How to send money to Colombia from Sweden with the best SEK-COP rate

From 6 companies analysed, Remitly is the cheapest way to send money to Colombia, giving your recipient 6 621 800 COP when you send SEK 20 000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most COP.

Best companies for SEK/COP transfers

6 of 6 providers

Last updated on 10 November 2026

Based on 20,000 SEK transfer

Best companies for SEK/COP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 309,96 kr 1 SEK = 334.2880 COP +0.04% vs mid-market Recipient gets 6 582 144,09 $ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
309,96 kr1 SEK = 334.2880 COP
6 582 144,09 $You pay20 000,00 kr

Run a live search

Showing top Sweden to Colombia deals for 20,000 SEK. Do a live search with your exact amount for today's best rates.

Remitly

Pay via Debit card
Fee 0,00 kr 1 SEK = 331.0900 COP +1.00% vs mid-market Recipient gets 6 621 800,00 $ Within minutes
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Colombia with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 SEK = 331.0900 COP
6 621 800,00 $You pay20 000,00 kr

Remitly

Pay via Credit card
Fee 0,00 kr 1 SEK = 331.0900 COP +1.00% vs mid-market Recipient gets 6 621 800,00 $ Within minutes
Receive to bank account or cash pickup

Ways to receive money in Colombia with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 SEK = 331.0900 COP
6 621 800,00 $You pay20 000,00 kr

Remitly

Pay via Klarna
Fee 0,00 kr 1 SEK = 331.0900 COP +1.00% vs mid-market Recipient gets 6 621 800,00 $ Within minutes
Receive to bank account or cash pickup

Ways to receive money in Colombia with Remitly when paying by klarna.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 SEK = 331.0900 COP
6 621 800,00 $You pay20 000,00 kr

Wise

Pay via Bank transfer
Fee 309,96 kr 1 SEK = 334.2880 COP +0.04% vs mid-market Recipient gets 6 582 144,09 $ Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
309,96 kr1 SEK = 334.2880 COP
6 582 144,09 $You pay20 000,00 kr

Western Union

Pay via Debit card
Fee 0,00 kr 1 SEK = 328.4122 COP +1.81% vs mid-market Recipient gets 6 568 244,00 $ Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Colombia with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 328.4122 COP
6 568 244,00 $You pay20 000,00 kr

Western Union

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 328.4122 COP +1.81% vs mid-market Recipient gets 6 568 244,00 $ Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Colombia with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 328.4122 COP
6 568 244,00 $You pay20 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 130,00 kr 1 SEK = 330.0695 COP +1.31% vs mid-market Recipient gets 6 558 481,11 $ Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Colombia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
130,00 kr1 SEK = 330.0695 COP
6 558 481,11 $You pay20 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 0,00 kr 1 SEK = 326.1161 COP +2.51% vs mid-market Recipient gets 6 522 322,00 $ Minutes - 24 hours

Ways to receive money in Colombia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Nequi, Daviplata
Free1 SEK = 326.1161 COP
6 522 322,00 $You pay20 000,00 kr
Bank depositMinutes - 24 hoursAvailable via:Bancolombia, All Banks, Banco Davivienda
9,00 kr1 SEK = 326.1161 COP
6 522 322,00 $You pay20 009,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 326.1161 COP
6 522 322,00 $You pay20 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 0,00 kr 1 SEK = 326.1161 COP +2.51% vs mid-market Recipient gets 6 522 322,00 $ Minutes - 24 hours

Ways to receive money in Colombia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Nequi, Daviplata
Free1 SEK = 326.1161 COP
6 522 322,00 $You pay20 000,00 kr
Bank depositMinutes - 24 hoursAvailable via:Bancolombia, All Banks, Banco Davivienda
9,00 kr1 SEK = 326.1161 COP
6 522 322,00 $You pay20 009,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 326.1161 COP
6 522 322,00 $You pay20 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 326.1161 COP +2.51% vs mid-market Recipient gets 6 522 322,00 $ Minutes - 24 hours

Ways to receive money in Colombia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Nequi, Daviplata
Free1 SEK = 326.1161 COP
6 522 322,00 $You pay20 000,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks, Banco Davivienda, Bancolombia
9,00 kr1 SEK = 326.1161 COP
6 522 322,00 $You pay20 009,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 326.1161 COP
6 522 322,00 $You pay20 040,00 kr

Wise

Pay via Debit card
Fee 521,08 kr 1 SEK = 334.2880 COP +0.04% vs mid-market Recipient gets 6 511 569,21 $ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
521,08 kr1 SEK = 334.2880 COP
6 511 569,21 $You pay20 000,00 kr

