From 10 companies analysed, Key Currency is the cheapest way to send money to Canada, giving your recipient 11 510,03 CAD when you send SEK 80 000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most CAD.
| 10 of 10 providers Last updated on 10 November 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/CAD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 321,36 kr 1 SEK = 0.1442 CAD 0.00% vs mid-market | Recipient gets 11 492,21 $ Next day | |
Ways to receive money in Canada with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer 321,36 kr1 SEK = 0.1442 CAD 11 492,21 $You pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.1434 CAD +0.58% vs mid-market | Recipient gets 11 472,00 $ Minutes - 24 hours | |
Ways to receive money in Canada with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1434 CAD 11 472,00 $You pay80 000,00 kr | |||
Run a live search Showing top Sweden to Canada deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to CAD rates. | |||
Run a live search These companies offer multi-currency accounts for spending CAD. We suggest doing a live search based on how much SEK you're planning to spend in Canada. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1439 CAD +0.25% vs mid-market | Recipient gets 11 510,03 $ Minutes - 3 days | |
Ways to receive money in Canada with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.1439 CAD 11 510,03 $You pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1439 CAD +0.27% vs mid-market | Recipient gets 11 507,73 $ Minutes - 24 hours | |
Ways to receive money in Canada with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1439 CAD 11 507,73 $You pay80 000,00 kr | |||
 TorFx Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1438 CAD +0.30% vs mid-market | Recipient gets 11 504,26 $ Minutes - 24 hours | |
Ways to receive money in Canada with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1438 CAD 11 504,26 $You pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 321,36 kr 1 SEK = 0.1442 CAD 0.00% vs mid-market | Recipient gets 11 492,21 $ Next day | |
Ways to receive money in Canada with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer 321,36 kr1 SEK = 0.1442 CAD 11 492,21 $You pay80 000,00 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.1434 CAD +0.58% vs mid-market | Recipient gets 11 472,00 $ Minutes - 24 hours | |
Ways to receive money in Canada with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1434 CAD 11 472,00 $You pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1434 CAD +0.58% vs mid-market | Recipient gets 11 472,00 $ Minutes - 24 hours | |
Ways to receive money in Canada with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1434 CAD 11 472,00 $You pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 0.1434 CAD +0.58% vs mid-market | Recipient gets 11 472,00 $ Minutes - 24 hours | |
Ways to receive money in Canada with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1434 CAD 11 472,00 $You pay80 000,00 kr | |||
 Currencies Direct Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1433 CAD +0.65% vs mid-market | Recipient gets 11 464,00 $ Minutes - 24 hours | |
Ways to receive money in Canada with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1433 CAD 11 464,00 $You pay80 000,00 kr | |||
 CurrencyFair Pay via Bank transfer | Fee 27,73 kr 1 SEK = 0.1432 CAD +0.75% vs mid-market | Recipient gets 11 448,80 $ Minutes - 24 hours | |
Ways to receive money in Canada with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 27,73 kr1 SEK = 0.1432 CAD 11 448,80 $You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 0.1441 CAD +0.12% vs mid-market | Recipient gets 11 407,11 $ Within minutes | |
Ways to receive money in Canada with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 820,00 kr1 SEK = 0.1441 CAD 11 407,11 $You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1422 CAD +1.40% vs mid-market | Recipient gets 11 377,34 $ Minutes - 2 days | |
Ways to receive money in Canada with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.1422 CAD 11 377,34 $You pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 184,94 kr 1 SEK = 0.1442 CAD 0.00% vs mid-market | Recipient gets 11 367,65 $ Next day | |
Ways to receive money in Canada with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer 1 184,94 kr1 SEK = 0.1442 CAD 11 367,65 $You pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 347,69 kr 1 SEK = 0.1442 CAD 0.00% vs mid-market | Recipient gets 11 344,18 $ Next day | |
Ways to receive money in Canada with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer 1 347,69 kr1 SEK = 0.1442 CAD 11 344,18 $You pay80 000,00 kr | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 30,00 kr 1 SEK = 0.1405 CAD +2.62% vs mid-market | Recipient gets 11 240,00 $ Minutes - 24 hours | |
Ways to receive money in Canada with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 0.1405 CAD 11 240,00 $You pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.1405 CAD 11 240,00 $You pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 30,00 kr 1 SEK = 0.1405 CAD +2.62% vs mid-market | Recipient gets 11 240,00 $ Minutes - 24 hours | |
Ways to receive money in Canada with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 0.1405 CAD 11 240,00 $You pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.1405 CAD 11 240,00 $You pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 30,00 kr 1 SEK = 0.1405 CAD +2.62% vs mid-market | Recipient gets 11 240,00 $ Minutes - 24 hours | |
Ways to receive money in Canada with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 0.1405 CAD 11 240,00 $You pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.1405 CAD 11 240,00 $You pay80 040,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 0.1442 CAD Updates every 60 minutes. | |||
Transfer details
For a one-off SEK transfer to Canada, I suggest picking the cheapest option which is Key Currency.
