How to send money to Tanzania from Sweden with the best SEK-TZS rate

From 5 companies analysed, Regency FX is the cheapest way to send money to Tanzania, giving your recipient 21,171,494.05 TZS when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most TZS.

Best companies for SEK/TZS transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 80,000 SEK transfer

Best companies for SEK/TZS transfers

Sort Cheapest
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 258.7428 TZS +2.53% vs mid-market Recipient gets 20 699 424,00 TZS Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Tanzania with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 258.7428 TZS
20 699 424,00 TZSYou pay80 000,00 kr
Promoted

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 264.6437 TZS +0.27% vs mid-market Recipient gets 21 171 494,05 TZS Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Tanzania with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 264.6437 TZS
21 171 494,05 TZSYou pay80 000,00 kr

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Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 264.6437 TZS +0.27% vs mid-market Recipient gets 21 171 494,05 TZS Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Tanzania with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 264.6437 TZS
21 171 494,05 TZSYou pay80 000,00 kr

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 SEK = 263.7000 TZS +0.63% vs mid-market Recipient gets 21 096 000,00 TZS Minutes
Receive to bank account

Ways to receive money in Tanzania with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 SEK = 263.7000 TZS
21 096 000,00 TZSYou pay80 000,00 kr
Mobile moneyMinutesAvailable via:Airtel, M-PESA, Tigo
Free1 SEK = 263.7000 TZS
21 096 000,00 TZSYou pay80 000,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 30,00 kr 1 SEK = 260.1239 TZS +1.99% vs mid-market Recipient gets 20 809 912,00 TZS Minutes - 24 hours

Ways to receive money in Tanzania with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 260.1239 TZS
20 809 912,00 TZSYou pay80 030,00 kr
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 SEK = 259.1474 TZS
20 731 792,00 TZSYou pay80 000,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 258.4923 TZS
20 679 384,00 TZSYou pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 30,00 kr 1 SEK = 260.1239 TZS +1.99% vs mid-market Recipient gets 20 809 912,00 TZS Minutes - 24 hours

Ways to receive money in Tanzania with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 260.1239 TZS
20 809 912,00 TZSYou pay80 030,00 kr
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 SEK = 259.1474 TZS
20 731 792,00 TZSYou pay80 000,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 258.4923 TZS
20 679 384,00 TZSYou pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 30,00 kr 1 SEK = 260.1239 TZS +1.99% vs mid-market Recipient gets 20 809 912,00 TZS Minutes - 24 hours

Ways to receive money in Tanzania with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 260.1239 TZS
20 809 912,00 TZSYou pay80 030,00 kr
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 SEK = 259.1474 TZS
20 731 792,00 TZSYou pay80 000,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 258.4923 TZS
20 679 384,00 TZSYou pay80 040,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 261.8925 TZS +1.32% vs mid-market Recipient gets 20 736 650,63 TZS Within minutes
FastestRecommended
Multi-currency cardReceive to bank account

Ways to receive money in Tanzania with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
820,00 kr1 SEK = 261.8925 TZS
20 736 650,63 TZSYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 258.7428 TZS +2.53% vs mid-market Recipient gets 20 699 424,00 TZS Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Tanzania with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 258.7428 TZS
20 699 424,00 TZSYou pay80 000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 258.7428 TZS +2.53% vs mid-market Recipient gets 20 699 424,00 TZS Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Tanzania with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 258.7428 TZS
20 699 424,00 TZSYou pay80 000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 258.7428 TZS +2.53% vs mid-market Recipient gets 20 699 424,00 TZS Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Tanzania with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 258.7428 TZS
20 699 424,00 TZSYou pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 2 540,00 kr 1 SEK = 261.8925 TZS +1.32% vs mid-market Recipient gets 20 286 195,47 TZS Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Tanzania with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
2 540,00 kr1 SEK = 261.8925 TZS
20 286 195,47 TZSYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 SEK = 265.3601 TZS Updates every 60 minutes.

