Revolut is the fastest way to send money to Indonesia right now, with delivery in within minutes.
For the cheapest option, sending €7,000 with Regency FX will get you 141,158,734.46 IDR.
| 8 of 8 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/IDR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €36.69 1 EUR = 20218.9000 IDR +0.01% vs mid-market | Recipient gets Rp 140,790,469.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €36.691 EUR = 20218.9000 IDR Rp 140,790,469.00You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 20080.3266 IDR +0.69% vs mid-market | Recipient gets Rp 140,562,286.20 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20080.3266 IDR Rp 140,562,286.20You pay€7,000.00 | |||
Run a live search Showing top Netherlands to Indonesia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to IDR rates. | |||
Run a live search These companies offer multi-currency accounts for spending IDR. We suggest doing a live search based on how much EUR you're planning to spend in Indonesia. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 20165.5335 IDR +0.27% vs mid-market | Recipient gets Rp 141,158,734.46 Minutes - 24 hours | |
Ways to receive money in Indonesia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20165.5335 IDR Rp 141,158,734.46You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 20150.0000 IDR +0.35% vs mid-market | Recipient gets Rp 141,050,000.00 Minutes | |
Ways to receive money in Indonesia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 20150.0000 IDR Rp 141,050,000.00You pay€7,000.00 Mobile walletMinutesAvailable via:DANA, GoPay, LinkAja, OVO, ShopeePay Free1 EUR = 20150.0000 IDR Rp 141,050,000.00You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 20119.0272 IDR +0.50% vs mid-market | Recipient gets Rp 140,833,190.40 Minutes - 24 hours | |
Ways to receive money in Indonesia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20119.0272 IDR Rp 140,833,190.40You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €0.99 1 EUR = 20117.3000 IDR +0.51% vs mid-market | Recipient gets Rp 140,801,100.00 Minutes - 24 hours | |
Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €0.991 EUR = 20117.3000 IDR Rp 140,801,100.00You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €36.69 1 EUR = 20218.9000 IDR +0.01% vs mid-market | Recipient gets Rp 140,790,469.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €36.691 EUR = 20218.9000 IDR Rp 140,790,469.00You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €46.82 1 EUR = 20218.9000 IDR +0.01% vs mid-market | Recipient gets Rp 140,585,651.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €46.821 EUR = 20218.9000 IDR Rp 140,585,651.00You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 20080.3266 IDR +0.69% vs mid-market | Recipient gets Rp 140,562,286.20 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20080.3266 IDR Rp 140,562,286.20You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 20080.3266 IDR +0.69% vs mid-market | Recipient gets Rp 140,562,286.20 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20080.3266 IDR Rp 140,562,286.20You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 20080.3266 IDR +0.69% vs mid-market | Recipient gets Rp 140,562,286.20 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20080.3266 IDR Rp 140,562,286.20You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €60.50 1 EUR = 20154.6823 IDR +0.32% vs mid-market | Recipient gets Rp 139,863,418.12 Within minutes | |
Ways to receive money in Indonesia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €60.501 EUR = 20154.6823 IDR Rp 139,863,418.12You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €91.67 1 EUR = 20218.9000 IDR +0.01% vs mid-market | Recipient gets Rp 139,678,833.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €91.671 EUR = 20218.9000 IDR Rp 139,678,833.00You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €133.69 1 EUR = 20218.9000 IDR +0.01% vs mid-market | Recipient gets Rp 138,829,235.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €133.691 EUR = 20218.9000 IDR Rp 138,829,235.00You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 19804.6295 IDR +2.08% vs mid-market | Recipient gets Rp 138,632,406.15 Minutes - 2 days | |
Ways to receive money in Indonesia with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 19804.6295 IDR Rp 138,632,406.15You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 20154.6823 IDR +0.32% vs mid-market | Recipient gets Rp 136,628,591.60 Within minutes | |
Ways to receive money in Indonesia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 20154.6823 IDR Rp 136,628,591.60You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 20220.1278 IDR Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to Indonesia, I suggest picking the cheapest option which is Regency FX.
