Best companies for AUD/KWD transfers
8 of 8 providers Last updated on 28 October 2026
Based on 2,000 AUD transfer Best companies for AUD/KWD transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $34.67 1 AUD = 0.2168 KWD	Recipient gets KWD 426.18 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Kuwait with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $34.671 AUD = 0.2168 KWD KWD 426.18You pay$2,000.00
Ad Xe Pay via Debit Card	Fees: $0.00 1 AUD = 0.2152 KWD	Recipient gets KWD 430.34 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Kuwait with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.2152 KWD KWD 430.34You pay$2,000.00
Run a live search Showing top Australia to Kuwait deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to KWD rates.
Run a live search These companies offer multi-currency accounts for spending KWD. We suggest doing a live search based on how much AUD you're planning to spend in Kuwait.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Xe Pay via Debit Card	Fees: $0.00 1 AUD = 0.2152 KWD	Recipient gets KWD 430.34 6-12 Hours
4 reviews Cheapest Receive to bank accountDedicated support for larger transactions
Ways to receive money in Kuwait with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.2152 KWD KWD 430.34You pay$2,000.00

Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.2152 KWD	Recipient gets KWD 430.34 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Kuwait with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.2152 KWD KWD 430.34You pay$2,000.00
Xe Pay via Credit Card	Fees: $0.00 1 AUD = 0.2152 KWD	Recipient gets KWD 430.34 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Kuwait with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.2152 KWD KWD 430.34You pay$2,000.00
Wise Pay via Bank Transfer	Fees: $34.67 1 AUD = 0.2168 KWD	Recipient gets KWD 426.18 Within a week
25 reviews Recommended Receive to bank accountDedicated support for large transfers
Ways to receive money in Kuwait with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $34.671 AUD = 0.2168 KWD KWD 426.18You pay$2,000.00

Wise Pay via Osko	Fees: $34.67 1 AUD = 0.2168 KWD	Recipient gets KWD 426.18 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Kuwait with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $34.671 AUD = 0.2168 KWD KWD 426.18You pay$2,000.00
Wise Pay via Debit Card	Fees: $40.09 1 AUD = 0.2168 KWD	Recipient gets KWD 425.00 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Kuwait with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $40.091 AUD = 0.2168 KWD KWD 425.00You pay$2,000.00
Ria Money Transfer Pay via Credit Card	Fees: $2.89 1 AUD = 0.2123 KWD	Recipient gets KWD 423.99 6-12 Hours
0 reviews
Ways to receive money in Kuwait with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 0.2123 KWD KWD 423.99You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 0.2123 KWD KWD 423.99You pay$2,000.00

Ria Money Transfer Pay via Debit Card	Fees: $2.89 1 AUD = 0.2123 KWD	Recipient gets KWD 423.99 6-12 Hours
0 reviews
Ways to receive money in Kuwait with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 0.2123 KWD KWD 423.99You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 0.2123 KWD KWD 423.99You pay$2,000.00
Ria Money Transfer Pay via PayID	Fees: $2.89 1 AUD = 0.2123 KWD	Recipient gets KWD 423.99 6-12 Hours
0 reviews
Ways to receive money in Kuwait with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 0.2123 KWD KWD 423.99You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 0.2123 KWD KWD 423.99You pay$2,000.00
Wise Pay via Credit Card	Fees: $53.34 1 AUD = 0.2168 KWD	Recipient gets KWD 422.13 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Kuwait with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $53.341 AUD = 0.2168 KWD KWD 422.13You pay$2,000.00
NAB Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.2106 KWD	Recipient gets KWD 421.14 3-5 Days
0 reviews
Ways to receive money in Kuwait with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 0.2106 KWD KWD 421.14You pay$2,000.00
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 0.2080 KWD	Recipient gets KWD 416.00 Within minutes
15 reviews Fastest Receive to bank account or cash pickup
Ways to receive money in Kuwait with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 0.2080 KWD KWD 416.00You pay$2,000.00

