From 3 companies analysed, Wise is the cheapest way to send money to Andorra, giving your recipient 7,045.03 EUR when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most EUR.
| 3 of 3 providers Last updated on 28 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/EUR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 325,99 kr 1 SEK = 0.0884 EUR 0.00% vs mid-market | Recipient gets €7,045.03 Within minutes | |
Ways to receive money in Andorra with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 325,99 kr1 SEK = 0.0884 EUR €7,045.03You pay80 000,00 kr | |||
| Promoted  Remitly Pay via Debit card | Fee 0,00 kr 1 SEK = 0.0868 EUR +1.85% vs mid-market | Recipient gets €6,941.60 Minutes - 3 days | |
Ways to receive money in Andorra with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.0868 EUR €6,941.60You pay80 000,00 kr | |||
Run a live search Showing top Sweden to Andorra deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to EUR rates. | |||
Run a live search These companies offer multi-currency accounts for spending EUR. We suggest doing a live search based on how much SEK you're planning to spend in Andorra. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Wise Pay via Bank transfer | Fee 325,99 kr 1 SEK = 0.0884 EUR 0.00% vs mid-market | Recipient gets €7,045.03 Within minutes | |
Ways to receive money in Andorra with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 325,99 kr1 SEK = 0.0884 EUR €7,045.03You pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 189,46 kr 1 SEK = 0.0884 EUR 0.00% vs mid-market | Recipient gets €6,968.68 Within minutes | |
Ways to receive money in Andorra with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 189,46 kr1 SEK = 0.0884 EUR €6,968.68You pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 352,18 kr 1 SEK = 0.0884 EUR 0.00% vs mid-market | Recipient gets €6,954.29 Within minutes | |
Ways to receive money in Andorra with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 352,18 kr1 SEK = 0.0884 EUR €6,954.29You pay80 000,00 kr | |||
| Remitly Pay via Debit card | Fee 0,00 kr 1 SEK = 0.0868 EUR +1.85% vs mid-market | Recipient gets €6,941.60 Minutes - 3 days | |
Ways to receive money in Andorra with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.0868 EUR €6,941.60You pay80 000,00 kr | |||
| Remitly Pay via Credit card | Fee 0,00 kr 1 SEK = 0.0868 EUR +1.85% vs mid-market | Recipient gets €6,941.60 Minutes - 3 days | |
Ways to receive money in Andorra with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.0868 EUR €6,941.60You pay80 000,00 kr | |||
 Paysend Pay via Debit card | Fee 0,00 kr 1 SEK = 0.0865 EUR +2.20% vs mid-market | Recipient gets €6,918.74 Minutes - 24 hours | |
Ways to receive money in Andorra with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0865 EUR €6,918.74You pay80 000,00 kr | |||
| Paysend Pay via Credit card | Fee 0,00 kr 1 SEK = 0.0865 EUR +2.20% vs mid-market | Recipient gets €6,918.74 Minutes - 24 hours | |
Ways to receive money in Andorra with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0865 EUR €6,918.74You pay80 000,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 0.0884 EUR Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Andorra, I suggest picking the cheapest option which is Wise.
On a 80,000 SEK transfer, Wise delivers the most EUR.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/EUR rate.
You can pay for the transfer using debit card, credit card, and bank transfer.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Andorra, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
3 companies send money from Sweden to Andorra, mostly through online, app, multi-currency account, global account, in person, SNPL, and digital wallet, and a few more ways.
Medium-sized transfers
For a one-off transfer to Andorra, an online service like Wise is usually the simplest place to start.
Wise charges kr325.99 to send 80,000 SEK, leaving your recipient with 7,045.03 after a 0.03% markup on SEK/EUR exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Andorra.
Wise charges kr325.99 on a 80,000 SEK transfer and money will arrive in same day.
You recipient can withdraw via bank deposit.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need EUR.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.03% exchange-rate markup and holds the EUR in your account.
Paying from business accounts
If your business receives and sends money in Andorra, a global account keeps the EUR in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 7,045.03 EUR.
From Sweden, you can fund the transfer by debit card, credit card, and bank transfer, and in Andorra, the recipient can use bank deposit.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
Swish is useful for payments within Sweden, but it does not send EUR to Andorra.
You pay kr80,000.00
€7,045
Cheapest
You pay kr80,000.00
€6,969
-€76
You pay kr80,000.00
€6,954
-€91
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of EUR from Sweden.
Cheapest way to send money to Andorra
The cheapest option for EUR 7,045.03 is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 7,045.03 EUR, which is 1.47% more than the next best option.
Fastest way to send money to Andorra
With Wise, a bank transfer deposit and bank deposit payout delivers 7,045.03 EUR in same day.
Swish moves money between participating Swedish accounts, it cannot send SEK to Andorra.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Andorra over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Andorra may have their own rules on receiving monetary gifts.
The final rate controls how much EUR you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 0.088296 EUR
We track 3 companies sending SEK to Andorra, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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