How to send money to Kenya from the UK with the best GBP-KES rate

We’ve compared 10 companies, and found Key Currency to be the cheapest, while Revolut is the fastest.

Sending £6,000 gets you KSh1,046,399.01 with Key Currency at 174.3998 KES per GBP, about 0.02% more than the next best option.

Best companies for GBP/KES transfers

10 of 10 providers

Last updated on 10 November 2026

Based on 6,000 GBP transfer

Best companies for GBP/KES transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £59.50 1 GBP = 174.8410 KES 0.00% vs mid-market Recipient gets KES 1,038,643.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
£59.501 GBP = 174.8410 KES
KES 1,038,643.00You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 171.9808 KES +1.65% vs mid-market Recipient gets KES 1,031,884.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 171.9808 KES
KES 1,031,884.80You pay£6,000.00

Run a live search

Showing top United Kingdom to Kenya deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee £0.00 1 GBP = 174.3998 KES +0.25% vs mid-market Recipient gets KES 1,046,399.01 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Kenya with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 GBP = 174.3998 KES
KES 1,046,399.01You pay£6,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 174.3649 KES +0.27% vs mid-market Recipient gets KES 1,046,189.21 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Kenya with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 174.3649 KES
KES 1,046,189.21You pay£6,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee £0.99 1 GBP = 173.1512 KES +0.97% vs mid-market Recipient gets KES 1,038,735.96 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Kenya with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
£0.991 GBP = 173.1512 KES
KES 1,038,735.96You pay£6,000.00
Card depositMinutes - 2 days
Free1 GBP = 168.7864 KES
KES 1,012,718.46You pay£6,000.00

Wise

Pay via Bank transfer
Fee £59.50 1 GBP = 174.8410 KES 0.00% vs mid-market Recipient gets KES 1,038,643.00 Same day
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
£59.501 GBP = 174.8410 KES
KES 1,038,643.00You pay£6,000.00
Only available via Mobile App

Sendwave

Pay via Debit card
Fee £0.49 1 GBP = 173.0814 KES +1.01% vs mid-market Recipient gets KES 1,038,403.65 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Kenya with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 3 days
£0.491 GBP = 173.0814 KES
KES 1,038,403.65You pay£6,000.00
Bank depositMinutes - 3 days
£0.491 GBP = 173.0814 KES
KES 1,038,403.65You pay£6,000.00

TapTap Send

Pay via Debit card
Fee £0.00 1 GBP = 172.6200 KES +1.28% vs mid-market Recipient gets KES 1,035,720.00 Minutes
Receive to bank account

Ways to receive money in Kenya with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Airtel, M-PESA
Free1 GBP = 172.6200 KES
KES 1,035,720.00You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £0.00 1 GBP = 172.6166 KES +1.28% vs mid-market Recipient gets KES 1,035,699.60 Minutes - 24 hours

Ways to receive money in Kenya with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 172.6166 KES
KES 1,035,699.60You pay£6,000.00
Cash pickupMinutes - 24 hours
£3.991 GBP = 171.4616 KES
KES 1,028,769.60You pay£6,003.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£2.991 GBP = 171.1800 KES
KES 1,027,080.00You pay£6,002.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
£0.991 GBP = 171.1792 KES
KES 1,027,075.20You pay£6,000.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £0.00 1 GBP = 172.6166 KES +1.28% vs mid-market Recipient gets KES 1,035,699.60 Minutes - 24 hours

Ways to receive money in Kenya with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 172.6166 KES
KES 1,035,699.60You pay£6,000.00
Cash pickupMinutes - 24 hours
£3.991 GBP = 171.4616 KES
KES 1,028,769.60You pay£6,003.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£2.991 GBP = 171.1800 KES
KES 1,027,080.00You pay£6,002.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
£0.991 GBP = 171.1792 KES
KES 1,027,075.20You pay£6,000.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £0.00 1 GBP = 172.6166 KES +1.28% vs mid-market Recipient gets KES 1,035,699.60 Minutes - 24 hours

Ways to receive money in Kenya with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 172.6166 KES
KES 1,035,699.60You pay£6,000.00
Cash pickupMinutes - 24 hours
£3.991 GBP = 171.4616 KES
KES 1,028,769.60You pay£6,003.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 171.1792 KES
KES 1,027,075.20You pay£6,000.00