How to send money from Sweden to Tanzania

Pick a company

For a one-off SEK transfer to Tanzania, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 26 of the 26 days it quoted kr80,000 transfers to Tanzania.

On a 80,000 SEK transfer, Regency FX delivers the most TZS.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/TZS rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Tanzania, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but it's less common).

Compare amounts

How much SEK are you sending to Tanzania?

How much SEK you send to Tanzania heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from SEK 50,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
5 000 kr0.04%0,00 kr1 324 700,00 TZSwith debit card to bank deposit+20 157,91 TZS
10 000 kr0.24%0,00 kr2 649 400,00 TZSwith debit card to bank deposit+42 566,99 TZS
25 000 kr0.61%0,00 kr6 585 769,61 TZSwith debit card to bank deposit+90 070,84 TZS
50 000 kr0.73%0,00 kr13 185 000,00 TZSwith debit card to bank deposit+156 766,14 TZS
80 000 krThis page0.27%0,00 kr21 171 494,05 TZSwith bank transfer to bank deposit+389 659,23 TZS

Mid-market rate: 1 SEK = 265.3601 TZS

SEK/TZS Exchange Rate History

Is today a good time to send money from Sweden to Tanzania?

The cheapest way to send SEK to TZS can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 80,000 SEK transfers to Tanzania.

TZS received for 80 000 kr, after fees

Wed, 28 Oct 2026Mid-market rate21 228 811,84 TZS Regency FX 21 171 494,05 TZSRegency FX21 171 494,05 TZSTapTap Send21 096 000,00 TZSMoneyGram20 809 912,00 TZS

