How to send money to Turkey from Sweden with the best SEK-TRY rate

From 9 companies analysed, Key Currency is the cheapest way to send money to Turkey, giving your recipient 409 475,51 TRY when you send SEK 80 000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most TRY.

Best companies for SEK/TRY transfers

9 of 9 providers

Last updated on 10 November 2026

Based on 80,000 SEK transfer

Best companies for SEK/TRY transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 343,01 kr 1 SEK = 5.1287 TRY +0.05% vs mid-market Recipient gets 408 533,62 ₺ Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Türkiye with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
343,01 kr1 SEK = 5.1287 TRY
408 533,62 ₺You pay80 000,00 kr
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 5.0618 TRY +1.36% vs mid-market Recipient gets 404 944,00 ₺ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Türkiye with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 5.0618 TRY
404 944,00 ₺You pay80 000,00 kr

Run a live search

Showing top Sweden to Turkey deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 5.1184 TRY +0.25% vs mid-market Recipient gets 409 475,51 ₺ Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Türkiye with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 5.1184 TRY
409 475,51 ₺You pay80 000,00 kr
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 5.1174 TRY +0.27% vs mid-market Recipient gets 409 393,41 ₺ Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Türkiye with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 5.1174 TRY
409 393,41 ₺You pay80 000,00 kr

Wise

Pay via Bank transfer
Fee 343,01 kr 1 SEK = 5.1287 TRY +0.05% vs mid-market Recipient gets 408 533,62 ₺ Same day
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Türkiye with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
343,01 kr1 SEK = 5.1287 TRY
408 533,62 ₺You pay80 000,00 kr

Currencies Direct

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 5.0937 TRY +0.73% vs mid-market Recipient gets 407 496,00 ₺ Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Türkiye with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 5.0937 TRY
407 496,00 ₺You pay80 000,00 kr

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 5.0618 TRY +1.36% vs mid-market Recipient gets 404 944,00 ₺ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Türkiye with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 5.0618 TRY
404 944,00 ₺You pay80 000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 5.0618 TRY +1.36% vs mid-market Recipient gets 404 944,00 ₺ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Türkiye with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 5.0618 TRY
404 944,00 ₺You pay80 000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 5.0618 TRY +1.36% vs mid-market Recipient gets 404 944,00 ₺ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Türkiye with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 5.0618 TRY
404 944,00 ₺You pay80 000,00 kr

Moneycorp

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 5.0594 TRY +1.40% vs mid-market Recipient gets 404 754,74 ₺ Minutes - 2 days

Ways to receive money in Türkiye with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 5.0594 TRY
404 754,74 ₺You pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 5.1113 TRY +0.39% vs mid-market Recipient gets 404 714,33 ₺ Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Türkiye with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
820,00 kr1 SEK = 5.1113 TRY
404 714,33 ₺You pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee 1 206,29 kr 1 SEK = 5.1287 TRY +0.05% vs mid-market Recipient gets 404 106,15 ₺ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Türkiye with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 206,29 kr1 SEK = 5.1287 TRY
404 106,15 ₺You pay80 000,00 kr

Wise

Pay via Credit card
Fee 1 368,98 kr 1 SEK = 5.1287 TRY +0.05% vs mid-market Recipient gets 403 271,77 ₺ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Türkiye with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 368,98 kr1 SEK = 5.1287 TRY
403 271,77 ₺You pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 1 260,00 kr 1 SEK = 5.1113 TRY +0.39% vs mid-market Recipient gets 402 465,35 ₺ Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Türkiye with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
1 260,00 kr1 SEK = 5.1113 TRY
402 465,35 ₺You pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 9,00 kr 1 SEK = 5.0221 TRY +2.15% vs mid-market Recipient gets 401 768,00 ₺ Minutes - 24 hours

Ways to receive money in Türkiye with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
9,00 kr1 SEK = 5.0221 TRY
401 768,00 ₺You pay80 009,00 kr
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
9,00 kr1 SEK = 5.0088 TRY
400 704,00 ₺You pay80 009,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 600,00 kr1 SEK = 5.0088 TRY
400 704,00 ₺You pay81 600,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 4.9340 TRY
394 720,00 ₺You pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 9,00 kr 1 SEK = 5.0221 TRY +2.15% vs mid-market Recipient gets 401 768,00 ₺ Minutes - 24 hours