Regency FX was the cheapest on 19 of the 26 days it quoted €7,000 transfers to Indonesia.
On a 7,000 EUR transfer, Regency FX delivers the most IDR.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/IDR rate.
There are 4 ways to fund your transfer, including bank transfer, debit card, credit card, and iDEAL.
The most common way is to fund your account with iDEAL (Wero).
First time round you'll need a photo ID and a BSN.
On a first transfer to someone new, send a small amount and check it landed.
How much EUR you send to Indonesia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 73% of the transfers from €5,000 it quoted, and in 73% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | -0.88% | €0.00 | Rp 10,190,900.00with debit card to bank deposit | +Rp 157,317.66 | |
| €1,000 | 0.37% | €0.00 | Rp 20,150,000.00with debit card to bank deposit | +Rp 182,961.44 | |
| €2,000 | 0.37% | €0.00 | Rp 40,300,000.00with debit card to bank deposit | +Rp 442,572.03 | |
| €5,000 | 0.34% | €0.00 | Rp 100,750,000.00with debit card to bank deposit | +Rp 826,022.05 | |
| €7,000This page | 0.27% | €0.00 | Rp 141,158,734.46with bank transfer to bank deposit | +Rp 1,120,271.08 |
Mid-market rate: 1 EUR = 20220.1278 IDR
The cheapest way to send EUR to IDR can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Indonesia.
Wed, 28 Oct 2026Mid-market rateRp 141,540,894.87 Regency FX Rp 141,158,734.46Regency FXRp 141,158,734.46TapTap SendRp 141,050,000.00OFXRp 140,833,190.40
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 20314.0106 | €0.00 | Rp 142,198,074.20 | – |
| | 20100.0000 | €0.00 | Rp 140,700,000.00 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20295.6908 | – | Rp 142,069,835.48 | |
| | 20240.8924 | €0.00 | Rp 141,686,246.93 | −Rp 383,588.55 |
| | 20194.2123 | €0.00 | Rp 141,359,486.30 | −Rp 710,349.18 |
| | 20100.0000 | €0.00 | Rp 140,700,000.00 | −Rp 1,369,835.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20320.9940 | – | Rp 142,246,957.92 | |
| | 20266.1273 | €0.00 | Rp 141,862,891.14 | −Rp 384,066.78 |
| | 20219.3890 | €0.00 | Rp 141,535,723.13 | −Rp 711,234.79 |
| | 20100.0000 | €0.00 | Rp 140,700,000.00 | −Rp 1,546,957.92 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20142.3272 | – | Rp 140,996,290.37 | |
| | 20087.9429 | €0.00 | Rp 140,615,600.38 | −Rp 380,689.99 |
| | 20041.6156 | €0.00 | Rp 140,291,308.91 | −Rp 704,981.46 |
| | 20000.0000 | €0.00 | Rp 140,000,000.00 | −Rp 996,290.37 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20141.2955 | – | Rp 140,989,068.35 | |
| | 20086.9140 | €0.00 | Rp 140,608,397.87 | −Rp 380,670.48 |
| | 20040.5890 | €0.00 | Rp 140,284,123.01 | −Rp 704,945.34 |
| | 20000.0000 | €0.00 | Rp 140,000,000.00 | −Rp 989,068.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20141.2955 | – | Rp 140,989,068.35 | |
| | 20086.9140 | €0.00 | Rp 140,608,397.87 | −Rp 380,670.48 |
| | 20040.5890 | €0.00 | Rp 140,284,123.01 | −Rp 704,945.34 |
| | 20000.0000 | €0.00 | Rp 140,000,000.00 | −Rp 989,068.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20068.5370 | – | Rp 140,479,758.76 | |
