Best companies for EUR/PHP transfers
11 of 11 providers Last updated on 10 November 2026
Based on 7,000 EUR transfer Best companies for EUR/PHP transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €45.47 1 EUR = 70.7150 PHP -0.03% vs mid-market	Recipient gets ₱491,789.59 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €45.471 EUR = 70.7150 PHP ₱491,789.59You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 70.1644 PHP +0.76% vs mid-market	Recipient gets ₱491,150.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.1644 PHP ₱491,150.80You pay€7,000.00
Run a live search Showing top Italy to Philippines deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to PHP rates.
Run a live search These companies offer multi-currency accounts for spending PHP. We suggest doing a live search based on how much EUR you're planning to spend in Philippines.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 70.5061 PHP +0.27% vs mid-market	Recipient gets ₱493,542.99 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Philippines with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.5061 PHP ₱493,542.99You pay€7,000.00
TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 70.4849 PHP +0.30% vs mid-market	Recipient gets ₱493,394.53 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Philippines with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.4849 PHP ₱493,394.53You pay€7,000.00
Only available via Mobile App Sendwave Pay via Debit card	Fee €0.99 1 EUR = 70.4229 PHP +0.39% vs mid-market	Recipient gets ₱492,890.65 Minutes - 3 days
6 reviews Receive to bank account or cash pickup
Ways to receive money in Philippines with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days €0.991 EUR = 70.4229 PHP ₱492,890.65You pay€7,000.00 Bank depositMinutes - 3 days €0.991 EUR = 70.4229 PHP ₱492,890.65You pay€7,000.00 Cash pickupMinutes - 3 days €1.991 EUR = 69.8576 PHP ₱488,863.83You pay€7,000.00 Card depositMinutes - 3 days Free1 EUR = 68.7310 PHP ₱481,116.86You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 70.3435 PHP +0.50% vs mid-market	Recipient gets ₱492,404.77 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Philippines with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.3435 PHP ₱492,404.77You pay€7,000.00
CurrencyFair Pay via Bank transfer	Fee €1.13 1 EUR = 70.3200 PHP +0.53% vs mid-market	Recipient gets ₱492,160.00 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Philippines with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €1.131 EUR = 70.3200 PHP ₱492,160.00You pay€7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee €0.99 1 EUR = 70.2816 PHP +0.59% vs mid-market	Recipient gets ₱491,901.41 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Philippines with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days €0.991 EUR = 70.2816 PHP ₱491,901.41You pay€7,000.00 Cash pickupMinutes - 2 days Free1 EUR = 69.8576 PHP ₱489,002.85You pay€7,000.00 Mobile moneyMinutes - 2 days €2.991 EUR = 69.8576 PHP ₱488,793.98You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €0.99 1 EUR = 70.2695 PHP +0.61% vs mid-market	Recipient gets ₱491,886.50 Minutes - 24 hours
2 reviews
Ways to receive money in Philippines with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:GCash, Select Wallets €0.991 EUR = 70.2695 PHP ₱491,886.50You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 69.9083 PHP ₱489,358.10You pay€7,004.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €0.991 EUR = 69.8384 PHP ₱488,868.80You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 EUR = 69.7144 PHP ₱488,000.80You pay€7,000.00

