Best companies for USD/TZS transfers
9 of 9 providers Last updated on 10 November 2026
Based on 3,000 USD transfer Best companies for USD/TZS transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $57.86 1 USD = 2643.0700 TZS +0.25% vs mid-market	Recipient gets TZS 7,776,281.97 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Tanzania with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $57.861 USD = 2643.0700 TZS TZS 7,776,281.97You pay$3,000.00
Promoted Xe Pay via Bank transfer	Fee $0.00 1 USD = 2539.9935 TZS +4.23% vs mid-market	Recipient gets TZS 7,619,980.50 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Tanzania with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 2539.9935 TZS TZS 7,619,980.50You pay$3,000.00
Run a live search Showing top United States to Tanzania deals for 3,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to TZS rates.
Run a live search These companies offer multi-currency accounts for spending TZS. We suggest doing a live search based on how much USD you're planning to spend in Tanzania.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
OFX Pay via Bank transfer	Fee $0.00 1 USD = 2632.5196 TZS +0.65% vs mid-market	Recipient gets TZS 7,897,558.88 Minutes - 24 hours
7 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in Tanzania with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 2632.5196 TZS TZS 7,897,558.88You pay$3,000.00
TapTap Send Pay via Debit card	Fee $0.00 1 USD = 2626.7500 TZS +0.87% vs mid-market	Recipient gets TZS 7,880,250.00 Minutes
2 reviews Receive to bank account
Ways to receive money in Tanzania with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 USD = 2626.7500 TZS TZS 7,880,250.00You pay$3,000.00 Mobile moneyMinutesAvailable via:Airtel, M-PESA, Tigo Free1 USD = 2626.7500 TZS TZS 7,880,250.00You pay$3,000.00
Only available via Mobile App Sendwave Pay via Debit card	Fee $0.00 1 USD = 2621.0609 TZS +1.09% vs mid-market	Recipient gets TZS 7,863,182.79 Minutes - 3 days
6 reviews Receive to bank account or cash pickup
Ways to receive money in Tanzania with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days Free1 USD = 2621.0609 TZS TZS 7,863,182.79You pay$3,000.00 Bank depositMinutes - 3 days $0.491 USD = 2607.9228 TZS TZS 7,822,490.46You pay$3,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee $0.99 1 USD = 2617.9078 TZS +1.21% vs mid-market	Recipient gets TZS 7,851,131.58 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Tanzania with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days $0.991 USD = 2617.9078 TZS TZS 7,851,131.58You pay$3,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee $14.50 1 USD = 2619.9713 TZS +1.13% vs mid-market	Recipient gets TZS 7,821,924.36 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Tanzania with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $14.501 USD = 2619.9713 TZS TZS 7,821,924.36You pay$3,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Bank transfer	Fee $57.86 1 USD = 2643.0700 TZS +0.25% vs mid-market	Recipient gets TZS 7,776,281.97 Same day
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Tanzania with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $57.861 USD = 2643.0700 TZS TZS 7,776,281.97You pay$3,000.00
$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $28.79 1 USD = 2590.6704 TZS +2.25% vs mid-market	Recipient gets TZS 7,772,011.20 Minutes - 24 hours
2 reviews
Ways to receive money in Tanzania with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $28.791 USD = 2590.6704 TZS TZS 7,772,011.20You pay$3,028.79
Remitly Pay via Debit card	Fee $0.00 1 USD = 2586.1000 TZS +2.43% vs mid-market	Recipient gets TZS 7,758,300.00 Within minutes
19 reviews Receive to bank account or cash pickup
Ways to receive money in Tanzania with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 USD = 2586.1000 TZS TZS 7,758,300.00You pay$3,000.00