Remitly Pay via Credit Card	Fees: $0.00 1 AUD = 0.2080 KWD	Recipient gets KWD 416.00 Within minutes
15 reviews Receive to bank account or cash pickup
Ways to receive money in Kuwait with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 0.2080 KWD KWD 416.00You pay$2,000.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 0.2080 KWD	Recipient gets KWD 416.00 Within a week
15 reviews Receive to bank account or cash pickup
Ways to receive money in Kuwait with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 AUD = 0.2080 KWD KWD 416.00You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $3.99 1 AUD = 0.1961 KWD	Recipient gets KWD 392.20 6-12 Hours
2 reviews
Ways to receive money in Kuwait with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 0.1961 KWD KWD 392.20You pay$2,003.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $3.99 1 AUD = 0.1961 KWD	Recipient gets KWD 392.20 6-12 Hours
2 reviews
Ways to receive money in Kuwait with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 0.1961 KWD KWD 392.20You pay$2,003.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $3.99 1 AUD = 0.1961 KWD	Recipient gets KWD 392.20 6-12 Hours
2 reviews
Ways to receive money in Kuwait with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 0.1961 KWD KWD 392.20You pay$2,003.99
OFX Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.0000 KWD +0.65% vs mid-market	Recipient gets KWD 0.00 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in Kuwait with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.0000 KWD KWD 0.00You pay$2,000.00
Moneycorp Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.0000 KWD +1.80% vs mid-market	Recipient gets KWD 0.00 Next Day
0 reviews
Ways to receive money in Kuwait with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.0000 KWD KWD 0.00You pay$2,000.00
How Our Results Work

Why compare

AUD/KWD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Kuwait

Pick a company

Start with the cheapest, which is Xe at 430.34 KWD on A$2,000.

Xe was the cheapest on 6 of the 29 days it quoted A$2,000 transfers to Kuwait.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including debit card, credit card, bank transfer, osko, payid, payto, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Kuwait?

How much AUD you send to Kuwait heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 18% of the transfers up to A$2,000 it quoted, and in 10% of all the transfers it quoted.


$1,000	0.65%	$0.00	KWD 217.57with bank transfer to bank deposit	+KWD 9.17
$1,500	0.65%	$0.00	KWD 326.36with bank transfer to bank deposit	+KWD 12.34
$2,000This page		$0.00	KWD 430.34with debit card to bank deposit	+KWD 56.22
$3,000	0.65%	$0.00	KWD 652.19with bank transfer to bank deposit	+KWD 23.68
$7,500	0.50%	$0.00	KWD 1,633.46with bank transfer to bank deposit	+KWD 57.94
$12,000	0.25%	$0.00	KWD 2,620.16with bank transfer to bank deposit	+KWD 84.78
$15,000	0.25%	$0.00	KWD 3,274.96with bank transfer to bank deposit	+KWD 105.45
$50,000	0.20%	$0.00	KWD 10,927.90with bank transfer to bank deposit	+KWD 365.65
$100,000	0.20%	$0.00	KWD 21,845.12with bank transfer to bank deposit	+KWD 764.36
$250,000	0.15%	$0.00	KWD 54,640.17with bank transfer to bank deposit	+KWD 1,931.91
$500,000	0.15%	$0.00	KWD 109,192.96with bank transfer to bank deposit	+KWD 205.04

AUD/KWD Exchange Rate History

Is today a good time to send money from Australia to Kuwait?

The cheapest way to send AUD to KWD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 2,000 AUD transfers to Kuwait.

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more KWD per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 5 of the last 30 days.

Today's payout isn't the best this month though, since the highest receive amount was 433.86 KWD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Ways to send money from Australia to Kuwait

8 money transfer companies let you send money from Australia to Kuwait.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Kuwait.

For example, sending A$2,000 with Xe will get you 430.34 KWD after a A$0 fee and % markup.

In our comparisons over the past month, it was the cheapest online service on 15 of the 29 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Xe takes A$0 in fees and % markup on a A$2,000 transfer, and your KWD arrives in 6-12 hours.

Over the past month, Xe was the cheapest app on 52% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get % on AUD/KWD, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows Xe was the cheapest broker in 14% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in KWD, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and KWD in one account, and convert when the rate suits you.

