How to send money to Norway from Germany with the best EUR-NOK rate

Key Currency is the best and cheapest service overall. On €7,000 you will get 72,456.35 NOK after fees and the exchange rate.

We’ve compared 12 money transfer companies in more detail below.

Best companies for EUR/NOK transfers

13 of 13 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/NOK transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €31.50 1 EUR = 10.3761 NOK +0.01% vs mid-market Recipient gets kr 72,305.85 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€31.501 EUR = 10.3761 NOK
kr 72,305.85You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.3205 NOK +0.54% vs mid-market Recipient gets kr 72,243.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.3205 NOK
kr 72,243.50You pay€7,000.00

Run a live search

Showing top Germany to Norway deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Opal Transfer

Pay via Bank transfer
Fee €1.00 1 EUR = 11.3000 NOK -8.52% vs mid-market Recipient gets kr 79,088.70 Minutes - 24 hours
0 reviews
Cheapest

Ways to receive money in Norway with Opal Transfer when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€1.001 EUR = 11.3000 NOK
kr 79,088.70You pay€7,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 10.3509 NOK +0.25% vs mid-market Recipient gets kr 72,456.35 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Norway with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 10.3509 NOK
kr 72,456.35You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.3488 NOK +0.27% vs mid-market Recipient gets kr 72,441.82 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Norway with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.3488 NOK
kr 72,441.82You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 10.3457 NOK +0.30% vs mid-market Recipient gets kr 72,420.03 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Norway with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.3457 NOK
kr 72,420.03You pay€7,000.00

Wise

Pay via Bank transfer
Fee €31.50 1 EUR = 10.3761 NOK +0.01% vs mid-market Recipient gets kr 72,305.85 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€31.501 EUR = 10.3761 NOK
kr 72,305.85You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.3250 NOK +0.50% vs mid-market Recipient gets kr 72,274.75 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Norway with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.3250 NOK
kr 72,274.75You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.3205 NOK +0.54% vs mid-market Recipient gets kr 72,243.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.3205 NOK
kr 72,243.50You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 10.3205 NOK +0.54% vs mid-market Recipient gets kr 72,243.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.3205 NOK
kr 72,243.50You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 10.3205 NOK +0.54% vs mid-market Recipient gets kr 72,243.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.3205 NOK
kr 72,243.50You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 10.3203 NOK +0.55% vs mid-market Recipient gets kr 72,242.10 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Norway with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.3203 NOK
kr 72,242.10You pay€7,000.00

Wise

Pay via iDEAL
Fee €41.65 1 EUR = 10.3761 NOK +0.01% vs mid-market Recipient gets kr 72,200.54 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€41.651 EUR = 10.3761 NOK
kr 72,200.54You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €2.41 1 EUR = 10.3160 NOK +0.59% vs mid-market Recipient gets kr 72,187.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Norway with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.411 EUR = 10.3160 NOK
kr 72,187.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €30.50 1 EUR = 10.3506 NOK +0.25% vs mid-market Recipient gets kr 72,138.58 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Norway with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€30.501 EUR = 10.3506 NOK
kr 72,138.58You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Deutsche Bank

Pay via Bank transfer
Fee €37.05 1 EUR = 10.3427 NOK +0.33% vs mid-market Recipient gets kr 72,015.77 Minutes - 5 days
0 reviews

Ways to receive money in Norway with Deutsche Bank when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
€37.051 EUR = 10.3427 NOK
kr 72,015.77You pay€7,000.00

Wise

Pay via Debit card
Fee €86.58 1 EUR = 10.3761 NOK +0.01% vs mid-market Recipient gets kr 71,734.34 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€86.581 EUR = 10.3761 NOK
kr 71,734.34You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €79.00 1 EUR = 10.3506 NOK +0.25% vs mid-market Recipient gets kr 71,636.57 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Norway with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€79.001 EUR = 10.3506 NOK
kr 71,636.57You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 10.2316 NOK +1.40% vs mid-market Recipient gets kr 71,621.01 Minutes - 2 days

Ways to receive money in Norway with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 10.2316 NOK
kr 71,621.01You pay€7,000.00

Wise

Pay via Credit card
Fee €128.65 1 EUR = 10.3761 NOK +0.01% vs mid-market Recipient gets kr 71,297.81 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€128.651 EUR = 10.3761 NOK
kr 71,297.81You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €9.99 1 EUR = 10.1659 NOK +2.05% vs mid-market Recipient gets kr 71,161.30 Minutes - 24 hours

Ways to receive money in Norway with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€9.991 EUR = 10.1659 NOK
kr 71,161.30You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €9.99 1 EUR = 10.1659 NOK +2.05% vs mid-market Recipient gets kr 71,161.30 Minutes - 24 hours

Ways to receive money in Norway with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€9.991 EUR = 10.1659 NOK
kr 71,161.30You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €9.99 1 EUR = 10.1659 NOK +2.05% vs mid-market Recipient gets kr 71,161.30 Minutes - 24 hours

Ways to receive money in Norway with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€9.991 EUR = 10.1659 NOK
kr 71,161.30You pay€7,009.99
How Our Results Work
Mid-market rate: 1 EUR = 10.3768 NOK Updates every 60 minutes.