Ways to receive money in Türkiye with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
9,00 kr1 SEK = 5.0221 TRY
401 768,00 ₺You pay80 009,00 kr
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
9,00 kr1 SEK = 5.0088 TRY
400 704,00 ₺You pay80 009,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 600,00 kr1 SEK = 5.0088 TRY
400 704,00 ₺You pay81 600,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 4.9340 TRY
394 720,00 ₺You pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 9,00 kr 1 SEK = 5.0221 TRY +2.15% vs mid-market Recipient gets 401 768,00 ₺ Minutes - 24 hours

Ways to receive money in Türkiye with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
9,00 kr1 SEK = 5.0221 TRY
401 768,00 ₺You pay80 009,00 kr
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
9,00 kr1 SEK = 5.0088 TRY
400 704,00 ₺You pay80 009,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 4.9340 TRY
394 720,00 ₺You pay80 040,00 kr

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 SEK = 4.8500 TRY +5.64% vs mid-market Recipient gets 388 000,00 ₺ Minutes
Receive to bank account

Ways to receive money in Türkiye with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 SEK = 4.8500 TRY
388 000,00 ₺You pay80 000,00 kr
Mobile walletMinutesAvailable via:Paycell, Uption
Free1 SEK = 4.8500 TRY
388 000,00 ₺You pay80 000,00 kr
Cash pickupMinutesAvailable via:UPT
Free1 SEK = 4.8500 TRY
388 000,00 ₺You pay80 000,00 kr
How Our Results Work
Mid-market rate: 1 SEK = 5.1313 TRY Updates every 60 minutes.

How to send money from Sweden to Turkey

Pick a company

For a one-off SEK transfer to Turkey, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 27 of the 27 days it quoted kr80 000 transfers to Turkey.

On a 80 000 SEK transfer, Key Currency delivers the most TRY.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/TRY rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Turkey, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but it's less common).

Compare amounts

How much SEK are you sending to Turkey?

How much SEK you send to Turkey heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of the transfers from SEK 50,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
5 000 kr0.73%0,00 kr25 508,00 ₺with bank transfer to bank deposit+262,09 ₺
10 000 kr0.01%64,14 kr50 947,71 ₺with bank transfer to bank deposit+458,05 ₺
25 000 kr0.02%123,86 kr127 815,10 ₺with bank transfer to bank deposit+1 422,18 ₺
50 000 kr0.03%223,50 kr255 221,04 ₺with bank transfer to bank deposit+3 029,02 ₺
80 000 krThis page0.25%0,00 kr409 475,51 ₺with bank transfer to bank deposit+5 578,83 ₺

Mid-market rate: 1 SEK = 5.1313 TRY

SEK/TRY Exchange Rate History

Is today a good time to send money from Sweden to Turkey?

The cheapest way to send SEK to TRY can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 80 000 SEK transfers to Turkey.

TRY received for 80 000 kr, after fees

Tue, 10 Nov 2026Mid-market rate410 501,76 ₺ Key Currency 409 475,51 ₺Key Currency409 475,51 ₺Regency FX409 393,41 ₺Wise408 533,62 ₺

