Best companies for SEK/NOK transfers
9 of 9 providers Last updated on 28 September 2026
Based on 80,000 SEK transfer Best companies for SEK/NOK transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee 323,90 kr 1 SEK = 0.9581 NOK -0.02% vs mid-market	Recipient gets 76 340,14 kr Next day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Norway with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer 323,90 kr1 SEK = 0.9581 NOK 76 340,14 krYou pay80 000,00 kr
Promoted Xe Pay via Debit card	Fee 0,00 kr 1 SEK = 0.9529 NOK +0.53% vs mid-market	Recipient gets 76 232,00 kr Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Norway with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.9529 NOK 76 232,00 krYou pay80 000,00 kr
Run a live search Showing top Sweden to Norway deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to NOK rates.
Run a live search These companies offer multi-currency accounts for spending NOK. We suggest doing a live search based on how much SEK you're planning to spend in Norway.
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.9556 NOK +0.25% vs mid-market	Recipient gets 76 446,33 kr Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in Norway with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.9556 NOK 76 446,33 krYou pay80 000,00 kr
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.9554 NOK +0.27% vs mid-market	Recipient gets 76 431,00 kr Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Norway with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.9554 NOK 76 431,00 krYou pay80 000,00 kr
TorFx Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.9551 NOK +0.30% vs mid-market	Recipient gets 76 408,01 kr Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Norway with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.9551 NOK 76 408,01 krYou pay80 000,00 kr
Wise Pay via Bank transfer	Fee 323,90 kr 1 SEK = 0.9581 NOK -0.02% vs mid-market	Recipient gets 76 340,14 kr Next day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Norway with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer 323,90 kr1 SEK = 0.9581 NOK 76 340,14 krYou pay80 000,00 kr
Xe Pay via Debit card	Fee 0,00 kr 1 SEK = 0.9529 NOK +0.53% vs mid-market	Recipient gets 76 232,00 kr Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Norway with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.9529 NOK 76 232,00 krYou pay80 000,00 kr

Xe Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.9529 NOK +0.53% vs mid-market	Recipient gets 76 232,00 kr Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Norway with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.9529 NOK 76 232,00 krYou pay80 000,00 kr
Xe Pay via Credit card	Fee 0,00 kr 1 SEK = 0.9529 NOK +0.53% vs mid-market	Recipient gets 76 232,00 kr Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Norway with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.9529 NOK 76 232,00 krYou pay80 000,00 kr
CurrencyFair Pay via Bank transfer	Fee 26,10 kr 1 SEK = 0.9530 NOK +0.52% vs mid-market	Recipient gets 76 215,00 kr Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Norway with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 26,10 kr1 SEK = 0.9530 NOK 76 215,00 krYou pay80 000,00 kr
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee 820,00 kr 1 SEK = 0.9571 NOK +0.09% vs mid-market	Recipient gets 75 781,10 kr Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Norway with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 820,00 kr1 SEK = 0.9571 NOK 75 781,10 krYou pay80 000,00 kr
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Moneycorp Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.9446 NOK +1.40% vs mid-market	Recipient gets 75 564,99 kr Minutes - 2 days
0 reviews
Ways to receive money in Norway with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.9446 NOK 75 564,99 krYou pay80 000,00 kr
Wise Pay via Debit card	Fee 1 187,45 kr 1 SEK = 0.9581 NOK -0.02% vs mid-market	Recipient gets 75 512,75 kr Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Norway with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 187,45 kr1 SEK = 0.9581 NOK 75 512,75 krYou pay80 000,00 kr
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee 1 260,00 kr 1 SEK = 0.9571 NOK +0.09% vs mid-market	Recipient gets 75 359,99 kr Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Norway with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 1 260,00 kr1 SEK = 0.9571 NOK 75 359,99 krYou pay80 000,00 kr
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Credit card	Fee 1 350,19 kr 1 SEK = 0.9581 NOK -0.02% vs mid-market	Recipient gets 75 356,82 kr Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Norway with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 350,19 kr1 SEK = 0.9581 NOK 75 356,82 krYou pay80 000,00 kr
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee 40,00 kr 1 SEK = 0.9136 NOK +4.74% vs mid-market	Recipient gets 73 088,00 kr Minutes - 24 hours
2 reviews
Ways to receive money in Norway with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.9136 NOK 73 088,00 krYou pay80 040,00 kr

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee 40,00 kr 1 SEK = 0.9136 NOK +4.74% vs mid-market	Recipient gets 73 088,00 kr Minutes - 24 hours
2 reviews
Ways to receive money in Norway with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.9136 NOK 73 088,00 krYou pay80 040,00 kr
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee 40,00 kr 1 SEK = 0.9136 NOK +4.74% vs mid-market	Recipient gets 73 088,00 kr Minutes - 24 hours
2 reviews
Ways to receive money in Norway with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.9136 NOK 73 088,00 krYou pay80 040,00 kr
How Our Results Work Mid-market rate: 1 SEK = 0.9580 NOK Updates every 60 minutes.

Why compare

SEK/NOK exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Sweden to Norway

Pick a company

For a one-off transfer to Norway, I suggest picking the cheapest option which is Key Currency.

On a 80,000 SEK transfer, Key Currency delivers the most NOK.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/NOK rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Norway, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but its less common).

Ways to send money from Sweden to Norway

9 companies send money from Sweden to Norway, mostly through broker, online, app, global account, multi-currency account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Norway, an online service like Wise is usually the simplest place to start.

Wise charges kr323.9 to send 80,000 SEK, leaving your recipient with 76,340.14 after a -0.01% markup on SEK/NOK exchange rate.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Norway.

Wise charges kr323.9 on a 80,000 SEK transfer and money will arrive in within a week.

You recipient can withdraw via bank deposit and cash pickup.

In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need NOK.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a -0.01% exchange-rate markup and holds the NOK in your account.

Paying from business accounts

Global accounts

If your business receives and sends money in Norway, a global account keeps the NOK in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive NOK in Norway

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 76,446.33 NOK.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Norway, the recipient can use bank deposit and cash pickup.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect NOK from a nearby MoneyGram agent in Norway.

Swish is useful for payments within Sweden, but it does not send NOK to Norway.

1

Bank transfer Bank deposit

You pay kr80,000.00

kr76,446

Cheapest
2

Debit card Bank deposit

You pay kr80,000.00

kr76,232

-kr214
3

Credit card Bank deposit

You pay kr80,000.00

kr76,232

-kr214
4

Bank transfer Cash pickup

You pay kr80,040.00

kr73,088

-kr3,358
5

Debit card Cash pickup

You pay kr80,040.00

kr73,088

-kr3,358

Show moreShow less

6

Credit card Cash pickup

You pay kr80,040.00

kr73,088

-kr3,358

Consider this before sending SEK to Norway

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of NOK from Sweden.

Compare SEK to NOK transfer options

Cheapest way to send money to Norway

The cheapest option for NOK 76,446.33 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 76,446.33 NOK, which is 0.02% more than the next best option.

Fastest way to send money to Norway

With Revolut, a bank transfer deposit and bank deposit payout delivers 75,781.1 NOK in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Norway.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Norway over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Norway may have their own rules on receiving monetary gifts.

Live SEK-NOK Exchange Rate

Get a better SEK to NOK exchange rate

The final rate controls how much NOK you get for your SEK, so compare it alongside the transfer fee.

Mid-market rate:1 SEK = 0.958598 NOK

How we analyse the market

We track 9 companies sending SEK to Norway, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Sweden

Send money to Norway

How to send money to Norway from Sweden with the best SEK-NOK rate

Best companies for SEK/NOK transfers