Wise

Pay via Credit card
Fee 560,87 kr 1 SEK = 334.2880 COP +0.04% vs mid-market Recipient gets 6 498 267,89 $ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
560,87 kr1 SEK = 334.2880 COP
6 498 267,89 $You pay20 000,00 kr

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 SEK = 323.0500 COP +3.46% vs mid-market Recipient gets 6 461 000,00 $ Minutes
Receive to bank account

Ways to receive money in Colombia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 SEK = 323.0500 COP
6 461 000,00 $You pay20 000,00 kr
Mobile walletMinutesAvailable via:Bancolombia A la mano, DaviPlata, Movii, Nequi, RappiPay
Free1 SEK = 323.0500 COP
6 461 000,00 $You pay20 000,00 kr
TransfiyaMinutesAvailable via:Banks via Trasnfiya
Free1 SEK = 323.0500 COP
6 461 000,00 $You pay20 000,00 kr
Bre-BMinutesAvailable via:Bre-B
Free1 SEK = 323.0500 COP
6 461 000,00 $You pay20 000,00 kr
Cash pickupMinutesAvailable via:Exito
17,79 kr1 SEK = 323.0500 COP
6 461 000,00 $You pay20 017,79 kr
How Our Results Work
Mid-market rate: 1 SEK = 334.4134 COP Updates every 60 minutes.

How to send money from Sweden to Colombia

Pick a company

For a one-off SEK transfer to Colombia, I suggest picking the cheapest option which is Remitly.

Remitly was the cheapest on 24 of the 30 days it quoted kr20 000 transfers to Colombia.

On a 20 000 SEK transfer, Remitly delivers the most COP.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/COP rate.

Fund your transfer

You can pay for the transfer using debit card, bank transfer, credit card, and klarna.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Colombia, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but it's less common).

Compare amounts

How much SEK are you sending to Colombia?

How much SEK you send to Colombia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Remitly was the cheapest in 33% of the transfers from SEK 50,000 it quoted, and in 63% of all the transfers it quoted.

Cheapest service
5 000 kr-0.73%0,00 kr1 687 448,00 $with debit card to bank deposit+37 409,45 $
10 000 kr0.74%0,00 kr3 321 800,00 $with debit card to bank deposit+34 107,43 $
20 000 krThis page1.00%0,00 kr6 621 800,00 $with debit card to bank deposit+69 467,98 $
25 000 kr0.24%383,35 kr8 227 573,70 $with bank transfer to bank deposit+42 734,05 $
50 000 kr0.02%750,38 kr16 474 933,63 $with bank transfer to bank deposit+144 187,99 $
80 000 kr0.27%0,00 kr26 701 119,96 $with bank transfer to bank deposit+548 207,51 $

Mid-market rate: 1 SEK = 334.4134 COP

SEK/COP Exchange Rate History

Is today a good time to send money from Sweden to Colombia?

The cheapest way to send SEK to COP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Remitly), across 30 days of comparisons for 20 000 SEK transfers to Colombia.

COP received for 20 000 kr, after fees

Tue, 10 Nov 2026Mid-market rate6 688 268,90 $ Remitly 6 621 800,00 $Remitly6 621 800,00 $Wise6 582 144,09 $Western Union6 568 244,00 $