Key Currency was the cheapest on 22 of the 25 days it quoted kr80 000 transfers to Canada.
On a 80 000 SEK transfer, Key Currency delivers the most CAD.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/CAD rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Canada, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but it's less common).
How much SEK you send to Canada heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 88% of the transfers from SEK 50,000 it quoted, and in 88% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| 5 000 kr | 0.27% | 10,40 kr | 717,93 $with bank transfer to bank deposit | +8,54 $ | |
| 10 000 kr | 0.14% | 15,00 kr | 1 437,66 $with bank transfer to bank deposit | +22,57 $ | |
| 25 000 kr | 0.01% | 107,68 kr | 3 590,87 $with bank transfer to bank deposit | +32,78 $ | |
| 50 000 kr | 0.30% | 0,00 kr | 7 186,97 $with bank transfer to bank deposit | +75,23 $ | |
| 80 000 krThis page | 0.25% | 0,00 kr | 11 510,03 $with bank transfer to bank deposit | +100,07 $ |
Mid-market rate: 1 SEK = 0.1442 CAD
The cheapest way to send SEK to CAD can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 80 000 SEK transfers to Canada.
Tue, 10 Nov 2026Mid-market rate11 538,88 $ Key Currency 11 510,03 $Key Currency11 510,03 $Regency FX11 507,73 $TorFx11 504,26 $
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1425 | – | 11 403,60 $ | |
| | 0.1422 | 0,00 kr | 11 375,09 $ | −28,51 $ |
| | 0.1422 | 0,00 kr | 11 372,81 $ | −30,79 $ |
| | 0.1421 | 0,00 kr | 11 369,39 $ | −34,21 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 0.1425 | 321,36 kr | 11 352,45 $ | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1428 | – | 11 427,04 $ | |
| | 0.1425 | 0,00 kr | 11 398,47 $ | −28,57 $ |
| | 0.1425 | 0,00 kr | 11 396,19 $ | −30,85 $ |
| | 0.1424 | 0,00 kr | 11 392,76 $ | −34,28 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1423 | – | 11 386,16 $ | |
| | 0.1420 | 0,00 kr | 11 357,69 $ | −28,47 $ |
| | 0.1419 | 0,00 kr | 11 355,42 $ | −30,74 $ |
| | 0.1419 | 0,00 kr | 11 352,00 $ | −34,16 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1429 | – | 11 429,52 $ | |
| | 0.1425 | 0,00 kr | 11 400,95 $ | −28,57 $ |
| | 0.1425 | 0,00 kr | 11 398,66 $ | −30,86 $ |
| | 0.1424 | 0,00 kr | 11 395,23 $ | −34,29 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1428 | – | 11 426,08 $ | |
| | 0.1425 | 0,00 kr | 11 397,51 $ | −28,57 $ |
| | 0.1424 | 0,00 kr | 11 395,23 $ | −30,85 $ |
| | 0.1424 | 0,00 kr | 11 391,80 $ | −34,28 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1428 | – | 11 426,08 $ | |
| | 0.1425 | 0,00 kr | 11 397,51 $ | −28,57 $ |
| | 0.1424 | 0,00 kr | 11 395,23 $ | −30,85 $ |
| | 0.1424 | 0,00 kr | 11 391,80 $ | −34,28 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1421 | – | 11 371,52 $ | |
| | 0.1418 | 0,00 kr | 11 343,09 $ | −28,43 $ |
| | 0.1418 | 0,00 kr | 11 340,82 $ | −30,70 $ |
| | 0.1417 | 0,00 kr | 11 337,41 $ | −34,11 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1422 | – | 11 375,36 $ | |
| | 0.1418 | 0,00 kr | 11 346,92 $ | −28,44 $ |
| | 0.1418 | 0,00 kr | 11 344,65 $ | −30,71 $ |
| | 0.1418 | 0,00 kr | 11 341,23 $ | −34,13 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1419 | – | 11 350,32 $ | |
| | 0.1415 | 0,00 kr | 11 321,94 $ | −28,38 $ |
| | 0.1415 | 0,00 kr | 11 319,67 $ | −30,65 $ |
| | 0.1415 | 0,00 kr | 11 316,27 $ | −34,05 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 0.1418 | 321,36 kr | 11 300,58 $ | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1413 | – | 11 302,40 $ | |
| | 0.1409 | 0,00 kr | 11 274,14 $ | −28,26 $ |
| | 0.1409 | 0,00 kr | 11 271,88 $ | −30,52 $ |
| | 0.1409 | 0,00 kr | 11 268,49 $ | −33,91 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1410 | – | 11 278,96 $ | |