20,4M
20,6M
20,8M
21,0M
21,2M
21,4M
21,6M
At the mid-market rateWith the cheapest optionRegency FXTapTap SendMoneyGram
Exchange rateFeeRecipient getsDifference
Mid-market rate 265.9935 – 21 279 481,12 TZS
Regency FX Cheapest 265.2753 0,00 kr 21 222 026,52 TZS −57 454,60 TZS
TapTap Send 264.9500 0,00 kr 21 196 000,00 TZS −83 481,12 TZS
MoneyGram 260.2301 30,00 kr 20 818 408,00 TZS −461 073,12 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 265.8470 – 21 267 762,16 TZS
Regency FX Cheapest 265.1292 0,00 kr 21 210 339,20 TZS −57 422,96 TZS
TapTap Send 260.8900 0,00 kr 20 871 200,00 TZS −396 562,16 TZS
MoneyGram 259.0339 30,00 kr 20 722 712,00 TZS −545 050,16 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 263.4544 – 21 076 354,16 TZS
Regency FX Cheapest 262.7431 0,00 kr 21 019 448,00 TZS −56 906,16 TZS
TapTap Send 260.8900 0,00 kr 20 871 200,00 TZS −205 154,16 TZS
MoneyGram 259.6436 30,00 kr 20 771 488,00 TZS −304 866,16 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 262.7284 – 21 018 272,56 TZS
Regency FX Cheapest 262.0190 0,00 kr 20 961 523,22 TZS −56 749,34 TZS
TapTap Send 260.1300 0,00 kr 20 810 400,00 TZS −207 872,56 TZS
MoneyGram 258.3668 30,00 kr 20 669 344,00 TZS −348 928,56 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 262.4478 – 20 995 822,88 TZS
Regency FX Cheapest 261.7392 0,00 kr 20 939 134,16 TZS −56 688,72 TZS
TapTap Send 260.1300 0,00 kr 20 810 400,00 TZS −185 422,88 TZS
MoneyGram 258.6422 30,00 kr 20 691 376,00 TZS −304 446,88 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 261.8744 – 20 949 953,84 TZS
Regency FX Cheapest 261.1674 0,00 kr 20 893 388,96 TZS −56 564,88 TZS
TapTap Send 259.8200 0,00 kr 20 785 600,00 TZS −164 353,84 TZS
MoneyGram 258.6422 30,00 kr 20 691 376,00 TZS −258 577,84 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 261.7289 – 20 938 314,16 TZS
Regency FX Cheapest 261.0223 0,00 kr 20 881 780,71 TZS −56 533,45 TZS
TapTap Send 259.8200 0,00 kr 20 785 600,00 TZS −152 714,16 TZS
MoneyGram 258.6422 30,00 kr 20 691 376,00 TZS −246 938,16 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 262.6307 – 21 010 453,44 TZS
Regency FX Cheapest 261.9216 0,00 kr 20 953 725,22 TZS −56 728,22 TZS
TapTap Send 260.1300 0,00 kr 20 810 400,00 TZS −200 053,44 TZS
MoneyGram 258.2648 30,00 kr 20 661 184,00 TZS −349 269,44 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 263.5035 – 21 080 283,44 TZS
Regency FX Cheapest 262.7921 0,00 kr 21 023 366,67 TZS −56 916,77 TZS
TapTap Send 260.1300 0,00 kr 20 810 400,00 TZS −269 883,44 TZS
MoneyGram 258.4149 30,00 kr 20 673 192,00 TZS −407 091,44 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 263.2463 – 21 059 700,72 TZS
Regency FX Cheapest 262.5355 0,00 kr 21 002 839,53 TZS −56 861,19 TZS
TapTap Send 262.0000 0,00 kr 20 960 000,00 TZS −99 700,72 TZS
MoneyGram 258.0567 30,00 kr 20 644 536,00 TZS −415 164,72 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 265.6500 – 21 252 000,00 TZS
Regency FX Cheapest 264.9327 0,00 kr 21 194 619,60 TZS −57 380,40 TZS
TapTap Send 262.0000 0,00 kr 20 960 000,00 TZS −292 000,00 TZS
MoneyGram 258.4508 30,00 kr 20 676 064,00 TZS −575 936,00 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 264.0496 – 21 123 965,84 TZS
Regency FX Cheapest 263.3366 0,00 kr 21 066 931,13 TZS −57 034,71 TZS
TapTap Send 261.3800 0,00 kr 20 910 400,00 TZS −213 565,84 TZS
MoneyGram 259.6522 30,00 kr 20 772 176,00 TZS −351 789,84 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 264.0496 – 21 123 965,84 TZS
Regency FX Cheapest 263.3366 0,00 kr 21 066 931,13 TZS −57 034,71 TZS
TapTap Send 261.3800 0,00 kr 20 910 400,00 TZS −213 565,84 TZS
MoneyGram 259.6522 30,00 kr 20 772 176,00 TZS −351 789,84 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 264.1738 – 21 133 905,84 TZS
Regency FX Cheapest 263.4606 0,00 kr 21 076 844,29 TZS −57 061,55 TZS
TapTap Send 261.6800 0,00 kr 20 934 400,00 TZS −199 505,84 TZS
