Compare the best ways to send money from United States to Norway

We compared 10 companies sending money from the United States to Norway. Key Currency is the best and cheapest, while Revolut is the fastest.

Sending $7,000 with Key Currency gets your recipient 65,158.84 NOK at 9.3084 NOK per USD.

Best companies for USD/NOK transfers

10 of 10 providers

Last updated on 28 October 2026

Based on 7,000 USD transfer

Best companies for USD/NOK transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $27.10 1 USD = 9.3336 NOK -0.02% vs mid-market Recipient gets kr 65,082.05 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$27.101 USD = 9.3336 NOK
kr 65,082.05You pay$7,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 9.2808 NOK +0.55% vs mid-market Recipient gets kr 64,965.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 9.2808 NOK
kr 64,965.60You pay$7,000.00

Run a live search

Showing top United States to Norway deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee $0.00 1 USD = 9.3084 NOK +0.25% vs mid-market Recipient gets kr 65,158.84 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Norway with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 USD = 9.3084 NOK
kr 65,158.84You pay$7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 USD = 9.3065 NOK +0.27% vs mid-market Recipient gets kr 65,145.78 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Norway with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 9.3065 NOK
kr 65,145.78You pay$7,000.00

Wise

Pay via Bank transfer
Fee $27.10 1 USD = 9.3336 NOK -0.02% vs mid-market Recipient gets kr 65,082.05 Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$27.101 USD = 9.3336 NOK
kr 65,082.05You pay$7,000.00

OFX

Pay via Bank transfer
Fee $0.00 1 USD = 9.2851 NOK +0.50% vs mid-market Recipient gets kr 64,995.53 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Norway with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 9.2851 NOK
kr 64,995.53You pay$7,000.00

Currencies Direct

Pay via Bank transfer
Fee $0.00 1 USD = 9.2836 NOK +0.52% vs mid-market Recipient gets kr 64,985.20 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Norway with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 9.2836 NOK
kr 64,985.20You pay$7,000.00

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 9.2808 NOK +0.55% vs mid-market Recipient gets kr 64,965.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 9.2808 NOK
kr 64,965.60You pay$7,000.00

CurrencyFair

Pay via Bank transfer
Fee $2.68 1 USD = 9.2800 NOK +0.56% vs mid-market Recipient gets kr 64,935.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Norway with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$2.681 USD = 9.2800 NOK
kr 64,935.00You pay$7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee $40.50 1 USD = 9.3210 NOK +0.12% vs mid-market Recipient gets kr 64,869.48 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Norway with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$40.501 USD = 9.3210 NOK
kr 64,869.48You pay$7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee $35.00 1 USD = 9.2808 NOK +0.55% vs mid-market Recipient gets kr 64,640.77 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$35.001 USD = 9.2808 NOK
kr 64,640.77You pay$7,000.00

Moneycorp

Pay via Bank transfer
Fee $0.00 1 USD = 9.2011 NOK +1.40% vs mid-market Recipient gets kr 64,407.63 Minutes - 2 days

Ways to receive money in Norway with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 USD = 9.2011 NOK
kr 64,407.63You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fee $60.79 1 USD = 9.1306 NOK +2.18% vs mid-market Recipient gets kr 63,914.20 Minutes - 24 hours

Ways to receive money in Norway with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$60.791 USD = 9.1306 NOK
kr 63,914.20You pay$7,060.79

Xe

Pay via Credit card
Fee $210.00 1 USD = 9.2808 NOK +0.55% vs mid-market Recipient gets kr 63,016.63 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$210.001 USD = 9.2808 NOK
kr 63,016.63You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee $5.99 1 USD = 8.3784 NOK +10.77% vs mid-market Recipient gets kr 58,648.80 Minutes - 24 hours

Ways to receive money in Norway with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$5.991 USD = 8.3784 NOK
kr 58,648.80You pay$7,005.99
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee $75.99 1 USD = 8.3784 NOK +10.77% vs mid-market Recipient gets kr 58,648.80 Minutes - 24 hours

Ways to receive money in Norway with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$75.991 USD = 8.3784 NOK
kr 58,648.80You pay$7,075.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee $179.99 1 USD = 8.3784 NOK +10.77% vs mid-market Recipient gets kr 58,648.80 Minutes - 24 hours

Ways to receive money in Norway with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$179.991 USD = 8.3784 NOK
kr 58,648.80You pay$7,179.99
How Our Results Work
Mid-market rate: 1 USD = 9.3317 NOK Updates every 60 minutes.

