How to send money to Trinidad and Tobago from Canada with the best CAD-TTD rate

Remitly is the cheapest way to send money from Canada to Trinidad and Tobago based on the 5 companies we analyzed, giving your recipient 4,758.20 TTD from CA$1,000.

Best companies for CAD/TTD transfers

5 of 5 providers

Last updated on 10 November 2026

Based on 1,000 CAD transfer

Best companies for CAD/TTD transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $49.37 1 CAD = 4.7848 TTD +0.15% vs mid-market Recipient gets $4,548.61 Next week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Trinidad and Tobago with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext weekAvailable via:SWIFT
$49.371 CAD = 4.7848 TTD
$4,548.61You pay$1,000.00
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Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 4.7582 TTD +0.71% vs mid-market Recipient gets $4,758.20 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Trinidad and Tobago with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 CAD = 4.7582 TTD
$4,758.20You pay$1,000.00

Run a live search

Showing top Canada to Trinidad and Tobago deals for 1,000 CAD. Do a live search with your exact amount for today's best rates.

Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 4.7582 TTD +0.71% vs mid-market Recipient gets $4,758.20 Within minutes
CheapestFastest
Receive to bank account or cash pickup

Ways to receive money in Trinidad and Tobago with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 CAD = 4.7582 TTD
$4,758.20You pay$1,000.00

Remitly

Pay via Bank Transfer
Fees: $0.00 1 CAD = 4.7582 TTD +0.71% vs mid-market Recipient gets $4,758.20 Within a week
Receive to bank account or cash pickup

Ways to receive money in Trinidad and Tobago with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 4.7582 TTD
$4,758.20You pay$1,000.00

Remitly

Pay via Interac
Fees: $0.00 1 CAD = 4.7582 TTD +0.71% vs mid-market Recipient gets $4,758.20 Within a week
Receive to bank account or cash pickup

Ways to receive money in Trinidad and Tobago with Remitly when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 4.7582 TTD
$4,758.20You pay$1,000.00

Remitly

Pay via Credit Card
Fees: $20.00 1 CAD = 4.7582 TTD +0.71% vs mid-market Recipient gets $4,758.20 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Trinidad and Tobago with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$20.001 CAD = 4.7582 TTD
$4,758.20You pay$1,020.00

Ria Money Transfer

Pay via Debit Card
Fees: $4.00 1 CAD = 4.7601 TTD +0.67% vs mid-market Recipient gets $4,741.06 6-12 Hours

Ways to receive money in Trinidad and Tobago with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$4.001 CAD = 4.7601 TTD
$4,741.06You pay$1,000.00
Cash pickup6-12 Hours
$4.001 CAD = 4.7480 TTD
$4,729.01You pay$1,000.00

Paysend

Pay via Debit Card
Fees: $0.00 1 CAD = 4.7166 TTD +1.58% vs mid-market Recipient gets $4,716.56 6-12 Hours

Ways to receive money in Trinidad and Tobago with Paysend when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 4.7166 TTD
$4,716.56You pay$1,000.00

Paysend

Pay via Credit Card
Fees: $0.00 1 CAD = 4.7166 TTD +1.58% vs mid-market Recipient gets $4,716.56 6-12 Hours

Ways to receive money in Trinidad and Tobago with Paysend when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 4.7166 TTD
$4,716.56You pay$1,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $5.99 1 CAD = 4.6735 TTD +2.50% vs mid-market Recipient gets $4,673.50 6-12 Hours

Ways to receive money in Trinidad and Tobago with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 4.6735 TTD
$4,673.50You pay$1,005.99
Mobile wallet6-12 HoursAvailable via:Massy WIDIT
$1.991 CAD = 4.6244 TTD
$4,624.40You pay$1,001.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $5.99 1 CAD = 4.6735 TTD +2.50% vs mid-market Recipient gets $4,673.50 6-12 Hours