MoneyGram 259.6522 30,00 kr 20 772 176,00 TZS −361 729,84 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 264.1348 – 21 130 781,68 TZS
Regency FX Cheapest 263.4216 0,00 kr 21 073 728,57 TZS −57 053,11 TZS
TapTap Send 261.6800 0,00 kr 20 934 400,00 TZS −196 381,68 TZS
MoneyGram 257.9590 30,00 kr 20 636 720,00 TZS −494 061,68 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 264.3769 – 21 150 152,48 TZS
Regency FX Cheapest 263.6631 0,00 kr 21 093 047,07 TZS −57 105,41 TZS
TapTap Send 261.7400 0,00 kr 20 939 200,00 TZS −210 952,48 TZS
MoneyGram 258.6450 30,00 kr 20 691 600,00 TZS −458 552,48 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 264.9148 – 21 193 183,04 TZS
Regency FX Cheapest 264.1995 0,00 kr 21 135 961,45 TZS −57 221,59 TZS
TapTap Send 261.7400 0,00 kr 20 939 200,00 TZS −253 983,04 TZS
MoneyGram 259.5870 30,00 kr 20 766 960,00 TZS −426 223,04 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 263.4800 0,00 kr 21 078 400,00 TZS –
MoneyGram 259.2878 30,00 kr 20 743 024,00 TZS –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 263.4800 0,00 kr 21 078 400,00 TZS –
MoneyGram 261.4073 30,00 kr 20 912 584,00 TZS –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 266.9831 – 21 358 645,28 TZS
Regency FX Cheapest 266.2622 0,00 kr 21 300 976,94 TZS −57 668,34 TZS
TapTap Send 263.6600 0,00 kr 21 092 800,00 TZS −265 845,28 TZS
MoneyGram 261.4073 30,00 kr 20 912 584,00 TZS −446 061,28 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 266.5680 – 21 325 443,68 TZS
Regency FX Cheapest 265.8483 0,00 kr 21 267 864,98 TZS −57 578,70 TZS
TapTap Send 263.6600 0,00 kr 21 092 800,00 TZS −232 643,68 TZS
MoneyGram 261.4073 30,00 kr 20 912 584,00 TZS −412 859,68 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 267.0741 – 21 365 926,08 TZS
Regency FX Cheapest 266.3530 0,00 kr 21 308 238,08 TZS −57 688,00 TZS
TapTap Send 264.6700 0,00 kr 21 173 600,00 TZS −192 326,08 TZS
MoneyGram 260.9064 30,00 kr 20 872 512,00 TZS −493 414,08 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 266.9181 – 21 353 449,84 TZS
Regency FX Cheapest 266.1974 0,00 kr 21 295 795,53 TZS −57 654,31 TZS
MoneyGram 261.0064 30,00 kr 20 880 512,00 TZS −472 937,84 TZS
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 267.8685 – 21 429 477,04 TZS
Regency FX Cheapest 267.1452 0,00 kr 21 371 617,45 TZS −57 859,59 TZS
TapTap Send 264.9600 0,00 kr 21 196 800,00 TZS −232 677,04 TZS
MoneyGram 261.3967 30,00 kr 20 911 736,00 TZS −517 741,04 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 266.6224 – 21 329 793,36 TZS
Regency FX Cheapest 265.9025 0,00 kr 21 272 202,92 TZS −57 590,44 TZS
TapTap Send 264.9600 0,00 kr 21 196 800,00 TZS −132 993,36 TZS
MoneyGram 261.4824 30,00 kr 20 918 592,00 TZS −411 201,36 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Western Union Cheapest 263.9842 0,00 kr 21 118 739,13 TZS –
TapTap Send 263.6500 0,00 kr 21 092 000,00 TZS –
MoneyGram 260.5287 30,00 kr 20 842 296,00 TZS –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 266.3768 – 21 310 141,44 TZS
Regency FX Cheapest 265.6576 0,00 kr 21 252 604,06 TZS −57 537,38 TZS
MoneyGram 260.5287 30,00 kr 20 842 296,00 TZS −467 845,44 TZS
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 263.6500 0,00 kr 21 092 000,00 TZS –
MoneyGram 260.5287 30,00 kr 20 842 296,00 TZS –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 265.1991 – 21 215 928,80 TZS
Regency FX Cheapest 264.4831 0,00 kr 21 158 645,79 TZS −57 283,01 TZS
TapTap Send 263.7000 0,00 kr 21 096 000,00 TZS −119 928,80 TZS
MoneyGram 260.4632 30,00 kr 20 837 056,00 TZS −378 872,80 TZS
Exchange rateFeeRecipient getsDifference
Mid-market rate 265.3601 – 21 228 811,84 TZS
Regency FX Cheapest 264.6437 0,00 kr 21 171 494,05 TZS −57 317,79 TZS
TapTap Send 263.7000 0,00 kr 21 096 000,00 TZS −132 811,84 TZS
MoneyGram 260.1239 30,00 kr 20 809 912,00 TZS −418 899,84 TZS

