From 1 companies analysed, Wise is the cheapest way to send money to Iceland, giving your recipient 954,226 ISK when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most ISK.
| 1 of 1 providers Last updated on 28 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/ISK transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 1 228,16 kr 1 SEK = 12.1138 ISK +0.02% vs mid-market | Recipient gets 954 226,00 kr Next day | |
Ways to receive money in Iceland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:SWIFT 1 228,16 kr1 SEK = 12.1138 ISK 954 226,00 krYou pay80 000,00 kr | |||
Run a live search Showing top Sweden to Iceland deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to ISK rates. | |||
Run a live search These companies offer multi-currency accounts for spending ISK. We suggest doing a live search based on how much SEK you're planning to spend in Iceland. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Wise Pay via Bank transfer | Fee 1 228,16 kr 1 SEK = 12.1138 ISK +0.02% vs mid-market | Recipient gets 954 226,00 kr Next day | |
Ways to receive money in Iceland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:SWIFT 1 228,16 kr1 SEK = 12.1138 ISK 954 226,00 krYou pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 2 073,13 kr 1 SEK = 12.1138 ISK +0.02% vs mid-market | Recipient gets 943 991,00 kr Same day | |
Ways to receive money in Iceland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:SWIFT 2 073,13 kr1 SEK = 12.1138 ISK 943 991,00 krYou pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 2 232,37 kr 1 SEK = 12.1138 ISK +0.02% vs mid-market | Recipient gets 942 062,00 kr Same day | |
Ways to receive money in Iceland with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:SWIFT 2 232,37 kr1 SEK = 12.1138 ISK 942 062,00 krYou pay80 000,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 12.1164 ISK Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Iceland, I suggest picking the cheapest option which is Wise.
On a 80,000 SEK transfer, Wise delivers the most ISK.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/ISK rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Iceland, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
1 companies send money from Sweden to Iceland, mostly through online, app, multi-currency account, and global account, and a few more ways.
Medium-sized transfers
For a one-off transfer to Iceland, an online service like Wise is usually the simplest place to start.
Wise charges kr1228.16 to send 80,000 SEK, leaving your recipient with 954,226 after a 0.02% markup on SEK/ISK exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Iceland.
Wise charges kr1228.16 on a 80,000 SEK transfer and money will arrive in next day.
You recipient can withdraw via bank deposit.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need ISK.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.02% exchange-rate markup and holds the ISK in your account.
Paying from business accounts
If your business receives and sends money in Iceland, a global account keeps the ISK in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 954,226 ISK.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Iceland, the recipient can use bank deposit.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
Swish is useful for payments within Sweden, but it does not send ISK to Iceland.
You pay kr80,000.00
kr954,226
Cheapest
You pay kr80,000.00
kr943,991
-kr10,235
You pay kr80,000.00
kr942,062
-kr12,164
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of ISK from Sweden.
Cheapest way to send money to Iceland
The cheapest option for ISK 954,226 is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 954,226 ISK, which is 0% more than the next best option.
Fastest way to send money to Iceland
With Wise, a bank transfer deposit and bank deposit payout delivers 954,226 ISK in next day.
Swish moves money between participating Swedish accounts, it cannot send SEK to Iceland.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Iceland over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Iceland may have their own rules on receiving monetary gifts.
The final rate controls how much ISK you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 12.108106 ISK
We track 1 companies sending SEK to Iceland, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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