How to send money to Trinidad and Tobago from Australia with the best AUD-TTD rate

Of the 4 companies we analysed, Ria Money Transfer is the cheapest app overall for sending $2,000 to Trinidad and Tobago.

On a 2,000 AUD transfer it will get your recipient 9,462.51 TTD.

Best companies for AUD/TTD transfers

4 of 4 providers

Last updated on 26 September 2026

Based on 2,000 AUD transfer

Best companies for AUD/TTD transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $75.77 1 AUD = 4.7433 TTD +1.19% vs mid-market Recipient gets $9,127.24 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Trinidad and Tobago with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$75.771 AUD = 4.7433 TTD
$9,127.24You pay$2,000.00
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MoneyGram

Pay via Debit Card
Fees: $3.99 1 AUD = 4.5795 TTD +4.70% vs mid-market Recipient gets $9,159.00 6-12 Hours

Ways to receive money in Trinidad and Tobago with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 4.5795 TTD
$9,159.00You pay$2,003.99
Mobile wallet6-12 HoursAvailable via:Massy WIDIT
Free1 AUD = 4.5328 TTD
$9,065.60You pay$2,000.00

Run a live search

Showing top Australia to Trinidad and Tobago deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.

Ria Money Transfer

Pay via Credit Card
Fees: $2.89 1 AUD = 4.7381 TTD +1.30% vs mid-market Recipient gets $9,462.51 6-12 Hours
CheapestFastest

Ways to receive money in Trinidad and Tobago with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 4.7381 TTD
$9,462.51You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 4.7381 TTD
$9,462.51You pay$2,000.00

Ria Money Transfer

Pay via Debit Card
Fees: $2.89 1 AUD = 4.7381 TTD +1.30% vs mid-market Recipient gets $9,462.51 6-12 Hours

Ways to receive money in Trinidad and Tobago with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 4.7381 TTD
$9,462.51You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 4.7381 TTD
$9,462.51You pay$2,000.00

Ria Money Transfer

Pay via PayID
Fees: $2.89 1 AUD = 4.7381 TTD +1.30% vs mid-market Recipient gets $9,462.51 6-12 Hours

Ways to receive money in Trinidad and Tobago with Ria Money Transfer when paying by payid.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 4.7381 TTD
$9,462.51You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 4.7381 TTD
$9,462.51You pay$2,000.00

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 4.6883 TTD +2.36% vs mid-market Recipient gets $9,376.60 2 Days
Receive to bank account or cash pickup

Ways to receive money in Trinidad and Tobago with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 4.6883 TTD
$9,376.60You pay$2,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 4.6367 TTD +3.46% vs mid-market Recipient gets $9,273.40 2 Days
Receive to bank account or cash pickup

Ways to receive money in Trinidad and Tobago with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 4.6367 TTD
$9,273.40You pay$2,000.00

Remitly

Pay via Credit Card
Fees: $20.00 1 AUD = 4.6367 TTD +3.46% vs mid-market Recipient gets $9,273.40 2 Days
Receive to bank account or cash pickup

Ways to receive money in Trinidad and Tobago with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
$20.001 AUD = 4.6367 TTD
$9,273.40You pay$2,020.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $3.99 1 AUD = 4.5795 TTD +4.70% vs mid-market Recipient gets $9,159.00 6-12 Hours

Ways to receive money in Trinidad and Tobago with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 4.5795 TTD
$9,159.00You pay$2,003.99
Mobile wallet6-12 HoursAvailable via:Massy WIDIT
Free1 AUD = 4.5328 TTD
$9,065.60You pay$2,000.00
$0 fee on first online transfers

MoneyGram

Pay via POLi
Fees: $3.99 1 AUD = 4.5795 TTD +4.70% vs mid-market Recipient gets $9,159.00 6-12 Hours

Ways to receive money in Trinidad and Tobago with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 4.5795 TTD
$9,159.00You pay$2,003.99
Mobile wallet6-12 HoursAvailable via:Massy WIDIT
Free1 AUD = 4.5328 TTD
$9,065.60You pay$2,000.00
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $32.99 1 AUD = 4.5795 TTD +4.70% vs mid-market Recipient gets $9,159.00 6-12 Hours

Ways to receive money in Trinidad and Tobago with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$32.991 AUD = 4.5795 TTD
$9,159.00You pay$2,032.99
Mobile wallet6-12 HoursAvailable via:Massy WIDIT
$32.991 AUD = 4.5328 TTD
$9,065.60You pay$2,032.99

