How to send money to Canada from Sweden with the best SEK-CAD rate

From 8 companies analysed, Wise is the cheapest way to send money to Canada, giving your recipient 11,348.31 CAD when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most CAD.

Best companies for SEK/CAD transfers

8 of 8 providers

Last updated on 28 September 2026

Based on 80,000 SEK transfer

Best companies for SEK/CAD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 321,36 kr 1 SEK = 0.1424 CAD +0.01% vs mid-market Recipient gets 11 348,31 $ Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Canada with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
321,36 kr1 SEK = 0.1424 CAD
11 348,31 $You pay80 000,00 kr
Promoted

MoneyGram

Pay via Debit card
Fee 30,00 kr 1 SEK = 0.1399 CAD +1.80% vs mid-market Recipient gets 11 192,00 $ Minutes - 24 hours

Ways to receive money in Canada with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.1399 CAD
11 192,00 $You pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.1399 CAD
11 192,00 $You pay80 040,00 kr

Run a live search

Showing top Sweden to Canada deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer
Fee 321,36 kr 1 SEK = 0.1424 CAD +0.01% vs mid-market Recipient gets 11 348,31 $ Next day
CheapestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Canada with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
321,36 kr1 SEK = 0.1424 CAD
11 348,31 $You pay80 000,00 kr

Paysend

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.1415 CAD +0.66% vs mid-market Recipient gets 11 323,28 $ Minutes - 24 hours

Ways to receive money in Canada with Paysend when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1415 CAD
11 323,28 $You pay80 000,00 kr

Paysend

Pay via Credit card
Fee 0,00 kr 1 SEK = 0.1415 CAD +0.66% vs mid-market Recipient gets 11 323,28 $ Minutes - 24 hours

Ways to receive money in Canada with Paysend when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1415 CAD
11 323,28 $You pay80 000,00 kr

CurrencyFair

Pay via Bank transfer
Fee 28,08 kr 1 SEK = 0.1414 CAD +0.73% vs mid-market Recipient gets 11 304,80 $ Minutes - 24 hours
Fastest
Receive to bank account

Ways to receive money in Canada with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
28,08 kr1 SEK = 0.1414 CAD
11 304,80 $You pay80 000,00 kr

Ria Money Transfer

Pay via Credit card
Fee 59,00 kr 1 SEK = 0.1407 CAD +1.23% vs mid-market Recipient gets 11 247,70 $ Minutes - 24 hours

Ways to receive money in Canada with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
59,00 kr1 SEK = 0.1407 CAD
11 247,70 $You pay80 000,00 kr
Cash pickupMinutes - 24 hours
59,00 kr1 SEK = 0.1407 CAD
11 247,70 $You pay80 000,00 kr

Ria Money Transfer

Pay via Debit card
Fee 59,00 kr 1 SEK = 0.1407 CAD +1.23% vs mid-market Recipient gets 11 247,70 $ Minutes - 24 hours

Ways to receive money in Canada with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
59,00 kr1 SEK = 0.1407 CAD
11 247,70 $You pay80 000,00 kr
Cash pickupMinutes - 24 hours
59,00 kr1 SEK = 0.1407 CAD
11 247,70 $You pay80 000,00 kr

Wise

Pay via Debit card
Fee 1 184,94 kr 1 SEK = 0.1424 CAD +0.01% vs mid-market Recipient gets 11 225,31 $ Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Canada with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
1 184,94 kr1 SEK = 0.1424 CAD
11 225,31 $You pay80 000,00 kr

Western Union

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.1401 CAD +1.65% vs mid-market Recipient gets 11 210,65 $ Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Canada with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.1401 CAD
11 210,65 $You pay80 000,00 kr

Western Union

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1401 CAD +1.65% vs mid-market Recipient gets 11 210,65 $ Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Canada with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.1401 CAD
11 210,65 $You pay80 000,00 kr

Wise

Pay via Credit card
Fee 1 347,69 kr 1 SEK = 0.1424 CAD +0.01% vs mid-market Recipient gets 11 202,13 $ Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Canada with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
1 347,69 kr1 SEK = 0.1424 CAD
11 202,13 $You pay80 000,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 30,00 kr 1 SEK = 0.1399 CAD +1.80% vs mid-market Recipient gets 11 192,00 $ Minutes - 24 hours

