From 9 companies analysed, Key Currency is the cheapest way to send money to Turkey, giving your recipient 393,153.61 TRY when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most TRY.
| 9 of 9 providers Last updated on 28 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/TRY transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 343,81 kr 1 SEK = 4.9265 TRY 0.00% vs mid-market | Recipient gets 392 428,61 ₺ Same day | |
Ways to receive money in Türkiye with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 343,81 kr1 SEK = 4.9265 TRY 392 428,61 ₺You pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 4.8483 TRY +1.60% vs mid-market | Recipient gets 387 864,00 ₺ Minutes - 24 hours | |
Ways to receive money in Türkiye with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 4.8483 TRY 387 864,00 ₺You pay80 000,00 kr | |||
Run a live search Showing top Sweden to Turkey deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to TRY rates. | |||
Run a live search These companies offer multi-currency accounts for spending TRY. We suggest doing a live search based on how much SEK you're planning to spend in Turkey. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 kr 1 SEK = 4.9144 TRY +0.25% vs mid-market | Recipient gets 393 153,61 ₺ Minutes - 3 days | |
Ways to receive money in Türkiye with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 4.9144 TRY 393 153,61 ₺You pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 4.9134 TRY +0.27% vs mid-market | Recipient gets 393 074,78 ₺ Minutes - 24 hours | |
Ways to receive money in Türkiye with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 4.9134 TRY 393 074,78 ₺You pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 343,81 kr 1 SEK = 4.9265 TRY 0.00% vs mid-market | Recipient gets 392 428,61 ₺ Same day | |
Ways to receive money in Türkiye with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 343,81 kr1 SEK = 4.9265 TRY 392 428,61 ₺You pay80 000,00 kr | |||
 Currencies Direct Pay via Bank transfer | Fee 0,00 kr 1 SEK = 4.8919 TRY +0.71% vs mid-market | Recipient gets 391 352,00 ₺ Minutes - 24 hours | |
Ways to receive money in Türkiye with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 4.8919 TRY 391 352,00 ₺You pay80 000,00 kr | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 9,00 kr 1 SEK = 4.8727 TRY +1.10% vs mid-market | Recipient gets 389 816,00 ₺ Minutes - 24 hours | |
Ways to receive money in Türkiye with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 9,00 kr1 SEK = 4.8727 TRY 389 816,00 ₺You pay80 009,00 kr Mobile walletMinutes - 24 hoursAvailable via:Select Wallets 9,00 kr1 SEK = 4.8624 TRY 388 992,00 ₺You pay80 009,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 600,00 kr1 SEK = 4.8624 TRY 388 992,00 ₺You pay81 600,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 4.8536 TRY 388 288,00 ₺You pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 9,00 kr 1 SEK = 4.8727 TRY +1.10% vs mid-market | Recipient gets 389 816,00 ₺ Minutes - 24 hours | |
Ways to receive money in Türkiye with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 9,00 kr1 SEK = 4.8727 TRY 389 816,00 ₺You pay80 009,00 kr Mobile walletMinutes - 24 hoursAvailable via:Select Wallets 9,00 kr1 SEK = 4.8624 TRY 388 992,00 ₺You pay80 009,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 600,00 kr1 SEK = 4.8624 TRY 388 992,00 ₺You pay81 600,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 4.8536 TRY 388 288,00 ₺You pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 9,00 kr 1 SEK = 4.8727 TRY +1.10% vs mid-market | Recipient gets 389 816,00 ₺ Minutes - 24 hours | |
Ways to receive money in Türkiye with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 9,00 kr1 SEK = 4.8727 TRY 389 816,00 ₺You pay80 009,00 kr Mobile walletMinutes - 24 hoursAvailable via:Select Wallets 9,00 kr1 SEK = 4.8624 TRY 388 992,00 ₺You pay80 009,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 4.8536 TRY 388 288,00 ₺You pay80 040,00 kr | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 4.8578 TRY +1.40% vs mid-market | Recipient gets 388 621,01 ₺ Minutes - 2 days | |
Ways to receive money in Türkiye with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 4.8578 TRY 388 621,01 ₺You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 4.9077 TRY +0.39% vs mid-market | Recipient gets 388 590,25 ₺ Within minutes | |
Ways to receive money in Türkiye with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 820,00 kr1 SEK = 4.9077 TRY 388 590,25 ₺You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee 1 207,08 kr 1 SEK = 4.9265 TRY 0.00% vs mid-market | Recipient gets 388 175,68 ₺ Within minutes | |
Ways to receive money in Türkiye with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 207,08 kr1 SEK = 4.9265 TRY 388 175,68 ₺You pay80 000,00 kr | |||
