.62
Locked-in rate
Regency FX
173.1061
£0.00
KES 1,038,636.46
−KES 2,811.91
Locked-in rate
WorldRemit
171.9951
£0.99
KES 1,031,800.62
−KES 9,647.75
Rate collected on 6 November 2026
Barclays
168.3777
£0.00
KES 1,010,266.50
−KES 31,181.87
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
174.0574
–
KES 1,044,344.54
Locked-in rate
Key CurrencyCheapest
173.6223
£0.00
KES 1,041,733.68
−KES 2,610.86
Locked-in rate
Regency FX
173.5875
£0.00
KES 1,041,524.81
−KES 2,819.73
Locked-in rate
WorldRemit
171.9951
£0.99
KES 1,031,800.62
−KES 12,543.92
Rate collected on 6 November 2026
Barclays
168.3777
£0.00
KES 1,010,266.50
−KES 34,078.04
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
174.0523
–
KES 1,044,313.61
Locked-in rate
Key CurrencyCheapest
173.6171
£0.00
KES 1,041,702.83
−KES 2,610.78
Locked-in rate
Regency FX
173.5823
£0.00
KES 1,041,493.97
−KES 2,819.64
Locked-in rate
WorldRemit
172.4975
£0.99
KES 1,034,814.35
−KES 9,499.26
Rate collected on 6 November 2026
Barclays
168.7651
£0.00
KES 1,012,590.85
−KES 31,722.76
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
174.8369
–
KES 1,049,021.57
Locked-in rate
Key CurrencyCheapest
174.3998
£0.00
KES 1,046,399.01
−KES 2,622.56
Locked-in rate
Regency FX
174.3649
£0.00
KES 1,046,189.21
−KES 2,832.36
Locked-in rate
WorldRemit
173.1512
£0.99
KES 1,038,735.96
−KES 10,285.61
Rate collected on 6 November 2026
Barclays
168.7651
£0.00
KES 1,012,590.85
−KES 36,430.72
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Exchange rate
Fee
Recipient gets
Difference
Mid-market rate
174.8369
–
KES 1,049,021.57
BankNo quote collected this day
–
–
–
–
Key Currency
Regency FX
WorldRemit
HSBC
TapTap Send
MoneyGram
Barclays
Sendwave
Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more KES per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of KES on every transfer from the UK.
Right now, Key Currency pays 1,046,399.01 KES on 6,000 GBP, which is 2,622.56 KES less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 1,048,265.70 KES.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Cheapest over time
Picking the cheapest money transfer company
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Kenya.
We've tracked 238 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.
Transfer amount
Locked-in rate
Key CurrencyAppeared in 28 comparisons
Cheapest every time
Locked-in rate
Regency FXAppeared in 28 comparisons
Never the cheapest
Locked-in rate
WorldRemitAppeared in 35 comparisons
Cheapest in 9% of them
Rate collected on 6 November 2026
BarclaysAppeared in 49 comparisons
Never the cheapest
4 Nov10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 56 comparisons across 8 amounts over the last 7 days.
Locked-in rate
Key CurrencyAppeared in 112 comparisons
Cheapest in 92% of them
Locked-in rate
Regency FXAppeared in 112 comparisons
Never the cheapest
Locked-in rate
WorldRemitAppeared in 121 comparisons
Cheapest in 17% of them
Rate collected on 6 November 2026
BarclaysAppeared in 208 comparisons
Never the cheapest
12 Oct10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 238 comparisons across 8 amounts over the last 30 days.
Locked-in rate
Key CurrencyAppeared in 252 comparisons
Cheapest in 90% of them
Locked-in rate
Regency FXAppeared in 252 comparisons
Never the cheapest
Locked-in rate
WorldRemitAppeared in 299 comparisons
Cheapest in 23% of them
Rate collected on 6 November 2026
BarclaysAppeared in 505 comparisons
Never the cheapest
13 Aug10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 560 comparisons across 8 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
Ways to send money from the UK to Kenya
There are many ways to send money to Kenya from the UK, including app, currency broker, online, multi-currency account, global business account, in person, and bank, and more.
For small & frequent transfers
Money transfer apps
If you send small amounts back home to Kenya, say weekly or monthly, an app like WorldRemit is the easiest and cheapest way to do it.
It charges £0.99 in fees, has 0.97% markup, lets you save recipient details, and KES will arrive in minutes.
Over the past month, WorldRemit was the cheapest app on 68% of the days it appeared for £6,000 transfers.
For one off transfers
Online transfers
Sending money online is good for occasional medium sized KES transfers, around £1,000 - £5,000.
Online companies like Wise often have higher limits and/or first time promos.
