Of the 3 companies we compared, PayPal App (P2P Transfer) is the cheapest for sending SAR to Philippines, while PayPal App (P2P Transfer) is the fastest. Sending SAR 1,000 with PayPal App (P2P Transfer) gets your recipient 14,792.83 PHP.
To get the most PHP, deposit money with bank transfer, and withdraw via bank deposit.
| 3 of 3 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SAR/PHP exchange rates from our comparisons. | |||
| Based on 1,000 SAR transfer Best companies for SAR/PHP transfersAll money transfer offers for SAR/PHP transfers, sorted by most PHP received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
Run a live search Showing top Saudi Arabia to Philippines deals for 1,000 SAR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SAR to PHP rates. | |||
Run a live search These companies offer multi-currency accounts for spending PHP. We suggest doing a live search based on how much SAR you're planning to spend in Philippines. | |||
Run a live search These are managed services with real human support for large SAR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Send Money Between PayPal Accounts  PayPal App (P2P Transfer) Pay via Bank transfer | Fee SAR 40.00 1 SAR = 15.4092 PHP +6.00% vs mid-market | Recipient gets ₱14,792.83 Minutes | |
Ways to receive money in Philippines with PayPal App (P2P Transfer) when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes SAR 40.001 SAR = 15.4092 PHP ₱14,792.83You paySAR 1,000.00 | |||
| Send cash via a MoneyGram agent  MoneyGram Agent Pay via Bank transfer | Fee SAR 40.00 1 SAR = 15.4092 PHP +6.00% vs mid-market | Recipient gets ₱14,792.83 Minutes - 3 days | |
Ways to receive money in Philippines with MoneyGram Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days SAR 40.001 SAR = 15.4092 PHP ₱14,792.83You paySAR 1,000.00 | |||
| Send cash via a Western Union agent  Western Union Agent Pay via Bank transfer | Fee SAR 30.00 1 SAR = 15.2453 PHP +7.00% vs mid-market | Recipient gets ₱14,787.91 Minutes - 5 days | |
Ways to receive money in Philippines with Western Union Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days SAR 30.001 SAR = 15.2453 PHP ₱14,787.91You paySAR 1,000.00 | |||
| How Our Results Work Mid-market rate: 1 SAR = 16.392763 PHP Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Philippines, I suggest picking the cheapest option which is PayPal App (P2P Transfer).
On a 1,000 SAR transfer, PayPal App (P2P Transfer) delivers the most PHP.
The best option will change depending on how much you actually send, so I suggest to get the best SAR/PHP rate.
You have 1 methods to fund your transfer: bank transfer.
Most companies will accept mada card for funding, but double check when signing up.
When registering with a new company, you will need to verify your account.
You'll need your Iqama to register and to send.
3 companies send money from Saudi Arabia to Philippines, using in person and other options.
Very large transfers
A currency broker can help with timing the exchange rate and paperwork on a large transfer to Philippines from Saudi Arabia.
I suggest getting a few quotes from currency brokers like Regency FX and Currencies Direct.
Then compare it to your bank and go with whoever gets you the most PHP.
You will need your Iqama, salary certificate and source-of-funds documents beforehand.
Paying suppliers and contractors
With PayPal App (P2P Transfer), paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending SAR 1,000 gives your recipient 14,792.83 PHP.
For payment, choose bank transfer.
The recipient can collect PHP using bank deposit.
You pay ﷼1,000.00
₱14,793
Cheapest
Here are a few things to consider when making money transfers from Saudi Arabia to Philippines.
I would suggest starting with these companies unless you have special needs (like specific funding or receiving options):
Cheapest:
PayPal App (P2P Transfer), paid by bank transfer with bank deposit in Philippines. Your recipient gets 14,792.83 PHP, which is 0% more than the next option.
Fastest:
PayPal App (P2P Transfer), funded by bank transfer with bank deposit for the payout. It delivers 14,792.83 PHP in minutes.
SAMA's rules for licensed money-transfer centres link an individual customer's limit to documented monthly income.
The rule caps transfers at the monthly salary or SAR 50,000 per month, whichever is lower, with an annual limit of SAR 500,000 where income is proved.
That does not mean every money transfer app will let you send the full amount as they can set their own limits.
SARIE and mada card can be used inside Saudi Arabia only
A wallet or transfer company may use it to collect your payment, but a licensed cross-border service still handles the transfer internally using local rails or internal network of bank accounts.
Only use a bank, wallet, exchange business or remittance centre licensed by the Saudi Central Bank.
Do not hand money to an informal dealer because their rate looks better.
Check the recipient details before paying and keep the receipt.
If the company does not resolve a held or failed transfer, raise the complaint through SAMA Cares.
Comparing the rate matters because the same SAR amount can produce a different PHP payout.
Mid-market rate:1 SAR = 16.460244 PHP
We track 3 SAMA-licensed companies sending SAR to Philippines, with rates refreshed in real time on live comparisons.
The riyal is fixed to the dollar, so we compare on what lands in PHP, along with the fee and the ways to pay and collect.
Each one goes through our review first.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the SAR/PHP comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …