MoneyTransfers

How to send money to Philippines from Colombia with the best COP-PHP rate

Revolut is the cheapest way to send money from Colombia to Philippines. Pay by bank transfer for a bank deposit, and COP 30,000,000 gets your recipient 596,191.35 PHP.

Revolut is the fastest company, PHP will land in within minutes in Philippines.

Best companies for COP/PHP transfers

1 of 1 providers

Last updated on 28 October 2026

Based on 30,000,000 COP transfer

Best companies for COP/PHP transfers

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Showing top Colombia to Philippines deals for 30,000,000 COP. Do a live search with your exact amount for today's best rates.
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee $284,000.00 1 COP = 0.0201 PHP +1.10% vs mid-market Recipient gets ₱596,191.35 Within minutes
10 reviews
CheapestFastestRecommended
Multi-currency cardReceive to bank account

Ways to receive money in Philippines with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$284,000.001 COP = 0.0201 PHP
₱596,191.35You pay$30,000,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee $284,000.00 1 COP = 0.0201 PHP +1.10% vs mid-market Recipient gets ₱596,191.35 Within minutes
10 reviews
Multi-currency cardReceive to bank account

Ways to receive money in Philippines with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$284,000.001 COP = 0.0201 PHP
₱596,191.35You pay$30,000,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.
How Our Results Work
Mid-market rate: 1 COP = 0.0203 PHP Updates every 60 minutes.

How to send money from Colombia to Philippines

Pick a company

Start with the cheapest option, which is Revolut. It will get you the most PHP on a COP 30,000,000 transfer.

Revolut was the cheapest on 29 of the 29 days it quoted COL$30,000,000 transfers to Philippines.

This heavily depends on how much you send, so I suggest to get the best COP/PHP rate.

Fund your transfer

You have 2 ways to pay, including bank transfer and debit card.

Depending on the company, you may be able to pay with PSE or Bre-B from your bank, the same way you pay for anything online.

Verify and send

First time round you'll need your cédula and a photo of it.

Make sure to only use a regulated service by the Superintendencia Financiera, and never use informal methods just because they offer a better COP/PHP rate.

Compare amounts

How much COP are you sending to Philippines?

How much COP you send to Philippines heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Revolut was the cheapest in 100% of all the transfers it quoted over the past month.

Cheapest service
$4,000,0001.16%$24,000.00₱79,808.52with bank transfer to bank deposit₱0.00
$12,000,0001.15%$104,000.00₱239,005.53with bank transfer to bank deposit₱0.00
$30,000,000This page1.10%$284,000.00₱596,191.35with bank transfer to bank deposit₱0.00

Mid-market rate: 1 COP = 0.0203 PHP

COP/PHP Exchange Rate History

Is today a good time to send money from Colombia to Philippines?

The cheapest way to send COP to PHP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Revolut), across 30 days of comparisons for 30,000,000 COP transfers to Philippines.

PHP received for $30,000,000, after fees

Wed, Oct 28, 2026Mid-market rate₱609,660.00 Revolut ₱596,191.35Revolut₱596,191.35

540,000
560,000
580,000
600,000
620,000
At the mid-market rateWith the cheapest optionRevolut
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0186 – ₱557,100.00
Revolut Cheapest 0.0183 $284,000.00 ₱544,737.49 −₱12,362.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0188 – ₱563,310.00
Revolut Cheapest 0.0186 $284,000.00 ₱551,493.96 −₱11,816.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0190 – ₱569,190.00
Revolut Cheapest 0.0188 $284,000.00 ₱559,001.85 −₱10,188.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0189 – ₱565,710.00
Revolut Cheapest 0.0187 $284,000.00 ₱554,429.50 −₱11,280.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0191 – ₱573,810.00
Revolut Cheapest 0.0189 $584,000.00 ₱555,768.35 −₱18,041.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0189 – ₱567,420.00
Revolut Cheapest 0.0189 $584,000.00 ₱555,768.35 −₱11,651.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0189 – ₱567,630.00
Revolut Cheapest 0.0189 $284,000.00 ₱561,888.42 −₱5,741.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0196 – ₱588,030.00
Revolut Cheapest 0.0194 $284,000.00 ₱575,523.05 −₱12,506.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0194 – ₱580,830.00
Revolut Cheapest 0.0191 $284,000.00 ₱568,814.69 −₱12,015.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0194 – ₱580,620.00
Revolut Cheapest 0.0191 $284,000.00 ₱568,367.16 −₱12,252.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0195 – ₱584,220.00
Revolut Cheapest 0.0192 $284,000.00 ₱571,704.99 −₱12,515.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0196 – ₱589,110.00
Revolut Cheapest 0.0193 $584,000.00 ₱569,110.43 −₱19,999.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0196 – ₱589,110.00
Revolut Cheapest 0.0193 $584,000.00 ₱568,661.56 −₱20,448.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0196 – ₱587,550.00
Revolut Cheapest 0.0194 $284,000.00 ₱575,619.72 −₱11,930.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0196 – ₱588,750.00
Revolut Cheapest 0.0194 $284,000.00 ₱575,016.35 −₱13,733.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0197 – ₱591,300.00
Revolut Cheapest 0.0195 $284,000.00 ₱578,649.78 −₱12,650.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0198 – ₱592,650.00
Revolut Cheapest 0.0196 $284,000.00 ₱580,964.16 −₱11,685.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0198 – ₱594,870.00
Revolut Cheapest 0.0196 $284,000.00 ₱581,307.08 −₱13,562.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0198 – ₱595,350.00
Revolut Cheapest 0.0195 $584,000.00 ₱574,658.49 −₱20,691.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0198 – ₱595,350.00
Revolut Cheapest 0.0195 $584,000.00 ₱574,658.49 −₱20,691.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0198 – ₱595,260.00
Revolut Cheapest 0.0196 $284,000.00 ₱582,281.99 −₱12,978.01