| | 20014.3519 | €0.00 | Rp 140,100,463.41 | −Rp 379,295.34 |
| | 20000.0000 | €0.00 | Rp 140,000,000.00 | −Rp 479,758.75 |
| | 19968.1943 | €0.00 | Rp 139,777,359.96 | −Rp 702,398.79 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20105.2711 | – | Rp 140,736,897.37 | |
| | 20050.9868 | €0.00 | Rp 140,356,907.75 | −Rp 379,989.62 |
| | 20004.7447 | €0.00 | Rp 140,033,212.88 | −Rp 703,684.49 |
| | 20000.0000 | €0.00 | Rp 140,000,000.00 | −Rp 736,897.37 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20051.5720 | – | Rp 140,361,003.69 | |
| | 20000.0000 | €0.00 | Rp 140,000,000.00 | −Rp 361,003.69 |
| | 19997.4327 | €0.00 | Rp 139,982,028.98 | −Rp 378,974.71 |
| | 19951.3141 | €0.00 | Rp 139,659,198.67 | −Rp 701,805.02 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20051.4918 | – | Rp 140,360,442.85 | |
| | 20000.0000 | €0.00 | Rp 140,000,000.00 | −Rp 360,442.85 |
| | 19997.3528 | €0.00 | Rp 139,981,469.66 | −Rp 378,973.19 |
| | 19951.2344 | €0.00 | Rp 139,658,640.64 | −Rp 701,802.21 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20088.4621 | – | Rp 140,619,234.56 | |
| | 20034.2232 | €0.00 | Rp 140,239,562.63 | −Rp 379,671.93 |
| | 20000.0000 | €0.00 | Rp 140,000,000.00 | −Rp 619,234.56 |
| | 19988.0198 | €0.00 | Rp 139,916,138.39 | −Rp 703,096.17 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20046.2944 | – | Rp 140,324,060.84 | |
| | 20000.0000 | €0.00 | Rp 140,000,000.00 | −Rp 324,060.84 |
| | 19992.1694 | €0.00 | Rp 139,945,185.87 | −Rp 378,874.97 |
| | 19946.0629 | €0.00 | Rp 139,622,440.53 | −Rp 701,620.31 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20046.2944 | – | Rp 140,324,060.84 | |
| | 19992.1694 | €0.00 | Rp 139,945,185.87 | −Rp 378,874.97 |
| | 19946.0629 | €0.00 | Rp 139,622,440.53 | −Rp 701,620.31 |
| | 19900.0000 | €0.00 | Rp 139,300,000.00 | −Rp 1,024,060.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20079.5382 | – | Rp 140,556,767.20 | |
| | 20025.3234 | €0.00 | Rp 140,177,263.93 | −Rp 379,503.27 |
| | 19979.1405 | €0.00 | Rp 139,853,983.36 | −Rp 702,783.84 |
| | 19900.0000 | €0.00 | Rp 139,300,000.00 | −Rp 1,256,767.20 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 19981.0884 | – | Rp 139,867,618.83 | |
| | 20000.0000 | €0.00 | Rp 140,000,000.00 | +Rp 132,381.17 |
| | 19927.1395 | €0.00 | Rp 139,489,976.26 | −Rp 377,642.57 |
| | 19881.1830 | €0.00 | Rp 139,168,280.73 | −Rp 699,338.10 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20055.9552 | – | Rp 140,391,686.53 | |
| | 20001.8041 | €0.00 | Rp 140,012,628.97 | −Rp 379,057.56 |
| | 20000.0000 | €0.00 | Rp 140,000,000.00 | −Rp 391,686.53 |
| | 19955.6754 | €0.00 | Rp 139,689,728.09 | −Rp 701,958.44 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 20118.8000 | €36.69 | Rp 140,093,441.00 | – |
| | 20000.0000 | €0.00 | Rp 140,000,000.00 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20270.7882 | – | Rp 141,895,517.66 | |
| | 20216.0571 | €0.00 | Rp 141,512,399.76 | −Rp 383,117.90 |
| | 20200.0000 | €0.00 | Rp 141,400,000.00 | −Rp 495,517.66 |
