From 8 companies analysed, Ria Money Transfer is the cheapest way to send money to India, giving your recipient 776,147.17 INR when you send SEK 80,000.
Deposit with credit card and use bank deposit for withdrawal to get the most INR.
| 8 of 8 providers Last updated on 28 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/INR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 429,83 kr 1 SEK = 9.6555 INR +0.03% vs mid-market | Recipient gets 768 285,80 ₹ Same day | |
Ways to receive money in India with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 429,83 kr1 SEK = 9.6555 INR 768 285,80 ₹You pay80 000,00 kr | |||
| Promoted  MoneyGram Pay via Debit card | Fee 720,00 kr 1 SEK = 9.5787 INR +0.83% vs mid-market | Recipient gets 766 296,00 ₹ Minutes - 24 hours | |
Ways to receive money in India with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 720,00 kr1 SEK = 9.5787 INR 766 296,00 ₹You pay80 720,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 9.4819 INR 758 552,00 ₹You pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 9.4819 INR 758 552,00 ₹You pay80 040,00 kr | |||
Run a live search Showing top Sweden to India deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to INR rates. | |||
Run a live search These companies offer multi-currency accounts for spending INR. We suggest doing a live search based on how much SEK you're planning to spend in India. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
 Ria Money Transfer Pay via Credit card | Fee 59,00 kr 1 SEK = 9.7090 INR -0.52% vs mid-market | Recipient gets 776 147,17 ₹ Minutes - 24 hours | |
Ways to receive money in India with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 59,00 kr1 SEK = 9.7090 INR 776 147,17 ₹You pay80 000,00 kr Cash pickupMinutes - 24 hours 59,00 kr1 SEK = 9.7090 INR 776 147,17 ₹You pay80 000,00 kr UPIMinutes - 24 hours 59,00 kr1 SEK = 9.7090 INR 776 147,17 ₹You pay80 000,00 kr | |||
| Ria Money Transfer Pay via Debit card | Fee 59,00 kr 1 SEK = 9.7090 INR -0.52% vs mid-market | Recipient gets 776 147,17 ₹ Minutes - 24 hours | |
Ways to receive money in India with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 59,00 kr1 SEK = 9.7090 INR 776 147,17 ₹You pay80 000,00 kr Cash pickupMinutes - 24 hours 59,00 kr1 SEK = 9.7090 INR 776 147,17 ₹You pay80 000,00 kr UPIMinutes - 24 hours 59,00 kr1 SEK = 9.7090 INR 776 147,17 ₹You pay80 000,00 kr | |||
 TapTap Send Pay via Debit card | Fee 0,00 kr 1 SEK = 9.6500 INR +0.09% vs mid-market | Recipient gets 772 000,00 ₹ Minutes | |
Ways to receive money in India with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 SEK = 9.6500 INR 772 000,00 ₹You pay80 000,00 kr UPIMinutesAvailable via:UPI Free1 SEK = 9.6500 INR 772 000,00 ₹You pay80 000,00 kr | |||
 Paysend Pay via Debit card | Fee 0,00 kr 1 SEK = 9.6197 INR +0.40% vs mid-market | Recipient gets 769 578,36 ₹ Minutes - 24 hours | |
Ways to receive money in India with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 9.6197 INR 769 578,36 ₹You pay80 000,00 kr | |||
| Paysend Pay via Credit card | Fee 0,00 kr 1 SEK = 9.6197 INR +0.40% vs mid-market | Recipient gets 769 578,36 ₹ Minutes - 24 hours | |
Ways to receive money in India with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 9.6197 INR 769 578,36 ₹You pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 429,83 kr 1 SEK = 9.6555 INR +0.03% vs mid-market | Recipient gets 768 285,80 ₹ Same day | |
Ways to receive money in India with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 429,83 kr1 SEK = 9.6555 INR 768 285,80 ₹You pay80 000,00 kr | |||
 Remitly Pay via Debit card | Fee 0,00 kr 1 SEK = 9.5999 INR +0.61% vs mid-market | Recipient gets 767 992,00 ₹ Minutes - 3 days | |
Ways to receive money in India with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 9.5999 INR 767 992,00 ₹You pay80 000,00 kr | |||
| Remitly Pay via Credit card | Fee 0,00 kr 1 SEK = 9.5999 INR +0.61% vs mid-market | Recipient gets 767 992,00 ₹ Minutes - 3 days | |
Ways to receive money in India with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 9.5999 INR 767 992,00 ₹You pay80 000,00 kr | |||
 CurrencyFair Pay via Bank transfer | Fee 12,42 kr 1 SEK = 9.5871 INR +0.74% vs mid-market | Recipient gets 766 848,00 ₹ Minutes - 24 hours | |
Ways to receive money in India with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 12,42 kr1 SEK = 9.5871 INR 766 848,00 ₹You pay80 000,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee 720,00 kr 1 SEK = 9.5787 INR +0.83% vs mid-market | Recipient gets 766 296,00 ₹ Minutes - 24 hours | |
Ways to receive money in India with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 720,00 kr1 SEK = 9.5787 INR 766 296,00 ₹You pay80 720,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 9.4819 INR 758 552,00 ₹You pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 9.4819 INR 758 552,00 ₹You pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 720,00 kr 1 SEK = 9.5787 INR +0.83% vs mid-market | Recipient gets 766 296,00 ₹ Minutes - 24 hours | |