Remitly Pay via Bank transfer	Fee $0.00 1 USD = 2586.1000 TZS +2.43% vs mid-market	Recipient gets TZS 7,758,300.00 Within a week
19 reviews Receive to bank account or cash pickup
Ways to receive money in Tanzania with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 USD = 2586.1000 TZS TZS 7,758,300.00You pay$3,000.00
Remitly Pay via Remitly Wallet	Fee $0.00 1 USD = 2586.1000 TZS +2.43% vs mid-market	Recipient gets TZS 7,758,300.00 Within a week
19 reviews Receive to bank account or cash pickup
Ways to receive money in Tanzania with Remitly when paying by remitly wallet. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 USD = 2586.1000 TZS TZS 7,758,300.00You pay$3,000.00
Remitly Pay via Credit card	Fee $90.00 1 USD = 2586.1000 TZS +2.43% vs mid-market	Recipient gets TZS 7,758,300.00 Within minutes
19 reviews Receive to bank account or cash pickup
Ways to receive money in Tanzania with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutes $90.001 USD = 2586.1000 TZS TZS 7,758,300.00You pay$3,090.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $1.99 1 USD = 2582.1405 TZS +2.58% vs mid-market	Recipient gets TZS 7,746,421.50 Minutes - 24 hours
2 reviews
Ways to receive money in Tanzania with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks $1.991 USD = 2582.1405 TZS TZS 7,746,421.50You pay$3,001.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $1.991 USD = 2567.5900 TZS TZS 7,702,770.00You pay$3,001.99 Cash pickupMinutes - 24 hours $5.991 USD = 2566.5387 TZS TZS 7,699,616.10You pay$3,005.99
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $1.99 1 USD = 2582.1312 TZS +2.58% vs mid-market	Recipient gets TZS 7,746,393.60 Minutes - 24 hours
2 reviews
Ways to receive money in Tanzania with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks $1.991 USD = 2582.1312 TZS TZS 7,746,393.60You pay$3,001.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $0.991 USD = 2566.5856 TZS TZS 7,699,756.80You pay$3,000.99 Cash pickupMinutes - 24 hours $35.991 USD = 2566.4935 TZS TZS 7,699,480.50You pay$3,035.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $77.99 1 USD = 2582.1312 TZS +2.58% vs mid-market	Recipient gets TZS 7,746,393.60 Minutes - 24 hours
2 reviews
Ways to receive money in Tanzania with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks $77.991 USD = 2582.1312 TZS TZS 7,746,393.60You pay$3,077.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $90.001 USD = 2566.5856 TZS TZS 7,699,756.80You pay$3,090.00 Cash pickupMinutes - 24 hours $79.991 USD = 2566.4935 TZS TZS 7,699,480.50You pay$3,079.99
Xe Pay via Bank transfer	Fee $0.00 1 USD = 2539.9935 TZS +4.23% vs mid-market	Recipient gets TZS 7,619,980.50 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Tanzania with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 2539.9935 TZS TZS 7,619,980.50You pay$3,000.00
Xe Pay via Debit card	Fee $15.00 1 USD = 2539.9935 TZS +4.23% vs mid-market	Recipient gets TZS 7,581,880.60 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Tanzania with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $15.001 USD = 2539.9935 TZS TZS 7,581,880.60You pay$3,000.00
Xe Pay via Credit card	Fee $90.00 1 USD = 2539.9935 TZS +4.23% vs mid-market	Recipient gets TZS 7,391,381.08 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Tanzania with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $90.001 USD = 2539.9935 TZS TZS 7,391,381.08You pay$3,000.00
How Our Results Work Mid-market rate: 1 USD = 2649.7430 TZS Updates every 60 minutes.

Why compare

USD/TZS exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Tanzania

Pick a company

If you're sending a one-off transfer, then OFX is the best option.

OFX was the cheapest on 22 of the 30 days it quoted $3,000 transfers to Tanzania.

For recurring transfers, I'd suggest using an app like TapTap Send or a multi-currency account.

For large transfers, a broker like OFX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 5 ways to pay for your transfer to Tanzania, including debit card, bank transfer, credit card, cash deposit, and remitly wallet.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a few days).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but it's a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Tanzania?

How much USD you send to Tanzania heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows OFX was the cheapest in 15% of the transfers from $5,000 it quoted, and in 26% of all the transfers it quoted.