How to send money from US to Norway

Pick a company

If you're sending a one-off transfer, then Key Currency is the best option.

Key Currency was the cheapest on 28 of the 29 days it quoted $7,000 transfers to Norway.

For recurring transfers, I'd suggest using an app or a multi-currency account with Wise.

For large transfers, a broker like Key Currency is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Norway, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Norway?

How much USD you send to Norway heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 97% of the transfers from $5,000 it quoted, and in 97% of all the transfers it quoted.

Cheapest service
$500-1.06%$0.00kr 4,714.30with debit card to bank deposit+kr 224.22
$2,0000.05%$0.00kr 18,656.00with bank transfer to bank deposit+kr 522.54
$5,0000.17%$0.00kr 46,570.50with bank transfer to bank deposit+kr 1,127.18
$7,000This page0.25%$0.00kr 65,158.84with bank transfer to bank deposit+kr 1,687.97
$10,0000.25%$0.00kr 93,103.06with bank transfer to bank deposit+kr 2,411.04
$50,0000.13%$0.00kr 466,190.00with bank transfer to bank deposit+kr 11,988.63
$100,0000.15%$0.00kr 931,972.44with bank transfer to bank deposit+kr 23,787.46
$250,0000.15%$0.00kr 2,329,250.00with bank transfer to bank deposit+kr 58,804.26

Mid-market rate: 1 USD = 9.3317 NOK

USD/NOK Exchange Rate History

Is today a good time to send money from US to Norway?

The cheapest way to send USD to NOK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 USD transfers to Norway.

NOK received for $7,000, after fees

Wed, Oct 28, 2026Mid-market ratekr 65,322.15 Key Currency kr 65,158.84Key Currencykr 65,158.84Regency FXkr 65,145.78Wisekr 65,082.05