390 000
395 000
400 000
405 000
410 000
415 000
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9357 – 394 852,48 ₺
Key Currency Cheapest 4.9233 0,00 kr 393 865,35 ₺ −987,13 ₺
Regency FX 4.9223 0,00 kr 393 786,38 ₺ −1 066,10 ₺
Wise 4.9324 343,78 kr 392 893,95 ₺ −1 958,53 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9335 – 394 679,52 ₺
Key Currency Cheapest 4.9212 0,00 kr 393 692,82 ₺ −986,70 ₺
Regency FX 4.9202 0,00 kr 393 613,89 ₺ −1 065,63 ₺
Wise 4.9328 343,78 kr 392 924,22 ₺ −1 755,30 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9651 – 397 208,24 ₺
Key Currency Cheapest 4.9527 0,00 kr 396 215,22 ₺ −993,02 ₺
Regency FX 4.9517 0,00 kr 396 135,78 ₺ −1 072,46 ₺
Wise 4.9648 343,65 kr 395 480,24 ₺ −1 728,00 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9495 – 395 956,16 ₺
Key Currency Cheapest 4.9371 0,00 kr 394 966,27 ₺ −989,89 ₺
Regency FX 4.9361 0,00 kr 394 887,08 ₺ −1 069,08 ₺
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9942 – 399 535,92 ₺
Key Currency Cheapest 4.9817 0,00 kr 398 537,08 ₺ −998,84 ₺
Regency FX 4.9807 0,00 kr 398 457,17 ₺ −1 078,75 ₺
Wise 4.9939 343,54 kr 397 797,99 ₺ −1 737,93 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 4.9965 343,53 kr 398 005,94 ₺ –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9951 – 399 610,88 ₺
Key Currency Cheapest 4.9826 0,00 kr 398 611,85 ₺ −999,03 ₺
Regency FX 4.9816 0,00 kr 398 531,93 ₺ −1 078,95 ₺
Wise 4.9965 343,53 kr 398 005,94 ₺ −1 604,94 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9955 – 399 637,92 ₺
Key Currency Cheapest 4.9830 0,00 kr 398 638,83 ₺ −999,09 ₺
Regency FX 4.9820 0,00 kr 398 558,90 ₺ −1 079,02 ₺
Wise 4.9955 343,53 kr 397 924,69 ₺ −1 713,23 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0073 – 400 585,60 ₺
Key Currency Cheapest 4.9948 0,00 kr 399 584,14 ₺ −1 001,46 ₺
Regency FX 4.9938 0,00 kr 399 504,02 ₺ −1 081,58 ₺
Wise 5.0077 343,48 kr 398 894,36 ₺ −1 691,24 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0051 – 400 406,88 ₺
Wise Cheapest 5.0040 343,50 kr 398 603,52 ₺ −1 803,36 ₺
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0240 – 401 921,20 ₺
Key Currency Cheapest 5.0115 0,00 kr 400 916,40 ₺ −1 004,80 ₺
Regency FX 5.0105 0,00 kr 400 836,01 ₺ −1 085,19 ₺
Wise 5.0227 343,42 kr 400 091,10 ₺ −1 830,10 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0139 – 401 110,64 ₺
Key Currency Cheapest 5.0013 0,00 kr 400 107,86 ₺ −1 002,78 ₺
Regency FX 5.0003 0,00 kr 400 027,64 ₺ −1 083,00 ₺
Wise 5.0135 343,46 kr 399 358,06 ₺ −1 752,58 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0045 – 400 360,72 ₺
Wise Cheapest 5.0049 343,49 kr 398 672,07 ₺ −1 688,65 ₺
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0045 – 400 360,72 ₺
Key Currency Cheapest 4.9920 0,00 kr 399 359,82 ₺ −1 000,90 ₺
Regency FX 4.9910 0,00 kr 399 279,75 ₺ −1 080,97 ₺
Wise 5.0049 343,49 kr 398 672,07 ₺ −1 688,65 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0108 – 400 868,00 ₺
Key Currency Cheapest 4.9983 0,00 kr 399 865,83 ₺ −1 002,17 ₺
Regency FX 4.9973 0,00 kr 399 785,66 ₺ −1 082,34 ₺
Wise 5.0113 343,47 kr 399 181,97 ₺ −1 686,03 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9942 – 399 539,12 ₺
Key Currency Cheapest 4.9818 0,00 kr 398 540,27 ₺ −998,85 ₺
Regency FX 4.9808 0,00 kr 398 460,36 ₺ −1 078,76 ₺
