Best companies for EUR/BRL transfers
8 of 8 providers Last updated on 28 October 2026
Based on 7,000 EUR transfer Best companies for EUR/BRL transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €266.18 1 EUR = 5.9490 BRL +0.10% vs mid-market	Recipient gets R$40,059.23 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Brazil with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €266.181 EUR = 5.9490 BRL R$40,059.23You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 5.8498 BRL +1.78% vs mid-market	Recipient gets R$40,948.60 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Brazil with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.8498 BRL R$40,948.60You pay€7,000.00
Run a live search Showing top Spain to Brazil deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to BRL rates.
Run a live search These companies offer multi-currency accounts for spending BRL. We suggest doing a live search based on how much EUR you're planning to spend in Brazil.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
TapTap Send Pay via Debit card	Fee €3.99 1 EUR = 5.9600 BRL -0.09% vs mid-market	Recipient gets R$41,720.00 Minutes
0 reviews Cheapest Receive to bank account
Ways to receive money in Brazil with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets PixMinutesAvailable via:Pix, Pix Code Payment Brazil, Pix Key Brazil €3.991 EUR = 5.9600 BRL R$41,720.00You pay€7,003.99
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 5.9388 BRL +0.27% vs mid-market	Recipient gets R$41,571.70 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Brazil with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.9388 BRL R$41,571.70You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 5.9251 BRL +0.50% vs mid-market	Recipient gets R$41,475.83 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Brazil with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.9251 BRL R$41,475.83You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €2.49 1 EUR = 5.8662 BRL +1.50% vs mid-market	Recipient gets R$41,063.40 Minutes - 24 hours
2 reviews
Ways to receive money in Brazil with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets PixMinutes - 24 hoursAvailable via:PIX €2.491 EUR = 5.8662 BRL R$41,063.40You pay€7,002.49 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.491 EUR = 5.8662 BRL R$41,063.40You pay€7,002.49 Cash pickupMinutes - 24 hours €1.001 EUR = 5.7226 BRL R$40,058.20You pay€7,001.00

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €2.49 1 EUR = 5.8662 BRL +1.50% vs mid-market	Recipient gets R$41,063.40 Minutes - 24 hours
2 reviews
Ways to receive money in Brazil with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets PixMinutes - 24 hoursAvailable via:PIX €2.491 EUR = 5.8662 BRL R$41,063.40You pay€7,002.49 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.491 EUR = 5.8662 BRL R$41,063.40You pay€7,002.49 Cash pickupMinutes - 24 hours €1.001 EUR = 5.7226 BRL R$40,058.20You pay€7,001.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €5.50 1 EUR = 5.8662 BRL +1.50% vs mid-market	Recipient gets R$41,063.40 Minutes - 24 hours
2 reviews
Ways to receive money in Brazil with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €5.501 EUR = 5.8662 BRL R$41,063.40You pay€7,005.50 PixMinutes - 24 hoursAvailable via:PIX €5.501 EUR = 5.8662 BRL R$41,063.40You pay€7,005.50 Cash pickupMinutes - 24 hours €5.901 EUR = 5.7226 BRL R$40,058.20You pay€7,005.90
Xe Pay via Debit card	Fee €0.00 1 EUR = 5.8498 BRL +1.78% vs mid-market	Recipient gets R$40,948.60 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Brazil with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.8498 BRL R$40,948.60You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 5.8498 BRL +1.78% vs mid-market	Recipient gets R$40,948.60 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Brazil with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.8498 BRL R$40,948.60You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 5.8498 BRL +1.78% vs mid-market	Recipient gets R$40,948.60 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Brazil with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.8498 BRL R$40,948.60You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €60.30 1 EUR = 5.8951 BRL +1.01% vs mid-market	Recipient gets R$40,910.16 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Brazil with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €60.301 EUR = 5.8951 BRL R$40,910.16You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Bank transfer	Fee €266.18 1 EUR = 5.9490 BRL +0.10% vs mid-market	Recipient gets R$40,059.23 Within minutes
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Brazil with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €266.181 EUR = 5.9490 BRL R$40,059.23You pay€7,000.00
Wise Pay via iDEAL	Fee €275.66 1 EUR = 5.9490 BRL +0.10% vs mid-market	Recipient gets R$40,002.83 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Brazil with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €275.661 EUR = 5.9490 BRL R$40,002.83You pay€7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee €1.99 1 EUR = 5.6854 BRL +4.63% vs mid-market	Recipient gets R$39,786.70 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Brazil with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days €1.991 EUR = 5.6854 BRL R$39,786.70You pay€7,000.00
Wise Pay via Debit card	Fee €317.61 1 EUR = 5.9490 BRL +0.10% vs mid-market	Recipient gets R$39,753.27 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Brazil with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €317.611 EUR = 5.9490 BRL R$39,753.27You pay€7,000.00
Wise Pay via Credit card	Fee €356.92 1 EUR = 5.9490 BRL +0.10% vs mid-market	Recipient gets R$39,519.42 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Brazil with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €356.921 EUR = 5.9490 BRL R$39,519.42You pay€7,000.00
How Our Results Work Mid-market rate: 1 EUR = 5.9549 BRL Updates every 60 minutes.