No data was collected on Tue, Oct 20, 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0199 – ₱597,900.00
Revolut Cheapest 0.0197 $284,000.00 ₱585,986.90 −₱11,913.10
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Revolut Cheapest 0.0196 $284,000.00 ₱582,879.21 –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0199 – ₱598,350.00
Revolut Cheapest 0.0197 $284,000.00 ₱585,309.58 −₱13,040.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0201 – ₱601,800.00
Revolut Cheapest 0.0199 $584,000.00 ₱585,945.29 −₱15,854.71
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Revolut Cheapest 0.0199 $584,000.00 ₱585,945.29 –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0202 – ₱607,050.00
Revolut Cheapest 0.0200 $284,000.00 ₱593,595.78 −₱13,454.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0203 – ₱610,320.00
Revolut Cheapest 0.0201 $284,000.00 ₱596,806.29 −₱13,513.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0203 – ₱609,660.00
Revolut Cheapest 0.0201 $284,000.00 ₱596,191.35 −₱13,468.65

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $30,000,000, after fees, as quoted by each company. The mid-market line shows what $30,000,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PHP per COP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PHP on every transfer from Colombia.

Right now, Revolut pays 596,191.35 PHP on 30,000,000 COP, which is 13,468.65 PHP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 596,806.29 PHP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Philippines.

We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. RevolutAppeared in 59 comparisons

    Cheapest every time

Based on 62 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Revolut is the cheapest and gets you the most PHP, and it was also the cheapest in 100% of the 59 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Philippines.

Ways to send money from Colombia to Philippines

1 companies send money from Colombia to Philippines.

For everyday transfers with Colombian apps

Money transfer apps

Most apps in Colombia are for domestic transfers, but you have a few options to send money to Philippines.

Revolut is the cheapest option.

It charges COL$284000 on a COP 30,000,000 transfer and delivers 596,191.35 PHP in within minutes.

Over the past month, Revolut was the cheapest app on 100% of the days it appeared for COL$30,000,000 transfers.

Depending on the company, you can fund it with a PSE or Bre-B from your bank, which is usually instant.

Receiving and spending

Multi-currency accounts

Revolut lets you hold COP and PHP in one account, with account details for both.

This is useful if you’re getting paid in PHP, or traveling to Philippines often.

You can swap between COP and PHP at any time.

Revolut will charge COP 284000 and add 1.1% markup on a COP 30,000,000 conversion.

Over the past month, Revolut came out cheapest among multi-currency accounts on 100% of days.

For businesses working abroad

Global accounts

Payoneer and Veem are good options for Colombian businesses working in Philippines or in PHP.

Ways to fund COP and receive PHP in Philippines

With Revolut, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000,000 COP gives your recipient 596,191.35 PHP.

For receiving PHP, the options are bank deposit.

You can pay in COP by bank transfer and debit card.

Paying from a Colombian bank account

Use bank transfer to fund the transfer to Philippines.

Make sure to check the account name and payment reference before approving it in your bank app.

The 4x1,000 tax can apply when money leaves a Colombian bank account, so check whether your account or transaction is exempt beforehand.

  1. 1
    Bank transfer Bank deposit

    You pay COL$30,000,000.00

    ₱596,191

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay COL$30,000,000.00

    ₱596,191

    ₱0

Consider this when sending COP to Philippines

Sending money out of Colombia is less straightforward than receiving it. Compare the small number of outbound options, then account for the 4x1000 and any documents needed for the payment.

Compare COP/PHP transfer options

For a COP 30,000,000 transfer to Philippines, these are the best options:

Cheapest way to send money to Philippines

The cheapest option is Revolut, funded by bank transfer with bank deposit for the payout. Your recipient gets 596,191.35 PHP, which is 0% more than the next best option.

Fastest way to send money to Philippines

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Philippines. Your recipient gets 596,191.35 PHP, with the money available in within minutes.

0.4% transaction tax

The bank debit used to fund a transfer can also attract Colombia's “4x1000”, a 0.4% financial transaction tax.

Exemptions depend on the account and the total movements covered by the exemption, so check the debit on your own account before comparing the final cost.

Required documents

Most personal and family payments can be handled as free-market transactions.

Payments tied to imports, foreign investment, external debt and other operations that must pass through the foreign-exchange market need to be channelled through an Intermediario del Mercado Cambiario or a registered compensation account.

In practice, the bank or transfer company will ask for your ID, the payment purpose and proof of where the money came from when needed.

For tuition, property or an investment, have the invoice or agreement ready before starting.

The Banco de la República explains which transactions must be channelled through the formal foreign-exchange market.

PSE and Bre-B only fund the Colombian side

PSE and Bre-B only work inside Colombia.

Some remittance companies will let you use them as a funding method, but you can’t use either as a direct way to send money to Philippines.

How we analyse the market

Every company here is supervised by the Superintendencia Financiera or its equivalent abroad, which is the first thing worth checking anywhere.

In the past 30 days alone, we analysed 62 comparisons across 3 amounts.

This page covers the cheapest and fastest options for COP/PHP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

We track 1 of them on COP to PHP in real time on live searches, comparing fees, rates and how the money is paid in and collected, and each one goes through our review.

More on who we are, how we stay independent and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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