How to send money to UK from Sweden with the best SEK-GBP rate

From 7 companies analysed, Wise is the cheapest way to send money to United Kingdom, giving your recipient 6,050.38 GBP when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most GBP.

Best companies for SEK/GBP transfers

7 of 7 providers

Last updated on 28 September 2026

Based on 80,000 SEK transfer

Best companies for SEK/GBP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 358,03 kr 1 SEK = 0.0760 GBP +0.01% vs mid-market Recipient gets 6 050,38 £ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
358,03 kr1 SEK = 0.0760 GBP
6 050,38 £You pay80 000,00 kr
Promoted

MoneyGram

Pay via Debit card
Fee 30,00 kr 1 SEK = 0.0741 GBP +2.50% vs mid-market Recipient gets 5 928,00 £ Minutes - 24 hours

Ways to receive money in UK with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.0741 GBP
5 928,00 £You pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.0723 GBP
5 784,00 £You pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 200,00 kr1 SEK = 0.0715 GBP
5 720,00 £You pay81 200,00 kr

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Showing top Sweden to United Kingdom deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer
Fee 358,03 kr 1 SEK = 0.0760 GBP +0.01% vs mid-market Recipient gets 6 050,38 £ Within minutes
CheapestFastestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
358,03 kr1 SEK = 0.0760 GBP
6 050,38 £You pay80 000,00 kr

Paysend

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.0756 GBP +0.50% vs mid-market Recipient gets 6 050,09 £ Minutes - 24 hours

Ways to receive money in UK with Paysend when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.0756 GBP
6 050,09 £You pay80 000,00 kr

Paysend

Pay via Credit card
Fee 0,00 kr 1 SEK = 0.0756 GBP +0.50% vs mid-market Recipient gets 6 050,09 £ Minutes - 24 hours

Ways to receive money in UK with Paysend when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.0756 GBP
6 050,09 £You pay80 000,00 kr

CurrencyFair

Pay via Bank transfer
Fee 32,90 kr 1 SEK = 0.0756 GBP +0.50% vs mid-market Recipient gets 6 043,90 £ Minutes - 24 hours
Receive to bank account

Ways to receive money in UK with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
32,90 kr1 SEK = 0.0756 GBP
6 043,90 £You pay80 000,00 kr

Wise

Pay via Debit card
Fee 1 220,81 kr 1 SEK = 0.0760 GBP +0.01% vs mid-market Recipient gets 5 984,84 £ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 220,81 kr1 SEK = 0.0760 GBP
5 984,84 £You pay80 000,00 kr

Wise

Pay via Credit card
Fee 1 383,39 kr 1 SEK = 0.0760 GBP +0.01% vs mid-market Recipient gets 5 972,49 £ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 383,39 kr1 SEK = 0.0760 GBP
5 972,49 £You pay80 000,00 kr

Moneycorp

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.0745 GBP +2.00% vs mid-market Recipient gets 5 956,60 £ Minutes - 2 days

Ways to receive money in UK with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.0745 GBP
5 956,60 £You pay80 000,00 kr

Western Union

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.0743 GBP +2.23% vs mid-market Recipient gets 5 947,13 £ Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in UK with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.0743 GBP
5 947,13 £You pay80 000,00 kr

Western Union

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.0743 GBP +2.23% vs mid-market Recipient gets 5 947,13 £ Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in UK with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.0743 GBP
5 947,13 £You pay80 000,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 30,00 kr 1 SEK = 0.0741 GBP +2.50% vs mid-market Recipient gets 5 928,00 £ Minutes - 24 hours

Ways to receive money in UK with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.0741 GBP
5 928,00 £You pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.0723 GBP
5 784,00 £You pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 200,00 kr1 SEK = 0.0715 GBP
5 720,00 £You pay81 200,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 30,00 kr 1 SEK = 0.0741 GBP +2.50% vs mid-market Recipient gets 5 928,00 £ Minutes - 24 hours

Ways to receive money in UK with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.0741 GBP
5 928,00 £You pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.0723 GBP
5 784,00 £You pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 200,00 kr1 SEK = 0.0715 GBP
5 720,00 £You pay81 200,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 30,00 kr 1 SEK = 0.0741 GBP +2.50% vs mid-market Recipient gets 5 928,00 £ Minutes - 24 hours

Ways to receive money in UK with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.0741 GBP
5 928,00 £You pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.0723 GBP
5 784,00 £You pay80 040,00 kr

Remitly

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.0710 GBP +6.77% vs mid-market Recipient gets 5 682,40 £ Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in UK with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 0.0710 GBP
5 682,40 £You pay80 000,00 kr

Remitly

Pay via Credit card
Fee 0,00 kr 1 SEK = 0.0710 GBP +6.77% vs mid-market Recipient gets 5 682,40 £ Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in UK with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 0.0710 GBP
5 682,40 £You pay80 000,00 kr
How Our Results Work
Mid-market rate: 1 SEK = 0.0760 GBP Updates every 60 minutes.

How to send money from Sweden to UK

Pick a company

For a one-off transfer to UK, I suggest picking the cheapest option which is Wise.

On a 80,000 SEK transfer, Wise delivers the most GBP.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/GBP rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to UK, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but its less common).

Ways to send money from Sweden to UK

7 companies send money from Sweden to United Kingdom, mostly through online, app, in person, global account, multi-currency account, broker, SNPL, and digital wallet, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to United Kingdom, an online service like Wise is usually the simplest place to start.

Wise charges kr358.03 to send 80,000 SEK, leaving your recipient with 6,050.38 after a -0.03% markup on SEK/GBP exchange rate.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to United Kingdom.

Wise charges kr358.03 on a 80,000 SEK transfer and money will arrive in same day.

You recipient can withdraw via bank deposit, cash pickup, and card deposit.

In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need GBP.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a -0.03% exchange-rate markup and holds the GBP in your account.

Paying from business accounts

Global accounts

If your business receives and sends money in United Kingdom, a global account keeps the GBP in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive GBP in UK

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 6,050.38 GBP.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in United Kingdom, the recipient can use bank deposit, cash pickup, and card deposit.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect GBP from a nearby Western Union agent in United Kingdom.

Swish is useful for payments within Sweden, but it does not send GBP to United Kingdom.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    £6,050

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    £6,050

    -£0.29

  3. 3
    Credit card Bank deposit

    You pay kr80,000.00

    £6,050

    -£0.29

  4. 4
    Bank transfer Cash pickup

    You pay kr80,040.00

    £5,784

    -£266

  5. 5
    Debit card Cash pickup

    You pay kr80,040.00

    £5,784

    -£266

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay kr80,040.00

    £5,784

    -£266

  2. 7
    Debit card Card deposit

    You pay kr81,200.00

    £5,720

    -£330

  3. 8
    Credit card Card deposit

    You pay kr81,200.00

    £5,720

    -£330

Consider this before sending SEK to UK

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of GBP from Sweden.

Compare SEK to GBP transfer options

Cheapest way to send money to United Kingdom

The cheapest option for GBP 6,050.38 is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 6,050.38 GBP, which is 0% more than the next best option.

Fastest way to send money to United Kingdom

With Wise, a bank transfer deposit and bank deposit payout delivers 6,050.38 GBP in same day.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to United Kingdom.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to United Kingdom over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

United Kingdom may have their own rules on receiving monetary gifts.

Live SEK-GBP Exchange Rate

Get a better SEK to GBP exchange rate

The final rate controls how much GBP you get for your SEK, so compare it alongside the transfer fee.

Mid-market rate:1 SEK = 0.075751 GBP

How we analyse the market

We track 7 companies sending SEK to United Kingdom, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.