| | 20169.4343 | €0.00 | Rp 141,186,040.07 | −Rp 709,477.59 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 20250.0000 | €0.00 | Rp 141,750,000.00 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20286.4555 | – | Rp 142,005,188.68 | |
| | 20250.0000 | €0.00 | Rp 141,750,000.00 | −Rp 255,188.68 |
| | 20231.6821 | €0.00 | Rp 141,621,774.67 | −Rp 383,414.01 |
| | 20185.0232 | €0.00 | Rp 141,295,162.73 | −Rp 710,025.95 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20209.9911 | – | Rp 141,469,937.43 | |
| | 20155.4241 | €0.00 | Rp 141,087,968.60 | −Rp 381,968.83 |
| | 20108.9411 | €0.00 | Rp 140,762,587.75 | −Rp 707,349.68 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20191.3910 | – | Rp 141,339,737.14 | |
| | 20200.0000 | €0.00 | Rp 141,400,000.00 | +Rp 60,262.86 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20245.8635 | – | Rp 141,721,044.82 | |
| | 20200.0000 | €0.00 | Rp 141,400,000.00 | −Rp 321,044.81 |
| | 20191.1997 | €0.00 | Rp 141,338,397.99 | −Rp 382,646.82 |
| | 20144.6342 | €0.00 | Rp 141,012,439.59 | −Rp 708,605.22 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20294.2462 | – | Rp 142,059,723.68 | |
| | 20239.4518 | €0.00 | Rp 141,676,162.43 | −Rp 383,561.25 |
| | 20200.0000 | €0.00 | Rp 141,400,000.00 | −Rp 659,723.68 |
| | 20192.7750 | €0.00 | Rp 141,349,425.06 | −Rp 710,298.62 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20235.3799 | – | Rp 141,647,659.03 | |
| | 20200.0000 | €0.00 | Rp 141,400,000.00 | −Rp 247,659.03 |
| | 20180.7443 | €0.00 | Rp 141,265,210.35 | −Rp 382,448.68 |
| | 20134.2030 | €0.00 | Rp 140,939,420.73 | −Rp 708,238.30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20269.3510 | – | Rp 141,885,456.76 | |
| | 20214.6237 | €0.00 | Rp 141,502,366.02 | −Rp 383,090.74 |
| | 20200.0000 | €0.00 | Rp 141,400,000.00 | −Rp 485,456.76 |
| | 20168.0042 | €0.00 | Rp 141,176,029.47 | −Rp 709,427.29 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20269.3510 | – | Rp 141,885,456.76 | |
| | 20214.6237 | €0.00 | Rp 141,502,366.02 | −Rp 383,090.74 |
| | 20200.0000 | €0.00 | Rp 141,400,000.00 | −Rp 485,456.76 |
| | 20168.0042 | €0.00 | Rp 141,176,029.47 | −Rp 709,427.29 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20322.0767 | – | Rp 142,254,536.84 | |
| | 20267.2071 | €0.00 | Rp 141,870,449.59 | −Rp 384,087.25 |
| | 20220.4663 | €0.00 | Rp 141,543,264.15 | −Rp 711,272.69 |
| | 20200.0000 | €0.00 | Rp 141,400,000.00 | −Rp 854,536.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20252.1396 | – | Rp 141,764,977.43 | |
| | 20197.4589 | €0.00 | Rp 141,382,211.99 | −Rp 382,765.44 |
| | 20150.8789 | €0.00 | Rp 141,056,152.54 | −Rp 708,824.89 |
| | 20150.0000 | €0.00 | Rp 141,050,000.00 | −Rp 714,977.43 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20220.1278 | – | Rp 141,540,894.87 | |
| | 20165.5335 | €0.00 | Rp 141,158,734.46 | −Rp 382,160.41 |
| | 20150.0000 | €0.00 | Rp 141,050,000.00 | −Rp 490,894.87 |
| | 20119.0272 | €0.00 | Rp 140,833,190.40 | −Rp 707,704.47 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 20220.1278 | – | Rp 141,540,894.87 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more IDR per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.