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €0.99 1 EUR = 70.2695 PHP +0.61% vs mid-market	Recipient gets ₱491,886.50 Minutes - 24 hours
2 reviews
Ways to receive money in Philippines with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:GCash, Select Wallets €0.991 EUR = 70.2695 PHP ₱491,886.50You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 69.9083 PHP ₱489,358.10You pay€7,004.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €0.991 EUR = 69.8384 PHP ₱488,868.80You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 EUR = 69.7144 PHP ₱488,000.80You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €0.99 1 EUR = 70.2695 PHP +0.61% vs mid-market	Recipient gets ₱491,886.50 Minutes - 24 hours
2 reviews
Ways to receive money in Philippines with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets, GCash €0.991 EUR = 70.2695 PHP ₱491,886.50You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 69.9083 PHP ₱489,358.10You pay€7,004.99 Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 EUR = 69.7144 PHP ₱488,000.80You pay€7,000.00
Wise Pay via Bank transfer	Fee €45.47 1 EUR = 70.7150 PHP -0.03% vs mid-market	Recipient gets ₱491,789.59 Same day
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €45.471 EUR = 70.7150 PHP ₱491,789.59You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 70.1644 PHP +0.76% vs mid-market	Recipient gets ₱491,150.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.1644 PHP ₱491,150.80You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 70.1644 PHP +0.76% vs mid-market	Recipient gets ₱491,150.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Philippines with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.1644 PHP ₱491,150.80You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 70.1644 PHP +0.76% vs mid-market	Recipient gets ₱491,150.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Philippines with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.1644 PHP ₱491,150.80You pay€7,000.00
Wise Pay via iDEAL	Fee €55.58 1 EUR = 70.7150 PHP -0.03% vs mid-market	Recipient gets ₱491,074.66 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Philippines with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €55.581 EUR = 70.7150 PHP ₱491,074.66You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €60.40 1 EUR = 70.3699 PHP +0.46% vs mid-market	Recipient gets ₱488,338.95 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Philippines with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €60.401 EUR = 70.3699 PHP ₱488,338.95You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee €100.33 1 EUR = 70.7150 PHP -0.03% vs mid-market	Recipient gets ₱487,910.16 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Philippines with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €100.331 EUR = 70.7150 PHP ₱487,910.16You pay€7,000.00
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 69.4000 PHP +1.85% vs mid-market	Recipient gets ₱485,800.00 Minutes
2 reviews Receive to bank account
Ways to receive money in Philippines with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 69.4000 PHP ₱485,800.00You pay€7,000.00 Mobile walletMinutesAvailable via:Coins.ph, GCash, Maya Free1 EUR = 69.4000 PHP ₱485,800.00You pay€7,000.00 Mobile moneyMinutesAvailable via:Globe Free1 EUR = 69.4000 PHP ₱485,800.00You pay€7,000.00 Card depositMinutesAvailable via:Pay To Card €0.851 EUR = 69.4000 PHP ₱485,800.00You pay€7,000.85 Cash pickupMinutesAvailable via:Cebuana, Palawan Pawnshop & Others €2.491 EUR = 69.4000 PHP ₱485,800.00You pay€7,002.49
Wise Pay via Credit card	Fee €142.25 1 EUR = 70.7150 PHP -0.03% vs mid-market	Recipient gets ₱484,945.79 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Philippines with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €142.251 EUR = 70.7150 PHP ₱484,945.79You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee €221.00 1 EUR = 70.3699 PHP +0.46% vs mid-market	Recipient gets ₱477,037.54 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Philippines with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 70.3699 PHP ₱477,037.54You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 70.6970 PHP Updates every 60 minutes.

Why compare

EUR/PHP exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Italy to Philippines

Pick a company

For a one-off EUR transfer to the Philippines, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 23 of the 30 days it quoted €7,000 transfers to the Philippines.

On a 7,000 EUR transfer, Regency FX delivers the most PHP.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/PHP rate.

Fund your transfer

You have 4 ways to fund your transfer, including bank transfer, debit card, credit card, and iDEAL, as well as a Postepay card.

Sending money to the Philippines from your Italian bank is usually expensive when currency conversion is involved, but many money transfer services offer SEPA deposits which are quicker and cheaper.

Verify and send

First time round you'll need your codice fiscale and a photo ID to verify your account.

Compare amounts

How much EUR are you sending to Philippines?

How much EUR you send to the Philippines heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 77% of the transfers from €5,000 it quoted, and in 77% of all the transfers it quoted.


€500	-1.32%	€0.00	₱35,828.70with debit card to bank deposit	+₱667.39
€1,000	-0.69%	€1.50	₱71,057.01with credit card to cash pickup	+₱820.43
€2,000	0.16%	€0.00	₱141,196.85with debit card to bank deposit	+₱965.02
€5,000	0.16%	€0.00	₱352,992.12with debit card to bank deposit	+₱2,711.36
€7,000This page	0.27%	€0.00	₱493,542.99with bank transfer to bank deposit	+₱3,421.78

Mid-market rate: 1 EUR = 70.6970 PHP

EUR/PHP Exchange Rate History

Is today a good time to send money from Italy to Philippines?