| | 0.1406 | 0,00 kr | 11 250,76 $ | −28,20 $ |
| | 0.1406 | 0,00 kr | 11 248,51 $ | −30,45 $ |
| | 0.1406 | 0,00 kr | 11 245,12 $ | −33,84 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1410 | – | 11 278,96 $ | |
| | 0.1406 | 0,00 kr | 11 250,76 $ | −28,20 $ |
| | 0.1406 | 0,00 kr | 11 248,51 $ | −30,45 $ |
| | 0.1406 | 0,00 kr | 11 245,12 $ | −33,84 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1412 | – | 11 293,68 $ | |
| | 0.1408 | 0,00 kr | 11 265,45 $ | −28,23 $ |
| | 0.1408 | 0,00 kr | 11 263,19 $ | −30,49 $ |
| | 0.1407 | 0,00 kr | 11 259,80 $ | −33,88 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1407 | – | 11 257,44 $ | |
| | 0.1404 | 0,00 kr | 11 229,30 $ | −28,14 $ |
| | 0.1403 | 0,00 kr | 11 227,04 $ | −30,40 $ |
| | 0.1403 | 0,00 kr | 11 223,67 $ | −33,77 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1411 | – | 11 285,84 $ | |
| | 0.1407 | 0,00 kr | 11 257,63 $ | −28,21 $ |
| | 0.1407 | 0,00 kr | 11 255,37 $ | −30,47 $ |
| | 0.1406 | 0,00 kr | 11 251,98 $ | −33,86 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 0.1407 | 0,00 kr | 11 256,00 $ | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1421 | – | 11 369,52 $ | |
| | 0.1418 | 0,00 kr | 11 344,00 $ | −25,52 $ |
| | 0.1418 | 0,00 kr | 11 341,10 $ | −28,42 $ |
| | 0.1417 | 0,00 kr | 11 338,82 $ | −30,70 $ |
| | 0.1417 | 0,00 kr | 11 335,41 $ | −34,11 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1422 | – | 11 377,36 $ | |
| | 0.1419 | 0,00 kr | 11 348,92 $ | −28,44 $ |
| | 0.1418 | 0,00 kr | 11 346,64 $ | −30,72 $ |
| | 0.1418 | 0,00 kr | 11 343,23 $ | −34,13 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1422 | – | 11 377,36 $ | |
| | 0.1419 | 0,00 kr | 11 348,92 $ | −28,44 $ |
| | 0.1418 | 0,00 kr | 11 346,64 $ | −30,72 $ |
| | 0.1418 | 0,00 kr | 11 343,23 $ | −34,13 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1427 | – | 11 412,40 $ | |
| | 0.1423 | 0,00 kr | 11 384,00 $ | −28,40 $ |
| | 0.1423 | 0,00 kr | 11 383,87 $ | −28,53 $ |
| | 0.1423 | 0,00 kr | 11 381,59 $ | −30,81 $ |
| | 0.1422 | 0,00 kr | 11 378,16 $ | −34,24 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1427 | – | 11 416,32 $ | |
| | 0.1427 | 321,36 kr | 11 369,11 $ | −47,21 $ |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1432 | – | 11 456,32 $ | |
| | 0.1428 | 0,00 kr | 11 427,68 $ | −28,64 $ |
| | 0.1428 | 0,00 kr | 11 425,39 $ | −30,93 $ |
| | 0.1428 | 0,00 kr | 11 421,95 $ | −34,37 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1438 | – | 11 502,80 $ | |
| | 0.1434 | 0,00 kr | 11 474,04 $ | −28,76 $ |
| | 0.1434 | 0,00 kr | 11 471,74 $ | −31,06 $ |
| | 0.1434 | 0,00 kr | 11 468,29 $ | −34,51 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1426 | – | 11 410,08 $ | |
| | 0.1423 | 0,00 kr | 11 384,00 $ | −26,08 $ |
| | 0.1423 | 0,00 kr | 11 381,55 $ | −28,53 $ |
| | 0.1422 | 0,00 kr | 11 379,27 $ | −30,81 $ |
| | 0.1422 | 0,00 kr | 11 375,85 $ | −34,23 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1426 | – | 11 411,20 $ | |
| | 0.1423 | 0,00 kr | 11 382,67 $ | −28,53 $ |
| | 0.1423 | 0,00 kr | 11 380,39 $ | −30,81 $ |
| | 0.1422 | 0,00 kr | 11 376,97 $ | −34,23 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1426 | – | 11 410,40 $ | |
| | 0.1423 | 0,00 kr | 11 381,87 $ | −28,53 $ |
| | 0.1422 | 0,00 kr | 11 379,59 $ | −30,81 $ |
| | 0.1422 | 0,00 kr | 11 376,17 $ | −34,23 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1430 | – | 11 440,00 $ | |
| | 0.1430 | 321,36 kr | 11 393,97 $ | −46,03 $ |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1442 | – | 11 538,88 $ | |
| | 0.1439 | 0,00 kr | 11 510,03 $ | −28,85 $ |
| | 0.1439 | 0,00 kr | 11 507,73 $ | −31,15 $ |