64,500
65,000
65,500
66,000
66,500
67,000
67,500
68,000
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5601 – kr 66,920.91
Key Currency Cheapest 9.5362 $0.00 kr 66,753.61 −kr 167.30
Regency FX 9.5343 $0.00 kr 66,740.22 −kr 180.69
Wise 9.5603 $27.10 kr 66,663.29 −kr 257.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5794 – kr 67,056.01
Key Currency Cheapest 9.5555 $0.00 kr 66,888.37 −kr 167.64
Regency FX 9.5536 $0.00 kr 66,874.96 −kr 181.05
Wise 9.5790 $27.10 kr 66,793.20 −kr 262.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.6425 – kr 67,497.78
Key Currency Cheapest 9.6184 $0.00 kr 67,329.04 −kr 168.74
Regency FX 9.6165 $0.00 kr 67,315.54 −kr 182.24
Wise 9.6425 $27.10 kr 67,236.26 −kr 261.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.6302 – kr 67,411.05
Key Currency Cheapest 9.6061 $0.00 kr 67,242.52 −kr 168.53
Regency FX 9.6041 $0.00 kr 67,229.04 −kr 182.01
Wise 9.6305 $27.10 kr 67,152.72 −kr 258.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.6186 – kr 67,330.23
Key Currency Cheapest 9.5946 $0.00 kr 67,161.90 −kr 168.33
Regency FX 9.5926 $0.00 kr 67,148.44 −kr 181.79
Wise 9.6171 $27.10 kr 67,058.80 −kr 271.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.6186 – kr 67,330.23
Key Currency Cheapest 9.5946 $0.00 kr 67,161.90 −kr 168.33
Regency FX 9.5926 $0.00 kr 67,148.44 −kr 181.79
Wise 9.6171 $27.10 kr 67,058.80 −kr 271.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.6466 – kr 67,525.89
Key Currency Cheapest 9.6224 $0.00 kr 67,357.07 −kr 168.81
Regency FX 9.6205 $0.00 kr 67,343.57 −kr 182.31
Wise 9.6457 $27.10 kr 67,258.71 −kr 267.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.6139 – kr 67,297.57
Key Currency Cheapest 9.5899 $0.00 kr 67,129.33 −kr 168.24
Regency FX 9.5880 $0.00 kr 67,115.87 −kr 181.70
Wise 9.6120 $27.10 kr 67,023.45 −kr 274.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5605 – kr 66,923.19
Key Currency Cheapest 9.5366 $0.00 kr 66,755.88 −kr 167.30
Regency FX 9.5346 $0.00 kr 66,742.49 −kr 180.69
Wise 9.5597 $27.10 kr 66,658.69 −kr 264.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5773 – kr 67,041.00
Key Currency Cheapest 9.5533 $0.00 kr 66,873.39 −kr 167.60
Regency FX 9.5514 $0.00 kr 66,859.98 −kr 181.01
Wise 9.5761 $27.10 kr 66,773.05 −kr 267.94
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 9.5624 $27.10 kr 66,677.31 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5614 – kr 66,929.83
Key Currency Cheapest 9.5375 $0.00 kr 66,762.50 −kr 167.33
Regency FX 9.5356 $0.00 kr 66,749.12 −kr 180.71
Wise 9.5594 $27.10 kr 66,657.02 −kr 272.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5614 – kr 66,929.83
Key Currency Cheapest 9.5375 $0.00 kr 66,762.50 −kr 167.33
Regency FX 9.5356 $0.00 kr 66,749.12 −kr 180.71
Wise 9.5594 $27.10 kr 66,657.02 −kr 272.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5691 – kr 66,983.70
Key Currency Cheapest 9.5452 $0.00 kr 66,816.24 −kr 167.46
Regency FX 9.5433 $0.00 kr 66,802.84 −kr 180.86
Wise 9.5693 $27.10 kr 66,725.49 −kr 258.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5538 – kr 66,876.36
Key Currency Cheapest 9.5299 $0.00 kr 66,709.16 −kr 167.19
Regency FX 9.5280 $0.00 kr 66,695.79 −kr 180.57
Wise 9.5529 $27.10 kr 66,611.56 −kr 264.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4957 – kr 66,470.15
Key Currency Cheapest 9.4720 $0.00 kr 66,303.97 −kr 166.18
Regency FX 9.4701 $0.00 kr 66,290.68 −kr 179.47
Wise 9.4951 $27.10 kr 66,208.59 −kr 261.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5212 – kr 66,648.34
Key Currency Cheapest 9.4974 $0.00 kr 66,481.72 −kr 166.62
Regency FX 9.4955 $0.00 kr 66,468.39 −kr 179.95
Wise 9.5198 $27.10 kr 66,380.40 −kr 267.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4451 – kr 66,115.98
Key Currency Cheapest 9.4215 $0.00 kr 65,950.69 −kr 165.29
Regency FX 9.4196 $0.00 kr 65,937.47 −kr 178.51
Wise 9.4447 $27.10 kr 65,856.74 −kr 259.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4277 – kr 65,993.93
Key Currency Cheapest 9.4041 $0.00 kr 65,828.94 −kr 164.99
Regency FX 9.4022 $0.00 kr 65,815.74 −kr 178.19
Wise 9.4203 $27.10 kr 65,686.81 −kr 307.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4277 – kr 65,993.93
Key Currency Cheapest 9.4041 $0.00 kr 65,828.94 −kr 164.99
Regency FX 9.4022 $0.00 kr 65,815.74 −kr 178.19
Wise 9.4203 $27.10 kr 65,686.81 −kr 307.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4277 – kr 65,994.25
Key Currency Cheapest 9.4042 $0.00 kr 65,829.26 −kr 164.99
Regency FX 9.4023 $0.00 kr 65,816.07 −kr 178.18
Wise 9.4262 $27.10 kr 65,728.16 −kr 266.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.3903 – kr 65,732.45
Key Currency Cheapest 9.3669 $0.00 kr 65,568.12 −kr 164.33
Regency FX 9.3650 $0.00 kr 65,554.97 −kr 177.48
Wise 9.3904 $27.10 kr 65,478.32 −kr 254.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.3893 – kr 65,725.31
Key Currency Cheapest 9.3659 $0.00 kr 65,561.00 −kr 164.31
Regency FX 9.3640 $0.00 kr 65,547.85 −kr 177.46
Wise 9.3901 $27.10 kr 65,476.30 −kr 249.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.3618 – kr 65,532.53
Key Currency Cheapest 9.3384 $0.00 kr 65,368.70 −kr 163.83
Regency FX 9.3365 $0.00 kr 65,355.59 −kr 176.94
Wise 9.3614 $27.10 kr 65,275.90 −kr 256.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.3405 – kr 65,383.60
Key Currency Cheapest 9.3172 $0.00 kr 65,220.15 −kr 163.45
Regency FX 9.3153 $0.00 kr 65,207.07 −kr 176.53
Wise 9.3403 $27.10 kr 65,128.77 −kr 254.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.3574 – kr 65,501.73
Key Currency Cheapest 9.3340 $0.00 kr 65,337.98 −kr 163.75
Regency FX 9.3321 $0.00 kr 65,324.88 −kr 176.85
Wise 9.3230 $27.10 kr 65,008.21 −kr 493.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.3574 – kr 65,501.73
Key Currency Cheapest 9.3340 $0.00 kr 65,337.98 −kr 163.75
Regency FX 9.3321 $0.00 kr 65,324.88 −kr 176.85
Wise 9.3230 $27.10 kr 65,008.21 −kr 493.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.3285 – kr 65,299.85
Key Currency Cheapest 9.3052 $0.00 kr 65,136.60 −kr 163.25
Regency FX 9.3034 $0.00 kr 65,123.54 −kr 176.31
Wise 9.3283 $27.10 kr 65,045.37 −kr 254.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.3147 – kr 65,202.76
Xe Cheapest 9.2993 $0.00 kr 65,095.10 −kr 107.66
Key Currency 9.2914 $0.00 kr 65,039.75 −kr 163.01
Regency FX 9.2895 $0.00 kr 65,026.71 −kr 176.05
Wise 9.3149 $27.10 kr 64,951.87 −kr 250.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.3317 – kr 65,322.15
Key Currency Cheapest 9.3084 $0.00 kr 65,158.84 −kr 163.31
Regency FX 9.3065 $0.00 kr 65,145.78 −kr 176.37
Wise 9.3336 $27.10 kr 65,082.05 −kr 240.10

