How to send money to Spain from Netherlands with the best EUR-EUR rate

Revolut is the fastest way to send money to Spain right now, with delivery in within minutes.

For the cheapest option, sending €7,000 with Revolut will get you 7,000 EUR.

Best companies for EUR/EUR transfers

2 of 2 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/EUR exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/EUR transfers

All money transfer offers for EUR/EUR transfers, sorted by most EUR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €0.95 1 EUR = 1.0000 EUR 0.00% vs mid-market Recipient gets €6,999.05 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Spain with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€0.951 EUR = 1.0000 EUR
€6,999.05You pay€7,000.00

Run a live search

Showing top Netherlands to Spain deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €0.00 1 EUR = 1.0000 EUR 0.00% vs mid-market Recipient gets €7,000.00 Within minutes
CheapestUsing Bank transfer with Revolut is the cheapest way to send money to Spain from Netherlands.FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Spain.
Multi-currency cardReceive to bank account

Ways to receive money in Spain with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 EUR = 1.0000 EUR
€7,000.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Bank transfer
Fee €0.95 1 EUR = 1.0000 EUR 0.00% vs mid-market Recipient gets €6,999.05 Within minutes
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Netherlands to Spain.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Spain with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€0.951 EUR = 1.0000 EUR
€6,999.05You pay€7,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €11.18 1 EUR = 1.0000 EUR 0.00% vs mid-market Recipient gets €6,988.82 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Spain with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€11.181 EUR = 1.0000 EUR
€6,988.82You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee €49.00 1 EUR = 1.0000 EUR 0.00% vs mid-market Recipient gets €6,951.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Spain with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€49.001 EUR = 1.0000 EUR
€6,951.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Debit card
Fee €56.50 1 EUR = 1.0000 EUR 0.00% vs mid-market Recipient gets €6,943.50 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Spain with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€56.501 EUR = 1.0000 EUR
€6,943.50You pay€7,000.00
Wise

Wise

Pay via Credit card
Fee €98.94 1 EUR = 1.0000 EUR 0.00% vs mid-market Recipient gets €6,901.06 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Spain with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€98.941 EUR = 1.0000 EUR
€6,901.06You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 1.000000 EUR Updates every 60 minutes.

How to send money from Netherlands to Spain

Pick a company

For a one-off transfer to Spain, I suggest picking the cheapest option which is Revolut.

On a 7,000 EUR transfer, Revolut delivers the most EUR.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/EUR rate.

Fund your transfer

There are 4 ways fund your transfer, including bank transfer, debit card, ideal, and credit card.

Most common way is to fund your account with iDEAL (Wero)

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Ways to send money from the Netherlands to Spain

2 companies send money from the Netherlands to Spain, across app, multi-currency account, global account, and online, and more.

For one-off transfers

Online transfers

Sending money to Spain online is simple.

Pick Spain, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Wise is the cheapest online option, sending €7,000 gets you 6,999.05 EUR with a €0.95 fee and 0% markup.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Spain, apps are the easiest.

Revolut charges €0 in fees on a €7,000 transfer with 0% markup and gets you 7,000 EUR.

You can pay for you transfer via app, multi-currency account, global account, and online but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of EUR rate.

I suggest running a and getting a few quotes before settling.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and EUR in one account.

This is handy for receiving payments, spending EUR and EUR, or travelling to Spain.

Revolut is the cheapest multi-currency account.

It converts €7,000 at 0% markup plus €0 fee and holds the EUR until you send or spend it.

For ZZP'ers

Global accounts

Global accounts offer business tool and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive EUR in Spain

With Revolut, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 7,000 EUR.

In Spain, the recipient can collect EUR through bank deposit.

You can deposit EUR using bank transfer, debit card, ideal, and credit card.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/EUR rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    €7,000

    Cheapest

  2. 2
    Ideal Bank deposit

    You pay €7,000.00

    €6,989

    -€11

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    €6,951

    -€49

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    €6,901

    -€99

Consider this when sending money from Netherlands to Spain

A few things to consider before sending money from Netherlands to Spain.

Compare your transfer options

Cheapest way to send money to Spain

The cheapest option for €7,000 is Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 7,000 EUR, which is 0.01% more than the next best option.

Fastest way to send money to Spain

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Spain. Your recipient gets 7,000 EUR in within minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

Live EUR-EUR Exchange Rate

Finding the best rate to send money from Netherlands to Spain

The EUR/EUR rate can move quickly, so recent highs and lows help put the current quote into context.

Mid-market rate:1 EUR = 1.00 EUR

How we analyse the market

We track 2 companies sending EUR to Spain, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.