Ways to receive money in Trinidad and Tobago with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 4.6735 TTD
$4,673.50You pay$1,005.99
Mobile wallet6-12 HoursAvailable via:Massy WIDIT
$1.991 CAD = 4.6244 TTD
$4,624.40You pay$1,001.99
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fees: $5.99 1 CAD = 4.6735 TTD +2.50% vs mid-market Recipient gets $4,673.50 6-12 Hours

Ways to receive money in Trinidad and Tobago with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 4.6735 TTD
$4,673.50You pay$1,005.99
Mobile wallet6-12 HoursAvailable via:Massy WIDIT
$1.991 CAD = 4.6244 TTD
$4,624.40You pay$1,001.99

Wise

Pay via Bank Transfer
Fees: $49.37 1 CAD = 4.7848 TTD +0.15% vs mid-market Recipient gets $4,548.61 Next week
Our top pick
Receive to bank accountDedicated support for large transfers

Ways to receive money in Trinidad and Tobago with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext weekAvailable via:SWIFT
$49.371 CAD = 4.7848 TTD
$4,548.61You pay$1,000.00

Wise

Pay via Interac
Fees: $54.85 1 CAD = 4.7848 TTD +0.15% vs mid-market Recipient gets $4,522.39 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Trinidad and Tobago with Wise when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$54.851 CAD = 4.7848 TTD
$4,522.39You pay$1,000.00

Wise

Pay via Debit Card
Fees: $59.58 1 CAD = 4.7848 TTD +0.15% vs mid-market Recipient gets $4,499.76 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Trinidad and Tobago with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$59.581 CAD = 4.7848 TTD
$4,499.76You pay$1,000.00

Wise

Pay via Credit Card
Fees: $73.26 1 CAD = 4.7848 TTD +0.15% vs mid-market Recipient gets $4,434.30 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Trinidad and Tobago with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$73.261 CAD = 4.7848 TTD
$4,434.30You pay$1,000.00

Ria Money Transfer

Pay via Credit Card
Fees: $120.00 1 CAD = 4.7601 TTD +0.67% vs mid-market Recipient gets $4,188.89 6-12 Hours

Ways to receive money in Trinidad and Tobago with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$120.001 CAD = 4.7601 TTD
$4,188.89You pay$1,000.00
Cash pickup6-12 Hours
$120.001 CAD = 4.7480 TTD
$4,178.24You pay$1,000.00
How Our Results Work
Mid-market rate: 1 CAD = 4.7919 TTD Updates every 60 minutes.

How to send money from Canada to Trinidad and Tobago

Pick a company

Start with the cheapest, which is Remitly at 4,758.20 TTD on CA$1,000.

Remitly was the cheapest on 29 of the 30 days it quoted CA$1,000 transfers to Trinidad and Tobago.

More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.

Fund your transfer

You have 5 ways to pay, including debit card, credit card, bank transfer, interac, and cash deposit.

Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.

Verify and send

First time round you'll need a photo ID, and often where the money came from.

Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.

Compare amounts

How much CAD are you sending to Trinidad and Tobago?

How much CAD you send to Trinidad and Tobago heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Remitly was the cheapest in 98% of the transfers up to CA$1,000 it quoted, and in 98% of all the transfers it quoted.

Cheapest service
$1000.71%$0.00$476.09with debit card to bank deposit+$57.48
$5000.70%$0.00$2,380.10with debit card to bank deposit+$93.74
$1,000This page0.71%$0.00$4,758.20with debit card to bank deposit+$130.10
$3,0000.78%$0.00$14,267.10with debit card to bank deposit+$298.13
$10,0000.27%$0.00$47,787.00with bank transfer to bank deposit+$1,127.20
$50,0000.25%$0.00$239,015.96with bank transfer to bank deposit+$4,917.89

Mid-market rate: 1 CAD = 4.7919 TTD

CAD/TTD Exchange Rate History

Is today a good time to send money from Canada to Trinidad and Tobago?

The cheapest way to send CAD to TTD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Remitly), across 30 days of comparisons for 1,000 CAD transfers to Trinidad and Tobago.