Right now, Regency FX pays 141,158,734.46 IDR on 7,000 EUR, which is 382,160.41 IDR less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 142,198,074.2 IDR.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Indonesia.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 86% of them
Cheapest in 47% of them
Cheapest in 3% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 73% of them
Cheapest in 49% of them
Cheapest in 1% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 72% of them
Cheapest in 44% of them
Cheapest in 1% of them
Based on 104 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
TapTap Send (today's second cheapest) was the cheapest in only 49% of its comparisons, so it's rarely the cheapest option for transfers to Indonesia.
8 companies send money from the Netherlands to Indonesia, across app, broker, online, multi-currency account, and global account, and more.
For one-off transfers
Sending money to Indonesia online is simple.
Pick Indonesia, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.
Wise is the cheapest online option, sending €7,000 gets you 140,790,469 IDR with a €36.69 fee and 0.01% markup.
In our comparisons over the past month, it was the cheapest online service on 26 of the 29 days it quoted.
Frequent transfers abroad
For the regular transfer to Indonesia, apps are the easiest.
TapTap Send charges €0 in fees on a €7,000 transfer with 0.35% markup, and the money can land directly in a mobile money wallet, no bank account needed on the receiving side.
Over the past month, TapTap Send was the cheapest app on 66% of the days it appeared for €7,000 transfers.
You can pay for your transfer via bank transfer, debit card, credit card, and iDEAL but you can’t use Tikkie for deposits.
For large EUR transfers
Currency brokers are the best for large transfers from the Netherlands.
They handle the transfer for you, charge no fees, but add a markup on top of IDR rate.
For a property abroad or moving your savings, a broker like Regency FX is the best option.
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.
Holding, travelling, and receiving
These let you hold EUR and IDR in one account.
This is handy for receiving payments, spending IDR and EUR, or travelling to Indonesia.
Wise is the cheapest multi-currency account.
It converts €7,000 at 0.01% markup plus €36.69 fee and holds the IDR until you send or spend it.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For ZZP'ers
Global accounts offer business tools and business transfers from the Netherlands.
Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 141,158,734.46 IDR.
In Indonesia, the recipient can collect IDR through bank deposit and mobile wallet.
You can deposit EUR using bank transfer, debit card, credit card, and iDEAL.
Paying through iDEAL (Wero)
Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.
This funds your balance without entering the company's account details manually.
To find the company with the best EUR/IDR rate offering iDEAL (Wero), use our deposit filter above.
You pay €7,000.00
Rp141,158,734
Cheapest
You pay €7,000.00
Rp141,050,000
-Rp108,734
You pay €7,000.00
Rp141,050,000
-Rp108,734
You pay €7,000.00
Rp140,585,651
-Rp573,083
You pay €7,000.00
Rp140,562,286
-Rp596,448
A few things to consider before sending money from Netherlands to Indonesia.
Cheapest way to send money to Indonesia
The cheapest option for a €7,000 transfer is Regency FX, funded through bank transfer with bank deposit for the payout. Your recipient gets 141,158,734.46 IDR, which is 0.08% more than the next best option.
Fastest way to send money to Indonesia
The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Indonesia. Your recipient gets 139,863,418.12 IDR in within minutes.
iDEAL remains the normal way to approve an online payment from a Dutch bank account.
Since 2026, the name and payment experience have been moving to Wero in stages.
Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.
For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.
The recipient normally files the return if the total from the same donor exceeds the exemption.
The Belastingdienst explains gifts abroad and publishes the current exemptions.
Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.
We track 8 companies sending EUR to Indonesia, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.
We compare fees, exchange rates and how the money can be paid in and collected.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/IDR transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each company goes through our review before it appears here.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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