$500	-1.43%	$0.00	TZS 1,340,610.00with debit card to bank deposit	+TZS 90,888.06
$2,000	0.62%	$0.00	TZS 5,253,500.00with debit card to bank deposit	+TZS 165,602.45
$3,000This page	0.65%	$0.00	TZS 7,897,558.88with bank transfer to bank deposit	+TZS 148,853.49
$5,000	0.50%	$0.00	TZS 13,149,736.21with bank transfer to bank deposit	+TZS 250,653.99
$7,000	0.27%	$0.00	TZS 18,460,893.35with bank transfer to bank deposit	+TZS 364,938.01
$10,000	0.27%	$0.00	TZS 26,363,427.10with bank transfer to bank deposit	+TZS 513,531.08
$50,000	0.25%	$0.00	TZS 131,843,576.37with bank transfer to bank deposit	+TZS 2,908,568.20
$100,000	0.20%	$0.00	TZS 263,952,535.90with bank transfer to bank deposit	+TZS 6,020,309.59
$250,000	0.20%	$0.00	TZS 659,469,160.02with bank transfer to bank deposit	+TZS 12,002,305.39

Mid-market rate: 1 USD = 2649.7430 TZS

USD/TZS Exchange Rate History

Is today a good time to send money from US to Tanzania?

The cheapest way to send USD to TZS can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's OFX), across 30 days of comparisons for 3,000 USD transfers to Tanzania.

Each line shows what the recipient gets when you send $3,000, after fees, as quoted by each company. The mid-market line shows what $3,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/TZS exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more TZS per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of TZS on every transfer from the US.

Right now, OFX pays 7,897,558.88 TZS on 3,000 USD, which is 51,669.99 TZS less than the mid-market amount.

Today's payout is the highest in the past month.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today OFX is the cheapest and gets you the most TZS, but it was the cheapest in only 26% of the 270 comparisons it appeared in over the past month.

TapTap Send (today's second cheapest) was the cheapest in only 7% of its comparisons, so it's rarely the cheapest option for transfers to Tanzania.

If it's a one-off transfer, go with OFX, since it's the cheapest right now.

Ways to send money from the US to Tanzania

There are 9 companies available for sending money from the US to Tanzania, across app, online, currency broker, multi-currency account, global business account, in person, SNPL, and digital wallet, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

TapTap Send charges $0 on a $3,000 transfer with 0.87% markup, saves your recipient's details for next time, and TZS arrives in minutes.

Over the past month, TapTap Send was the cheapest app on 70% of the days it appeared for $3,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $3,000 to a MoneyGram agent in the US, and your recipient will get 7,772,011.20 TZS in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For transfers before payday

Send now, pay later

Remitly offers an SNPL option called Remitly Flex for transfer from the US to Tanzania.

It comes with Remitly One subscription ($9.99/month) and lets you send up to $250 USD instantly with 0% interest.

You will need to repay within 4 weeks, which is good for urgent transfers right before your payday.

However, if you have USD to send now, a money transfer service like OFX will get you more TZS (TSh7,897,558.88) without any subscription costs.

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Tanzania.

Of all online companies listed here, Wise gets you the most TZS per USD.

On a $3,000 transfer, you will get 7,776,281.97 TZS after a $57.86 fee and 0.25% markup.

In our comparisons over the past month, it was the cheapest online service on 2 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Tanzania (e.g. a property purchase, tuition, or moving to Tanzania), a broker like OFX charges no fee, gives you a dedicated account manager, and adds 0.65% markup on USD/TZS that gets lower the more you send.

Our analysis shows OFX was the cheapest broker in 17% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000 (per month).

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Revolut is the best for holding and receiving TZS.

This is useful for traveling to Tanzania, building up TZS balance, or receiving payments in TZS.

Revolut converts $3,000 at 1.13% markup plus small fee and holds the TZS until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 66% of days.

Ways to fund USD and receive TZS in Tanzania

With OFX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $3,000 gives your recipient 7,897,558.88 TZS.

Deposit USD by debit card, bank transfer, credit card, cash deposit, and remitly wallet.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Tanzania.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $3,000.

MoneyGram is the cheapest option and will get you 7,772,011.20 TZS on a $3,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle and Cash App only send money within the US, so neither can send money to Tanzania.

Venmo now sends money internationally to PayPal users in 90+ countries.

Your recipient in Tanzania can collect TZS through bank deposit, mobile money, cash pickup, and mobile wallet.