Wise

Pay via Debit card
Fee £78.26 1 GBP = 174.8410 KES 0.00% vs mid-market Recipient gets KES 1,035,363.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
£78.261 GBP = 174.8410 KES
KES 1,035,363.00You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £51.10 1 GBP = 173.8087 KES +0.59% vs mid-market Recipient gets KES 1,033,970.45 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Kenya with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£51.101 GBP = 173.8087 KES
KES 1,033,970.45You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee £0.00 1 GBP = 171.9808 KES +1.65% vs mid-market Recipient gets KES 1,031,884.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 171.9808 KES
KES 1,031,884.80You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 171.9808 KES +1.65% vs mid-market Recipient gets KES 1,031,884.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 171.9808 KES
KES 1,031,884.80You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 171.9808 KES +1.65% vs mid-market Recipient gets KES 1,031,884.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 171.9808 KES
KES 1,031,884.80You pay£6,000.00

Wise

Pay via Credit card
Fee £190.66 1 GBP = 174.8410 KES 0.00% vs mid-market Recipient gets KES 1,015,711.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
£190.661 GBP = 174.8410 KES
KES 1,015,711.00You pay£6,000.00

Barclays

Pay via Bank transfer
Fee £0.00 1 GBP = 168.7651 KES +3.53% vs mid-market Recipient gets KES 1,012,590.85 Minutes - 5 days
0 reviews

Ways to receive money in Kenya with Barclays when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
Free1 GBP = 168.7651 KES
KES 1,012,590.85You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee £188.00 1 GBP = 173.8087 KES +0.59% vs mid-market Recipient gets KES 1,010,176.05 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Kenya with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£188.001 GBP = 173.8087 KES
KES 1,010,176.05You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 GBP = 174.8369 KES Updates every 60 minutes.

How to send money from UK to Kenya

Pick a company

For a one-off GBP transfer to Kenya, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 24 of the 27 days it quoted £6,000 transfers to Kenya.

On a 6,000 GBP transfer, Key Currency delivers the most KES.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/KES rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer the verification is normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Kenya?

How much GBP you send to Kenya heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 92% of the transfers from £6,000 it quoted, and in 92% of all the transfers it quoted.

Cheapest service
£400-0.35%£0.00KES 70,137.00with debit card to bank deposit+KES 1,622.58
£500-0.35%£0.00KES 87,671.00with debit card to bank deposit+KES 1,965.94
£1,0000.44%£0.00KES 173,972.30with bank transfer to bank deposit+KES 2,811.36
£2,0000.93%£0.99KES 346,053.84with debit card to mobile money+KES 2,746.67
£6,000This page0.25%£0.00KES 1,046,399.01with bank transfer to bank deposit+KES 13,772.22
£10,0000.25%£0.00KES 1,743,313.51with bank transfer to bank deposit+KES 23,833.51
£50,0000.20%£0.00KES 8,722,663.31with bank transfer to bank deposit+KES 106,525.38
£250,0000.15%£0.00KES 43,625,261.80with bank transfer to bank deposit+KES 555,031.34

Mid-market rate: 1 GBP = 174.8369 KES

GBP/KES Exchange Rate History

Is today a good time to send money from UK to Kenya?

The cheapest way to send GBP to KES can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 6,000 GBP transfers to Kenya.

KES received for £6,000, after fees

Tue, 10 Nov 2026Mid-market rateKES 1,049,021.57 Key Currency KES 1,046,399.01 Barclays KES 1,012,590.85Key CurrencyKES 1,046,399.01Regency FXKES 1,046,189.21WorldRemitKES 1,038,735.96Extra cost of a bankKES 33,808.16

