From 4 companies analysed, Revolut is the cheapest way to send money to Iceland, giving your recipient 996,609 ISK when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most ISK.
| 4 of 4 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SEK/ISK exchange rates from our comparisons. | |||
| Based on 80,000 SEK transfer Best companies for SEK/ISK transfersAll money transfer offers for SEK/ISK transfers, sorted by most ISK received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee 1 225,22 kr 1 SEK = 12.7036 ISK 0.00% vs mid-market | Recipient gets 1 000 723,00 kr Within a week | |
Ways to receive money in Iceland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 1 225,22 kr1 SEK = 12.7036 ISK 1 000 723,00 krYou pay80 000,00 kr | |||
| Promoted  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 12.6690 ISK +0.27% vs mid-market | Recipient gets 1 013 516,26 kr Minutes - 24 hours | |
Ways to receive money in Iceland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 12.6690 ISK 1 013 516,26 krYou pay80 000,00 kr | |||
Run a live search Showing top Sweden to Iceland deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to ISK rates. | |||
Run a live search These companies offer multi-currency accounts for spending ISK. We suggest doing a live search based on how much SEK you're planning to spend in Iceland. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 12.6690 ISK +0.27% vs mid-market | Recipient gets 1 013 516,26 kr Minutes - 24 hours | |
Ways to receive money in Iceland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 12.6690 ISK 1 013 516,26 krYou pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 1 225,22 kr 1 SEK = 12.7036 ISK 0.00% vs mid-market | Recipient gets 1 000 723,00 kr Within a week | |
Ways to receive money in Iceland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 1 225,22 kr1 SEK = 12.7036 ISK 1 000 723,00 krYou pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Debit card | Fee 1 260,00 kr 1 SEK = 12.6570 ISK +0.36% vs mid-market | Recipient gets 996 609,00 kr Within minutes | |
Ways to receive money in Iceland with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 1 260,00 kr1 SEK = 12.6570 ISK 996 609,00 krYou pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Profee Pay via Debit card | Fee 0,00 kr 1 SEK = 12.4382 ISK +2.11% vs mid-market | Recipient gets 995 052,78 kr Minutes - 24 hours | |
Ways to receive money in Iceland with Profee when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 SEK = 12.4382 ISK 995 052,78 krYou pay80 000,00 kr | |||
| Profee Pay via Bank transfer | Fee 0,00 kr 1 SEK = 12.4382 ISK +2.11% vs mid-market | Recipient gets 995 052,78 kr Minutes - 24 hours | |
Ways to receive money in Iceland with Profee when paying by bank transfer. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 SEK = 12.4382 ISK 995 052,78 krYou pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 2 070,20 kr 1 SEK = 12.7036 ISK 0.00% vs mid-market | Recipient gets 989 989,00 kr Within a week | |
Ways to receive money in Iceland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 2 070,20 kr1 SEK = 12.7036 ISK 989 989,00 krYou pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 2 229,45 kr 1 SEK = 12.7036 ISK 0.00% vs mid-market | Recipient gets 987 966,00 kr Within a week | |
Ways to receive money in Iceland with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 2 229,45 kr1 SEK = 12.7036 ISK 987 966,00 krYou pay80 000,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 12.703252 ISK Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Iceland, I suggest picking the cheapest option which is Revolut.
On a 80,000 SEK transfer, Revolut delivers the most ISK.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/ISK rate.
You can pay for the transfer using bank transfer, debit card, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Iceland, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
4 companies send money from Sweden to Iceland, mostly through app, online, multi-currency account, global account, and broker, and a few more ways.
Medium-sized transfers
For a one-off transfer to Iceland, an online service like Profee is usually the simplest place to start.
Profee charges kr0 to send 80,000 SEK, leaving your recipient with 995,052.78 after a 2.11% markup on SEK/ISK exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Iceland.
Revolut charges kr1260 on a 80,000 SEK transfer and money will arrive in within minutes.
You recipient can withdraw via bank deposit and card deposit.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need ISK.
You can convert your kronor in advance and use the balance when needed without extra fees.
Revolut converts SEK 80,000 with a 0.36% exchange-rate markup and holds the ISK in your account.
Paying from business accounts
If your business receives and sends money in Iceland, a global account keeps the ISK in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Revolut, paying by debit card and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 996,609 ISK.
From Sweden, you can fund the transfer by bank transfer, debit card, debit card, and credit card, and in Iceland, the recipient can use bank deposit and card deposit.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
Swish is useful for payments within Sweden, but it does not send ISK to Iceland.
You pay kr80,000.00
kr1,013,516
Cheapest
You pay kr80,000.00
kr996,609
-kr16,907
You pay kr80,000.00
kr995,053
-kr18,463
You pay kr80,000.00
kr995,053
-kr18,463
You pay kr80,000.00
kr987,966
-kr25,550
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of ISK from Sweden.
Cheapest way to send money to Iceland
The cheapest option for ISK 996,609 is Revolut. Pay by debit card and choose bank deposit for the payout. Your recipient gets 996,609 ISK, which is 0.16% more than the next best option.
Fastest way to send money to Iceland
With Revolut, a debit card deposit and bank deposit payout delivers 996,609 ISK in within minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Iceland.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Iceland over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Iceland may have their own rules on receiving monetary gifts.
The final rate controls how much ISK you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 12.685368 ISK
We track 4 companies sending SEK to Iceland, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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