Wise 4.9942 343,54 kr 397 819,50 ₺ −1 719,62 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0010 – 400 082,64 ₺
Key Currency Cheapest 4.9885 0,00 kr 399 082,43 ₺ −1 000,21 ₺
Regency FX 4.9875 0,00 kr 399 002,42 ₺ −1 080,22 ₺
Wise 5.0012 343,51 kr 398 377,24 ₺ −1 705,40 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0277 – 402 218,00 ₺
Key Currency Cheapest 5.0152 0,00 kr 401 212,46 ₺ −1 005,54 ₺
Regency FX 5.0142 0,00 kr 401 132,01 ₺ −1 085,99 ₺
Wise 5.0285 343,40 kr 400 556,40 ₺ −1 661,60 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0785 – 406 278,32 ₺
Key Currency Cheapest 5.0658 0,00 kr 405 262,62 ₺ −1 015,70 ₺
Regency FX 5.0648 0,00 kr 405 181,37 ₺ −1 096,95 ₺
Wise 5.0792 343,20 kr 404 591,23 ₺ −1 687,09 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0817 – 406 535,84 ₺
Key Currency Cheapest 5.0690 0,00 kr 405 519,50 ₺ −1 016,34 ₺
Regency FX 5.0680 0,00 kr 405 438,19 ₺ −1 097,65 ₺
Wise 5.0827 343,19 kr 404 875,65 ₺ −1 660,19 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0817 – 406 535,84 ₺
Key Currency Cheapest 5.0690 0,00 kr 405 519,50 ₺ −1 016,34 ₺
Regency FX 5.0680 0,00 kr 405 438,19 ₺ −1 097,65 ₺
Wise 5.0827 343,19 kr 404 875,65 ₺ −1 660,19 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0986 – 407 885,12 ₺
Key Currency Cheapest 5.0858 0,00 kr 406 865,41 ₺ −1 019,71 ₺
Regency FX 5.0848 0,00 kr 406 783,83 ₺ −1 101,29 ₺
Wise 5.0969 343,14 kr 406 005,44 ₺ −1 879,68 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.1081 – 408 644,72 ₺
Key Currency Cheapest 5.0953 0,00 kr 407 623,11 ₺ −1 021,61 ₺
Regency FX 5.0943 0,00 kr 407 541,38 ₺ −1 103,34 ₺
Wise 5.1064 343,10 kr 406 757,60 ₺ −1 887,12 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.1255 – 410 043,60 ₺
Key Currency Cheapest 5.1127 0,00 kr 409 018,49 ₺ −1 025,11 ₺
Regency FX 5.1117 0,00 kr 408 936,48 ₺ −1 107,12 ₺
Wise 5.1279 343,02 kr 408 475,42 ₺ −1 568,18 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.1603 – 412 825,20 ₺
Key Currency Cheapest 5.1474 0,00 kr 411 793,14 ₺ −1 032,06 ₺
Regency FX 5.1464 0,00 kr 411 710,57 ₺ −1 114,63 ₺
Wise 5.1607 342,89 kr 411 087,24 ₺ −1 737,96 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0908 – 407 263,36 ₺
Key Currency Cheapest 5.0781 0,00 kr 406 245,20 ₺ −1 018,16 ₺
Regency FX 5.0770 0,00 kr 406 163,75 ₺ −1 099,61 ₺
Wise 5.0903 343,16 kr 405 479,60 ₺ −1 783,76 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0676 – 405 407,36 ₺
Key Currency Cheapest 5.0549 0,00 kr 404 393,84 ₺ −1 013,52 ₺
Regency FX 5.0539 0,00 kr 404 312,76 ₺ −1 094,60 ₺
Wise 5.0656 343,26 kr 403 507,59 ₺ −1 899,77 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0676 – 405 407,36 ₺
Key Currency Cheapest 5.0549 0,00 kr 404 393,84 ₺ −1 013,52 ₺
Regency FX 5.0539 0,00 kr 404 312,76 ₺ −1 094,60 ₺
Wise 5.0656 343,26 kr 403 507,59 ₺ −1 899,77 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0882 – 407 058,88 ₺
Key Currency Cheapest 5.0755 0,00 kr 406 041,23 ₺ −1 017,65 ₺
Regency FX 5.0745 0,00 kr 405 959,82 ₺ −1 099,06 ₺
Wise 5.0871 343,17 kr 405 225,45 ₺ −1 833,43 ₺
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.1313 – 410 501,76 ₺
Key Currency Cheapest 5.1184 0,00 kr 409 475,51 ₺ −1 026,25 ₺
Regency FX 5.1174 0,00 kr 409 393,41 ₺ −1 108,35 ₺
Wise 5.1287 343,01 kr 408 533,62 ₺ −1 968,14 ₺