990.00k
1.00m
1.01m
1.02m
1.03m
1.04m
1.05m
1.06m
At the mid-market rateWith the cheapest optionWith a bankKey CurrencyRegency FXWorldRemit
Exchange rateFeeRecipient getsDifference
Mid-market rate 171.8464 – KES 1,031,078.16
Key Currency Cheapest 171.4167 £0.00 KES 1,028,500.46 −KES 2,577.70
Regency FX 171.3824 £0.00 KES 1,028,294.25 −KES 2,783.91
WorldRemit No quote collected this day – – – –
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 171.7281 – KES 1,030,368.57
Key Currency Cheapest 171.2988 £0.00 KES 1,027,792.65 −KES 2,575.92
WorldRemit 171.3195 £0.99 KES 1,027,747.27 −KES 2,621.30
Regency FX 171.2644 £0.00 KES 1,027,586.57 −KES 2,782.00
Barclays 167.0855 £0.00 KES 1,002,513.24 −KES 27,855.33
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
MoneyGram Cheapest 170.4049 £0.00 KES 1,022,429.40 –
WorldRemit 170.0214 £0.99 KES 1,019,960.38 –
Barclays 165.8827 £0.00 KES 995,296.33 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 172.0562 – KES 1,032,337.16
Key Currency Cheapest 171.6261 £0.00 KES 1,029,756.32 −KES 2,580.84
Regency FX 171.5916 £0.00 KES 1,029,549.85 −KES 2,787.31
WorldRemit 171.4192 £0.99 KES 1,028,345.67 −KES 3,991.49
Barclays 165.8827 £0.00 KES 995,296.33 −KES 37,040.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.0405 – KES 1,038,243.13
Key Currency Cheapest 172.6079 £0.00 KES 1,035,647.52 −KES 2,595.61
Regency FX 172.5733 £0.00 KES 1,035,439.87 −KES 2,803.26
WorldRemit 172.1694 £0.99 KES 1,032,845.95 −KES 5,397.18
Barclays 168.3689 £0.00 KES 1,010,213.10 −KES 28,030.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 172.9852 – KES 1,037,911.19
Key Currency Cheapest 172.5527 £0.00 KES 1,035,316.41 −KES 2,594.78
Regency FX 172.5181 £0.00 KES 1,035,108.83 −KES 2,802.36
WorldRemit 172.4364 £0.99 KES 1,034,447.39 −KES 3,463.80
Barclays 168.0691 £0.00 KES 1,008,414.79 −KES 29,496.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 172.9852 – KES 1,037,911.19
Key Currency Cheapest 172.5527 £0.00 KES 1,035,316.41 −KES 2,594.78
Regency FX 172.5181 £0.00 KES 1,035,108.83 −KES 2,802.36
Barclays 168.0691 £0.00 KES 1,008,414.79 −KES 29,496.40
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.1069 – KES 1,038,641.66
Key Currency Cheapest 172.6742 £0.00 KES 1,036,045.05 −KES 2,596.61
Regency FX 172.6396 £0.00 KES 1,035,837.33 −KES 2,804.33
WorldRemit 172.1905 £0.99 KES 1,032,972.59 −KES 5,669.07
Barclays 167.9943 £0.00 KES 1,007,966.07 −KES 30,675.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.3396 – KES 1,040,037.31
Key Currency Cheapest 172.9062 £0.00 KES 1,037,437.22 −KES 2,600.09
Regency FX 172.8715 £0.00 KES 1,037,229.21 −KES 2,808.10
WorldRemit 172.7145 £0.99 KES 1,036,116.19 −KES 3,921.12
Barclays 167.9943 £0.00 KES 1,007,966.07 −KES 32,071.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 174.0053 – KES 1,044,031.75
Key Currency Cheapest 173.5703 £0.00 KES 1,041,421.67 −KES 2,610.08
Regency FX 173.5355 £0.00 KES 1,041,212.86 −KES 2,818.89
Barclays 169.0362 £0.00 KES 1,014,217.11 −KES 29,814.64
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 174.1505 – KES 1,044,902.83
