Compare the best ways to send money from United States to Andorra

We compared 6 companies sending money from the United States to Andorra. Xe is the best and cheapest, while Revolut is the fastest.

Sending $7,000 with Xe gets your recipient 6,286 EUR at 0.8980 EUR per USD.

Best companies for USD/EUR transfers

6 of 6 providers

Last updated on 28 October 2026

Based on 7,000 USD transfer

Best companies for USD/EUR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $27.22 1 USD = 0.8992 EUR 0.00% vs mid-market Recipient gets €6,269.92 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Andorra with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$27.221 USD = 0.8992 EUR
€6,269.92You pay$7,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 0.8980 EUR +0.13% vs mid-market Recipient gets €6,286.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Andorra with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 0.8980 EUR
€6,286.00You pay$7,000.00

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Showing top United States to Andorra deals for 7,000 USD. Do a live search with your exact amount for today's best rates.

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 0.8980 EUR +0.13% vs mid-market Recipient gets €6,286.00 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Andorra with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 0.8980 EUR
€6,286.00You pay$7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 USD = 0.8968 EUR +0.27% vs mid-market Recipient gets €6,277.47 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Andorra with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 0.8968 EUR
€6,277.47You pay$7,000.00

Wise

Pay via Bank transfer
Fee $27.22 1 USD = 0.8992 EUR 0.00% vs mid-market Recipient gets €6,269.92 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Andorra with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$27.221 USD = 0.8992 EUR
€6,269.92You pay$7,000.00

Xe

Pay via Debit card
Fee $35.00 1 USD = 0.8980 EUR +0.13% vs mid-market Recipient gets €6,254.57 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Andorra with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$35.001 USD = 0.8980 EUR
€6,254.57You pay$7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee $40.50 1 USD = 0.8982 EUR +0.11% vs mid-market Recipient gets €6,250.95 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Andorra with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$40.501 USD = 0.8982 EUR
€6,250.95You pay$7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Chase

Pay via Bank transfer
Fee $0.00 1 USD = 0.8774 EUR +2.46% vs mid-market Recipient gets €6,141.65

Ways to receive money in Andorra with Chase when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit
Free1 USD = 0.8774 EUR
€6,141.65You pay$7,000.00

Wells Fargo

Pay via Bank transfer
Fee $0.00 1 USD = 0.8723 EUR +3.04% vs mid-market Recipient gets €6,106.20

Ways to receive money in Andorra with Wells Fargo when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit
Free1 USD = 0.8723 EUR
€6,106.20You pay$7,000.00

Xe

Pay via Credit card
Fee $210.00 1 USD = 0.8980 EUR +0.13% vs mid-market Recipient gets €6,097.42 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Andorra with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$210.001 USD = 0.8980 EUR
€6,097.42You pay$7,000.00
How Our Results Work
Mid-market rate: 1 USD = 0.8992 EUR Updates every 60 minutes.

How to send money from US to Andorra

Pick a company

If you're sending a one-off transfer, then Xe is the best option.

Xe was the cheapest on 2 of the 30 days it quoted $7,000 transfers to Andorra.

For recurring transfers, I'd suggest using an app or a multi-currency account with Xe.

For large transfers, a broker like Xe is the best option.

How much you send will affect the best option for you right now.

Pay for it

You have 3 ways to pay for your transfer to Andorra, including bank transfer, debit card, and credit card.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Andorra?

How much USD you send to Andorra heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 11% of the transfers from $5,000 it quoted, and in 9% of all the transfers it quoted.

Cheapest service
$500-0.50%$0.99€451.80with bank transfer to bank deposit+€9.12
$2,000-0.04%$0.99€1,799.60with remitly wallet to bank deposit+€25.98
$5,0000.23%$0.99€4,485.00with remitly wallet to bank deposit+€42.69
$7,000This page0.13%$0.00€6,286.00with bank transfer to bank deposit+€75.48
$10,0000.27%$0.00€8,965.53with bank transfer to bank deposit+€107.26
$50,0000.25%$0.00€44,823.66with bank transfer to bank deposit+€355.67
$100,0000.16%$0.00€89,730.00with bank transfer to bank deposit+€671.34
$250,0000.17%$0.00€224,475.00with bank transfer to bank deposit+€1,689.73

Mid-market rate: 1 USD = 0.8992 EUR

USD/EUR Exchange Rate History

Is today a good time to send money from US to Andorra?

