How to send money to Norway from Finland with the best EUR-NOK rate

We’ve compared and analysed 8 money transfer companies in Finland.

Best companies for EUR/NOK transfers

8 of 8 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/NOK transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €31.50 1 EUR = 10.8280 NOK 0.00% vs mid-market Recipient gets kr 75,454.92 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€31.501 EUR = 10.8280 NOK
kr 75,454.92You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.7687 NOK +0.55% vs mid-market Recipient gets kr 75,380.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7687 NOK
kr 75,380.90You pay€7,000.00

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Showing top Finland to Norway deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 10.8006 NOK +0.25% vs mid-market Recipient gets kr 75,603.99 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Norway with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 10.8006 NOK
kr 75,603.99You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.7984 NOK +0.27% vs mid-market Recipient gets kr 75,588.83 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Norway with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7984 NOK
kr 75,588.83You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 10.7952 NOK +0.30% vs mid-market Recipient gets kr 75,566.09 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Norway with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7952 NOK
kr 75,566.09You pay€7,000.00

Wise

Pay via Bank transfer
Fee €31.50 1 EUR = 10.8280 NOK 0.00% vs mid-market Recipient gets kr 75,454.92 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€31.501 EUR = 10.8280 NOK
kr 75,454.92You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.7735 NOK +0.50% vs mid-market Recipient gets kr 75,414.51 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Norway with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7735 NOK
kr 75,414.51You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.7687 NOK +0.55% vs mid-market Recipient gets kr 75,380.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7687 NOK
kr 75,380.90You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 10.7687 NOK +0.55% vs mid-market Recipient gets kr 75,380.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7687 NOK
kr 75,380.90You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 10.7687 NOK +0.55% vs mid-market Recipient gets kr 75,380.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7687 NOK
kr 75,380.90You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €41.65 1 EUR = 10.8280 NOK 0.00% vs mid-market Recipient gets kr 75,345.01 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€41.651 EUR = 10.8280 NOK
kr 75,345.01You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €2.31 1 EUR = 10.7620 NOK +0.61% vs mid-market Recipient gets kr 75,309.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Norway with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.311 EUR = 10.7620 NOK
kr 75,309.00You pay€7,000.00

Wise

Pay via Debit card
Fee €86.58 1 EUR = 10.8280 NOK 0.00% vs mid-market Recipient gets kr 74,858.51 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€86.581 EUR = 10.8280 NOK
kr 74,858.51You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 10.6761 NOK +1.40% vs mid-market Recipient gets kr 74,732.36 Minutes - 2 days

Ways to receive money in Norway with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 10.6761 NOK
kr 74,732.36You pay€7,000.00

Wise

Pay via Credit card
Fee €128.65 1 EUR = 10.8280 NOK 0.00% vs mid-market Recipient gets kr 74,402.98 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€128.651 EUR = 10.8280 NOK
kr 74,402.98You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 10.8276 NOK Updates every 60 minutes.

How to send money from Finland to Norway

Pick a company

For a one-off transfer to Norway, start with Key Currency.

On a 7,000 EUR transfer, Key Currency delivers the most NOK.

The cheapest option depends on the amount, so I suggest to get the best EUR/NOK rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Select how you want the recipient to pick up the money. For transfers to Norway they can receive it via bank deposit.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Ways to send money from Finland to Norway

8 companies send money from Finland to Norway, mostly through broker, online, app, global account, and multi-currency account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Wise will get you 75,454.92 NOK on €7,000 transfer.

If it's the only time you send money to Norway, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Wise charges €31.5 on a €7,000 transfer, and 75,454.92 NOK arrives in next day.

In Norway they can receive money via bank deposit.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and NOK balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to NOK with Wise gets you 75,454.92 NOK (€31.5 in fees and 0% markup).

This is especially useful travel since you are spending in NOK (no extra fees from Wise, only local ATMs).

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Norway.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Norway. They charge no fees and add a markup on the rate.

Key Currency charges no fee but adds 0.25% markup on top of the EUR/NOK rate.

Ways to fund EUR and receive NOK in Norway

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 75,603.99 NOK.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Norway directly.

For withdrawals in Norway, use bank deposit.

Receive NOK

The name should match the account holder's bank record, so double check it before sending.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    kr75,604

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    kr75,381

    -kr223

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    kr75,381

    -kr223

  4. 4
    Ideal Bank deposit

    You pay €7,000.00

    kr75,345

    -kr259

What to consider before sending money from Finland to Norway

For a transfer from Finland, compare the NOK received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/NOK transfer options

For a €7,000 transfer to Norway, these are the current cheapest, fastest and easiest options.

Cheapest

Key Currency is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 75,603.99 NOK, which is 0.02% more than the next best option.

Fastest

Regency FX delivers 75,588.83 NOK in minutes - 24 hours when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Norway.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

Live EUR-NOK Exchange Rate

Finding the best rate to send money from Finland to Norway

The exchange rate has a direct impact on how much NOK your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.

Mid-market rate:1 EUR = 10.825735 NOK

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 8 of them on EUR to Norway, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.