How to send money to Tanzania from Sweden with the best SEK-TZS rate

From 5 companies analysed, Regency FX is the cheapest way to send money to Tanzania, giving your recipient 21,357,799.1 TZS when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most TZS.

Best companies for SEK/TZS transfers

5 of 5 providers

Last updated on 26 September 2026

Based on 80,000 SEK transfer

Best companies for SEK/TZS transfers

Sort Cheapest
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 260.8960 TZS +2.57% vs mid-market Recipient gets 20 871 680,00 TZS Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Tanzania with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 260.8960 TZS
20 871 680,00 TZSYou pay80 000,00 kr
Promoted

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 266.9725 TZS +0.27% vs mid-market Recipient gets 21 357 799,10 TZS Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Tanzania with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 266.9725 TZS
21 357 799,10 TZSYou pay80 000,00 kr

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Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 266.9725 TZS +0.27% vs mid-market Recipient gets 21 357 799,10 TZS Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Tanzania with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 266.9725 TZS
21 357 799,10 TZSYou pay80 000,00 kr

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 SEK = 264.3800 TZS +1.25% vs mid-market Recipient gets 21 150 400,00 TZS Minutes
Receive to bank account

Ways to receive money in Tanzania with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 SEK = 264.3800 TZS
21 150 400,00 TZSYou pay80 000,00 kr
Mobile moneyMinutesAvailable via:Airtel, M-PESA, Tigo
Free1 SEK = 264.3800 TZS
21 150 400,00 TZSYou pay80 000,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 30,00 kr 1 SEK = 261.6037 TZS +2.30% vs mid-market Recipient gets 20 928 296,00 TZS Minutes - 24 hours

Ways to receive money in Tanzania with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 261.6037 TZS
20 928 296,00 TZSYou pay80 030,00 kr
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 SEK = 258.9381 TZS
20 715 048,00 TZSYou pay80 000,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 258.8813 TZS
20 710 504,00 TZSYou pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 30,00 kr 1 SEK = 261.6037 TZS +2.30% vs mid-market Recipient gets 20 928 296,00 TZS Minutes - 24 hours

Ways to receive money in Tanzania with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 261.6037 TZS
20 928 296,00 TZSYou pay80 030,00 kr
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 SEK = 258.9381 TZS
20 715 048,00 TZSYou pay80 000,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 258.8813 TZS
20 710 504,00 TZSYou pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 30,00 kr 1 SEK = 261.6037 TZS +2.30% vs mid-market Recipient gets 20 928 296,00 TZS Minutes - 24 hours

Ways to receive money in Tanzania with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 261.6037 TZS
20 928 296,00 TZSYou pay80 030,00 kr
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 SEK = 258.9381 TZS
20 715 048,00 TZSYou pay80 000,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 258.8813 TZS
20 710 504,00 TZSYou pay80 040,00 kr

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 260.8960 TZS +2.57% vs mid-market Recipient gets 20 871 680,00 TZS Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Tanzania with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 260.8960 TZS
20 871 680,00 TZSYou pay80 000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 260.8960 TZS +2.57% vs mid-market Recipient gets 20 871 680,00 TZS Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Tanzania with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 260.8960 TZS
20 871 680,00 TZSYou pay80 000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 260.8960 TZS +2.57% vs mid-market Recipient gets 20 871 680,00 TZS Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Tanzania with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 260.8960 TZS
20 871 680,00 TZSYou pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 1 620,00 kr 1 SEK = 263.8726 TZS +1.44% vs mid-market Recipient gets 20 682 337,78 TZS Within minutes
FastestRecommended
Multi-currency cardReceive to bank account

Ways to receive money in Tanzania with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
1 620,00 kr1 SEK = 263.8726 TZS
20 682 337,78 TZSYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 3 340,00 kr 1 SEK = 263.8726 TZS +1.44% vs mid-market Recipient gets 20 228 476,84 TZS Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Tanzania with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
3 340,00 kr1 SEK = 263.8726 TZS
20 228 476,84 TZSYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 SEK = 267.6953 TZS Updates every 60 minutes.

How to send money from Sweden to Tanzania

Pick a company

For a one-off transfer to Tanzania, I suggest picking the cheapest option which is Regency FX.

On a 80,000 SEK transfer, Regency FX delivers the most TZS.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/TZS rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Tanzania, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but its less common).

Ways to send money from Sweden to Tanzania

5 companies send money from Sweden to Tanzania, mostly through app, broker, online, in person, multi-currency account, and global account, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Tanzania, an online service like MoneyGram is usually the simplest place to start.

MoneyGram charges kr30 to send 80,000 SEK, leaving your recipient with 20,928,296 after a 2.3% markup on SEK/TZS exchange rate.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Tanzania.

TapTap Send charges kr0 on a 80,000 SEK transfer and money will arrive in minutes.

You recipient can withdraw via bank deposit, mobile money, mobile wallet, and cash pickup.

In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need TZS.

You can convert your kronor in advance and use the balance when needed without extra fees.

Revolut converts SEK 80,000 with a 1.44% exchange-rate markup and holds the TZS in your account.

Paying from business accounts

Global accounts

If your business receives and sends money in Tanzania, a global account keeps the TZS in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive TZS in Tanzania

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 21,357,799.1 TZS.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Tanzania, the recipient can use bank deposit, mobile money, mobile wallet, and cash pickup.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

They can receive money to their mobile money wallet.

Enter the mobile number in Tanzania and choose the correct network.

The registered name should match the transfer details.

Use our payout filters above to find the best company offering mobile money as payout.

For cash pickup, they can collect TZS from a nearby MoneyGram agent in Tanzania.

Swish is useful for payments within Sweden, but it does not send TZS to Tanzania.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    TSh21,357,799

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    TSh21,150,400

    -TSh207,399

  3. 3
    Debit card Mobile money

    You pay kr80,000.00

    TSh21,150,400

    -TSh207,399

  4. 4
    Credit card Bank deposit

    You pay kr80,030.00

    TSh20,928,296

    -TSh429,503

  5. 5
    Bank transfer Mobile wallet

    You pay kr80,000.00

    TSh20,715,048

    -TSh642,751

Show moreShow less
  1. 6
    Debit card Mobile wallet

    You pay kr80,000.00

    TSh20,715,048

    -TSh642,751

  2. 7
    Credit card Mobile wallet

    You pay kr80,000.00

    TSh20,715,048

    -TSh642,751

  3. 8
    Bank transfer Cash pickup

    You pay kr80,040.00

    TSh20,710,504

    -TSh647,295

  4. 9
    Debit card Cash pickup

    You pay kr80,040.00

    TSh20,710,504

    -TSh647,295

  5. 10
    Credit card Cash pickup

    You pay kr80,040.00

    TSh20,710,504

    -TSh647,295

Consider this before sending SEK to Tanzania

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of TZS from Sweden.

Compare SEK to TZS transfer options

Cheapest way to send money to Tanzania

The cheapest option for TZS 21,357,799.1 is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 21,357,799.1 TZS, which is 0.97% more than the next best option.

Fastest way to send money to Tanzania

With Revolut, a bank transfer deposit and bank deposit payout delivers 20,682,337.78 TZS in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Tanzania.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Tanzania over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Tanzania may have their own rules on receiving monetary gifts.

Live SEK-TZS Exchange Rate

Get a better SEK to TZS exchange rate

The final rate controls how much TZS you get for your SEK, so compare it alongside the transfer fee.

Mid-market rate:1 SEK = 267.695266 TZS

How we analyse the market

We track 5 companies sending SEK to Tanzania, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.