From 7 companies analysed, Key Currency is the cheapest way to send money to Norway, giving your recipient 77,759.04 NOK when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most NOK.
| 7 of 7 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SEK/NOK exchange rates from our comparisons. | |||
| Based on 80,000 SEK transfer Best companies for SEK/NOK transfersAll money transfer offers for SEK/NOK transfers, sorted by most NOK received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee 323,90 kr 1 SEK = 0.9744 NOK 0.00% vs mid-market | Recipient gets 77 639,58 kr Within a week | |
Ways to receive money in Norway with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 323,90 kr1 SEK = 0.9744 NOK 77 639,58 krYou pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.9622 NOK +1.26% vs mid-market | Recipient gets 76 976,00 kr Minutes - 24 hours | |
Ways to receive money in Norway with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.9622 NOK 76 976,00 krYou pay80 000,00 kr | |||
Run a live search Showing top Sweden to Norway deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to NOK rates. | |||
Run a live search These companies offer multi-currency accounts for spending NOK. We suggest doing a live search based on how much SEK you're planning to spend in Norway. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.9720 NOK +0.25% vs mid-market | Recipient gets 77 759,04 kr Minutes - 3 days | |
Ways to receive money in Norway with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.9720 NOK 77 759,04 krYou pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.9718 NOK +0.27% vs mid-market | Recipient gets 77 743,44 kr Minutes - 24 hours | |
Ways to receive money in Norway with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.9718 NOK 77 743,44 krYou pay80 000,00 kr | |||
 TorFx Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.9715 NOK +0.30% vs mid-market | Recipient gets 77 720,06 kr Minutes - 24 hours | |
Ways to receive money in Norway with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.9715 NOK 77 720,06 krYou pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 323,90 kr 1 SEK = 0.9744 NOK 0.00% vs mid-market | Recipient gets 77 639,58 kr Within a week | |
Ways to receive money in Norway with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 323,90 kr1 SEK = 0.9744 NOK 77 639,58 krYou pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 0.9734 NOK +0.11% vs mid-market | Recipient gets 77 073,35 kr Within minutes | |
Ways to receive money in Norway with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 820,00 kr1 SEK = 0.9734 NOK 77 073,35 krYou pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.9622 NOK +1.26% vs mid-market | Recipient gets 76 976,00 kr Minutes - 24 hours | |
Ways to receive money in Norway with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.9622 NOK 76 976,00 krYou pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.9622 NOK +1.26% vs mid-market | Recipient gets 76 976,00 kr Minutes - 24 hours | |
Ways to receive money in Norway with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.9622 NOK 76 976,00 krYou pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 0.9622 NOK +1.26% vs mid-market | Recipient gets 76 976,00 kr Minutes - 24 hours | |
Ways to receive money in Norway with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.9622 NOK 76 976,00 krYou pay80 000,00 kr | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.9608 NOK +1.40% vs mid-market | Recipient gets 76 862,57 kr Minutes - 2 days | |
Ways to receive money in Norway with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.9608 NOK 76 862,57 krYou pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 187,45 kr 1 SEK = 0.9744 NOK 0.00% vs mid-market | Recipient gets 76 798,10 kr Within a week | |
Ways to receive money in Norway with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 1 187,45 kr1 SEK = 0.9744 NOK 76 798,10 krYou pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee 1 260,00 kr 1 SEK = 0.9734 NOK +0.11% vs mid-market | Recipient gets 76 645,05 kr Within minutes | |
Ways to receive money in Norway with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 1 260,00 kr1 SEK = 0.9734 NOK 76 645,05 krYou pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee 1 350,19 kr 1 SEK = 0.9744 NOK 0.00% vs mid-market | Recipient gets 76 639,52 kr Within a week | |
Ways to receive money in Norway with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 1 350,19 kr1 SEK = 0.9744 NOK 76 639,52 krYou pay80 000,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 0.974424 NOK Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Norway, I suggest picking the cheapest option which is Key Currency.
On a 80,000 SEK transfer, Key Currency delivers the most NOK.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/NOK rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Norway, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
7 companies send money from Sweden to Norway, mostly through broker, online, app, global account, and multi-currency account, and a few more ways.
Medium-sized transfers
For a one-off transfer to Norway, an online service like Wise is usually the simplest place to start.
Wise charges kr323.9 to send 80,000 SEK, leaving your recipient with 77,639.58 after a 0% markup on SEK/NOK exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Norway.
Wise charges kr323.9 on a 80,000 SEK transfer and money will arrive in within a week.
You recipient can withdraw via bank deposit.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need NOK.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0% exchange-rate markup and holds the NOK in your account.
Paying from business accounts
If your business receives and sends money in Norway, a global account keeps the NOK in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 77,759.04 NOK.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Norway, the recipient can use bank deposit.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
Swish is useful for payments within Sweden, but it does not send NOK to Norway.
You pay kr80,000.00
kr77,759
Cheapest
You pay kr80,000.00
kr76,976
-kr783
You pay kr80,000.00
kr76,976
-kr783
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of NOK from Sweden.
Cheapest way to send money to Norway
The cheapest option for NOK 77,759.04 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 77,759.04 NOK, which is 0.02% more than the next best option.
Fastest way to send money to Norway
With Revolut, a bank transfer deposit and bank deposit payout delivers 77,073.35 NOK in within minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Norway.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Norway over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Norway may have their own rules on receiving monetary gifts.
The final rate controls how much NOK you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 0.974088 NOK
We track 7 companies sending SEK to Norway, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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