How to send money to Spain from France with the best EUR-EUR rate

Revolut offers the best exchange rate from France to Spain at 1.0000 EUR per EUR.

But Revolut is cheapest overall, turning EUR 7,000 into 7,000 EUR after its fee and exchange-rate markup.

Best companies for EUR/EUR transfers

2 of 2 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/EUR exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/EUR transfers

All money transfer offers for EUR/EUR transfers, sorted by most EUR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €0.95 1 EUR = 1.0000 EUR 0.00% vs mid-market Recipient gets €6,999.05 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Spain with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€0.951 EUR = 1.0000 EUR
€6,999.05You pay€7,000.00

Run a live search

Showing top France to Spain deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €0.00 1 EUR = 1.0000 EUR 0.00% vs mid-market Recipient gets €7,000.00 Within minutes
CheapestUsing Bank transfer with Revolut is the cheapest way to send money to Spain from France.FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Spain.
Multi-currency cardReceive to bank account

Ways to receive money in Spain with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 EUR = 1.0000 EUR
€7,000.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Bank transfer
Fee €0.95 1 EUR = 1.0000 EUR 0.00% vs mid-market Recipient gets €6,999.05 Within minutes
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from France to Spain.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Spain with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€0.951 EUR = 1.0000 EUR
€6,999.05You pay€7,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €11.18 1 EUR = 1.0000 EUR 0.00% vs mid-market Recipient gets €6,988.82 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Spain with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€11.181 EUR = 1.0000 EUR
€6,988.82You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee €49.00 1 EUR = 1.0000 EUR 0.00% vs mid-market Recipient gets €6,951.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Spain with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€49.001 EUR = 1.0000 EUR
€6,951.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Debit card
Fee €56.50 1 EUR = 1.0000 EUR 0.00% vs mid-market Recipient gets €6,943.50 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Spain with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€56.501 EUR = 1.0000 EUR
€6,943.50You pay€7,000.00
Wise

Wise

Pay via Credit card
Fee €98.94 1 EUR = 1.0000 EUR 0.00% vs mid-market Recipient gets €6,901.06 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Spain with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€98.941 EUR = 1.0000 EUR
€6,901.06You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 1.000000 EUR Updates every 60 minutes.

How to send money from France to Spain

Pick a company

Start with the cheapest, which is Revolut at 7,000 EUR on €7,000 transfer.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, ideal, and credit card.

A euro virement to the money transfer company is cheap and arrives in seconds.

Verify and send

First time round you'll need a photo ID and a RIB or proof of address to verify your account.

Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.

Ways to send money from France to Spain

2 companies send money from France to Spain. You can do it via app, multi-currency account, global account, and online.

For regular transfers from France

Money transfer apps

If you’re sending €50 to €200 to a family in Spain, apps like Revolut are the easiest way.

Revolut charges €0 on a €7,000 transfer, and the EUR arrives in within minutes.

If you need mobile wallet or cash delivery, use our filters above.

For one-off transfers

Online transfers

When converting EUR to EUR, an online service like Wise is always cheaper than the bank's international virement.

Sending €7,000 with Wise gets you 6,999.05 EUR with a €0.95 fee and 0% markup.

For travelling & receiving

Challenger banks

Challenger banks like Revolut are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Spain.

On €7,000 transfer, Revolut gets you 7,000 EUR vs 7,000 EUR using Revolut.

It's always , and choosing based on purpose and how much you get.

Companies like Revolut offer great multi-currency features:

  • Hold EUR and EUR

  • Convert between them any time

  • Spend in EUR abroad or online

  • Receive EUR or EUR like a local

Sending large sums from France

Currency brokers

If you’re selling a property in France, repatriating a pension, moving to Spain, or making any other large transfer, then you need a currency broker.

For transfers in the tens of thousands, brokers like Currencies Direct or TorFX charge no fee, just a margin that reduces as the amount grows.

Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.

International business payments

Global accounts

Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.

Companies like Airwallex, Wise Business, or Payoneer are the best for this.

Ways to fund EUR and receive EUR in Spain

With Revolut, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 7,000 EUR.

Fund the transfer from France by bank transfer, debit card, ideal, and credit card.

You can pay by virement

Send the money by bank transfer from your French RIB or IBAN.

SEPA Instant can be instant for funding your transfer, but delivery speed to Spain depends on the payout method.

Your recipient in Spain can collect EUR through bank deposit.

They can receive EUR digitally

Your recipient can use bank deposit to collect Euros.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    €7,000

    Cheapest

  2. 2
    Ideal Bank deposit

    You pay €7,000.00

    €6,989

    -€11

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    €6,951

    -€49

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    €6,901

    -€99

What to consider before sending EUR to Morocco

From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.

Compare the EUR/MAD options

For a €7,000 transfer to Spain, these are the best ways to start with:

Cheapest way to send money to Spain

The cheapest option is Revolut, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,000 EUR, which is 0.01% more than the next best option.

Fastest way to send money to Spain

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 7,000 EUR in within minutes.

France caps cash payments

If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.

This limits the cash payment, rather than the amount you can send abroad.

For a larger transfer, pay by bank transfer or card.

Expect a justificatif on a large transfer

French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.

For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.

Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.

FGDR deposit guarantee

The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.

Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).

If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.

Live EUR-EUR Exchange Rate

Finding the best rate to send money from France to Spain

The exchange rate determines how much EUR your recipient gets for your EUR. Use the weekly range to judge the rate offered today.

Mid-market rate:1 EUR = 1.00 EUR

How we analyse the market

Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.

That covers 2 ACPR-registered companies sending EUR to Spain, with the rates refreshed in real time on live EUR/EUR searches.

We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.