How to send money to Kenya from Netherlands with the best EUR-KES rate

Revolut is the fastest way to send money to Kenya right now, with delivery in within minutes.

For the cheapest option, sending €7,000 with Key Currency will get you 1,031,130.14 KES.

Best companies for EUR/KES transfers

7 of 7 providers

Last updated on 26 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/KES transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €77.26 1 EUR = 147.5200 KES +0.10% vs mid-market Recipient gets KES 1,021,243.00 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€77.261 EUR = 147.5200 KES
KES 1,021,243.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 144.7797 KES +1.98% vs mid-market Recipient gets KES 1,013,457.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 144.7797 KES
KES 1,013,457.90You pay€7,000.00

Run a live search

Showing top Netherlands to Kenya deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 147.3043 KES +0.25% vs mid-market Recipient gets KES 1,031,130.14 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Kenya with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 147.3043 KES
KES 1,031,130.14You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 147.2748 KES +0.27% vs mid-market Recipient gets KES 1,030,923.40 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Kenya with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 147.2748 KES
KES 1,030,923.40You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 147.1000 KES +0.39% vs mid-market Recipient gets KES 1,029,700.00 Minutes
Receive to bank account

Ways to receive money in Kenya with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Airtel, M-PESA
Free1 EUR = 147.1000 KES
KES 1,029,700.00You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.99 1 EUR = 146.1571 KES +1.03% vs mid-market Recipient gets KES 1,022,954.79 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Kenya with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
€0.991 EUR = 146.1571 KES
KES 1,022,954.79You pay€7,000.00
Card depositMinutes - 2 days
Free1 EUR = 145.4466 KES
KES 1,018,126.34You pay€7,000.00

Wise

Pay via Bank transfer
Fee €77.26 1 EUR = 147.5200 KES +0.10% vs mid-market Recipient gets KES 1,021,243.00 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€77.261 EUR = 147.5200 KES
KES 1,021,243.00You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €87.29 1 EUR = 147.5200 KES +0.10% vs mid-market Recipient gets KES 1,019,763.00 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€87.291 EUR = 147.5200 KES
KES 1,019,763.00You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 144.7797 KES +1.98% vs mid-market Recipient gets KES 1,013,457.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 144.7797 KES
KES 1,013,457.90You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 144.7797 KES +1.98% vs mid-market Recipient gets KES 1,013,457.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 144.7797 KES
KES 1,013,457.90You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 144.7797 KES +1.98% vs mid-market Recipient gets KES 1,013,457.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 144.7797 KES
KES 1,013,457.90You pay€7,000.00

Wise

Pay via Debit card
Fee €131.63 1 EUR = 147.5200 KES +0.10% vs mid-market Recipient gets KES 1,013,222.00 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€131.631 EUR = 147.5200 KES
KES 1,013,222.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €140.50 1 EUR = 146.8246 KES +0.58% vs mid-market Recipient gets KES 1,007,143.15 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Kenya with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€140.501 EUR = 146.8246 KES
KES 1,007,143.15You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee €173.16 1 EUR = 147.5200 KES +0.10% vs mid-market Recipient gets KES 1,007,095.00 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€173.161 EUR = 147.5200 KES
KES 1,007,095.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €291.00 1 EUR = 146.8246 KES +0.58% vs mid-market Recipient gets KES 985,046.06 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Kenya with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€291.001 EUR = 146.8246 KES
KES 985,046.06You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 147.6735 KES Updates every 60 minutes.

How to send money from Netherlands to Kenya

Pick a company

For a one-off transfer to Kenya, I suggest picking the cheapest option which is Key Currency.

On a 7,000 EUR transfer, Key Currency delivers the most KES.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/KES rate.

Fund your transfer

There are 4 ways fund your transfer, including bank transfer, debit card, credit card, and ideal.

Most common way is to fund your account with iDEAL (Wero)

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Ways to send money from the Netherlands to Kenya

7 companies send money from the Netherlands to Kenya, across app, broker, online, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Sending money to Kenya online is simple.

Pick Kenya, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Wise is the cheapest online option, sending €7,000 gets you 1,021,243 KES with a €77.26 fee and 0.1% markup.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Kenya, apps are the easiest.

TapTap Send charges €0 in fees on a €7,000 transfer with 0.39% markup and gets you 1,029,700 KES.

You can pay for you transfer via app, broker, online, multi-currency account, and global account but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of KES rate.

For a property abroad or moving your savings, a broker like Key Currency is the best option.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and KES in one account.

This is handy for receiving payments, spending KES and EUR, or travelling to Kenya.

Wise is the cheapest multi-currency account.

It converts €7,000 at 0.1% markup plus €77.26 fee and holds the KES until you send or spend it.

For ZZP'ers

Global accounts

Global accounts offer business tool and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive KES in Kenya

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 1,031,130.14 KES.

In Kenya, the recipient can collect KES through bank deposit, mobile money, and card deposit.

You can deposit EUR using bank transfer, debit card, credit card, and ideal.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/KES rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    KSh1,031,130

    Cheapest

  2. 2
    Debit card Mobile money

    You pay €7,000.00

    KSh1,029,700

    -KSh1,430

  3. 3
    Ideal Bank deposit

    You pay €7,000.00

    KSh1,019,763

    -KSh11,367

  4. 4
    Debit card Card deposit

    You pay €7,000.00

    KSh1,018,126

    -KSh13,004

  5. 5
    Debit card Bank deposit

    You pay €7,000.00

    KSh1,013,458

    -KSh17,672

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay €7,000.00

    KSh1,013,458

    -KSh17,672

Consider this when sending money from Netherlands to Kenya

A few things to consider before sending money from Netherlands to Kenya.

Compare your transfer options

Cheapest way to send money to Kenya

The cheapest option for KSh1,031,130.14 is Key Currency, funded through bank transfer with bank deposit for the payout. Your recipient gets 1,031,130.14 KES, which is 0.02% more than the next best option.

Fastest way to send money to Kenya

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Kenya. Your recipient gets 1,007,143.15 KES in within minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

Live EUR-KES Exchange Rate

Finding the best rate to send money from Netherlands to Kenya

The EUR/KES rate can move quickly, so recent highs and lows help put the current quote into context.

Mid-market rate:1 EUR = 147.67349 KES

How we analyse the market

We track 7 companies sending EUR to Kenya, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.