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more TRY per SEK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of TRY on every transfer from Sweden.

Right now, Key Currency pays 409 475,51 TRY on 80 000 SEK, which is 1 026,25 TRY less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 411 793,14 TRY.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Turkey.

We've tracked 146 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Key CurrencyAppeared in 27 comparisons

    Cheapest every time

  2. Regency FXAppeared in 27 comparisons

    Never the cheapest

  3. WiseAppeared in 141 comparisons

    Cheapest in 59% of them

Based on 146 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Sweden to Turkey

9 companies send money from Sweden to Turkey, mostly through app, currency broker, online, multi-currency account, global business account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Turkey, an online service like Wise is usually the simplest place to start.

Wise charges kr343,01 to send 80 000 SEK, leaving your recipient with 408 533,62 TRY after a 0,05% markup on SEK/TRY exchange rate.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Turkey.

Wise charges kr343,01 on a 80 000 SEK transfer and money will arrive in next day.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for kr80 000 transfers.

Your recipient can withdraw via bank deposit, mobile wallet, cash pickup, and card deposit.

In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need TRY.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80 000 with a 0,05% exchange-rate markup and holds the TRY in your account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Paying from business accounts

Global accounts

If your business receives and sends money in Turkey, a global account keeps the TRY in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive TRY in Turkey

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80 000 SEK gives your recipient 409 475,51 TRY.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Turkey, the recipient can use bank deposit, mobile wallet, cash pickup, and card deposit.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect TRY from a nearby MoneyGram agent in Turkey.

Swish is useful for payments within Sweden, but it does not send TRY to Turkey.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    ₺409,476

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    ₺404,944

    -₺4,532

  3. 3
    Credit card Bank deposit

    You pay kr80,000.00

    ₺404,944

    -₺4,532

  4. 4
    Bank transfer Mobile wallet

    You pay kr80,009.00

    ₺400,704

    -₺8,772

  5. 5
    Debit card Mobile wallet

    You pay kr80,009.00

    ₺400,704

    -₺8,772

Show moreShow less
  1. 6
    Debit card Card deposit

    You pay kr81,600.00

    ₺400,704

    -₺8,772

  2. 7
    Credit card Mobile wallet

    You pay kr80,009.00

    ₺400,704

    -₺8,772

  3. 8
    Credit card Card deposit

    You pay kr81,600.00

    ₺400,704

    -₺8,772

  4. 9
    Bank transfer Cash pickup

    You pay kr80,040.00

    ₺394,720

    -₺14,756

  5. 10
    Debit card Cash pickup

    You pay kr80,040.00

    ₺394,720

    -₺14,756

  6. 11
    Credit card Cash pickup

    You pay kr80,040.00

    ₺394,720

    -₺14,756

Consider this before sending SEK to Turkey

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most TRY from Sweden.

Compare SEK to TRY transfer options

Cheapest way to send money to Turkey

The cheapest option for an SEK 80 000 transfer is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 409 475,51 TRY, which is 0,02% more than the next best option.

Fastest way to send money to Turkey

With Revolut, a bank transfer deposit and bank deposit payout delivers 404 714,33 TRY in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Turkey.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Turkey over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Turkey may have their own rules on receiving monetary gifts.

How we analyse the market

We track 9 companies sending SEK to Turkey, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 146 comparisons across 5 amounts.

This page covers the cheapest and fastest options for SEK/TRY transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.