6,1M
6,2M
6,3M
6,4M
6,5M
6,6M
6,7M
6,8M
At the mid-market rateWith the cheapest optionRemitlyWiseWestern Union
Exchange rateFeeRecipient getsDifference
Mid-market rate 320.4686 – 6 409 372,62 $
TapTap Send Cheapest 315.0000 0,00 kr 6 300 000,00 $ −109 372,62 $
Remitly 314.9100 0,00 kr 6 298 200,00 $ −111 172,62 $
Wise 319.5220 309,96 kr 6 291 400,96 $ −117 971,66 $
Western Union 314.5071 0,00 kr 6 290 143,00 $ −119 229,62 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 319.2745 – 6 385 490,12 $
Ria Money Transfer Cheapest 318.0000 59,00 kr 6 341 238,00 $ −44 252,12 $
Remitly 315.9300 0,00 kr 6 318 600,00 $ −66 890,12 $
Wise 319.2500 309,96 kr 6 286 045,27 $ −99 444,85 $
Western Union 314.1631 0,00 kr 6 283 262,00 $ −102 228,12 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 320.6214 – 6 412 428,80 $
Remitly Cheapest 316.7200 0,00 kr 6 334 400,00 $ −78 028,80 $
Western Union 314.9363 0,00 kr 6 298 726,00 $ −113 702,80 $
Wise 319.8740 309,96 kr 6 298 331,85 $ −114 096,95 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 320.7562 – 6 415 124,44 $
Remitly Cheapest 317.7700 0,00 kr 6 355 400,00 $ −59 724,44 $
Wise 320.9270 309,96 kr 6 319 065,47 $ −96 058,97 $
Western Union 314.2073 0,00 kr 6 284 147,00 $ −130 977,44 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 319.8193 – 6 396 385,02 $
Remitly Cheapest 316.0300 0,00 kr 6 320 600,00 $ −75 785,02 $
Wise 319.5340 309,96 kr 6 291 637,24 $ −104 747,78 $
Western Union 312.7229 0,00 kr 6 254 458,00 $ −141 927,02 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 320.2002 – 6 404 003,88 $
Remitly Cheapest 317.1800 0,00 kr 6 343 600,00 $ −60 403,88 $
Wise 320.3750 309,96 kr 6 308 196,57 $ −95 807,31 $
Western Union 314.4487 0,00 kr 6 288 974,00 $ −115 029,88 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 320.2002 – 6 404 003,88 $
Remitly Cheapest 317.2000 0,00 kr 6 344 000,00 $ −60 003,88 $
Wise 320.3750 309,96 kr 6 308 196,57 $ −95 807,31 $
Western Union 314.4487 0,00 kr 6 288 974,00 $ −115 029,88 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 320.4809 – 6 409 618,02 $
Remitly Cheapest 317.8300 0,00 kr 6 356 600,00 $ −53 018,02 $
Wise 320.1460 309,96 kr 6 303 687,55 $ −105 930,47 $
Western Union 314.4487 0,00 kr 6 288 974,00 $ −120 644,02 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 319.1715 – 6 383 429,32 $
Remitly Cheapest 316.3100 0,00 kr 6 326 200,00 $ −57 229,32 $
Wise 318.8870 309,96 kr 6 278 897,79 $ −104 531,53 $
Western Union 313.5440 0,00 kr 6 270 880,00 $ −112 549,32 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 321.2011 – 6 424 022,18 $
Remitly Cheapest 316.7100 0,00 kr 6 334 200,00 $ −89 822,18 $
Wise 320.3020 309,96 kr 6 306 759,19 $ −117 262,99 $
Western Union 313.7574 0,00 kr 6 275 148,00 $ −148 874,18 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 323.7379 – 6 474 757,58 $
Remitly Cheapest 320.3000 0,00 kr 6 406 000,00 $ −68 757,58 $
Wise 323.1920 309,96 kr 6 363 663,41 $ −111 094,17 $
Western Union 318.1714 0,00 kr 6 363 429,00 $ −111 328,58 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 321.4769 – 6 429 538,26 $
Remitly Cheapest 318.5300 0,00 kr 6 370 600,00 $ −58 938,26 $
Western Union 317.6798 0,00 kr 6 353 596,00 $ −75 942,26 $
Wise 320.8850 309,96 kr 6 318 238,49 $ −111 299,77 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 319.3196 – 6 386 392,00 $
Remitly Cheapest 315.2600 0,00 kr 6 305 200,00 $ −81 192,00 $
Western Union 313.9847 0,00 kr 6 279 694,00 $ −106 698,00 $
Wise 315.5600 309,96 kr 6 213 389,02 $ −173 002,98 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 319.3196 – 6 386 392,00 $
Remitly Cheapest 315.2400 0,00 kr 6 304 800,00 $ −81 592,00 $
Western Union 313.9847 0,00 kr 6 279 694,00 $ −106 698,00 $
Wise 315.5600 309,96 kr 6 213 389,02 $ −173 002,98 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 318.3003 – 6 366 006,04 $
Remitly Cheapest 315.6100 0,00 kr 6 312 200,00 $ −53 806,04 $