WorldRemit Cheapest 173.4110 £0.99 KES 1,040,294.62 −KES 4,608.21
HSBC 170.3181 £0.00 KES 1,021,908.70 −KES 22,994.13
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.6456 – KES 1,041,873.77
Key Currency Cheapest 173.2115 £0.00 KES 1,039,269.08 −KES 2,604.69
Regency FX 173.1768 £0.00 KES 1,039,060.71 −KES 2,813.06
Barclays 168.8554 £0.00 KES 1,013,132.69 −KES 28,741.08
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.5396 – KES 1,041,237.67
Key Currency Cheapest 173.1058 £0.00 KES 1,038,634.58 −KES 2,603.09
Regency FX 173.0711 £0.00 KES 1,038,426.33 −KES 2,811.34
WorldRemit 173.0978 £0.99 KES 1,038,415.67 −KES 2,822.00
Barclays 168.8483 £0.00 KES 1,013,089.94 −KES 28,147.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.5396 – KES 1,041,237.67
Key Currency Cheapest 173.1058 £0.00 KES 1,038,634.58 −KES 2,603.09
Regency FX 173.0711 £0.00 KES 1,038,426.33 −KES 2,811.34
WorldRemit 173.0978 £0.99 KES 1,038,415.67 −KES 2,822.00
Barclays 168.8483 £0.00 KES 1,013,089.94 −KES 28,147.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.2019 – KES 1,039,211.21
MoneyGram Cheapest 172.8178 £0.00 KES 1,036,906.80 −KES 2,304.41
Key Currency 172.7689 £0.00 KES 1,036,613.18 −KES 2,598.03
Regency FX 172.7342 £0.00 KES 1,036,405.34 −KES 2,805.87
Barclays 168.5499 £0.00 KES 1,011,299.39 −KES 27,911.82
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.0995 – KES 1,038,596.76
Key Currency Cheapest 172.6667 £0.00 KES 1,036,000.27 −KES 2,596.49
Regency FX 172.6321 £0.00 KES 1,035,792.55 −KES 2,804.21
WorldRemit 172.4568 £0.99 KES 1,034,570.19 −KES 4,026.57
Barclays 168.3555 £0.00 KES 1,010,132.91 −KES 28,463.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 172.6657 – KES 1,035,994.06
TapTap Send Cheapest 172.5000 £0.00 KES 1,035,000.00 −KES 994.06
Key Currency 172.2340 £0.00 KES 1,033,404.07 −KES 2,589.99
Regency FX 172.1995 £0.00 KES 1,033,196.87 −KES 2,797.19
WorldRemit 171.9511 £0.99 KES 1,031,536.61 −KES 4,457.45
Barclays 167.7188 £0.00 KES 1,006,312.96 −KES 29,681.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.0206 – KES 1,038,123.76
TapTap Send Cheapest 172.6000 £0.00 KES 1,035,600.00 −KES 2,523.76
Key Currency 172.5881 £0.00 KES 1,035,528.45 −KES 2,595.31
Regency FX 172.5535 £0.00 KES 1,035,320.82 −KES 2,802.94
WorldRemit 172.5434 £0.99 KES 1,035,089.58 −KES 3,034.18
Barclays 168.2505 £0.00 KES 1,009,503.29 −KES 28,620.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 174.1135 – KES 1,044,680.90
Key Currency Cheapest 173.6782 £0.00 KES 1,042,069.20 −KES 2,611.70
Regency FX 173.6434 £0.00 KES 1,041,860.26 −KES 2,820.64
WorldRemit 173.4964 £0.99 KES 1,040,806.52 −KES 3,874.38
Barclays 169.3918 £0.00 KES 1,016,350.54 −KES 28,330.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.8884 – KES 1,043,330.53
Key Currency Cheapest 173.4537 £0.00 KES 1,040,722.20 −KES 2,608.33
Regency FX 173.4189 £0.00 KES 1,040,513.53 −KES 2,817.00
WorldRemit 173.4381 £0.99 KES 1,040,456.90 −KES 2,873.63