Wise

Pay via Bank Transfer
Fees: $75.77 1 AUD = 4.7433 TTD +1.19% vs mid-market Recipient gets $9,127.24 Within a week
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Trinidad and Tobago with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$75.771 AUD = 4.7433 TTD
$9,127.24You pay$2,000.00

Wise

Pay via Osko
Fees: $75.77 1 AUD = 4.7433 TTD +1.19% vs mid-market Recipient gets $9,127.24 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Trinidad and Tobago with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$75.771 AUD = 4.7433 TTD
$9,127.24You pay$2,000.00

Wise

Pay via Debit Card
Fees: $80.97 1 AUD = 4.7433 TTD +1.19% vs mid-market Recipient gets $9,102.57 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Trinidad and Tobago with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$80.971 AUD = 4.7433 TTD
$9,102.57You pay$2,000.00

Wise

Pay via Credit Card
Fees: $93.67 1 AUD = 4.7433 TTD +1.19% vs mid-market Recipient gets $9,042.33 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Trinidad and Tobago with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$93.671 AUD = 4.7433 TTD
$9,042.33You pay$2,000.00
How Our Results Work
Mid-market rate: 1 AUD = 4.8001 TTD Updates every 60 minutes.

How to send money from Australia to Trinidad and Tobago

Pick a company

Start with the cheapest, which is Ria Money Transfer at 9,462.51 TTD on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including debit card, credit card, payid, payto, poli, bank transfer, and osko.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Ways to send money from Australia to Trinidad and Tobago

4 money transfer companies let you send money from Australia to Trinidad and Tobago.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Trinidad and Tobago.

For example, sending $500 with Ria Money Transfer will get you 9,462.51 TTD after a $2.89 fee and 1.3% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Ria Money Transfer takes $2.89 in fees and 1.3% markup on a $2.89 transfer, and your TTD arrives in 6-12 hours.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

Brokers like TorFX, Key Currency, or Xe charge no fee on large transfers, just a margin that gets lower the more you send.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in TTD, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and TTD in one account, and convert when the rate suits you.

Wise converts $2,000 at 1.19% markup, and the TTD sits in your account until you spend or transfer it.

Most useful if you travel often to Trinidad and Tobago, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Trinidad and Tobago

With Ria Money Transfer, paying by credit card and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 9,462.51 TTD.

You can fund the transfer with debit card, credit card, payid, payto, poli, bank transfer, and osko.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in the Trinidad and Tobago can collect TTD through bank deposit, cash pickup, and mobile wallet.

Your recipient can have TTD delivered to a mobile wallet, without a bank account.

Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.

Receive TTD in a mobile wallet

Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.

They can collect cash via Ria Money Transfer

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Trinidad and Tobago.

  1. 1
    Debit card Bank deposit

    You pay $2,000.00

    TT$9,463

    Cheapest

  2. 2
    Debit card Cash pickup

    You pay $2,000.00

    TT$9,463

    TT$0

  3. 3
    Credit card Bank deposit

    You pay $2,000.00

    TT$9,463

    TT$0

  4. 4
    Credit card Cash pickup

    You pay $2,000.00

    TT$9,463

    TT$0

  5. 5
    Payid Bank deposit

    You pay $2,000.00

    TT$9,463

    TT$0

Show moreShow less
  1. 6
    Payid Cash pickup

    You pay $2,000.00

    TT$9,463

    TT$0

  2. 7
    Payto Bank deposit

    You pay $2,000.00

    TT$9,377

    -TT$86

  3. 8
    Poli Cash pickup

    You pay $2,003.99

    TT$9,159

    -TT$304

  4. 9
    Bank transfer Bank deposit

    You pay $2,000.00

    TT$9,127

    -TT$335

  5. 10
    Osko Bank deposit

    You pay $2,000.00

    TT$9,127

    -TT$335

  6. 11
    Debit card Mobile wallet

    You pay $2,000.00

    TT$9,066

    -TT$397

  7. 12
    Credit card Mobile wallet

    You pay $2,032.99

    TT$9,066

    -TT$397

  8. 13
    Poli Mobile wallet

    You pay $2,000.00

    TT$9,066

    -TT$397

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Trinidad and Tobago, these are the best options right now:

Cheapest

Ria Money Transfer is cheapest when funded by credit card with bank deposit for the payout. Your recipient gets 9,462.51 TTD, which is 0.91% more than the next best option.

Fastest

Ria Money Transfer delivers 9,462.51 TTD in 6-12 hours when you use credit card and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Trinidad and Tobago.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Trinidad and Tobago.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-TTD Exchange Rate

Getting a better AUD to TTD rate

Small changes in the AUD/TTD rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 4.800137 TTD

How we analyse the market

We track 4 companies sending AUD to Trinidad and Tobago, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.