Ways to receive money in India with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 720,00 kr1 SEK = 9.5787 INR 766 296,00 ₹You pay80 720,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 9.4819 INR 758 552,00 ₹You pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 9.4819 INR 758 552,00 ₹You pay80 040,00 kr | |||
 Western Union Pay via Debit card | Fee 0,00 kr 1 SEK = 9.5462 INR +1.17% vs mid-market | Recipient gets 763 695,00 ₹ Minutes - 2 days | |
Ways to receive money in India with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 9.5462 INR 763 695,00 ₹You pay80 000,00 kr | |||
| Western Union Pay via Bank transfer | Fee 0,00 kr 1 SEK = 9.5462 INR +1.17% vs mid-market | Recipient gets 763 695,00 ₹ Minutes - 2 days | |
Ways to receive money in India with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 9.5462 INR 763 695,00 ₹You pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 291,05 kr 1 SEK = 9.6555 INR +0.03% vs mid-market | Recipient gets 759 970,33 ₹ Within minutes | |
Ways to receive money in India with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 291,05 kr1 SEK = 9.6555 INR 759 970,33 ₹You pay80 000,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 30,00 kr 1 SEK = 9.4819 INR +1.85% vs mid-market | Recipient gets 758 552,00 ₹ Minutes - 24 hours | |
Ways to receive money in India with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 9.4819 INR 758 552,00 ₹You pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 9.4819 INR 758 552,00 ₹You pay80 040,00 kr | |||
| Wise Pay via Credit card | Fee 1 453,35 kr 1 SEK = 9.6555 INR +0.03% vs mid-market | Recipient gets 758 403,25 ₹ Within minutes | |
Ways to receive money in India with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 453,35 kr1 SEK = 9.6555 INR 758 403,25 ₹You pay80 000,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 9.6587 INR Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to India, I suggest picking the cheapest option which is Ria Money Transfer.
On a 80,000 SEK transfer, Ria Money Transfer delivers the most INR.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/INR rate.
You can pay for the transfer using debit card, credit card, and bank transfer.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to India, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
8 companies send money from Sweden to India, mostly through app, online, in person, multi-currency account, global account, SNPL, digital wallet, and broker, and a few more ways.
Medium-sized transfers
For a one-off transfer to India, an online service like Ria Money Transfer is usually the simplest place to start.
Ria Money Transfer charges kr59 to send 80,000 SEK, leaving your recipient with 776,147.17 after a -0.52% markup on SEK/INR exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to India.
Ria Money Transfer charges kr59 on a 80,000 SEK transfer and money will arrive in minutes - 24 hours.
You recipient can withdraw via bank deposit, upi, cash pickup, and card deposit.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need INR.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.03% exchange-rate markup and holds the INR in your account.
Paying from business accounts
If your business receives and sends money in India, a global account keeps the INR in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Ria Money Transfer, paying by credit card and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 776,147.17 INR.
From Sweden, you can fund the transfer by debit card, credit card, and bank transfer, and in India, the recipient can use bank deposit, upi, cash pickup, and card deposit.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect INR from a nearby Ria Money Transfer agent in India.
Swish is useful for payments within Sweden, but it does not send INR to India.
You pay kr80,000.00
₹776,147
Cheapest
You pay kr80,000.00
₹776,147
₹0
You pay kr80,000.00
₹776,147
₹0
You pay kr80,000.00
₹776,147
₹0
You pay kr80,000.00
₹776,147
₹0
You pay kr80,000.00
₹776,147
₹0
You pay kr80,000.00
₹768,286
-₹7,861
You pay kr80,720.00
₹766,296
-₹9,851
You pay kr80,720.00
₹766,296
-₹9,851
You pay kr80,040.00
₹758,552
-₹17,595
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of INR from Sweden.
Cheapest way to send money to India
The cheapest option for INR 776,147.17 is Ria Money Transfer. Pay by credit card and choose bank deposit for the payout. Your recipient gets 776,147.17 INR, which is 0.53% more than the next best option.
Fastest way to send money to India
With TapTap Send, a debit card deposit and bank deposit payout delivers 772,000 INR in minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to India.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to India over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
India may have their own rules on receiving monetary gifts.
The final rate controls how much INR you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 9.647464 INR
We track 8 companies sending SEK to India, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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