Wise offers the best exchange rate from France to Philippines at 72.6158 PHP per EUR.
But Regency FX is cheapest overall, turning EUR 7,000 into 507,122.46 PHP after its fee and exchange-rate markup.
| 10 of 10 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/PHP exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/PHP transfersAll money transfer offers for EUR/PHP transfers, sorted by most PHP received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €45.47 1 EUR = 72.6158 PHP +0.04% vs mid-market | Recipient gets ₱505,008.76 Within a week | |
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €45.471 EUR = 72.6158 PHP ₱505,008.76You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 71.9616 PHP +0.94% vs mid-market | Recipient gets ₱503,731.20 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 71.9616 PHP ₱503,731.20You pay€7,000.00 | |||
Run a live search Showing top France to Philippines deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to PHP rates. | |||
Run a live search These companies offer multi-currency accounts for spending PHP. We suggest doing a live search based on how much EUR you're planning to spend in Philippines. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 72.4461 PHP +0.27% vs mid-market | Recipient gets ₱507,122.46 Minutes - 24 hours | |
Ways to receive money in Philippines with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 72.4461 PHP ₱507,122.46You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 72.4243 PHP +0.30% vs mid-market | Recipient gets ₱506,969.91 Minutes - 24 hours | |
Ways to receive money in Philippines with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 72.4243 PHP ₱506,969.91You pay€7,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee €0.99 1 EUR = 72.3252 PHP +0.44% vs mid-market | Recipient gets ₱506,204.80 Minutes - 3 days | |
Ways to receive money in Philippines with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days €0.991 EUR = 72.3252 PHP ₱506,204.80You pay€7,000.00 Bank depositMinutes - 3 days €0.991 EUR = 72.3252 PHP ₱506,204.80You pay€7,000.00 Cash pickupMinutes - 3 days €1.991 EUR = 71.7446 PHP ₱502,069.22You pay€7,000.00 Card depositMinutes - 3 days Free1 EUR = 70.8038 PHP ₱495,626.32You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 72.2790 PHP +0.50% vs mid-market | Recipient gets ₱505,952.92 Minutes - 24 hours | |
Ways to receive money in Philippines with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 72.2790 PHP ₱505,952.92You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €1.10 1 EUR = 72.2400 PHP +0.56% vs mid-market | Recipient gets ₱505,600.00 Minutes - 24 hours | |
Ways to receive money in Philippines with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €1.101 EUR = 72.2400 PHP ₱505,600.00You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 72.1800 PHP +0.64% vs mid-market | Recipient gets ₱505,260.28 Minutes - 2 days | |
Ways to receive money in Philippines with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days Free1 EUR = 72.1800 PHP ₱505,260.28You pay€7,000.00 Mobile moneyMinutes - 2 days Free1 EUR = 72.1800 PHP ₱505,260.28You pay€7,000.00 Bank depositMinutes - 2 days €0.991 EUR = 72.1800 PHP ₱505,188.82You pay€7,000.00 Card depositMinutes - 2 days Free1 EUR = 71.9597 PHP ₱503,718.18You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €45.47 1 EUR = 72.6158 PHP +0.04% vs mid-market | Recipient gets ₱505,008.76 Within a week | |
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €45.471 EUR = 72.6158 PHP ₱505,008.76You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €55.58 1 EUR = 72.6158 PHP +0.04% vs mid-market | Recipient gets ₱504,274.61 Within a week | |
Ways to receive money in Philippines with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €55.581 EUR = 72.6158 PHP ₱504,274.61You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 72.0000 PHP +0.89% vs mid-market | Recipient gets ₱504,000.00 Minutes | |
Ways to receive money in Philippines with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 72.0000 PHP ₱504,000.00You pay€7,000.00 Mobile walletMinutesAvailable via:Coins.ph, GCash, Maya Free1 EUR = 72.0000 PHP ₱504,000.00You pay€7,000.00 Mobile moneyMinutesAvailable via:Globe Free1 EUR = 72.0000 PHP ₱504,000.00You pay€7,000.00 Card depositMinutesAvailable via:Pay To Card €0.851 EUR = 72.0000 PHP ₱504,000.00You pay€7,000.85 Cash pickupMinutesAvailable via:Cebuana, Palawan Pawnshop & Others €2.491 EUR = 72.0000 PHP ₱504,000.00You pay€7,002.49 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 71.9616 PHP +0.94% vs mid-market | Recipient gets ₱503,731.20 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 71.9616 PHP ₱503,731.20You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 71.9616 PHP +0.94% vs mid-market | Recipient gets ₱503,731.20 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 71.9616 PHP ₱503,731.20You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 71.9616 PHP +0.94% vs mid-market | Recipient gets ₱503,731.20 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 71.9616 PHP ₱503,731.20You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 72.3326 PHP +0.43% vs mid-market | Recipient gets ₱501,229.01 Within minutes | |
Ways to receive money in Philippines with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 72.3326 PHP ₱501,229.01You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €100.33 1 EUR = 72.6158 PHP +0.04% vs mid-market | Recipient gets ₱501,025.06 Within a week | |
Ways to receive money in Philippines with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €100.331 EUR = 72.6158 PHP ₱501,025.06You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €142.25 1 EUR = 72.6158 PHP +0.04% vs mid-market | Recipient gets ₱497,981.00 Within a week | |
Ways to receive money in Philippines with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €142.251 EUR = 72.6158 PHP ₱497,981.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 72.3326 PHP +0.43% vs mid-market | Recipient gets ₱490,342.95 Within minutes | |
Ways to receive money in Philippines with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 72.3326 PHP ₱490,342.95You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 72.642199 PHP Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 507,122.46 PHP on €7,000 transfer.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
A euro virement to the money transfer company is cheap and arrives in seconds.