Why compare

EUR/BRL exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Spain to Brazil

Pick a company

For a one-off transfer from Spain to Brazil, I suggest picking TapTap Send, it will get you the most BRL.

TapTap Send was the cheapest on 18 of the 27 days it quoted €7,000 transfers to Brazil.

The best option will change depending on the amount, so it's good to to get the best EUR/BRL rate today.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Brazil?

How much EUR you send to Brazil heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 70% of the transfers from €5,000 it quoted, and in 42% of all the transfers it quoted.


€500	-3.34%	€0.00	R$3,075.20with debit card to bank deposit	+R$160.22
€1,000	-3.29%	€0.00	R$6,150.40with debit card to bank deposit	+R$338.25
€2,000	-1.33%	€0.00	R$12,057.60with debit card to bank deposit	+R$359.22
€5,000	-0.14%	€3.99	R$29,800.00with debit card to pix	+R$710.38
€7,000This page	-0.09%	€3.99	R$41,720.00with debit card to pix	+R$997.66
€10,000	-0.08%	€3.99	R$59,600.00with debit card to pix	+R$1,327.78

Mid-market rate: 1 EUR = 5.9549 BRL

EUR/BRL Exchange Rate History

Is today a good time to send money from Spain to Brazil?

The cheapest way to send EUR to BRL can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 EUR transfers to Brazil.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more BRL per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 13 of the last 30 days.

Right now, TapTap Send pays 41,720 BRL on 7,000 EUR, which is 35.75 BRL more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 42,178.64 BRL.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Ways to send money from Spain to Brazil

8 companies send money from Spain to Brazil, across app, broker, online, multi-currency account, global account, and in person, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Brazil.

TapTap Send charges €3.99 on a €7,000 transfer and pays out 41,720 BRL in minutes.

Over the past month, TapTap Send was the cheapest app on 74% of the days it appeared for €7,000 transfers.

You can pay for the transfers via bank transfer, debit card, credit card, and iDEAL, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in Brazil.

Our data shows MoneyGram came out cheapest among in-person options on 96% of days in the past month.

Cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to Brazil, an online money transfer service funded from your bank account is better than any bank.

MoneyGram turns €7,000 into 41,063.4 BRL with a €2.49 fee and 1.5% markup.

In our comparisons over the past month, it was the cheapest online service on 1 of the 27 days it quoted.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Brazil. This can be things like selling property, moving a pension, moving back home, etc…

Regency FX charges no fee and works on a margin, with a person on the phone, and offices in Spain if you'd rather sit down with someone.

Our analysis shows Regency FX was the cheapest broker in 89% of the transfers from €5,000 it quoted.

For getting paid and spending abroad

Multi-currency accounts

If you often receive BRL (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive BRL like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with BRL support is offered by Revolut.

