From 7 companies analysed, Regency FX is the cheapest way to send money to Philippines, giving your recipient 523,658.45 PHP when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most PHP.
| 7 of 7 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SEK/PHP exchange rates from our comparisons. | |||
| Based on 80,000 SEK transfer Best companies for SEK/PHP transfersAll money transfer offers for SEK/PHP transfers, sorted by most PHP received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee 484,47 kr 1 SEK = 6.5578 PHP +0.09% vs mid-market | Recipient gets 521 444,56 ₱ Within a week | |
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 484,47 kr1 SEK = 6.5578 PHP 521 444,56 ₱You pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 6.4943 PHP +1.06% vs mid-market | Recipient gets 519 544,00 ₱ Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 6.4943 PHP 519 544,00 ₱You pay80 000,00 kr | |||
Run a live search Showing top Sweden to Philippines deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to PHP rates. | |||
Run a live search These companies offer multi-currency accounts for spending PHP. We suggest doing a live search based on how much SEK you're planning to spend in Philippines. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 6.5457 PHP +0.27% vs mid-market | Recipient gets 523 658,45 ₱ Minutes - 24 hours | |
Ways to receive money in Philippines with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 6.5457 PHP 523 658,45 ₱You pay80 000,00 kr | |||
 TorFx Pay via Bank transfer | Fee 0,00 kr 1 SEK = 6.5438 PHP +0.30% vs mid-market | Recipient gets 523 500,93 ₱ Minutes - 24 hours | |
Ways to receive money in Philippines with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 6.5438 PHP 523 500,93 ₱You pay80 000,00 kr | |||
 TapTap Send Pay via Debit card | Fee 0,00 kr 1 SEK = 6.5400 PHP +0.36% vs mid-market | Recipient gets 523 200,00 ₱ Minutes | |
Ways to receive money in Philippines with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 SEK = 6.5400 PHP 523 200,00 ₱You pay80 000,00 kr Mobile walletMinutesAvailable via:Coins.ph, GCash, Maya Free1 SEK = 6.5400 PHP 523 200,00 ₱You pay80 000,00 kr Mobile moneyMinutesAvailable via:Globe Free1 SEK = 6.5400 PHP 523 200,00 ₱You pay80 000,00 kr Card depositMinutesAvailable via:Pay To Card 9,15 kr1 SEK = 6.5400 PHP 523 200,00 ₱You pay80 009,15 kr Cash pickupMinutesAvailable via:Cebuana, Palawan Pawnshop & Others 28,64 kr1 SEK = 6.5400 PHP 523 200,00 ₱You pay80 028,64 kr | |||
| Wise Pay via Bank transfer | Fee 484,47 kr 1 SEK = 6.5578 PHP +0.09% vs mid-market | Recipient gets 521 444,56 ₱ Within a week | |
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 484,47 kr1 SEK = 6.5578 PHP 521 444,56 ₱You pay80 000,00 kr | |||
 CurrencyFair Pay via Bank transfer | Fee 12,19 kr 1 SEK = 6.5160 PHP +0.73% vs mid-market | Recipient gets 521 200,00 ₱ Minutes - 24 hours | |
Ways to receive money in Philippines with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 12,19 kr1 SEK = 6.5160 PHP 521 200,00 ₱You pay80 000,00 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 6.4943 PHP +1.06% vs mid-market | Recipient gets 519 544,00 ₱ Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 6.4943 PHP 519 544,00 ₱You pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 6.4943 PHP +1.06% vs mid-market | Recipient gets 519 544,00 ₱ Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 6.4943 PHP 519 544,00 ₱You pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 6.4943 PHP +1.06% vs mid-market | Recipient gets 519 544,00 ₱ Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 6.4943 PHP 519 544,00 ₱You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 6.5349 PHP +0.44% vs mid-market | Recipient gets 517 433,27 ₱ Within minutes | |
Ways to receive money in Philippines with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 820,00 kr1 SEK = 6.5349 PHP 517 433,27 ₱You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee 1 344,52 kr 1 SEK = 6.5578 PHP +0.09% vs mid-market | Recipient gets 515 804,55 ₱ Within a week | |
Ways to receive money in Philippines with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 1 344,52 kr1 SEK = 6.5578 PHP 515 804,55 ₱You pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 506,60 kr 1 SEK = 6.5578 PHP +0.09% vs mid-market | Recipient gets 514 741,66 ₱ Within a week | |
Ways to receive money in Philippines with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 1 506,60 kr1 SEK = 6.5578 PHP 514 741,66 ₱You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee 2 540,00 kr 1 SEK = 6.5349 PHP +0.44% vs mid-market | Recipient gets 506 193,25 ₱ Within minutes | |
Ways to receive money in Philippines with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 2 540,00 kr1 SEK = 6.5349 PHP 506 193,25 ₱You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 SEK = 6.563452 PHP Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Philippines, I suggest picking the cheapest option which is Regency FX.
On a 80,000 SEK transfer, Regency FX delivers the most PHP.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/PHP rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Philippines, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
7 companies send money from Sweden to Philippines, mostly through broker, app, online, multi-currency account, and global account, and a few more ways.
Medium-sized transfers
For a one-off transfer to Philippines, an online service like Wise is usually the simplest place to start.
Wise charges kr484.47 to send 80,000 SEK, leaving your recipient with 521,444.56 after a 0.09% markup on SEK/PHP exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Philippines.
TapTap Send charges kr0 on a 80,000 SEK transfer and money will arrive in minutes.
You recipient can withdraw via bank deposit, mobile wallet, mobile money, card deposit, and cash pickup.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need PHP.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.09% exchange-rate markup and holds the PHP in your account.
Paying from business accounts
If your business receives and sends money in Philippines, a global account keeps the PHP in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 523,658.45 PHP.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Philippines, the recipient can use bank deposit, mobile wallet, mobile money, card deposit, and cash pickup.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
They can receive money to their mobile money wallet.
Enter the mobile number in Philippines and choose the correct network.
The registered name should match the transfer details.
Use our payout filters above to find the best company offering mobile money as payout.
For cash pickup, they can collect PHP from a nearby agent in Philippines.
Swish is useful for payments within Sweden, but it does not send PHP to Philippines.
You pay kr80,000.00
₱523,658
Cheapest
You pay kr80,000.00
₱523,200
-₱458
You pay kr80,000.00
₱523,200
-₱458
You pay kr80,000.00
₱523,200
-₱458
You pay kr80,009.15
₱523,200
-₱458
You pay kr80,028.64
₱523,200
-₱458
You pay kr80,000.00
₱519,544
-₱4,114
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of PHP from Sweden.
Cheapest way to send money to Philippines
The cheapest option for PHP 523,658.45 is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 523,658.45 PHP, which is 0.03% more than the next best option.
Fastest way to send money to Philippines
With Revolut, a bank transfer deposit and bank deposit payout delivers 517,433.27 PHP in within minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Philippines.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Philippines over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Philippines may have their own rules on receiving monetary gifts.
The final rate controls how much PHP you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 6.565226 PHP
We track 7 companies sending SEK to Philippines, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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