TTD received for $1,000, after fees

Tue, Nov 10, 2026Mid-market rate$4,791.91 Remitly $4,758.20Remitly$4,758.20Ria Money Transfer$4,741.06Paysend$4,716.56

4,650
4,700
4,750
4,800
4,850
4,900
At the mid-market rateWith the cheapest optionRemitlyRia Money TransferPaysend
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.7666 – $4,766.64
Ria Money Transfer Cheapest 4.8097 $4.00 $4,790.46 +$23.82
Remitly 4.7312 $0.00 $4,731.20 −$35.44
Paysend 4.6883 $0.00 $4,688.31 −$78.33
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.7752 – $4,775.19
Remitly Cheapest 4.7358 $0.00 $4,735.80 −$39.39
Paysend 4.6798 $0.00 $4,679.77 −$95.42
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.7783 – $4,778.33
Remitly Cheapest 4.7543 $0.00 $4,754.30 −$24.03
Paysend 4.6997 $0.00 $4,699.70 −$78.63
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.7807 – $4,780.73
Remitly Cheapest 4.7319 $0.00 $4,731.90 −$48.83
Paysend 4.6872 $0.00 $4,687.15 −$93.58
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.7888 – $4,788.81
Remitly Cheapest 4.7499 $0.00 $4,749.90 −$38.91
Paysend 4.7029 $0.00 $4,702.91 −$85.90
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8023 – $4,802.34
Remitly Cheapest 4.7562 $0.00 $4,756.20 −$46.14
Paysend 4.7103 $0.00 $4,710.31 −$92.03
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8023 – $4,802.34
Remitly Cheapest 4.7571 $0.00 $4,757.10 −$45.24
Paysend 4.7103 $0.00 $4,710.31 −$92.03
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8325 – $4,832.50
Remitly Cheapest 4.7718 $0.00 $4,771.80 −$60.70
Paysend 4.7160 $0.00 $4,715.98 −$116.52
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8188 – $4,818.78
Remitly Cheapest 4.7820 $0.00 $4,782.00 −$36.78
Paysend 4.7323 $0.00 $4,732.30 −$86.48
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8188 – $4,818.80
Remitly Cheapest 4.7923 $0.00 $4,792.30 −$26.49
Paysend 4.7410 $0.00 $4,740.98 −$77.82
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8424 – $4,842.40
Remitly Cheapest 4.8013 $0.00 $4,801.30 −$41.10
Paysend 4.7502 $0.00 $4,750.17 −$92.23
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8391 – $4,839.13
Remitly Cheapest 4.8164 $0.00 $4,816.40 −$22.73
Paysend 4.7599 $0.00 $4,759.86 −$79.27
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8490 – $4,849.02
Remitly Cheapest 4.8033 $0.00 $4,803.30 −$45.72
Paysend 4.7554 $0.00 $4,755.40 −$93.62
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8490 – $4,849.02
Remitly Cheapest 4.8025 $0.00 $4,802.50 −$46.52
Paysend 4.7554 $0.00 $4,755.40 −$93.62
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8397 – $4,839.65
Remitly Cheapest 4.7993 $0.00 $4,799.30 −$40.35
Paysend 4.7527 $0.00 $4,752.68 −$86.97
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8576 – $4,857.60
Remitly Cheapest 4.8141 $0.00 $4,814.10 −$43.50
Paysend 4.7581 $0.00 $4,758.11 −$99.49
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8358 – $4,835.84
Remitly Cheapest 4.7895 $0.00 $4,789.50 −$46.34
Paysend 4.7390 $0.00 $4,738.97 −$96.87
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8435 – $4,843.53
Remitly Cheapest 4.8143 $0.00 $4,814.30 −$29.23
Paysend 4.7634 $0.00 $4,763.37 −$80.16
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8510 – $4,851.02
Remitly Cheapest 4.8082 $0.00 $4,808.20 −$42.82
Paysend 4.7634 $0.00 $4,763.35 −$87.67
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8459 – $4,845.92
Remitly Cheapest 4.8103 $0.00 $4,810.30 −$35.62
Paysend 4.7639 $0.00 $4,763.91 −$82.01
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8459 – $4,845.92
Remitly Cheapest 4.8091 $0.00 $4,809.10 −$36.82
Paysend 4.7639 $0.00 $4,763.91 −$82.01
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8628 – $4,862.75
Remitly Cheapest 4.8046 $0.00 $4,804.60 −$58.15
Paysend 4.7595 $0.00 $4,759.48 −$103.27
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8394 – $4,839.41
Remitly Cheapest 4.7840 $0.00 $4,784.00 −$55.41
Paysend 4.7538 $0.00 $4,753.84 −$85.57
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8267 – $4,826.67
Remitly Cheapest 4.8036 $0.00 $4,803.60 −$23.07
Paysend 4.7639 $0.00 $4,763.91 −$62.76
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8596 – $4,859.64
Remitly Cheapest 4.8018 $0.00 $4,801.80 −$57.84
Paysend 4.7659 $0.00 $4,765.93 −$93.71
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8254 – $4,825.45
Remitly Cheapest 4.7639 $0.00 $4,763.90 −$61.55
Paysend 4.7311 $0.00 $4,731.12 −$94.33
Ria Money Transfer No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8045 – $4,804.50
Remitly Cheapest 4.7556 $0.00 $4,755.60 −$48.90
Ria Money Transfer 4.7601 $4.00 $4,741.06 −$63.44
Paysend 4.7122 $0.00 $4,712.22 −$92.28
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8150 – $4,815.03
Remitly Cheapest 4.7551 $0.00 $4,755.10 −$59.93
Ria Money Transfer 4.7601 $4.00 $4,741.06 −$73.97
Paysend 4.7122 $0.00 $4,712.22 −$102.81
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.8175 – $4,817.50
Remitly Cheapest 4.7632 $0.00 $4,763.20 −$54.30
Ria Money Transfer 4.7601 $4.00 $4,741.06 −$76.44
Paysend 4.7217 $0.00 $4,721.74 −$95.76
Exchange rateFees:Recipient getsDifference
Mid-market rate 4.7919 – $4,791.91
Remitly Cheapest 4.7582 $0.00 $4,758.20 −$33.71
Ria Money Transfer 4.7601 $4.00 $4,741.06 −$50.85
Paysend 4.7166 $0.00 $4,716.56 −$75.35