The cheapest way to send EUR to PHP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to the Philippines.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PHP per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Regency FX pays 493,542.99 PHP on 7,000 EUR, which is 1,336.18 PHP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 500,266.91 PHP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the Philippines.

We've tracked 146 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

Regency FXAppeared in 30 comparisons
Cheapest in 77% of them
TorFxAppeared in 59 comparisons
Cheapest in 12% of them
SendwaveAppeared in 120 comparisons
Cheapest in 5% of them

Based on 146 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Italy to Philippines

11 companies send money from Italy to the Philippines. You can send EUR via app, currency broker, online, multi-currency account, global business account, and in person, and more below.

Regular transfers

Money transfer apps

For the regular transfer home, an app like Sendwave is the easiest and most convenient option.

Over the past month, Sendwave was the cheapest app on 52% of the days it appeared for €7,000 transfers.

Sendwave charges €0.99 on a €7,000 transfer, and 492,890.65 PHP lands in minutes - 3 days.

They can also receive it in a mobile wallet, with no bank account needed.

For one-off transfers

Online transfers

For transfers outside the euro, a bank transfer often passes through intermediary banks, and each one can take a cut along the way.

Online services skip this and use their own network (it’s much cheaper).

MoneyGram delivers 491,886.50 PHP on €7,000 with a €0.99 fee and 0.61% markup.

In our comparisons over the past month, it was the cheapest online service on 18 of the 29 days it quoted.

Sending large sums

Currency brokers

Managed services charge no fees and work on margin instead, and the more you send to the Philippines, the better rate you will get.

Regency FX charges no fee and adds 0.27% on EUR/PHP rate.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.

Travelling and receiving

Multi-currency accounts

If you travel to the Philippines often, or receive payments from there, this is the best option.

Multi-currency accounts let you hold EUR and PHP in one account, and for some currencies you also get local account details.

I suggest trying Wise.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

It holds EUR and PHP balances and charges small fees to convert between them.

For business payments

Global accounts

Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.

A few good options are Wise Business, Airwallex, and Payoneer.

Ways to fund EUR and receive PHP in Philippines

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 493,542.99 PHP.

In Italy, you can pay by bank transfer, debit card, credit card, and iDEAL.

Satispay and Bancomat Pay are mainly domestic payment methods, they do not send PHP to the Philippines by themselves.

In the Philippines, the recipient can use bank deposit, cash pickup, mobile money, card deposit, and mobile wallet.

In the Philippines, they can collect cash through MoneyGram.

They need to take a photo ID and the collection reference to a participating MoneyGram location in the Philippines.

1

Bank transfer Bank deposit

You pay €7,000.00

₱493,543

Cheapest
2

Debit card Mobile money

You pay €7,000.00

₱492,891

-₱652
3

Debit card Bank deposit

You pay €7,000.00

₱492,891

-₱652
4

Bank transfer Mobile wallet

You pay €7,000.99

₱491,887

-₱1,656
5

Debit card Mobile wallet

You pay €7,000.99

₱491,887

-₱1,656

Show moreShow less

6

Credit card Mobile wallet

You pay €7,000.99

₱491,887

-₱1,656
7

Credit card Bank deposit

You pay €7,000.00

₱491,151

-₱2,392
8

iDEAL Bank deposit

You pay €7,000.00

₱491,075

-₱2,468
9

Bank transfer Cash pickup

You pay €7,004.99

₱489,358

-₱4,185
10

Debit card Cash pickup

You pay €7,004.99

₱489,358

-₱4,185
11

Credit card Cash pickup

You pay €7,004.99

₱489,358

-₱4,185
12

Debit card Card deposit

You pay €7,000.99

₱488,869

-₱4,674
13

Credit card Card deposit

You pay €7,000.99

₱488,869

-₱4,674

Consider this when sending money from Italy to Philippines

For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.

Compare money transfer options

These are the leading options for a €7,000 transfer to the Philippines.

Cheapest way to send money to the Philippines

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 493,542.99 PHP, which is 0.03% more than the next best option.

Fastest way to send money to the Philippines

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 488,338.95 PHP, with the money arriving in within minutes.

SEPA only covers the first leg

A bonifico can move euros from your Italian bank to the transfer company through SEPA.

Companies like Regency FX then convert the money into PHP and pay your recipient in the Philippines through a local bank, a wallet, or a cash-pickup network.

SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.

Check the agent when paying in person

In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.

The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.

Their Italian agents must appear in the OAM register.

Prepare for anti-money-laundering checks

Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.

Use a clear causale and keep the document that explains the money ready.

For property proceeds, tuition or moving savings, tell the bank before the transfer is due.

If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.

How we analyse the market

Every company here is regulated by Banca d’Italia or by its home country’s financial regulator.

We track 11 of them on EUR to the Philippines, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.

In the past 30 days alone, we analysed 146 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/PHP transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Italy

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Send money to Philippines

Send money from United States to Philippines Send money from India to Philippines Send money from United Kingdom to Philippines Send money from Germany to Philippines Send money from Turkey to Philippines Send money from Canada to Philippines Send money from Indonesia to Philippines Send money from Australia to Philippines Send money from Saudi Arabia to Philippines Send money from China to Philippines Send money from Mexico to Philippines Send money from United Arab Emirates to Philippines

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.3434	–	₱492,403.82
Regency FX Cheapest	70.1535	€0.00	₱491,074.33	−₱1,329.49
TorFx	70.1324	€0.00	₱490,926.61	−₱1,477.21
Sendwave	70.1055	€0.99	₱490,669.24	−₱1,734.58

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.1811	–	₱491,267.46
Sendwave Cheapest	70.0234	€0.99	₱490,094.69	−₱1,172.77
Regency FX	69.9916	€0.00	₱489,941.03	−₱1,326.42
TorFx	69.9705	€0.00	₱489,793.65	−₱1,473.80

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.3320	–	₱492,324.27
Regency FX Cheapest	70.1421	€0.00	₱490,995.00	−₱1,329.27
Sendwave	70.1393	€0.99	₱490,905.31	−₱1,418.96
TorFx	70.1210	€0.00	₱490,847.30	−₱1,476.97

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.6588	–	₱494,611.38
Regency FX Cheapest	70.4680	€0.00	₱493,275.93	−₱1,335.45
TorFx	70.4468	€0.00	₱493,127.54	−₱1,483.84
Sendwave No quote collected this day	–	–	–	–

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.8008	–	₱495,605.78
Regency FX Cheapest	70.6097	€0.00	₱494,267.65	−₱1,338.13
TorFx	70.5884	€0.00	₱494,118.96	−₱1,486.82
Sendwave No quote collected this day	–	–	–	–

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.7785	–	₱495,449.19
Regency FX Cheapest	70.5874	€0.00	₱494,111.48	−₱1,337.71
TorFx	70.5661	€0.00	₱493,962.84	−₱1,486.35
Sendwave	70.4574	€0.99	₱493,132.33	−₱2,316.86

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.6641	–	₱494,648.69
Regency FX Cheapest	70.4733	€0.00	₱493,313.14	−₱1,335.55
TorFx	70.4521	€0.00	₱493,164.75	−₱1,483.94
Sendwave	70.3298	€0.99	₱492,239.32	−₱2,409.37

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.8273	–	₱495,791.25
Regency FX Cheapest	70.6361	€0.00	₱494,452.62	−₱1,338.63
TorFx	70.6148	€0.00	₱494,303.88	−₱1,487.37
Sendwave No quote collected this day	–	–	–	–

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.0905	–	₱497,633.77
Regency FX Cheapest	70.8986	€0.00	₱496,290.16	−₱1,343.61
TorFx	70.8773	€0.00	₱496,140.87	−₱1,492.90
Sendwave	70.8688	€0.99	₱496,011.44	−₱1,622.33

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.3916	–	₱499,741.40
Regency FX Cheapest	71.1989	€0.00	₱498,392.09	−₱1,349.31
TorFx	71.1775	€0.00	₱498,242.17	−₱1,499.23
Sendwave No quote collected this day	–	–	–	–

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.2305	–	₱498,613.59
Regency FX Cheapest	71.0382	€0.00	₱497,267.33	−₱1,346.26
TorFx	71.0168	€0.00	₱497,117.75	−₱1,495.84
Sendwave No quote collected this day	–	–	–	–

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.2671	–	₱498,869.75
Regency FX Cheapest	71.0747	€0.00	₱497,522.80	−₱1,346.95
TorFx	71.0533	€0.00	₱497,373.14	−₱1,496.61
Sendwave No quote collected this day	–	–	–	–