The cheapest way to send USD to EUR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 7,000 USD transfers to Andorra.

EUR received for $7,000, after fees

Wed, Oct 28, 2026Mid-market rate€6,294.47 Xe €6,286.00 Chase €6,141.65Xe€6,286.00Regency FX€6,277.47Wise€6,269.92Extra cost of a bank€144.35

5,900
6,000
6,100
6,200
6,300
6,400
At the mid-market rateWith the cheapest optionWith a bankXeRegency FXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8801 – €6,161.05
Regency FX Cheapest 0.8778 $0.00 €6,144.42 −€16.63
Wise 0.8802 $27.22 €6,137.20 −€23.85
Xe 0.8761 $0.00 €6,132.70 −€28.35
Chase 0.8572 $0.00 €6,000.60 −€160.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8807 – €6,164.83
Regency FX Cheapest 0.8783 $0.00 €6,148.18 −€16.65
Wise 0.8807 $27.22 €6,140.98 −€23.85
Xe 0.8768 $0.00 €6,137.60 −€27.23
Chase 0.8585 $0.00 €6,009.58 −€155.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8838 – €6,186.25
Regency FX Cheapest 0.8814 $0.00 €6,169.55 −€16.70
Wise 0.8839 $27.22 €6,163.51 −€22.74
Xe 0.8797 $0.00 €6,157.90 −€28.35
Chase 0.8594 $0.00 €6,015.74 −€170.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8883 – €6,217.96
Regency FX Cheapest 0.8859 $0.00 €6,201.17 −€16.79
Wise 0.8882 $27.22 €6,193.35 −€24.61
Xe 0.8841 $0.00 €6,188.70 −€29.26
Chase 0.8623 $0.00 €6,036.21 −€181.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8881 – €6,217.05
Regency FX Cheapest 0.8858 $0.00 €6,200.26 −€16.79
Wise 0.8887 $27.22 €6,196.65 −€20.40
Xe 0.8785 $0.00 €6,149.50 −€67.55
Chase 0.8665 $0.00 €6,065.16 −€151.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8881 – €6,217.05
Regency FX Cheapest 0.8858 $0.00 €6,200.26 −€16.79
Wise 0.8887 $27.22 €6,196.65 −€20.40
Xe 0.8788 $0.00 €6,151.60 −€65.45
Chase 0.8669 $0.00 €6,068.30 −€148.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8939 – €6,257.09
Regency FX Cheapest 0.8915 $0.00 €6,240.20 −€16.89
Wise 0.8937 $27.22 €6,231.54 −€25.55
Xe 0.8893 $0.00 €6,225.10 −€31.99
Chase 0.8669 $0.00 €6,068.30 −€188.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8918 – €6,242.53
Regency FX Cheapest 0.8894 $0.00 €6,225.68 −€16.85
Wise 0.8918 $27.22 €6,218.48 −€24.05
Xe 0.8878 $0.00 €6,214.60 −€27.93
Chase 0.8719 $0.00 €6,103.29 −€139.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8909 – €6,236.58
Regency FX Cheapest 0.8885 $0.00 €6,219.74 −€16.84
Wise 0.8909 $27.22 €6,212.38 −€24.20
Xe 0.8868 $0.00 €6,207.60 −€28.98
Chase 0.8701 $0.00 €6,090.77 −€145.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8939 – €6,257.50
Regency FX Cheapest 0.8915 $0.00 €6,240.61 −€16.89
Wise 0.8939 $27.22 €6,232.93 −€24.57
Xe 0.8898 $0.00 €6,228.60 −€28.90
Chase 0.8687 $0.00 €6,081.00 −€176.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8905 – €6,233.64
Regency FX Cheapest 0.8881 $0.00 €6,216.81 −€16.83
Wise 0.8906 $27.22 €6,210.17 −€23.47
Xe 0.8866 $0.00 €6,206.20 −€27.44
Chase 0.8717 $0.00 €6,101.65 −€131.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8925 – €6,247.53
Regency FX Cheapest 0.8901 $0.00 €6,230.66 −€16.87
Wise 0.8927 $27.22 €6,224.87 −€22.66
Xe 0.8826 $0.00 €6,178.20 −€69.33
Chase 0.8708 $0.00 €6,095.68 −€151.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8925 – €6,247.53
Regency FX Cheapest 0.8901 $0.00 €6,230.66 −€16.87
Wise 0.8927 $27.22 €6,224.87 −€22.66
Xe 0.8824 $0.00 €6,176.80 −€70.73
Chase 0.8708 $0.00 €6,095.68 −€151.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8924 – €6,246.94
Regency FX Cheapest 0.8900 $0.00 €6,230.07 −€16.87
Wise 0.8924 $27.22 €6,222.64 −€24.30
Xe 0.8880 $0.00 €6,216.00 −€30.94
Chase 0.8709 $0.00 €6,096.22 −€150.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8935 – €6,254.37