Western Union 313.9847 0,00 kr 6 279 694,00 $ −86 312,04 $
Wise 317.7940 309,96 kr 6 257 376,57 $ −108 629,47 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 316.5640 – 6 331 279,82 $
Remitly Cheapest 314.6800 0,00 kr 6 293 600,00 $ −37 679,82 $
Western Union 312.3201 0,00 kr 6 246 402,00 $ −84 877,82 $
Wise 316.2980 309,96 kr 6 227 920,27 $ −103 359,55 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 316.5454 – 6 330 908,38 $
Remitly Cheapest 313.5500 0,00 kr 6 271 000,00 $ −59 908,38 $
Wise 316.0860 309,96 kr 6 223 745,98 $ −107 162,40 $
Western Union 311.0531 0,00 kr 6 221 062,00 $ −109 846,38 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 319.5435 – 6 390 869,64 $
Remitly Cheapest 316.2100 0,00 kr 6 324 200,00 $ −66 669,64 $
Western Union 314.5060 0,00 kr 6 290 120,00 $ −100 749,64 $
Wise 318.9290 309,96 kr 6 279 724,77 $ −111 144,87 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 323.5118 – 6 470 235,48 $
Remitly Cheapest 319.4900 0,00 kr 6 389 800,00 $ −80 435,48 $
Wise 322.3660 309,96 kr 6 347 399,43 $ −122 836,05 $
Western Union 313.5855 0,00 kr 6 271 710,00 $ −198 525,48 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 322.0247 – 6 440 493,88 $
Wise Cheapest 328.4630 309,96 kr 6 467 449,61 $ +26 955,73 $
Remitly 320.9000 0,00 kr 6 418 000,00 $ −22 493,88 $
Western Union 317.7232 0,00 kr 6 354 465,00 $ −86 028,88 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 322.0247 – 6 440 493,88 $
Wise Cheapest 328.4630 309,96 kr 6 467 449,61 $ +26 955,73 $
Remitly 320.9900 0,00 kr 6 419 800,00 $ −20 693,88 $
Western Union 317.7232 0,00 kr 6 354 465,00 $ −86 028,88 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 328.3856 – 6 567 711,42 $
Revolut Cheapest 325.4573 130,00 kr 6 466 837,38 $ −100 874,04 $
Remitly 322.0500 0,00 kr 6 441 000,00 $ −126 711,42 $
Wise 326.5740 309,96 kr 6 430 255,12 $ −137 456,30 $
Western Union 317.7232 0,00 kr 6 354 465,00 $ −213 246,42 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 329.9593 – 6 599 185,84 $
Wise Cheapest 329.9490 309,96 kr 6 496 709,01 $ −102 476,83 $
Remitly 322.7300 0,00 kr 6 454 600,00 $ −144 585,84 $
Western Union 318.8576 0,00 kr 6 377 153,00 $ −222 032,84 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 332.9208 – 6 658 415,06 $
Remitly Cheapest 328.8900 0,00 kr 6 577 800,00 $ −80 615,06 $
Wise 332.5190 309,96 kr 6 547 312,41 $ −111 102,65 $
Western Union 323.3805 0,00 kr 6 467 610,00 $ −190 805,06 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 332.8322 – 6 656 643,06 $
Remitly Cheapest 329.3600 0,00 kr 6 587 200,00 $ −69 443,06 $
Wise 332.3790 309,96 kr 6 544 555,81 $ −112 087,25 $
Western Union 326.0019 0,00 kr 6 520 039,00 $ −136 604,06 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 329.0329 – 6 580 658,60 $
Remitly Cheapest 325.4200 0,00 kr 6 508 400,00 $ −72 258,60 $
Wise 328.7600 309,96 kr 6 473 297,55 $ −107 361,05 $
Western Union 322.4171 0,00 kr 6 448 343,00 $ −132 315,60 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 328.6198 – 6 572 396,22 $
Remitly Cheapest 324.4600 0,00 kr 6 489 200,00 $ −83 196,22 $
Western Union 322.5944 0,00 kr 6 451 889,00 $ −120 507,22 $
Wise 327.6380 309,96 kr 6 451 205,33 $ −121 190,89 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 327.0863 – 6 541 726,90 $
Remitly Cheapest 324.4600 0,00 kr 6 489 200,00 $ −52 526,90 $
Western Union 322.5944 0,00 kr 6 451 889,00 $ −89 837,90 $
Wise 327.6380 309,96 kr 6 451 205,33 $ −90 521,57 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 328.2174 – 6 564 348,40 $
Remitly Cheapest 325.4200 0,00 kr 6 508 400,00 $ −55 948,40 $
Wise 328.1560 309,96 kr 6 461 404,77 $ −102 943,63 $
Western Union 322.5944 0,00 kr 6 451 889,00 $ −112 459,40 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 334.4134 – 6 688 268,90 $
Remitly Cheapest 331.0900 0,00 kr 6 621 800,00 $ −66 468,90 $
Wise 334.2880 309,96 kr 6 582 144,09 $ −106 124,81 $
Western Union 328.4122 0,00 kr 6 568 244,00 $ −120 024,90 $