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $1,000, after fees, as quoted by each company. The mid-market line shows what $1,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more TTD per CAD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Remitly pays 4,758.20 TTD on 1,000 CAD, which is 33.71 TTD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 4,816.40 TTD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Trinidad and Tobago.

We've tracked 180 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. RemitlyAppeared in 118 comparisons

    Cheapest in 98% of them

  2. Ria Money TransferAppeared in 15 comparisons

    Cheapest in 13% of them

  3. PaysendAppeared in 90 comparisons

    Cheapest in 2% of them

Based on 180 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Remitly is the cheapest and gets you the most TTD, and it was also the cheapest in 98% of the 118 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Trinidad and Tobago.

Ways to send money from Canada to Trinidad and Tobago

There are 5 companies sending money to Trinidad and Tobago, but how you send depends on your needs.

Most common option

In-person transfers

Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.

Bring CA$1,000 in cash to the closest Remitly location, and your recipient picks up 4,758.20 TTD within minutes.

Our data shows Remitly came out cheapest among in-person options on 97% of days in the past month.

Cash transfers cost more

Cash transfer to Trinidad and Tobago is usually the most expensive option, compare your options above to get the best deal.

For transfers home

Money transfer apps

An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.

Remitly charges CA$0 in fees and adds 0.71% markup, so your CA$1,000 delivers 4,758.20 TTD in within an hour.

Over the past month, Remitly was the cheapest app on 97% of the days it appeared for CA$1,000 transfers.

You don't need a SIN to sign up either, a passport works.

For one-off transfers

Online transfers

For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.

Of the 5 companies we compared, Remitly is the cheapest online service and currently gets you 4,758.20 TTD on a CA$1,000 transfer after a CA$0 fee and 0.71% markup.

