How to send money to Croatia from Sweden with the best SEK-EUR rate

Cheapest way to send money to Croatia

The cheapest option for EUR 7,045.16 is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 7,045.16 EUR, which is 1.44% more than the next best option.

Fastest way to send money to Croatia

With Wise, a bank transfer deposit and bank deposit payout delivers 7,045.16 EUR in same day.

Swish moves money between participating Swedish accounts, it cannot send SEK to Croatia.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Croatia over local rails or SWIFT.

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Croatia may have their own rules on receiving monetary gifts.