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.6602	–	₱501,621.29
Regency FX Cheapest	71.4667	€0.00	₱500,266.91	−₱1,354.38
TorFx	71.4452	€0.00	₱500,116.42	−₱1,504.87
Sendwave No quote collected this day	–	–	–	–

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.6328	–	₱501,429.38
Regency FX Cheapest	71.4394	€0.00	₱500,075.52	−₱1,353.86
TorFx	71.4179	€0.00	₱499,925.09	−₱1,504.29
Sendwave	71.1832	€0.99	₱498,211.72	−₱3,217.66

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.2129	–	₱498,490.57
MoneyGram Cheapest	71.1827	€0.99	₱498,278.90	−₱211.67
Regency FX	71.0207	€0.00	₱497,144.64	−₱1,345.93
TorFx	70.9993	€0.00	₱496,995.09	−₱1,495.48
Sendwave	70.9796	€0.99	₱496,787.14	−₱1,703.43

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.1753	–	₱498,226.91
Regency FX Cheapest	70.9831	€0.00	₱496,881.70	−₱1,345.21
TorFx	70.9617	€0.00	₱496,732.23	−₱1,494.68
Sendwave	70.9017	€0.99	₱496,241.36	−₱1,985.55

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.3165	–	₱499,215.63
Regency FX Cheapest	71.1240	€0.00	₱497,867.75	−₱1,347.88
TorFx	71.1026	€0.00	₱497,717.99	−₱1,497.64
Sendwave	70.9927	€0.99	₱496,878.62	−₱2,337.01

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.4525	–	₱500,167.50
Regency FX Cheapest	71.2596	€0.00	₱498,817.05	−₱1,350.45
TorFx	71.2381	€0.00	₱498,667.00	−₱1,500.50
Sendwave	70.9532	€0.99	₱496,602.02	−₱3,565.48

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.1955	–	₱498,368.70
MoneyGram Cheapest	71.0422	€0.99	₱497,295.40	−₱1,073.30
Regency FX	71.0033	€0.00	₱497,023.10	−₱1,345.60
TorFx	70.9819	€0.00	₱496,873.59	−₱1,495.11
Sendwave	70.9407	€0.99	₱496,514.60	−₱1,854.10

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.0827	–	₱497,578.59
MoneyGram Cheapest	70.9113	€0.99	₱496,379.10	−₱1,199.49
Regency FX	70.8907	€0.00	₱496,235.12	−₱1,343.47
TorFx	70.8694	€0.00	₱496,085.85	−₱1,492.74
Sendwave	70.8205	€0.99	₱495,673.74	−₱1,904.85

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.4440	–	₱500,107.80
Regency FX Cheapest	71.2511	€0.00	₱498,757.51	−₱1,350.29
TorFx	71.2296	€0.00	₱498,607.47	−₱1,500.33
Sendwave	71.0755	€0.99	₱497,457.86	−₱2,649.94

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.9220	–	₱496,454.14
Regency FX Cheapest	70.7305	€0.00	₱495,113.71	−₱1,340.43
Sendwave	70.7319	€0.99	₱495,053.35	−₱1,400.79
TorFx	70.7093	€0.00	₱494,964.78	−₱1,489.36

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.4757	–	₱493,330.24
MoneyGram Cheapest	70.4993	€0.99	₱493,495.10	+₱164.86
Sendwave	70.3685	€0.99	₱492,509.56	−₱820.68
Regency FX	70.2855	€0.00	₱491,998.24	−₱1,332.00
TorFx	70.2643	€0.00	₱491,850.25	−₱1,479.99

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.3699	–	₱492,589.48
Sendwave Cheapest	70.2536	€0.99	₱491,705.79	−₱883.69
Regency FX	70.1799	€0.00	₱491,259.49	−₱1,329.99
TorFx	70.1588	€0.00	₱491,111.71	−₱1,477.77

Mon, 9 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.7445	–	₱495,211.70
Regency FX Cheapest	70.5535	€0.00	₱493,874.63	−₱1,337.07
TorFx	70.5323	€0.00	₱493,726.07	−₱1,485.63
Sendwave	70.3845	€0.99	₱492,621.75	−₱2,589.95

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