In our comparisons over the past month, it was the cheapest online service on 29 of the 30 days it quoted.

Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.

For large transfers from Canada

Currency brokers

For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.

For large transfers (CA$15,000+), brokers like Currencies Direct or RegencyFX charge no fee, but add a margin that gets lower the more you send. Run a live search with your real amount to see it.

If you're sending large amounts, expect more questions about the transfers, so have statements and documents ready to avoid delays.

For businesses paying abroad

Global accounts

Global accounts handle the business side, paying suppliers, contractors and overseas invoices in TTD.

Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.

For spending abroad and getting paid

Multi-currency accounts

If part of your life runs in TTD, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.

Wise lets you hold CAD and TTD, and convert between them at low cost.

For example, converting $1,000 costs $49.37 in fees at 0.15% markup, which gets you 4,548.61 TTD.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund CAD and receive TTD in Trinidad and Tobago

With Remitly, paying by debit card and receiving through bank deposit is the cheapest combination. Sending CA$1,000 gives your recipient 4,758.20 TTD.

Deposit CAD using debit card, credit card, bank transfer, interac, and cash deposit.

I suggest using Interac e-Transfer for simplicity

Follow the company's Interac instructions and check the business name before sending.

Do not send to an email address supplied outside the company's app or website.

The recipient can receive TTD through bank deposit, cash pickup, and mobile wallet.

For a bank deposit payout, you will need the recipient's bank details in Trinidad and Tobago.

  1. 1
    debit card Bank deposit

    You pay CA$1,000.00

    TT$4,758

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay CA$1,000.00

    TT$4,758

    TT$0

  3. 3
    Interac Bank deposit

    You pay CA$1,000.00

    TT$4,758

    TT$0

  4. 4
    credit card Bank deposit

    You pay CA$1,020.00

    TT$4,758

    TT$0

  5. 5
    debit card Cash pickup

    You pay CA$1,000.00

    TT$4,729

    -TT$29

Show moreShow less
  1. 6
    credit card Cash pickup

    You pay CA$1,005.99

    TT$4,674

    -TT$85

  2. 7
    Cash deposit Cash pickup

    You pay CA$1,005.99

    TT$4,674

    -TT$85

  3. 8
    debit card Mobile wallet

    You pay CA$1,001.99

    TT$4,624

    -TT$134

  4. 9
    credit card Mobile wallet

    You pay CA$1,001.99

    TT$4,624

    -TT$134

  5. 10
    Cash deposit Mobile wallet

    You pay CA$1,001.99

    TT$4,624

    -TT$134

Consider this when sending CAD to Trinidad and Tobago

Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.

Compare CAD/TTD transfer options

For a CA$1,000 transfer to Trinidad and Tobago, these are the cheapest, fastest and easiest options available now.

Best way to send money to Trinidad and Tobago

Remitly is the cheapest and easiest option, funded by debit card with bank deposit for the payout. Your recipient gets 4,758.20 TTD, which is 0.36% more than the next best option.

Fastest way to send money to Trinidad and Tobago

Remitly is fastest when you pay by debit card and choose bank deposit for the payout. The transfer delivers 4,758.20 TTD in within an hour.

Interac only works inside Canada

An Interac e-Transfer cannot go directly to a recipient in Trinidad and Tobago.

When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.

C$10,000 reporting threshold

There is no C$10,000 legal cap on electronic transfers from Canada.

A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.

The bank or transfer company makes that report, you do not file it yourself.

But you may be asked for proof of where the money came from.

Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.

Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.

CDIC protection

Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.

Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.

If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.

If you live in Quebec, also confirm that it is allowed to provide money services there.

How we analyse the market

Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.

That covers 5 FINTRAC-registered companies sending CAD to Trinidad and Tobago, updated in real time during a live search, compared on rates, fees and how your recipient can collect.

In the past 30 days alone, we analyzed 180 comparisons across 6 amounts.

This page covers the cheapest and fastest options for CAD/TTD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.