They can collect cash in Tanzania

Your recipient can collect TZS from a participating MoneyGram location in Tanzania.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Bank transfer Bank deposit

You pay $3,000.00

TSh7,897,559

Cheapest
2

Debit card Bank deposit

You pay $3,000.00

TSh7,880,250

-TSh17,309
3

Debit card Mobile money

You pay $3,000.00

TSh7,880,250

-TSh17,309
4

Cash deposit Cash pickup

You pay $3,028.79

TSh7,772,011

-TSh125,548
5

Credit card Bank deposit

You pay $3,090.00

TSh7,758,300

-TSh139,259

Show moreShow less

6

Remitly wallet Bank deposit

You pay $3,000.00

TSh7,758,300

-TSh139,259
7

Bank transfer Mobile wallet

You pay $3,001.99

TSh7,702,770

-TSh194,789
8

Debit card Mobile wallet

You pay $3,000.99

TSh7,699,757

-TSh197,802
9

Credit card Mobile wallet

You pay $3,090.00

TSh7,699,757

-TSh197,802
10

Bank transfer Cash pickup

You pay $3,005.99

TSh7,699,616

-TSh197,943
11

Debit card Cash pickup

You pay $3,035.99

TSh7,699,481

-TSh198,078
12

Credit card Cash pickup

You pay $3,079.99

TSh7,699,481

-TSh198,078

Things to consider before sending USD to Tanzania

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/TZS company

Cheapest way to send money to Tanzania

The cheapest option is OFX, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,897,558.88 TZS, which is 0.22% more than the next best option.

Fastest way to send money to Tanzania

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 7,821,924.36 TZS, with the money arriving in within minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Tanzania?

For transfers over $10,000, OFX is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Tanzania.

While OFX may not always be the cheapest or fastest way to send TZS, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Tanzania and the United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 270 comparisons across 9 amounts.

This page covers the cheapest and fastest options for USD/TZS transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

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Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2648.7022	–	TZS 7,946,106.73
OFX Cheapest	2631.4857	$0.00	TZS 7,894,457.04	−TZS 51,649.69
Sendwave	2618.2018	$0.00	TZS 7,854,605.28	−TZS 91,501.45
TapTap Send	2610.0000	$0.00	TZS 7,830,000.00	−TZS 116,106.73

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2644.9930	–	TZS 7,934,978.92
OFX Cheapest	2627.8005	$0.00	TZS 7,883,401.56	−TZS 51,577.36
Sendwave	2618.2018	$0.00	TZS 7,854,605.28	−TZS 80,373.64
TapTap Send	2612.0000	$0.00	TZS 7,836,000.00	−TZS 98,978.92

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2630.0030	–	TZS 7,890,009.09
Sendwave Cheapest	2617.8428	$0.00	TZS 7,853,528.52	−TZS 36,480.57
OFX	2612.9080	$0.00	TZS 7,838,724.03	−TZS 51,285.06
TapTap Send	2608.0000	$0.00	TZS 7,824,000.00	−TZS 66,009.09

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2636.6450	–	TZS 7,909,934.95
OFX Cheapest	2619.5068	$0.00	TZS 7,858,520.37	−TZS 51,414.58
Sendwave	2617.1250	$0.00	TZS 7,851,375.00	−TZS 58,559.95
TapTap Send	2600.0000	$0.00	TZS 7,800,000.00	−TZS 109,934.95

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2644.9680	–	TZS 7,934,903.87
OFX Cheapest	2627.7757	$0.00	TZS 7,883,327.00	−TZS 51,576.87
Sendwave	2616.6717	$0.00	TZS 7,850,015.25	−TZS 84,888.62
TapTap Send	2610.0000	$0.00	TZS 7,830,000.00	−TZS 104,903.87

How to send money to Tanzania from the US with the best USD-TZS rate

Best companies for USD/TZS transfers

How to send money from US to Tanzania

Pick a company

Pay for it

Check and send

How much USD are you sending to Tanzania?

Is today a good time to send money from US to Tanzania?

Understanding USD/TZS exchange rate

Picking the cheapest money transfer company

Is the cheapest money transfer company always the best?

Ways to send money from the US to Tanzania

Money transfer apps

Cash & in-person transfers

Send now, pay later

Online transfers

Currency brokers

Global accounts

Multi-currency accounts

Ways to fund USD and receive TZS in Tanzania

Things to consider before sending USD to Tanzania

Find the right USD/TZS company

Cash-funded transfers now carry a 1% tax

The $10,000 rule is not a transfer limit

You normally have 30 minutes to cancel

Need to send a large amount of USD to Tanzania?