Barclays 168.8759 £0.00 KES 1,013,255.26 −KES 30,075.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.8819 – KES 1,043,291.59
Key Currency Cheapest 173.4472 £0.00 KES 1,040,683.36 −KES 2,608.23
Regency FX 173.4125 £0.00 KES 1,040,474.70 −KES 2,816.89
WorldRemit 173.4381 £0.99 KES 1,040,456.90 −KES 2,834.69
Barclays 168.8759 £0.00 KES 1,013,255.26 −KES 30,036.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 174.3098 – KES 1,045,858.69
WorldRemit Cheapest 173.6087 £0.99 KES 1,041,480.03 −KES 4,378.66
HSBC 170.3665 £0.00 KES 1,022,199.29 −KES 23,659.40
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 174.3603 – KES 1,046,161.58
Key Currency Cheapest 173.9244 £0.00 KES 1,043,546.18 −KES 2,615.40
Regency FX 173.8895 £0.00 KES 1,043,336.95 −KES 2,824.63
WorldRemit 173.6604 £0.99 KES 1,041,790.54 −KES 4,371.04
Barclays 169.2786 £0.00 KES 1,015,671.43 −KES 30,490.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 175.1460 – KES 1,050,876.02
Key Currency Cheapest 174.7081 £0.00 KES 1,048,248.83 −KES 2,627.19
Regency FX 174.6731 £0.00 KES 1,048,038.66 −KES 2,837.36
WorldRemit 174.5983 £0.99 KES 1,047,416.83 −KES 3,459.19
Barclays 169.2786 £0.00 KES 1,015,671.43 −KES 35,204.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 175.1488 – KES 1,050,892.93
Key Currency Cheapest 174.7109 £0.00 KES 1,048,265.70 −KES 2,627.23
Regency FX 174.6759 £0.00 KES 1,048,055.52 −KES 2,837.41
WorldRemit 173.4483 £0.99 KES 1,040,518.15 −KES 10,374.78
Barclays 170.1273 £0.00 KES 1,020,763.82 −KES 30,129.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 174.1479 – KES 1,044,887.68
Key Currency Cheapest 173.7126 £0.00 KES 1,042,275.46 −KES 2,612.22
Regency FX 173.6777 £0.00 KES 1,042,066.48 −KES 2,821.20
WorldRemit 172.6006 £0.99 KES 1,035,432.55 −KES 9,455.13
Barclays 169.1460 £0.00 KES 1,014,875.75 −KES 30,011.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.5747 – KES 1,041,448.37
Key Currency Cheapest 173.1408 £0.00 KES 1,038,844.75 −KES 2,603.62
Regency FX 173.1061 £0.00 KES 1,038,636.46 −KES 2,811.91
WorldRemit 171.9951 £0.99 KES 1,031,800.62 −KES 9,647.75
Barclays 168.3777 £0.00 KES 1,010,266.50 −KES 31,181.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 174.0574 – KES 1,044,344.54
Key Currency Cheapest 173.6223 £0.00 KES 1,041,733.68 −KES 2,610.86
Regency FX 173.5875 £0.00 KES 1,041,524.81 −KES 2,819.73
WorldRemit 171.9951 £0.99 KES 1,031,800.62 −KES 12,543.92
Barclays 168.3777 £0.00 KES 1,010,266.50 −KES 34,078.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 174.0523 – KES 1,044,313.61
Key Currency Cheapest 173.6171 £0.00 KES 1,041,702.83 −KES 2,610.78
Regency FX 173.5823 £0.00 KES 1,041,493.97 −KES 2,819.64
WorldRemit 172.4975 £0.99 KES 1,034,814.35 −KES 9,499.26
Barclays 168.7651 £0.00 KES 1,012,590.85 −KES 31,722.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 174.8369 – KES 1,049,021.57
Key Currency Cheapest 174.3998 £0.00 KES 1,046,399.01 −KES 2,622.56
Regency FX 174.3649 £0.00 KES 1,046,189.21 −KES 2,832.36
WorldRemit 173.1512 £0.99 KES 1,038,735.96 −KES 10,285.61
Barclays 168.7651 £0.00 KES 1,012,590.85 −KES 36,430.72