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 20 000 kr, after fees, as quoted by each company. The mid-market line shows what 20 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more COP per SEK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, Remitly pays 6 621 800 COP on 20 000 SEK, which is 66 468,90 COP less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Colombia.

We've tracked 176 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. RemitlyAppeared in 110 comparisons

    Cheapest in 63% of them

  2. WiseAppeared in 175 comparisons

    Cheapest in 17% of them

  3. Western UnionAppeared in 145 comparisons

    Cheapest in 20% of them

Based on 176 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Remitly is the cheapest and gets you the most COP, and it was also the cheapest in 63% of the 110 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Colombia.

Wise (today's second cheapest) was the cheapest in only 17% of its comparisons, so it's rarely the cheapest option for transfers to Colombia.

Ways to send money from Sweden to Colombia

6 companies send money from Sweden to Colombia, mostly through app, online, in person, multi-currency account, global business account, SNPL, and digital wallet, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Colombia, an online service like Remitly is usually the simplest place to start.

Remitly charges kr0 to send 20 000 SEK, leaving your recipient with 6 621 800 COP after a 1% markup on SEK/COP exchange rate.

In our comparisons over the past month, it was the cheapest online service on 26 of the 30 days it quoted.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Colombia.

Remitly charges kr0 on a 20 000 SEK transfer and money will arrive in within an hour.

Over the past month, Remitly was the cheapest app on 80% of the days it appeared for kr20 000 transfers.

Your recipient can withdraw via bank deposit, mobile wallet, cash pickup, transfiya, and bre-b.

In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need COP.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 20 000 with a 0,04% exchange-rate markup and holds the COP in your account.

Over the past month, it came out cheapest among multi-currency accounts on 97% of days.

Paying from business accounts

Global accounts

If your business receives and sends money in Colombia, a global account keeps the COP in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive COP in Colombia

With Remitly, paying by debit card and receiving through bank deposit is the cheapest combination. Sending 20 000 SEK gives your recipient 6 621 800 COP.

From Sweden, you can fund the transfer by debit card, bank transfer, credit card, and klarna, and in Colombia, the recipient can use bank deposit, mobile wallet, cash pickup, transfiya, and bre-b.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect COP from a nearby Remitly agent in Colombia.

Swish is useful for payments within Sweden, but it does not send COP to Colombia.

  1. 1
    Debit card Bank deposit

    You pay kr20,000.00

    COL$6,621,800

    Cheapest

  2. 2
    Credit card Bank deposit

    You pay kr20,000.00

    COL$6,621,800

    COL$0

  3. 3
    Klarna Bank deposit

    You pay kr20,000.00

    COL$6,621,800

    COL$0

  4. 4
    Bank transfer Bank deposit

    You pay kr20,000.00

    COL$6,582,144

    -COL$39,656

  5. 5
    Debit card Mobile wallet

    You pay kr20,000.00

    COL$6,522,322

    -COL$99,478

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay kr20,040.00

    COL$6,522,322

    -COL$99,478

  2. 7
    Credit card Mobile wallet

    You pay kr20,000.00

    COL$6,522,322

    -COL$99,478

  3. 8
    Credit card Cash pickup

    You pay kr20,040.00

    COL$6,522,322

    -COL$99,478

  4. 9
    Bank transfer Mobile wallet

    You pay kr20,000.00

    COL$6,522,322

    -COL$99,478

  5. 10
    Bank transfer Cash pickup

    You pay kr20,040.00

    COL$6,522,322

    -COL$99,478

  6. 11
    Debit card Transfiya

    You pay kr20,000.00

    COL$6,461,000

    -COL$160,800

  7. 12
    Debit card Bre-b

    You pay kr20,000.00

    COL$6,461,000

    -COL$160,800

Consider this before sending SEK to Colombia

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most COP from Sweden.

Compare SEK to COP transfer options

Cheapest way to send money to Colombia

The cheapest option for an SEK 20 000 transfer is Remitly. Pay by debit card and choose bank deposit for the payout. Your recipient gets 6 621 800 COP, which is 0,6% more than the next best option.

Fastest way to send money to Colombia

With Revolut, a bank transfer deposit and bank deposit payout delivers 6 558 481,11 COP in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Colombia.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Colombia over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Colombia may have their own rules on receiving monetary gifts.

How we analyse the market

We track 6 companies sending SEK to Colombia, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 176 comparisons across 6 amounts.

This page covers the cheapest and fastest options for SEK/COP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.