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/NOK exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more NOK per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of NOK on every transfer from US.

Right now, Key Currency pays 65,158.84 NOK on 7,000 USD, which is 163.31 NOK less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 67,357.07 NOK.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Norway.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. Key CurrencyAppeared in 116 comparisons

    Cheapest in 97% of them

  2. Regency FXAppeared in 116 comparisons

    Never the cheapest

  3. WiseAppeared in 207 comparisons

    Cheapest in 13% of them

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most NOK, and it was also the cheapest in 97% of the 116 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Norway.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Norway.

Ways to send money from the US to Norway

There are 10 companies available for sending money from the US to Norway, across broker, online, app, multi-currency account, global account, and in person, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

Wise charges $27.1 on a $7,000 transfer with -0.02% markup, saves your recipient's details for next time, and NOK arrives in within a week.

Over the past month, Wise was the cheapest app on 97% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 63,914.2 NOK in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Norway.

Of all online companies listed here, Wise gets you the most NOK per USD.

On a $7,000 transfer, you will get 65,082.05 NOK after a $27.1 fee and -0.02% markup.

In our comparisons over the past month, it was the cheapest online service on 29 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Norway (e.g. a property purchase, tuition, or moving to Norway), a broker like Key Currency charges no fee, gives you a dedicated account manager, and adds 0.25% markup on USD/NOK that gets lower the more you send.

Our analysis shows Key Currency was the cheapest broker in 97% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving NOK.

This is useful for traveling to Norway, building up NOK balance, or receiving payments in NOK.

Wise converts $7,000 at -0.02% markup plus small fee and holds the NOK until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive NOK in Norway

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 65,158.84 NOK.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Norway.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 63,914.2 NOK on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Norway.

Your recipient in Norway can collect NOK through bank deposit and cash pickup.

They can collect cash in Norway

Your recipient can collect NOK from a participating MoneyGram location in Norway.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

  1. 1
    Bank transfer Bank deposit

    You pay $7,000.00

    kr65,159

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay $7,000.00

    kr64,641

    -kr518

  3. 3
    Cash deposit Cash pickup

    You pay $7,060.79

    kr63,914

    -kr1,245

  4. 4
    Credit card Bank deposit

    You pay $7,000.00

    kr63,017

    -kr2,142

  5. 5
    Bank transfer Cash pickup

    You pay $7,005.99

    kr58,649

    -kr6,510

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay $7,075.99

    kr58,649

    -kr6,510

  2. 7
    Credit card Cash pickup

    You pay $7,179.99

    kr58,649

    -kr6,510

Things to consider before sending USD to Norway

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/NOK company

Cheapest way to send money to Norway

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 65,158.84 NOK, which is 0.02% more than the next best option.

Fastest way to send money to Norway

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 64,869.48 NOK, with the money arriving in within minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Norway?

For transfers over $10,000, Wise is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Norway.

While Wise may not always be the cheapest or fastest way to send NOK, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

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How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Norway and United States.


We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/NOK transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.