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more KES per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of KES on every transfer from the UK.

Right now, Key Currency pays 1,046,399.01 KES on 6,000 GBP, which is 2,622.56 KES less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,048,265.70 KES.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Kenya.

We've tracked 238 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. Key CurrencyAppeared in 112 comparisons

    Cheapest in 92% of them

  2. Regency FXAppeared in 112 comparisons

    Never the cheapest

  3. WorldRemitAppeared in 121 comparisons

    Cheapest in 17% of them

  4. BarclaysAppeared in 208 comparisons

    Never the cheapest

Based on 238 comparisons across 8 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from the UK to Kenya

There are many ways to send money to Kenya from the UK, including app, currency broker, online, multi-currency account, global business account, in person, and bank, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Kenya, say weekly or monthly, an app like WorldRemit is the easiest and cheapest way to do it.

It charges £0.99 in fees, has 0.97% markup, lets you save recipient details, and KES will arrive in minutes.

Over the past month, WorldRemit was the cheapest app on 68% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized KES transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of the 10 companies we compared, Wise is the cheapest online service and will get you KSh1,038,643 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 9 of the 30 days it quoted.

For large transfers

Brokers

Currency brokers like Key Currency are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Kenya, and real human support.

Key Currency charges no fees on large transfers, but adds 0.25% markup on top of the current GBP/KES rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from £6,000 it quoted.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Kenyan Shilling abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to KES will get you KSh1,038,643 after fees.

If you don’t have KES in your account, your GBP will auto-convert whenever you pay with Wise in Kenya.

Once you have KES in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Kenya, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Only if you have to

Banks

Your UK bank is the most expensive way to send money to Kenya.

On a £6,000 transfer, banks like Barclays will add 3.53% markup, getting you KSh1,012,590.85 vs KSh1,046,399.01 with Key Currency.

We found Barclays was the cheapest bank on 27 of the 29 days it appeared for this amount.

Ways to fund GBP and receive KES in Kenya

Pay-in and pay-out methods will affect how much GBP you deposit and how much KES your recipient gets. Use the table below to see how different options change how much you pay and what they get.

Our data shows that Key Currency gets your recipient 33,808.16 KES more than Barclays, today's cheapest bank, on the same £6,000.

The overall best and cheapest way to send £6,000 to Kenya is via Key Currency, using a bank transfer to deposit GBP and bank deposit to receive KES.

Depositing GBP

You have 3 pay-in options for transfers to Kenya, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Kenya

Money can reach Kenya by bank deposit, mobile money, card deposit, mobile wallet, and cash pickup, and each delivery method comes with its own fees.

The cheapest way to receive money in Kenya is with mobile money on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you KSh1,035,699.60 on a £6,000 transfer).

Mobile wallets

You can receive KES into a mobile wallet, which is useful since they don't need a bank account.

Mobile money

You can send money directly to a mobile number in Kenya.

and use our filters to find the company offering mobile money at the best GBP/KES rate.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    KSh1,046,399

    Cheapest

  2. 2
    Debit card Mobile money

    You pay £6,000.00

    KSh1,038,736

    -KSh7,663

  3. 3
    Debit card Bank deposit

    You pay £6,000.00

    KSh1,038,404

    -KSh7,995

  4. 4
    Bank transfer Mobile wallet

    You pay £6,000.00

    KSh1,035,700

    -KSh10,699

  5. 5
    Debit card Mobile wallet

    You pay £6,000.00

    KSh1,035,700

    -KSh10,699

Show moreShow less
  1. 6
    Credit card Mobile wallet

    You pay £6,000.00

    KSh1,035,700

    -KSh10,699

  2. 7
    Credit card Bank deposit

    You pay £6,000.00

    KSh1,031,885

    -KSh14,514

  3. 8
    Bank transfer Cash pickup

    You pay £6,003.99

    KSh1,028,770

    -KSh17,629

  4. 9
    Debit card Cash pickup

    You pay £6,003.99

    KSh1,028,770

    -KSh17,629

  5. 10
    Credit card Cash pickup

    You pay £6,003.99

    KSh1,028,770

    -KSh17,629

  6. 11
    Debit card Card deposit

    You pay £6,002.99

    KSh1,027,080

    -KSh19,319

  7. 12
    Credit card Card deposit

    You pay £6,002.99

    KSh1,027,080

    -KSh19,319

Consider this when sending GBP to Kenya

There are a few nuances you should consider before sending GBP to Kenya such as limits, taxes, and safety.

Compare GBP/KES transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Kenya:

Cheapest way to send money to Kenya

The cheapest way is to use Key Currency, pay in with a bank transfer and withdraw via bank deposit. You will get KSh1,046,399.01, which is 0.02% more than the next best option.

Fastest way to send money to Kenya

The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get KSh1,033,970.45 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/KES transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with Key Currency will get you 1,046,399.01 KES, that’s including £0 fee and 0.25% in exchange rate markup.

A bank like Barclays on the other hand, will get you KSh1,012,590.85, that’s £0 in fees but 3.53% in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Kenya.

And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 10 regulated companies offering money transfers from the UK to Kenya in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/KES pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 238 comparisons across 8 amounts.

This page covers the cheapest and fastest options for GBP/KES transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.