Of the 10 companies we compared, Wise is the cheapest online service and will get you KSh1,038,643 on a £6,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 9 of the 30 days it quoted.
For large transfers
Brokers
Currency brokers like Key Currency are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Kenya, and real human support.
Key Currency charges no fees on large transfers, but adds 0.25% markup on top of the current GBP/KES rate.
The markup gets better the more GBP you send, so we suggest .
Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from £6,000 it quoted.
For spending and receiving
Multi-currency accounts
Multi-currency accounts let you hold and spend Kenyan Shilling abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to KES will get you KSh1,038,643 after fees.
If you don’t have KES in your account, your GBP will auto-convert whenever you pay with Wise in Kenya.
Once you have KES in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For business transfers
Global accounts
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Kenya, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Only if you have to
Banks
Your UK bank is the most expensive way to send money to Kenya.
On a £6,000 transfer, banks like Barclays will add 3.53% markup, getting you KSh1,012,590.85 vs KSh1,046,399.01 with Key Currency.
We found Barclays was the cheapest bank on 27 of the 29 days it appeared for this amount.
Ways to fund GBP and receive KES in Kenya
Pay-in and pay-out methods will affect how much GBP you deposit and how much KES your recipient gets. Use the table below to see how different options change how much you pay and what they get.
Our data shows that Key Currency gets your recipient 33,808.16 KES more than Barclays, today's cheapest bank, on the same £6,000.
The overall best and cheapest way to send £6,000 to Kenya is via Key Currency, using a bank transfer to deposit GBP and bank deposit to receive KES.
Depositing GBP
You have 3 pay-in options for transfers to Kenya, including bank transfer, debit card, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Receiving money in Kenya
Money can reach Kenya by bank deposit, mobile money, card deposit, mobile wallet, and cash pickup, and each delivery method comes with its own fees.
The cheapest way to receive money in Kenya is with mobile money on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you KSh1,035,699.60 on a £6,000 transfer).
Mobile wallets
You can receive KES into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Kenya.
and use our filters to find the company offering mobile money at the best GBP/KES rate.
1
Bank transfer→Bank deposit
You pay £6,000.00
KSh1,046,399
Cheapest
2
Debit card→Mobile money
You pay £6,000.00
KSh1,038,736
-KSh7,663
3
Debit card→Bank deposit
You pay £6,000.00
KSh1,038,404
-KSh7,995
4
Bank transfer→Mobile wallet
You pay £6,000.00
KSh1,035,700
-KSh10,699
5
Debit card→Mobile wallet
You pay £6,000.00
KSh1,035,700
-KSh10,699
Show moreShow less
6
Credit card→Mobile wallet
You pay £6,000.00
KSh1,035,700
-KSh10,699
7
Credit card→Bank deposit
You pay £6,000.00
KSh1,031,885
-KSh14,514
8
Bank transfer→Cash pickup
You pay £6,003.99
KSh1,028,770
-KSh17,629
9
Debit card→Cash pickup
You pay £6,003.99
KSh1,028,770
-KSh17,629
10
Credit card→Cash pickup
You pay £6,003.99
KSh1,028,770
-KSh17,629
11
Debit card→Card deposit
You pay £6,002.99
KSh1,027,080
-KSh19,319
12
Credit card→Card deposit
You pay £6,002.99
KSh1,027,080
-KSh19,319
Consider this when sending GBP to Kenya
There are a few nuances you should consider before sending GBP to Kenya such as limits, taxes, and safety.
1
Compare GBP/KES transfer options
Right now, these are the best money transfer options for a £6,000 transfer to Kenya:
Cheapest way to send money to Kenya
The cheapest way is to use Key Currency, pay in with a bank transfer and withdraw via bank deposit. You will get KSh1,046,399.01, which is 0.02% more than the next best option.
Fastest way to send money to Kenya
The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get KSh1,033,970.45 and it will arrive in within minutes.
2
UK transfer limits
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/KES transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
3
The transfer costs involved
Your cost is the fee plus the exchange-rate margin.
For example, sending £6,000 with Key Currency will get you 1,046,399.01 KES, that’s including £0 fee and 0.25% in exchange rate markup.
A bank like Barclays on the other hand, will get you KSh1,012,590.85, that’s £0 in fees but 3.53% in FX fees.
4
Taxes on money transfers
There is no UK tax for the act of sending money to Kenya.
And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.
5
Staying safe when sending abroad
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
We track 10 regulated companies offering money transfers from the UK to Kenya in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/KES pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 238 comparisons across 8 amounts.
This page covers the cheapest and fastest options for GBP/KES transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
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