Over the past month, it came out cheapest among multi-currency accounts on 13% of days.

For example, converting €7,000 gets you 40,910.16 BRL.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Brazil.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive BRL in Brazil

How you fund the transfer and how your recipient receives it affect the fees and how much BRL they get.

With TapTap Send, paying by debit card and receiving through a pix is the cheapest combination. Sending €7,000 gives your recipient 41,720 BRL.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and iDEAL.

Bizum only supports domestic transfers in Spain, so it cannot send money to Brazil directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Brazil depends on the company's payout time and delivery method.

In Brazil, the recipient can use bank deposit, pix, and cash pickup to receive money.

Collect cash in Brazil

Your recipient can collect BRL from a participating MoneyGram location in Brazil.

1

Debit card Pix

You pay €7,003.99

R$41,720

Cheapest
2

Bank transfer Bank deposit

You pay €7,000.00

R$41,572

-R$148
3

Debit card Bank deposit

You pay €7,002.49

R$41,063

-R$657
4

Bank transfer Pix

You pay €7,005.50

R$41,063

-R$657
5

Credit card Pix

You pay €7,002.49

R$41,063

-R$657

Show moreShow less

6

Credit card Bank deposit

You pay €7,002.49

R$41,063

-R$657
7

Debit card Cash pickup

You pay €7,001.00

R$40,058

-R$1,662
8

Bank transfer Cash pickup

You pay €7,005.90

R$40,058

-R$1,662
9

Credit card Cash pickup

You pay €7,001.00

R$40,058

-R$1,662
10

iDEAL Bank deposit

You pay €7,000.00

R$40,003

-R$1,717

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Brazil.

Find the best EUR/BRL transfer

These are the current best options for sending €7,000 to Brazil:

Cheapest option

Use TapTap Send, pay by debit card and choose pix for the payout. Your recipient gets 41,720 BRL, which is 0.36% more than the next best option.

Fastest option

With Revolut, a bank transfer payment to bank deposit gives your recipient 40,910.16 BRL, and its delivery time is within minutes.

SEPA & BRL are different

SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.

Sending EUR to Brazil is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Brazil.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself. We track 8 of them on EUR to BRL, comparing fees, rates and the ways money can be paid in and collected. In the past 30 days alone, we analysed 166 comparisons across 6 amounts.

This page covers the cheapest and fastest options for EUR/BRL transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Spain

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.9278	–	R$41,494.47
TapTap Send Cheapest	5.9400	€3.99	R$41,580.00	+R$85.53
Regency FX	5.9118	€0.00	R$41,382.44	−R$112.03
OFX	5.8981	€0.00	R$41,287.00	−R$207.47

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.9028	–	R$41,319.45
Sendwave Cheapest	5.9062	€1.99	R$41,331.30	+R$11.85
TapTap Send	5.9000	€3.99	R$41,300.00	−R$19.45
Regency FX	5.8868	€0.00	R$41,207.89	−R$111.56
OFX	5.8733	€0.00	R$41,112.86	−R$206.59

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.8586	–	R$41,010.15
TapTap Send Cheapest	5.9000	€3.99	R$41,300.00	+R$289.85
Regency FX	5.8428	€0.00	R$40,899.42	−R$110.73
OFX	5.8293	€0.00	R$40,805.10	−R$205.05

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Sendwave Cheapest	5.8740	€1.99	R$41,106.52	–
TapTap Send	5.8700	€3.99	R$41,090.00	–
Regency FX No quote collected this day	–	–	–	–
OFX No quote collected this day	–	–	–	–

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.8670	–	R$41,069.20
TapTap Send Cheapest	5.8800	€3.99	R$41,160.00	+R$90.80
Regency FX	5.8512	€0.00	R$40,958.32	−R$110.88
OFX	5.8377	€0.00	R$40,863.86	−R$205.34

How to send money to Brazil from Spain with the best EUR-BRL rate

Best companies for EUR/BRL transfers