First time round you'll need a photo ID and a RIB or proof of address to verify your account.
Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.
10 companies send money from France to Philippines. You can do it via app, broker, online, multi-currency account, and global account.
For regular transfers from France
If you’re sending €50 to €200 to a family in Philippines, apps like Sendwave are the easiest way.
Sendwave charges €0.99 on a €7,000 transfer, and the PHP arrives in minutes - 3 days, often straight into a mobile money wallet, so your family doesn't need a bank account to receive it.
For one-off transfers
When converting EUR to PHP, an online service like Wise is always cheaper than the bank's international virement.
Sending €7,000 with Wise gets you 505,008.76 PHP with a €45.47 fee and 0.04% markup.
For travelling & receiving
Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Philippines.
On €7,000 transfer, Wise gets you 505,008.76 PHP vs 507,122.46 PHP using Regency FX.
It's always , and choosing based on purpose and how much you get.
Companies like Wise offer great multi-currency features:
Hold EUR and PHP
Convert between them any time
Spend in PHP abroad or online
Receive EUR or PHP like a local
Sending large sums from France
If you’re selling a property in France, repatriating a pension, moving to the Philippines, or making any other large transfer, then you need a currency broker.
Regency FX charges no fee but adds 0.27% markup on EUR/PHP interbank rate.
And the more you transfer, the better rate you will get.
Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.
International business payments
Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.
Companies like Airwallex, Wise Business, or Payoneer are the best for this.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 507,122.46 PHP.
Fund the transfer from France by bank transfer, debit card, credit card, and ideal.
You can pay by virement
Send the money by bank transfer from your French RIB or IBAN.
SEPA Instant can be instant for funding your transfer, but delivery speed to the Philippines depends on the payout method.
Your recipient in Philippines can collect PHP through bank deposit, mobile money, cash pickup, card deposit, and mobile wallet.
They can collect cash in Philippines
Your recipient can collect PHP from a participating agent location in Philippines. They should take a valid photo ID and the collection reference.
You pay €7,000.00
₱507,122
Cheapest
You pay €7,000.00
₱506,205
-₱918
You pay €7,000.00
₱506,205
-₱918
You pay €7,000.00
₱505,260
-₱1,862
You pay €7,000.00
₱504,275
-₱2,848
You pay €7,000.85
₱504,000
-₱3,122
You pay €7,000.00
₱504,000
-₱3,122
You pay €7,000.00
₱503,731
-₱3,391
From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.
For a €7,000 transfer to Philippines, these are the best ways to start with:
Cheapest way to send money to Philippines
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 507,122.46 PHP, which is 0.03% more than the next best option.
Fastest way to send money to Philippines
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 501,229.01 PHP in within minutes.
If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.
This limits the cash payment, rather than the amount you can send abroad.
For a larger transfer, pay by bank transfer or card.
French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.
For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.
Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.
The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.
Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).
If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.
The exchange rate determines how much PHP your recipient gets for your EUR. Use the weekly range to judge the rate offered today.
Mid-market rate:1 EUR = 72.834023 PHP
Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.
That covers 10 ACPR-registered companies sending EUR to Philippines, with the rates refreshed in real time on live EUR/PHP searches.
We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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