From 5 companies analysed, Wise is the cheapest way to send money to Nigeria, giving your recipient 11,415,104.37 NGN when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most NGN.
| 5 of 5 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SEK/NGN exchange rates from our comparisons. | |||
| Based on 80,000 SEK transfer Best companies for SEK/NGN transfersAll money transfer offers for SEK/NGN transfers, sorted by most NGN received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee 501,54 kr 1 SEK = 143.5890 NGN -3.37% vs mid-market | Recipient gets 11 415 104,37 ₦ Within 3 hours | |
Ways to receive money in Nigeria with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer 501,54 kr1 SEK = 143.5890 NGN 11 415 104,37 ₦You pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 132.8348 NGN +4.41% vs mid-market | Recipient gets 10 626 784,00 ₦ Minutes - 24 hours | |
Ways to receive money in Nigeria with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 132.8348 NGN 10 626 784,00 ₦You pay80 000,00 kr | |||
Run a live search Showing top Sweden to Nigeria deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to NGN rates. | |||
Run a live search These companies offer multi-currency accounts for spending NGN. We suggest doing a live search based on how much SEK you're planning to spend in Nigeria. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Wise Pay via Bank transfer | Fee 501,54 kr 1 SEK = 143.5890 NGN -3.37% vs mid-market | Recipient gets 11 415 104,37 ₦ Within 3 hours | |
Ways to receive money in Nigeria with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer 501,54 kr1 SEK = 143.5890 NGN 11 415 104,37 ₦You pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 361,25 kr 1 SEK = 143.5890 NGN -3.37% vs mid-market | Recipient gets 11 291 659,47 ₦ Within minutes | |
Ways to receive money in Nigeria with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 361,25 kr1 SEK = 143.5890 NGN 11 291 659,47 ₦You pay80 000,00 kr | |||
 TapTap Send Pay via Debit card | Fee 0,00 kr 1 SEK = 140.9500 NGN -1.52% vs mid-market | Recipient gets 11 276 000,00 ₦ Minutes | |
Ways to receive money in Nigeria with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 SEK = 140.9500 NGN 11 276 000,00 ₦You pay80 000,00 kr Mobile moneyMinutesAvailable via:FairMoney, Kuda Bank, OPay, PalmPay Free1 SEK = 140.9500 NGN 11 276 000,00 ₦You pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 523,26 kr 1 SEK = 143.5890 NGN -3.37% vs mid-market | Recipient gets 11 268 396,62 ₦ Within minutes | |
Ways to receive money in Nigeria with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 523,26 kr1 SEK = 143.5890 NGN 11 268 396,62 ₦You pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 138.4513 NGN +0.27% vs mid-market | Recipient gets 11 076 102,12 ₦ Minutes - 24 hours | |
Ways to receive money in Nigeria with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 138.4513 NGN 11 076 102,12 ₦You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 137.9920 NGN +0.60% vs mid-market | Recipient gets 10 926 202,66 ₦ Within minutes | |
Ways to receive money in Nigeria with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 820,00 kr1 SEK = 137.9920 NGN 10 926 202,66 ₦You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 132.8348 NGN +4.41% vs mid-market | Recipient gets 10 626 784,00 ₦ Minutes - 24 hours | |
Ways to receive money in Nigeria with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 132.8348 NGN 10 626 784,00 ₦You pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 132.8348 NGN +4.41% vs mid-market | Recipient gets 10 626 784,00 ₦ Minutes - 24 hours | |
Ways to receive money in Nigeria with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 132.8348 NGN 10 626 784,00 ₦You pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 132.8348 NGN +4.41% vs mid-market | Recipient gets 10 626 784,00 ₦ Minutes - 24 hours | |
Ways to receive money in Nigeria with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 132.8348 NGN 10 626 784,00 ₦You pay80 000,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 138.826107 NGN Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Nigeria, I suggest picking the cheapest option which is Wise.
On a 80,000 SEK transfer, Wise delivers the most NGN.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/NGN rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Nigeria, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
5 companies send money from Sweden to Nigeria, mostly through app, online, multi-currency account, global account, and broker, and a few more ways.
Medium-sized transfers
For a one-off transfer to Nigeria, an online service like Wise is usually the simplest place to start.
Wise charges kr501.54 to send 80,000 SEK, leaving your recipient with 11,415,104.37 after a -3.37% markup on SEK/NGN exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Nigeria.
Wise charges kr501.54 on a 80,000 SEK transfer and money will arrive in same day.
You recipient can withdraw via bank deposit and mobile money.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need NGN.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a -3.37% exchange-rate markup and holds the NGN in your account.
Paying from business accounts
If your business receives and sends money in Nigeria, a global account keeps the NGN in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 11,415,104.37 NGN.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Nigeria, the recipient can use bank deposit and mobile money.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
They can receive money to their mobile money wallet.
Enter the mobile number in Nigeria and choose the correct network.
The registered name should match the transfer details.
Use our payout filters above to find the best company offering mobile money as payout.
Swish is useful for payments within Sweden, but it does not send NGN to Nigeria.
You pay kr80,000.00
₦11,415,104
Cheapest
You pay kr80,000.00
₦11,291,659
-₦123,445
You pay kr80,000.00
₦11,276,000
-₦139,104
You pay kr80,000.00
₦11,268,397
-₦146,708
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of NGN from Sweden.
Cheapest way to send money to Nigeria
The cheapest option for NGN 11,415,104.37 is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 11,415,104.37 NGN, which is 1.22% more than the next best option.
Fastest way to send money to Nigeria
With Revolut, a bank transfer deposit and bank deposit payout delivers 10,926,202.66 NGN in within minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Nigeria.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Nigeria over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Nigeria may have their own rules on receiving monetary gifts.
The final rate controls how much NGN you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 138.528315 NGN
We track 5 companies sending SEK to Nigeria, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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