Wise converts A$2,000 at % markup, and the KWD sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Most useful if you travel often to Kuwait, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a A$2,000 transfer, a bank like NAB adds % markup and delivers 421.14 KWD, against 430.34 KWD via Xe (the cheapest option).

We found NAB was the cheapest bank on 28 of the 28 days it appeared for this amount.

Ways to fund AUD and receive money in Kuwait

With Xe, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 430.34 KWD.

Our data shows that Xe gets your recipient 9.2 KWD more than NAB, today's cheapest bank, on the same A$2,000.

You can fund the transfer with debit card, credit card, bank transfer, osko, payid, payto, and poli.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in Kuwait can collect KWD through bank deposit and cash pickup.

They can collect cash via Ria Money Transfer

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Kuwait.

1

Debit card Bank deposit

You pay A$2,000.00

KWD430

Cheapest
2

Bank transfer Bank deposit

You pay A$2,000.00

KWD430

KWD0
3

Credit card Bank deposit

You pay A$2,000.00

KWD430

KWD0
4

Osko Bank deposit

You pay A$2,000.00

KWD426

-KWD4
5

Debit card Cash pickup

You pay A$2,000.00

KWD424

-KWD6

Show moreShow less

6

Credit card Cash pickup

You pay A$2,000.00

KWD424

-KWD6
7

Payid Bank deposit

You pay A$2,000.00

KWD424

-KWD6
8

Payid Cash pickup

You pay A$2,000.00

KWD424

-KWD6
9

Payto Bank deposit

You pay A$2,000.00

KWD416

-KWD14
10

Poli Cash pickup

You pay A$2,003.99

KWD392

-KWD38

Consider this before sending AUD to Kuwait

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/KWD transfer options

For a A$2,000 transfer to Kuwait, these are the best options right now:

Cheapest

Xe is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 430.34 KWD, which is 0.97% more than the next best option.

Fastest

Remitly delivers 416 KWD in within minutes when you use debit card and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Kuwait.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Kuwait.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 8 companies sending AUD to Kuwait, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/KWD transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Tue, 29 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	0.2156	–	KWD 431.28
Ria Money Transfer Cheapest	0.2151	$2.89	KWD 429.58	−KWD 1.70
Xe	0.2137	$0.00	KWD 427.38	−KWD 3.90
Wise	0.2149	$34.75	KWD 422.36	−KWD 8.92
NAB	0.2071	$0.00	KWD 414.29	−KWD 16.98

Wed, 30 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	0.2155	–	KWD 430.97
Ria Money Transfer Cheapest	0.2151	$2.89	KWD 429.58	−KWD 1.39
Xe	0.2132	$0.00	KWD 426.48	−KWD 4.49
Wise	0.2148	$34.76	KWD 422.14	−KWD 8.83
NAB	0.2086	$0.00	KWD 417.22	−KWD 13.75

Thu, 1 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	0.2147	–	KWD 429.43
Ria Money Transfer Cheapest	0.2151	$2.89	KWD 429.58	+KWD 0.14
Xe	0.2119	$0.00	KWD 423.90	−KWD 5.53
Wise	0.2141	$34.79	KWD 420.73	−KWD 8.70
NAB	0.2086	$0.00	KWD 417.22	−KWD 12.21

Fri, 2 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	0.2143	–	KWD 428.53
Ria Money Transfer Cheapest	0.2151	$2.89	KWD 429.58	+KWD 1.05
Xe	0.2109	$0.00	KWD 421.86	−KWD 6.67
Wise	0.2137	$34.81	KWD 419.94	−KWD 8.59
NAB	0.2077	$0.00	KWD 415.50	−KWD 13.03

Sat, 3 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	0.2140	–	KWD 427.98
Ria Money Transfer Cheapest	0.2151	$2.89	KWD 429.58	+KWD 1.60
Xe	0.2118	$0.00	KWD 423.62	−KWD 4.36
Wise	0.2142	$34.79	KWD 421.00	−KWD 6.98
NAB	0.2059	$0.00	KWD 411.80	−KWD 16.18

How to send money to Kuwait from Australia with the best AUD-KWD rate

Best companies for AUD/KWD transfers