Ways to receive money in Canada with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.1399 CAD
11 192,00 $You pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.1399 CAD
11 192,00 $You pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 30,00 kr 1 SEK = 0.1399 CAD +1.80% vs mid-market Recipient gets 11 192,00 $ Minutes - 24 hours

Ways to receive money in Canada with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.1399 CAD
11 192,00 $You pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.1399 CAD
11 192,00 $You pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 30,00 kr 1 SEK = 0.1399 CAD +1.80% vs mid-market Recipient gets 11 192,00 $ Minutes - 24 hours

Ways to receive money in Canada with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.1399 CAD
11 192,00 $You pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.1399 CAD
11 192,00 $You pay80 040,00 kr

Moneycorp

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1396 CAD +2.00% vs mid-market Recipient gets 11 167,06 $ Minutes - 2 days

Ways to receive money in Canada with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.1396 CAD
11 167,06 $You pay80 000,00 kr

Remitly

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.1356 CAD +4.92% vs mid-market Recipient gets 10 848,00 $ Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Canada with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 0.1356 CAD
10 848,00 $You pay80 000,00 kr

Remitly

Pay via Credit card
Fee 0,00 kr 1 SEK = 0.1356 CAD +4.92% vs mid-market Recipient gets 10 848,00 $ Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Canada with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 0.1356 CAD
10 848,00 $You pay80 000,00 kr
How Our Results Work
Mid-market rate: 1 SEK = 0.1424 CAD Updates every 60 minutes.

How to send money from Sweden to Canada

Pick a company

For a one-off transfer to Canada, I suggest picking the cheapest option which is Wise.

On a 80,000 SEK transfer, Wise delivers the most CAD.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/CAD rate.

Fund your transfer

You can pay for the transfer using debit card, bank transfer, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Canada, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but its less common).

Ways to send money from Sweden to Canada

8 companies send money from Sweden to Canada, mostly through online, app, in person, global account, multi-currency account, broker, SNPL, and digital wallet, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Canada, an online service like Wise is usually the simplest place to start.

Wise charges kr321.36 to send 80,000 SEK, leaving your recipient with 11,348.31 after a 0.03% markup on SEK/CAD exchange rate.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Canada.

Wise charges kr321.36 on a 80,000 SEK transfer and money will arrive in next day.

You recipient can withdraw via bank deposit and cash pickup.

In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need CAD.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a 0.03% exchange-rate markup and holds the CAD in your account.

Paying from business accounts

Global accounts

If your business receives and sends money in Canada, a global account keeps the CAD in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive CAD in Canada

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 11,348.31 CAD.

From Sweden, you can fund the transfer by debit card, bank transfer, and credit card, and in Canada, the recipient can use bank deposit and cash pickup.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect CAD from a nearby Ria Money Transfer agent in Canada.

Swish is useful for payments within Sweden, but it does not send CAD to Canada.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    $11,348

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    $11,323

    -$25

  3. 3
    Credit card Bank deposit

    You pay kr80,000.00

    $11,323

    -$25

  4. 4
    Debit card Cash pickup

    You pay kr80,000.00

    $11,248

    -$101

  5. 5
    Credit card Cash pickup

    You pay kr80,000.00

    $11,248

    -$101

Show moreShow less
  1. 6
    Bank transfer Cash pickup

    You pay kr80,040.00

    $11,192

    -$156

Consider this before sending SEK to Canada

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of CAD from Sweden.

Compare SEK to CAD transfer options

Cheapest way to send money to Canada

The cheapest option for CAD 11,348.31 is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 11,348.31 CAD, which is 0.22% more than the next best option.

Fastest way to send money to Canada

With Paysend, a debit card deposit and bank deposit payout delivers 11,323.28 CAD in minutes - 24 hours.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Canada.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Canada over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Canada may have their own rules on receiving monetary gifts.

Live SEK-CAD Exchange Rate

Get a better SEK to CAD exchange rate

The final rate controls how much CAD you get for your SEK, so compare it alongside the transfer fee.

Mid-market rate:1 SEK = 0.142442 CAD

How we analyse the market

We track 8 companies sending SEK to Canada, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.