Regency FX Cheapest 0.8911 $0.00 €6,237.48 −€16.89
Wise 0.8935 $27.22 €6,230.42 −€23.95
Xe 0.8894 $0.00 €6,225.80 −€28.57
Chase 0.8714 $0.00 €6,099.77 −€154.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8925 – €6,247.64
Regency FX Cheapest 0.8901 $0.00 €6,230.77 −€16.87
Wise 0.8926 $27.22 €6,223.75 −€23.89
Xe 0.8885 $0.00 €6,219.50 −€28.14
Chase 0.8707 $0.00 €6,095.25 −€152.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8916 – €6,241.19
Regency FX Cheapest 0.8892 $0.00 €6,224.33 −€16.86
Wise 0.8916 $27.22 €6,216.82 −€24.37
Xe 0.8875 $0.00 €6,212.50 −€28.69
Chase 0.8707 $0.00 €6,095.25 −€145.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8896 – €6,227.19
Regency FX Cheapest 0.8872 $0.00 €6,210.38 −€16.81
Wise 0.8895 $27.22 €6,202.16 −€25.03
Xe 0.8857 $0.00 €6,199.90 −€27.29
Chase 0.8683 $0.00 €6,078.43 −€148.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8899 – €6,229.33
Regency FX Cheapest 0.8875 $0.00 €6,212.51 −€16.82
Wise 0.8898 $27.22 €6,204.37 −€24.96
Xe 0.8796 $0.00 €6,157.20 −€72.13
Chase 0.8678 $0.00 €6,074.87 −€154.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8899 – €6,229.33
Regency FX Cheapest 0.8875 $0.00 €6,212.51 −€16.82
Wise 0.8898 $27.22 €6,204.37 −€24.96
Xe 0.8798 $0.00 €6,158.60 −€70.73
Chase 0.8678 $0.00 €6,074.87 −€154.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8920 – €6,244.03
Regency FX Cheapest 0.8896 $0.00 €6,227.17 −€16.86
Wise 0.8920 $27.22 €6,219.59 −€24.44
Xe 0.8879 $0.00 €6,215.30 −€28.73
Chase 0.8700 $0.00 €6,090.32 −€153.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8902 – €6,231.61
Regency FX Cheapest 0.8878 $0.00 €6,214.78 −€16.83
Wise 0.8902 $27.22 €6,207.13 −€24.48
Xe 0.8862 $0.00 €6,203.40 −€28.21
Chase 0.8700 $0.00 €6,090.32 −€141.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8908 – €6,235.58
Regency FX Cheapest 0.8884 $0.00 €6,218.74 −€16.84
Wise 0.8909 $27.22 €6,212.38 −€23.20
Xe 0.8868 $0.00 €6,207.60 −€27.98
Chase 0.8688 $0.00 €6,081.70 −€153.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8898 – €6,228.62
Regency FX Cheapest 0.8874 $0.00 €6,211.80 −€16.82
Wise 0.8899 $27.22 €6,205.20 −€23.42
Xe 0.8859 $0.00 €6,201.30 −€27.32
Chase 0.8670 $0.00 €6,069.26 −€159.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8929 – €6,250.02
Regency FX Cheapest 0.8904 $0.00 €6,233.14 −€16.88
Wise 0.8929 $27.22 €6,225.97 −€24.05
Xe 0.8889 $0.00 €6,222.30 −€27.72
Chase 0.8670 $0.00 €6,069.26 −€180.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8927 – €6,248.69
Regency FX Cheapest 0.8903 $0.00 €6,231.82 −€16.87
Wise 0.8926 $27.22 €6,223.75 −€24.94
Xe 0.8824 $0.00 €6,176.80 −€71.89
Chase 0.8708 $0.00 €6,095.60 −€153.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8927 – €6,248.69
Regency FX Cheapest 0.8903 $0.00 €6,231.82 −€16.87
Wise 0.8926 $27.22 €6,223.75 −€24.94
Xe 0.8832 $0.00 €6,182.40 −€66.29
Chase 0.8708 $0.00 €6,095.60 −€153.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8925 – €6,247.43
Regency FX Cheapest 0.8901 $0.00 €6,230.56 −€16.87
Wise 0.8925 $27.22 €6,223.20 −€24.23
Xe 0.8884 $0.00 €6,218.80 −€28.63
Chase 0.8708 $0.00 €6,095.60 −€151.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8961 – €6,272.56
Xe Cheapest 0.8950 $0.00 €6,265.00 −€7.56
Regency FX 0.8937 $0.00 €6,255.62 −€16.94
Wise 0.8961 $27.22 €6,248.57 −€23.99
Chase 0.8741 $0.00 €6,118.81 −€153.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.8992 – €6,294.47
Xe Cheapest 0.8980 $0.00 €6,286.00 −€8.47
Regency FX 0.8968 $0.00 €6,277.47 −€17.00
Wise 0.8992 $27.22 €6,269.92 −€24.55
Chase 0.8774 $0.00 €6,141.65 −€152.82