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more TZS per SEK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of TZS on every transfer from Sweden.

Right now, Regency FX pays 21,171,494.05 TZS on 80,000 SEK, which is 57,317.79 TZS less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 21,371,617.45 TZS.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Tanzania.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Regency FXAppeared in 26 comparisons

    Cheapest every time

  2. TapTap SendAppeared in 91 comparisons

    Cheapest in 29% of them

  3. MoneyGramAppeared in 93 comparisons

    Never the cheapest

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in only 29% of its comparisons, so it's rarely the cheapest option for transfers to Tanzania.

Ways to send money from Sweden to Tanzania

5 companies send money from Sweden to Tanzania, mostly through app, broker, online, in person, multi-currency account, and global account, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Tanzania, an online service like MoneyGram is usually the simplest place to start.

MoneyGram charges kr30 to send 80,000 SEK, leaving your recipient with 20,809,912 TZS after a 1.99% markup on SEK/TZS exchange rate.

In our comparisons over the past month, it was the cheapest online service on 25 of the 30 days it quoted.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Tanzania.

TapTap Send charges kr0 on a 80,000 SEK transfer and money will arrive in minutes.

Over the past month, TapTap Send was the cheapest app on 96% of the days it appeared for kr80,000 transfers.

Your recipient can withdraw via bank deposit, mobile money, mobile wallet, and cash pickup.

In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need TZS.

You can convert your kronor in advance and use the balance when needed without extra fees.

Revolut converts SEK 80,000 with a 1.32% exchange-rate markup and holds the TZS in your account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Paying from business accounts

Global accounts

If your business receives and sends money in Tanzania, a global account keeps the TZS in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive TZS in Tanzania

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 21,171,494.05 TZS.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Tanzania, the recipient can use bank deposit, mobile money, mobile wallet, and cash pickup.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

They can receive money to their mobile money wallet.

Enter the mobile number in Tanzania and choose the correct network.

The registered name should match the transfer details.

Use our payout filters above to find the best company offering mobile money as payout.

For cash pickup, they can collect TZS from a nearby MoneyGram agent in Tanzania.

Swish is useful for payments within Sweden, but it does not send TZS to Tanzania.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    TSh21,171,494

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    TSh21,096,000

    -TSh75,494

  3. 3
    Debit card Mobile money

    You pay kr80,000.00

    TSh21,096,000

    -TSh75,494

  4. 4
    Credit card Bank deposit

    You pay kr80,030.00

    TSh20,809,912

    -TSh361,582

  5. 5
    Bank transfer Mobile wallet

    You pay kr80,000.00

    TSh20,731,792

    -TSh439,702

Show moreShow less
  1. 6
    Debit card Mobile wallet

    You pay kr80,000.00

    TSh20,731,792

    -TSh439,702

  2. 7
    Credit card Mobile wallet

    You pay kr80,000.00

    TSh20,731,792

    -TSh439,702

  3. 8
    Bank transfer Cash pickup

    You pay kr80,040.00

    TSh20,679,384

    -TSh492,110

  4. 9
    Debit card Cash pickup

    You pay kr80,040.00

    TSh20,679,384

    -TSh492,110

  5. 10
    Credit card Cash pickup

    You pay kr80,040.00

    TSh20,679,384

    -TSh492,110

Consider this before sending SEK to Tanzania

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most TZS from Sweden.

Compare SEK to TZS transfer options

Cheapest way to send money to Tanzania

The cheapest option for an SEK 80,000 transfer is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 21,171,494.05 TZS, which is 0.36% more than the next best option.

Fastest way to send money to Tanzania

With Revolut, a bank transfer deposit and bank deposit payout delivers 20,736,650.63 TZS in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Tanzania.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Tanzania over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Tanzania may have their own rules on receiving monetary gifts.

How we analyse the market

We track 5 companies sending SEK to Tanzania, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for SEK/TZS transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.