How we analyze the market

Related transfer routes

Send money to Tanzania

Recommendations

Tools & resources

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2646.4440	–	TZS 7,939,331.94
OFX Cheapest	2629.2421	$0.00	TZS 7,887,726.28	−TZS 51,605.66
TapTap Send	2608.0000	$0.00	TZS 7,824,000.00	−TZS 115,331.94
Sendwave No quote collected this day	–	–	–	–

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2643.3150	–	TZS 7,929,945.11
OFX Cheapest	2626.1335	$0.00	TZS 7,878,400.46	−TZS 51,544.65
Sendwave	2615.1785	$0.00	TZS 7,845,535.50	−TZS 84,409.61
TapTap Send	2610.0000	$0.00	TZS 7,830,000.00	−TZS 99,945.11

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2645.3350	–	TZS 7,936,004.93
OFX Cheapest	2628.1403	$0.00	TZS 7,884,420.90	−TZS 51,584.03
Sendwave	2612.3015	$0.00	TZS 7,836,904.53	−TZS 99,100.40
TapTap Send	2610.0000	$0.00	TZS 7,830,000.00	−TZS 106,004.93

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2645.3480	–	TZS 7,936,044.08
OFX Cheapest	2628.1533	$0.00	TZS 7,884,459.79	−TZS 51,584.29
Sendwave	2612.3015	$0.00	TZS 7,836,904.53	−TZS 99,139.55
TapTap Send	2610.0000	$0.00	TZS 7,830,000.00	−TZS 106,044.08

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2645.0003	–	TZS 7,935,000.82
OFX Cheapest	2627.8078	$0.00	TZS 7,883,423.31	−TZS 51,577.51
TapTap Send	2620.0000	$0.00	TZS 7,860,000.00	−TZS 75,000.82
Sendwave	2613.6852	$0.00	TZS 7,841,055.75	−TZS 93,945.07

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2644.7903	–	TZS 7,934,370.79
OFX Cheapest	2627.5991	$0.00	TZS 7,882,797.38	−TZS 51,573.41
TapTap Send	2620.0000	$0.00	TZS 7,860,000.00	−TZS 74,370.79
Sendwave	2613.3684	$0.00	TZS 7,840,105.23	−TZS 94,265.56

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2645.6018	–	TZS 7,936,805.46
OFX Cheapest	2628.4054	$0.00	TZS 7,885,216.23	−TZS 51,589.23
TapTap Send	2620.0000	$0.00	TZS 7,860,000.00	−TZS 76,805.46
Sendwave No quote collected this day	–	–	–	–

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2644.9830	–	TZS 7,934,948.93
OFX Cheapest	2627.7906	$0.00	TZS 7,883,371.77	−TZS 51,577.16
TapTap Send	2622.0000	$0.00	TZS 7,866,000.00	−TZS 68,948.93
Sendwave	2613.1875	$0.00	TZS 7,839,562.50	−TZS 95,386.43

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2645.0000	–	TZS 7,934,999.90
OFX Cheapest	2627.8075	$0.00	TZS 7,883,422.40	−TZS 51,577.50
TapTap Send	2624.0000	$0.00	TZS 7,872,000.00	−TZS 62,999.90
Sendwave	2614.4817	$0.00	TZS 7,843,444.95	−TZS 91,554.95

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2644.9998	–	TZS 7,934,999.49
OFX Cheapest	2627.8073	$0.00	TZS 7,883,422.00	−TZS 51,577.49
TapTap Send	2624.0000	$0.00	TZS 7,872,000.00	−TZS 62,999.49
Sendwave No quote collected this day	–	–	–	–

Thu, Oct 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2648.4630	–	TZS 7,945,388.97
OFX Cheapest	2631.2480	$0.00	TZS 7,893,743.94	−TZS 51,645.03
TapTap Send	2626.0000	$0.00	TZS 7,878,000.00	−TZS 67,388.97
Sendwave	2613.9043	$0.00	TZS 7,841,712.78	−TZS 103,676.19

