Best companies for AUD/BTN transfers
3 of 3 providers Last updated on 28 September 2026
Based on 2,000 AUD transfer Best companies for AUD/BTN transfers Sort Cheapest
Ad MoneyGram Pay via Debit Card	Fees: $3.99 1 AUD = 65.9822 BTN +1.94% vs mid-market	Recipient gets BTN 131,964.40 6-12 Hours
2 reviews
Ways to receive money in Bhutan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 65.9822 BTN BTN 131,964.40You pay$2,003.99
Ad Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 66.2600 BTN +1.52% vs mid-market	Recipient gets BTN 132,520.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Bhutan with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 66.2600 BTN BTN 132,520.00You pay$2,000.00
Run a live search Showing top Australia to Bhutan deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to BTN rates.
Run a live search These companies offer multi-currency accounts for spending BTN. We suggest doing a live search based on how much AUD you're planning to spend in Bhutan.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Ria Money Transfer Pay via Credit Card	Fees: $2.89 1 AUD = 66.7800 BTN +0.74% vs mid-market	Recipient gets BTN 133,367.01 6-12 Hours
0 reviews CheapestFastest
Ways to receive money in Bhutan with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 66.7800 BTN BTN 133,367.01You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 66.7800 BTN BTN 133,367.01You pay$2,000.00

Ria Money Transfer Pay via Debit Card	Fees: $2.89 1 AUD = 66.7800 BTN +0.74% vs mid-market	Recipient gets BTN 133,367.01 6-12 Hours
0 reviews
Ways to receive money in Bhutan with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 66.7800 BTN BTN 133,367.01You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 66.7800 BTN BTN 133,367.01You pay$2,000.00
Ria Money Transfer Pay via PayID	Fees: $2.89 1 AUD = 66.7800 BTN +0.74% vs mid-market	Recipient gets BTN 133,367.01 6-12 Hours
0 reviews
Ways to receive money in Bhutan with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 66.7800 BTN BTN 133,367.01You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 66.7800 BTN BTN 133,367.01You pay$2,000.00
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 66.2600 BTN +1.52% vs mid-market	Recipient gets BTN 132,520.00 2 Days
15 reviews Recommended Receive to bank account or cash pickup
Ways to receive money in Bhutan with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 66.2600 BTN BTN 132,520.00You pay$2,000.00

Remitly Pay via Credit Card	Fees: $20.00 1 AUD = 66.2600 BTN +1.52% vs mid-market	Recipient gets BTN 132,520.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Bhutan with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 66.2600 BTN BTN 132,520.00You pay$2,020.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 66.2600 BTN +1.52% vs mid-market	Recipient gets BTN 132,520.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Bhutan with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 66.2600 BTN BTN 132,520.00You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $3.99 1 AUD = 65.9822 BTN +1.94% vs mid-market	Recipient gets BTN 131,964.40 6-12 Hours
2 reviews
Ways to receive money in Bhutan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 65.9822 BTN BTN 131,964.40You pay$2,003.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $3.99 1 AUD = 65.9822 BTN +1.94% vs mid-market	Recipient gets BTN 131,964.40 6-12 Hours
2 reviews
Ways to receive money in Bhutan with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 65.9822 BTN BTN 131,964.40You pay$2,003.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $32.99 1 AUD = 65.9822 BTN +1.94% vs mid-market	Recipient gets BTN 131,964.40 6-12 Hours
2 reviews
Ways to receive money in Bhutan with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $32.991 AUD = 65.9822 BTN BTN 131,964.40You pay$2,032.99
How Our Results Work Mid-market rate: 1 AUD = 67.2754 BTN Updates every 60 minutes.

Why compare

AUD/BTN exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Bhutan

Pick a company

Start with the cheapest, which is Ria Money Transfer at 133,367.01 BTN on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 5 ways to pay, including debit card, credit card, payid, payto, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Bhutan?

How much AUD you send to Bhutan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.


$1,000	0.75%	$2.89	BTN 66,587.01with credit card to bank deposit	+BTN 426.50
$1,500	1.52%	$0.00	BTN 99,405.00with debit card to bank deposit	+BTN 259.02
$2,000This page	0.74%	$2.89	BTN 133,367.01with credit card to bank deposit	+BTN 749.87
$3,000	1.94%	$3.99	BTN 197,946.60with debit card to cash pickup	BTN 0.00
$7,500	1.92%	$3.99	BTN 494,866.50with debit card to cash pickup	BTN 0.00
$12,000	0.27%	$0.00	BTN 804,975.72with bank transfer to bank deposit	+BTN 9,891.99
$15,000	0.27%	$0.00	BTN 1,006,262.84with bank transfer to bank deposit	+BTN 12,397.38
$100,000		$3.99	BTN 6,598,220.00with debit card to cash pickup	+BTN 1,649,555.00
$250,000	0.20%	$0.00	BTN 16,782,098.54with bank transfer to bank deposit	+BTN 214,911.40
$500,000	0.20%	$0.00	BTN 33,557,148.71with bank transfer to bank deposit	BTN 0.00

Mid-market rate: 1 AUD = 67.2754 BTN

Ways to send money from Australia to Bhutan

3 money transfer companies let you send money from Australia to Bhutan.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Bhutan.

For example, sending $500 with Ria Money Transfer will get you 133,367.01 BTN after a $2.89 fee and 0.74% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Ria Money Transfer takes $2.89 in fees and 0.74% markup on a $2.89 transfer, and your BTN arrives in 6-12 hours.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

Brokers like TorFX, Key Currency, or Xe charge no fee on large transfers, just a margin that gets lower the more you send.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in BTN, handling invoices, batch payments, and more.

Ways to fund AUD and receive money in Bhutan

With Ria Money Transfer, paying by credit card and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 133,367.01 BTN.

You can fund the transfer with debit card, credit card, payid, payto, and poli.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in the Bhutan can collect BTN through bank deposit and cash pickup.

They can collect cash via Ria Money Transfer

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Bhutan.

1

Debit card Bank deposit

You pay $2,000.00

Nu.133,367

Cheapest
2

Debit card Cash pickup

You pay $2,000.00

Nu.133,367

Nu.0
3

Credit card Bank deposit

You pay $2,000.00

Nu.133,367

Nu.0
4

Credit card Cash pickup

You pay $2,000.00

Nu.133,367

Nu.0
5

Payid Bank deposit

You pay $2,000.00

Nu.133,367

Nu.0

Show moreShow less

6

Payid Cash pickup

You pay $2,000.00

Nu.133,367

Nu.0
7

Payto Bank deposit

You pay $2,000.00

Nu.132,520

-Nu.847
8

Poli Cash pickup

You pay $2,003.99

Nu.131,964

-Nu.1,403

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Bhutan, these are the best options right now:

Cheapest

Ria Money Transfer is cheapest when funded by credit card with bank deposit for the payout. Your recipient gets 133,367.01 BTN, which is 0.64% more than the next best option.

Fastest

Ria Money Transfer delivers 133,367.01 BTN in 6-12 hours when you use credit card and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Bhutan.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Bhutan.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-BTN Exchange Rate

Getting a better AUD to BTN rate

Small changes in the AUD/BTN rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 67.439832 BTN

How we analyse the market

We track 3 companies sending AUD to Bhutan, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Australia

Send money to Bhutan

Send money from United States to Bhutan Send money from India to Bhutan Send money from United Kingdom to Bhutan

How to send money to Bhutan from Australia with the best AUD-BTN rate

Best companies for AUD/BTN transfers