| | 0.1438 | 0,00 kr | 11 504,26 $ | −34,62 $ |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 0.1442 | – | 11 538,88 $ | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more CAD per SEK than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CAD on every transfer from Sweden.
Right now, Key Currency pays 11 510,03 CAD on 80 000 SEK, which is 28,85 CAD less than the mid-market amount.
Today's payout is the highest in the past month.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Canada.
We've tracked 145 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 83% of them
Never the cheapest
Cheapest in 33% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 88% of them
Never the cheapest
Cheapest in 41% of them
Based on 145 comparisons across 5 amounts over the last 30 days.
Cheapest in 96% of them
Never the cheapest
Cheapest in 19% of them
Based on 205 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
10 companies send money from Sweden to Canada, mostly through currency broker, online, app, multi-currency account, global business account, and in person, and a few more ways.
Medium-sized transfers
For a one-off transfer to Canada, an online service like Wise is usually the simplest place to start.
Wise charges kr321,36 to send 80 000 SEK, leaving your recipient with 11 492,21 CAD after a 0% markup on SEK/CAD exchange rate.
In our comparisons over the past month, it was the cheapest online service on 24 of the 30 days it quoted.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Canada.
Wise charges kr321,36 on a 80 000 SEK transfer and money will arrive in within a week.
Over the past month, Wise was the cheapest app on 80% of the days it appeared for kr80 000 transfers.
Your recipient can withdraw via bank deposit and cash pickup.
In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.
Spending and travelling
A multi-currency account makes sense if you regularly need CAD.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80 000 with a 0% exchange-rate markup and holds the CAD in your account.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
Paying from business accounts
If your business receives and sends money in Canada, a global account keeps the CAD in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80 000 SEK gives your recipient 11 510,03 CAD.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Canada, the recipient can use bank deposit and cash pickup.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect CAD from a nearby MoneyGram agent in Canada.
Swish is useful for payments within Sweden, but it does not send CAD to Canada.
You pay kr80,000.00
CA$11,510
Cheapest
You pay kr80,000.00
CA$11,472
-CA$38
You pay kr80,000.00
CA$11,472
-CA$38
You pay kr80,040.00
CA$11,240
-CA$270
You pay kr80,040.00
CA$11,240
-CA$270
You pay kr80,040.00
CA$11,240
-CA$270
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most CAD from Sweden.
Cheapest way to send money to Canada
The cheapest option for an SEK 80 000 transfer is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 11 510,03 CAD, which is 0,02% more than the next best option.
Fastest way to send money to Canada
With Revolut, a bank transfer deposit and bank deposit payout delivers 11 407,11 CAD in within minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Canada.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Canada over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Canada may have their own rules on receiving monetary gifts.
We track 10 companies sending SEK to Canada, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
In the past 30 days alone, we analysed 145 comparisons across 5 amounts.
This page covers the cheapest and fastest options for SEK/CAD transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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