Usually the cheapest
Online transfers
Companies like Xe will get you 20,633,767 TZS on €7,000 transfer.
If it's the only time you send money to Tanzania, then it's the best option.
For recurring transfers, an app is a bit more convenient.
How to send money to Tanzania from Finland with the best EUR-TZS rate
We’ve compared and analysed 6 money transfer companies in Finland.
| 6 of 6 providers Last updated on 26 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/TZS transfers | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 2947.6810 TZS +2.56% vs mid-market | Recipient gets TZS 20,633,767.00 Minutes - 24 hours | |
Ways to receive money in Tanzania with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2947.6810 TZS TZS 20,633,767.00You pay€7,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 3015.9871 TZS +0.27% vs mid-market | Recipient gets TZS 21,111,909.79 Minutes - 24 hours | |
Ways to receive money in Tanzania with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3015.9871 TZS TZS 21,111,909.79You pay€7,000.00 | |||
Run a live search Showing top Finland to Tanzania deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to TZS rates. | |||
Run a live search These companies offer multi-currency accounts for spending TZS. We suggest doing a live search based on how much EUR you're planning to spend in Tanzania. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 3015.9871 TZS +0.27% vs mid-market | Recipient gets TZS 21,111,909.79 Minutes - 24 hours | |
Ways to receive money in Tanzania with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3015.9871 TZS TZS 21,111,909.79You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 3009.0316 TZS +0.50% vs mid-market | Recipient gets TZS 21,063,220.94 Minutes - 24 hours | |
Ways to receive money in Tanzania with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3009.0316 TZS TZS 21,063,220.94You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 2981.7000 TZS +1.41% vs mid-market | Recipient gets TZS 20,871,900.00 Minutes | |
Ways to receive money in Tanzania with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 2981.7000 TZS TZS 20,871,900.00You pay€7,000.00 Mobile moneyMinutesAvailable via:Airtel, M-PESA, Tigo Free1 EUR = 2981.7000 TZS TZS 20,871,900.00You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 2950.4855 TZS +2.47% vs mid-market | Recipient gets TZS 20,653,398.36 Minutes - 2 days | |
Ways to receive money in Tanzania with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days Free1 EUR = 2950.4855 TZS TZS 20,653,398.36You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 2947.6810 TZS +2.56% vs mid-market | Recipient gets TZS 20,633,767.00 Minutes - 24 hours | |
Ways to receive money in Tanzania with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2947.6810 TZS TZS 20,633,767.00You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 2947.6810 TZS +2.56% vs mid-market | Recipient gets TZS 20,633,767.00 Minutes - 24 hours | |
Ways to receive money in Tanzania with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2947.6810 TZS TZS 20,633,767.00You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 2947.6810 TZS +2.56% vs mid-market | Recipient gets TZS 20,633,767.00 Minutes - 24 hours | |
Ways to receive money in Tanzania with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2947.6810 TZS TZS 20,633,767.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €140.50 1 EUR = 2981.3460 TZS +1.43% vs mid-market | Recipient gets TZS 20,450,542.97 Within minutes | |
Ways to receive money in Tanzania with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €140.501 EUR = 2981.3460 TZS TZS 20,450,542.97You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €291.00 1 EUR = 2981.3460 TZS +1.43% vs mid-market | Recipient gets TZS 20,001,850.40 Within minutes | |
Ways to receive money in Tanzania with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €291.001 EUR = 2981.3460 TZS TZS 20,001,850.40You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 3024.1523 TZS Updates every 60 minutes. | |||
Transfer details
How to send money from Finland to Tanzania
Pick a company
For a one-off transfer to Tanzania, start with Regency FX.
On a 7,000 EUR transfer, Regency FX delivers the most TZS.
The cheapest option depends on the amount, so I suggest to get the best EUR/TZS rate.
Fund your transfer
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Select how you want the recipient to pick up the money. For transfers to Tanzania they can receive it via bank deposit and mobile money.
Verify and send
If it's your first time using the service, you will need to verify your account.
This usually takes a a few minutes to a few hours.
If your transfer is urgent, make sure to get it done beforehand to avoid any delays.
Ways to send money from Finland to Tanzania
6 companies send money from Finland to Tanzania, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.
For regular transfers
Money transfer apps
For the regular smaller transfer, apps are convenient and cheap.
TapTap Send charges €0 on a €7,000 transfer, and 20,871,900 TZS arrives in minutes.
In Tanzania they can receive money via bank deposit and mobile money.
Moving money between your own accounts
Multi-currency accounts
Companies like Revolut let you hold EUR and TZS balances in one account.
You can convert between them any time, and it's cheap.
For example, converting 7,000 EUR to TZS with Revolut gets you 20,450,542.97 TZS (€140.5 in fees and 1.43% markup).
This is especially useful travel since you are spending in TZS (no extra fees from Revolut, only local ATMs).
For freelancers and SMEs
Global accounts
Global accounts are for companies and freelancers making payments to Tanzania.
Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.
For sending large sums
Currency brokers
Currency brokers are good for sending €10,000+ to Tanzania. They charge no fees and add a markup on the rate.
Regency FX charges no fee but adds 0.27% markup on top of the EUR/TZS rate.
Ways to fund EUR and receive TZS in Tanzania
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 21,111,909.79 TZS.
To pay for your transfer in Finland, you have bank transfer, debit card, and credit card.
MobilePay and Siirto are useful for payments within Finland, but they do not send money to Tanzania directly.
For withdrawals in Tanzania, use bank deposit and mobile money.
Receive TZS
The name should match the account holder's bank record, so double check it before sending.
- 1 Bank transfer Bank deposit
You pay €7,000.00
TSh21,111,910
Cheapest
- 2 Debit card Bank deposit
You pay €7,000.00
TSh20,871,900
-TSh240,010
- 3 Debit card Mobile money
You pay €7,000.00
TSh20,871,900
-TSh240,010
- 4 Credit card Bank deposit
You pay €7,000.00
TSh20,633,767
-TSh478,143
What to consider before sending money from Finland to Tanzania
For a transfer from Finland, compare the TZS received and check whether the payment is a taxable gift rather than ordinary family support.
Compare EUR/TZS transfer options
Compare EUR/TZS transfer options
For a €7,000 transfer to Tanzania, these are the current cheapest, fastest and easiest options.
Cheapest
Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 21,111,909.79 TZS, which is 0.23% more than the next best option.
Fastest
Revolut delivers 20,450,542.97 TZS in within minutes when you pay by bank transfer and choose bank deposit.
Sending a gift from Finland can trigger gift tax
Sending a gift from Finland can trigger gift tax
If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.
The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.
Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.
Cash sent to the recipient is treated as a normal gift because they can spend it on anything.
Large transfers may take longer
Large transfers may take longer
Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.
Keep the invoice, sale document or account statement ready.
SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Tanzania.
Safety measures in Finland
Safety measures in Finland
An EEA company may be authorised in another country and operate in Finland through passporting.
If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.
Never move money to a so-called safe account or approve an unexpected bank-identification request.
When in doubt, check the company in the FIN-FSA supervised-entities register.
Finding the best rate to send money from Finland to Tanzania
The exchange rate has a direct impact on how much TZS your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.
Mid-market rate:1 EUR = 3,024.152324 TZS
How we analyse the market
Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.
We track 6 of them on EUR to Tanzania, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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