How to send money to Indonesia from Netherlands with the best EUR-IDR rate

Revolut is the fastest way to send money to Indonesia right now, with delivery in within minutes.

For the cheapest option, sending €7,000 with Xe will get you 143,966,783.1 IDR.

Best companies for EUR/IDR transfers

7 of 7 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/IDR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €36.69 1 EUR = 20457.9000 IDR +0.08% vs mid-market Recipient gets Rp 142,454,700.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€36.691 EUR = 20457.9000 IDR
Rp 142,454,700.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 20566.6833 IDR -0.45% vs mid-market Recipient gets Rp 143,966,783.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 20566.6833 IDR
Rp 143,966,783.10You pay€7,000.00

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Showing top Netherlands to Indonesia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 20566.6833 IDR -0.45% vs mid-market Recipient gets Rp 143,966,783.10 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 20566.6833 IDR
Rp 143,966,783.10You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 20566.6833 IDR -0.45% vs mid-market Recipient gets Rp 143,966,783.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 20566.6833 IDR
Rp 143,966,783.10You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 20566.6833 IDR -0.45% vs mid-market Recipient gets Rp 143,966,783.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 20566.6833 IDR
Rp 143,966,783.10You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 20418.1347 IDR +0.27% vs mid-market Recipient gets Rp 142,926,943.03 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Indonesia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 20418.1347 IDR
Rp 142,926,943.03You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 20371.0459 IDR +0.50% vs mid-market Recipient gets Rp 142,597,321.08 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Indonesia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 20371.0459 IDR
Rp 142,597,321.08You pay€7,000.00

Wise

Pay via Bank transfer
Fee €36.69 1 EUR = 20457.9000 IDR +0.08% vs mid-market Recipient gets Rp 142,454,700.00 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€36.691 EUR = 20457.9000 IDR
Rp 142,454,700.00You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €46.82 1 EUR = 20457.9000 IDR +0.08% vs mid-market Recipient gets Rp 142,247,461.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€46.821 EUR = 20457.9000 IDR
Rp 142,247,461.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 20412.3018 IDR +0.30% vs mid-market Recipient gets Rp 141,447,044.98 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 20412.3018 IDR
Rp 141,447,044.98You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €91.67 1 EUR = 20457.9000 IDR +0.08% vs mid-market Recipient gets Rp 141,329,924.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€91.671 EUR = 20457.9000 IDR
Rp 141,329,924.00You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 20100.0000 IDR +1.84% vs mid-market Recipient gets Rp 140,700,000.00 Minutes
Receive to bank account

Ways to receive money in Indonesia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 20100.0000 IDR
Rp 140,700,000.00You pay€7,000.00
Mobile walletMinutesAvailable via:DANA, GoPay, LinkAja, OVO, ShopeePay
Free1 EUR = 20100.0000 IDR
Rp 140,700,000.00You pay€7,000.00

Wise

Pay via Credit card
Fee €133.69 1 EUR = 20457.9000 IDR +0.08% vs mid-market Recipient gets Rp 140,470,283.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€133.691 EUR = 20457.9000 IDR
Rp 140,470,283.00You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.00 1 EUR = 20031.8416 IDR +2.18% vs mid-market Recipient gets Rp 140,222,890.99 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Indonesia with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 20031.8416 IDR
Rp 140,222,890.99You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 20412.3018 IDR +0.30% vs mid-market Recipient gets Rp 138,374,993.57 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 20412.3018 IDR
Rp 138,374,993.57You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 20473.4129 IDR Updates every 60 minutes.

How to send money from Netherlands to Indonesia

Pick a company

For a one-off transfer to Indonesia, I suggest picking the cheapest option which is Xe.

On a 7,000 EUR transfer, Xe delivers the most IDR.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/IDR rate.

Fund your transfer

There are 4 ways fund your transfer, including bank transfer, debit card, credit card, and ideal.

Most common way is to fund your account with iDEAL (Wero)

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Ways to send money from the Netherlands to Indonesia

7 companies send money from the Netherlands to Indonesia, across app, broker, online, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Sending money to Indonesia online is simple.

Pick Indonesia, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Xe is the cheapest online option, sending €7,000 gets you 143,966,783.1 IDR with a €0 fee and -0.45% markup.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Indonesia, apps are the easiest.

Xe charges €0 in fees on a €7,000 transfer with -0.45% markup, and the money can land directly in a mobile money wallet, no bank account needed on the receiving side.

You can pay for you transfer via app, broker, online, multi-currency account, and global account but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of IDR rate.

For a property abroad or moving your savings, a broker like Xe is the best option.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and IDR in one account.

This is handy for receiving payments, spending IDR and EUR, or travelling to Indonesia.

Wise is the cheapest multi-currency account.

It converts €7,000 at 0.08% markup plus €36.69 fee and holds the IDR until you send or spend it.

For ZZP'ers

Global accounts

Global accounts offer business tool and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive IDR in Indonesia

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 143,966,783.1 IDR.

In Indonesia, the recipient can collect IDR through bank deposit and mobile wallet.

You can deposit EUR using bank transfer, debit card, credit card, and ideal.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/IDR rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    Rp143,966,783

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    Rp143,966,783

    Rp0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    Rp143,966,783

    Rp0

  4. 4
    Ideal Bank deposit

    You pay €7,000.00

    Rp142,247,461

    -Rp1,719,322

  5. 5
    Debit card Mobile wallet

    You pay €7,000.00

    Rp140,700,000

    -Rp3,266,783

Consider this when sending money from Netherlands to Indonesia

A few things to consider before sending money from Netherlands to Indonesia.

Compare your transfer options

Cheapest way to send money to Indonesia

The cheapest option for Rp143,966,783.1 is Xe, funded through debit card with bank deposit for the payout. Your recipient gets 143,966,783.1 IDR, which is 0.72% more than the next best option.

Fastest way to send money to Indonesia

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Indonesia. Your recipient gets 141,447,044.98 IDR in within minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

Live EUR-IDR Exchange Rate

Finding the best rate to send money from Netherlands to Indonesia

The EUR/IDR rate can move quickly, so recent highs and lows help put the current quote into context.

Mid-market rate:1 EUR = 20,474.220135 IDR

How we analyse the market

We track 7 companies sending EUR to Indonesia, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.