 TapTap Send Pay via Debit card | Fee 0,00 kr 1 SEK = 4.8500 TRY +1.57% vs mid-market | Recipient gets 388 000,00 ₺ Minutes | |
Ways to receive money in Türkiye with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 SEK = 4.8500 TRY 388 000,00 ₺You pay80 000,00 kr Mobile walletMinutesAvailable via:Paycell, Uption Free1 SEK = 4.8500 TRY 388 000,00 ₺You pay80 000,00 kr Cash pickupMinutesAvailable via:UPT Free1 SEK = 4.8500 TRY 388 000,00 ₺You pay80 000,00 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 4.8483 TRY +1.60% vs mid-market | Recipient gets 387 864,00 ₺ Minutes - 24 hours | |
Ways to receive money in Türkiye with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 4.8483 TRY 387 864,00 ₺You pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 4.8483 TRY +1.60% vs mid-market | Recipient gets 387 864,00 ₺ Minutes - 24 hours | |
Ways to receive money in Türkiye with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 4.8483 TRY 387 864,00 ₺You pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 4.8483 TRY +1.60% vs mid-market | Recipient gets 387 864,00 ₺ Minutes - 24 hours | |
Ways to receive money in Türkiye with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 4.8483 TRY 387 864,00 ₺You pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 369,77 kr 1 SEK = 4.9265 TRY 0.00% vs mid-market | Recipient gets 387 374,19 ₺ Within minutes | |
Ways to receive money in Türkiye with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 369,77 kr1 SEK = 4.9265 TRY 387 374,19 ₺You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee 1 260,00 kr 1 SEK = 4.9077 TRY +0.39% vs mid-market | Recipient gets 386 430,87 ₺ Within minutes | |
Ways to receive money in Türkiye with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 1 260,00 kr1 SEK = 4.9077 TRY 386 430,87 ₺You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 SEK = 4.9267 TRY Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Turkey, I suggest picking the cheapest option which is Key Currency.
On a 80,000 SEK transfer, Key Currency delivers the most TRY.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/TRY rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Turkey, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
9 companies send money from Sweden to Turkey, mostly through app, broker, online, multi-currency account, global account, and in person, and a few more ways.
Medium-sized transfers
For a one-off transfer to Turkey, an online service like Wise is usually the simplest place to start.
Wise charges kr343.81 to send 80,000 SEK, leaving your recipient with 392,428.61 after a 0% markup on SEK/TRY exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Turkey.
Wise charges kr343.81 on a 80,000 SEK transfer and money will arrive in next day.
You recipient can withdraw via bank deposit, mobile wallet, cash pickup, and card deposit.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need TRY.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0% exchange-rate markup and holds the TRY in your account.
Paying from business accounts
If your business receives and sends money in Turkey, a global account keeps the TRY in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 393,153.61 TRY.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Turkey, the recipient can use bank deposit, mobile wallet, cash pickup, and card deposit.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect TRY from a nearby MoneyGram agent in Turkey.
Swish is useful for payments within Sweden, but it does not send TRY to Turkey.
You pay kr80,000.00
₺393,154
Cheapest
You pay kr80,009.00
₺389,816
-₺3,338
You pay kr80,009.00
₺389,816
-₺3,338
You pay kr80,009.00
₺388,992
-₺4,162
You pay kr80,009.00
₺388,992
-₺4,162
You pay kr81,600.00
₺388,992
-₺4,162
You pay kr80,009.00
₺388,992
-₺4,162
You pay kr81,600.00
₺388,992
-₺4,162
You pay kr80,040.00
₺388,288
-₺4,866
You pay kr80,040.00
₺388,288
-₺4,866
You pay kr80,040.00
₺388,288
-₺4,866
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of TRY from Sweden.
Cheapest way to send money to Turkey
The cheapest option for TRY 393,153.61 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 393,153.61 TRY, which is 0.02% more than the next best option.
Fastest way to send money to Turkey
With Revolut, a bank transfer deposit and bank deposit payout delivers 388,590.25 TRY in within minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Turkey.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Turkey over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Turkey may have their own rules on receiving monetary gifts.
The final rate controls how much TRY you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 4.924963 TRY
We track 9 companies sending SEK to Turkey, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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