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

Understanding USD/EUR exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more EUR per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of EUR on every transfer from US.

Right now, Xe pays 6,286 EUR on 7,000 USD, which is 8.47 EUR less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Andorra.

We've tracked 206 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. XeAppeared in 172 comparisons

    Cheapest in 9% of them

  2. Regency FXAppeared in 115 comparisons

    Cheapest in 77% of them

  3. WiseAppeared in 205 comparisons

    Cheapest in 11% of them

  4. ChaseAppeared in 202 comparisons

    Never the cheapest

Based on 206 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest and gets you the most EUR, but it was the cheapest in only 9% of the 172 comparisons it appeared in over the past month.

Regency FX (today's second cheapest) was the cheapest in 77% of its comparisons, so if you send money to Andorra regularly, it's worth comparing it with Xe before each transfer.

If it's a one-off transfer, go with Xe, since it's the cheapest right now.

Ways to send money from the US to Andorra

There are 6 companies available for sending money from the US to Andorra, across app, online, broker, multi-currency account, global account, and bank, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

Xe charges $0 on a $7,000 transfer with 0.13% markup, saves your recipient's details for next time, and EUR arrives in minutes - 24 hours.

Over the past month, Xe was the cheapest app on 7% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Andorra.

Of all online companies listed here, Xe gets you the most EUR per USD.

On a $7,000 transfer, you will get 6,286 EUR after a $0 fee and 0.13% markup.

In our comparisons over the past month, it was the cheapest online service on 2 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Andorra (e.g. a property purchase, tuition, or moving to Andorra), a broker like Xe charges no fee, gives you a dedicated account manager, and adds 0.13% markup on USD/EUR that gets lower the more you send.

Our analysis shows Xe was the cheapest broker in 32% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Only if you have to

Banks

Wiring money abroad from your bank is the most expensive option.

On a $7,000 transfer, a bank like Chase gets your recipient 6,141.65 EUR, against 6,286 EUR with Xe (the overall cheapest option).

We found Chase was the cheapest bank on 30 of the 30 days it appeared for this amount.

The wire "feels" official, but regulated money transfer companies are just as safe with their own protection and rules.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving EUR.

This is useful for traveling to Andorra, building up EUR balance, or receiving payments in EUR.

Wise converts $7,000 at 0% markup plus small fee and holds the EUR until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive EUR in Andorra

With Xe, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 6,286 EUR.

Our data shows that Xe gets your recipient 144.35 EUR more than Chase, today's cheapest bank, on the same $7,000.

Deposit USD by bank transfer, debit card, and credit card.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Andorra.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Andorra.

Your recipient in Andorra can collect EUR through bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay $7,000.00

    €6,286

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay $7,000.00

    €6,255

    -€31

  3. 3
    Credit card Bank deposit

    You pay $7,000.00

    €6,097

    -€189

Things to consider before sending USD to Andorra

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/EUR company

Cheapest way to send money to Andorra

The cheapest option is Xe, funded by bank transfer with bank deposit for the payout. Your recipient gets 6,286 EUR, which is 0.14% more than the next best option.

Fastest way to send money to Andorra

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 6,250.95 EUR, with the money arriving in within minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Andorra?

For transfers over $10,000, Wise is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Andorra.

While Wise may not always be the cheapest or fastest way to send EUR, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

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How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Andorra and United States.


We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 206 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/EUR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.