Fri, Oct 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2648.3630	–	TZS 7,945,088.90
OFX Cheapest	2631.1486	$0.00	TZS 7,893,445.82	−TZS 51,643.08
TapTap Send	2627.5000	$0.00	TZS 7,882,500.00	−TZS 62,588.90
Sendwave	2613.3368	$0.00	TZS 7,840,010.49	−TZS 105,078.41

Sat, Oct 31, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2646.6836	–	TZS 7,940,050.85
TapTap Send Cheapest	2630.3000	$0.00	TZS 7,890,900.00	−TZS 49,150.85
OFX	2629.4802	$0.00	TZS 7,888,440.52	−TZS 51,610.33
Sendwave	2617.2093	$0.00	TZS 7,851,627.96	−TZS 88,422.89

Mon, Nov 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2644.9980	–	TZS 7,934,993.97
TapTap Send Cheapest	2630.3000	$0.00	TZS 7,890,900.00	−TZS 44,093.97
OFX	2627.8055	$0.00	TZS 7,883,416.51	−TZS 51,577.46
Sendwave	2617.2093	$0.00	TZS 7,851,627.96	−TZS 83,366.01

Tue, Nov 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2644.7580	–	TZS 7,934,273.86
TapTap Send Cheapest	2630.3000	$0.00	TZS 7,890,900.00	−TZS 43,373.86
OFX	2627.5670	$0.00	TZS 7,882,701.08	−TZS 51,572.78
Sendwave	2614.3423	$0.00	TZS 7,843,026.84	−TZS 91,247.02

Wed, Nov 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2646.9950	–	TZS 7,940,984.94
TapTap Send Cheapest	2630.3000	$0.00	TZS 7,890,900.00	−TZS 50,084.94
OFX	2629.7895	$0.00	TZS 7,889,368.53	−TZS 51,616.41
Sendwave	2616.9903	$0.00	TZS 7,850,970.93	−TZS 90,014.01

Thu, Nov 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2647.0350	–	TZS 7,941,104.98
TapTap Send Cheapest	2630.0000	$0.00	TZS 7,890,000.00	−TZS 51,104.98
OFX	2629.8293	$0.00	TZS 7,889,487.80	−TZS 51,617.18
Sendwave	2616.2935	$0.00	TZS 7,848,880.38	−TZS 92,224.60

Fri, Nov 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2649.2299	–	TZS 7,947,689.82
OFX Cheapest	2632.0099	$0.00	TZS 7,896,029.84	−TZS 51,659.98
TapTap Send	2630.0000	$0.00	TZS 7,890,000.00	−TZS 57,689.82
Sendwave	2625.2460	$0.00	TZS 7,875,738.12	−TZS 71,951.70

Sat, Nov 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2642.5036	–	TZS 7,927,510.88
TapTap Send Cheapest	2630.0000	$0.00	TZS 7,890,000.00	−TZS 37,510.88
OFX	2625.3274	$0.00	TZS 7,875,982.06	−TZS 51,528.82
Sendwave	2623.1357	$0.00	TZS 7,869,407.19	−TZS 58,103.69

Sun, Nov 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2647.7736	–	TZS 7,943,320.93
OFX Cheapest	2630.5631	$0.00	TZS 7,891,689.34	−TZS 51,631.59
TapTap Send	2630.0000	$0.00	TZS 7,890,000.00	−TZS 53,320.93
Sendwave	2623.1357	$0.00	TZS 7,869,407.19	−TZS 73,913.74

Mon, Nov 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2646.3801	–	TZS 7,939,140.27
OFX Cheapest	2629.1786	$0.00	TZS 7,887,535.86	−TZS 51,604.41
TapTap Send	2629.0000	$0.00	TZS 7,887,000.00	−TZS 52,140.27
Sendwave	2623.1357	$0.00	TZS 7,869,407.19	−TZS 69,733.08

Tue, Nov 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2649.7430	–	TZS 7,949,228.87
OFX Cheapest	2632.5196	$0.00	TZS 7,897,558.88	−TZS 51,669.99
TapTap Send	2626.7500	$0.00	TZS 7,880,250.00	−TZS 68,978.87
Sendwave	2621.0609	$0.00	TZS 7,863,182.79	−TZS 86,046.08