How to send money from Germany to Norway

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 12 of the 27 days it quoted €7,000 transfers to Norway.

On a 7,000 EUR transfer, Key Currency delivers the most NOK.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/NOK rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to Norway?

How much EUR you send to Norway heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 49% of the transfers from €7,000 it quoted, and in 49% of all the transfers it quoted.

Cheapest service
€1,000-8.50%€1.00kr 11,288.70with bank transfer to bank deposit+kr 1,027.67
€5,000-8.53%€1.00kr 56,488.70with bank transfer to bank deposit+kr 5,044.46
€7,000This page-8.52%€1.00kr 79,088.70with bank transfer to bank deposit+kr 6,789.86
€50,000-8.50%€1.00kr 564,988.70with bank transfer to bank deposit+kr 47,127.62

Mid-market rate: 1 EUR = 10.3768 NOK

EUR/NOK Exchange Rate History

Is today a good time to send money from Germany to Norway?

The cheapest way to send EUR to NOK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Norway.

NOK received for €7,000, after fees

Wed, 28 Oct 2026Mid-market ratekr 72,637.94 Opal Transfer kr 79,088.70 Deutsche Bank kr 72,015.77Opal Transferkr 79,088.70Key Currencykr 72,456.35Regency FXkr 72,441.82Extra cost of a bankkr 7,072.93

70.000
72.000
74.000
76.000
78.000
80.000
At the mid-market rateWith the cheapest optionWith a bankOpal TransferKey CurrencyRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.8583 – kr 76,007.83
Opal Transfer Cheapest 11.3000 €1.00 kr 79,088.70 +kr 3,080.87
Key Currency 10.8311 €0.00 kr 75,817.81 −kr 190.02
Regency FX 10.8289 €0.00 kr 75,802.61 −kr 205.22
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.8819 – kr 76,173.31
Opal Transfer Cheapest 11.3000 €1.00 kr 79,088.70 +kr 2,915.39
Key Currency 10.8547 €0.00 kr 75,982.88 −kr 190.43
Regency FX 10.8525 €0.00 kr 75,967.65 −kr 205.66
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.8998 – kr 76,298.29
Opal Transfer Cheapest 11.3000 €1.00 kr 79,088.70 +kr 2,790.41
Key Currency 10.8725 €0.00 kr 76,107.55 −kr 190.74
Regency FX 10.8703 €0.00 kr 76,092.29 −kr 206.00
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.8445 – kr 75,911.58
Opal Transfer Cheapest 11.3000 €1.00 kr 79,088.70 +kr 3,177.12
Key Currency 10.8174 €0.00 kr 75,721.80 −kr 189.78
Regency FX 10.8152 €0.00 kr 75,706.62 −kr 204.96
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.8299 – kr 75,809.49
Opal Transfer Cheapest 11.3000 €1.00 kr 79,088.70 +kr 3,279.21
Key Currency 10.8029 €0.00 kr 75,619.97 −kr 189.52
Regency FX 10.8007 €0.00 kr 75,604.80 −kr 204.69
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.8299 – kr 75,809.49
Opal Transfer Cheapest 11.3000 €1.00 kr 79,088.70 +kr 3,279.21
Key Currency 10.8029 €0.00 kr 75,619.97 −kr 189.52
Regency FX 10.8007 €0.00 kr 75,604.80 −kr 204.69
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.8016 – kr 75,611.27
Opal Transfer Cheapest 11.3000 €1.00 kr 79,088.70 +kr 3,477.43
Key Currency 10.7746 €0.00 kr 75,422.24 −kr 189.03
Regency FX 10.7724 €0.00 kr 75,407.12 −kr 204.15
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.7754 – kr 75,428.04
Opal Transfer Cheapest 11.3000 €1.00 kr 79,088.70 +kr 3,660.66
Key Currency 10.7485 €0.00 kr 75,239.47 −kr 188.57
Regency FX 10.7463 €0.00 kr 75,224.38 −kr 203.66
Deutsche Bank 10.7231 €37.05 kr 74,664.50 −kr 763.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.7414 – kr 75,190.07
Opal Transfer Cheapest 11.3000 €1.00 kr 79,088.70 +kr 3,898.63
Key Currency 10.7146 €0.00 kr 75,002.09 −kr 187.98
Regency FX 10.7124 €0.00 kr 74,987.05 −kr 203.02
Deutsche Bank 10.7231 €37.05 kr 74,664.50 −kr 525.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.7185 – kr 75,029.26
Opal Transfer Cheapest 11.3000 €1.00 kr 79,088.70 +kr 4,059.44
Key Currency 10.6917 €0.00 kr 74,841.68 −kr 187.58
Regency FX 10.6895 €0.00 kr 74,826.68 −kr 202.58
Deutsche Bank 10.6712 €37.05 kr 74,302.99 −kr 726.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.7398 – kr 75,178.60
Opal Transfer Cheapest 11.3000 €1.00 kr 79,088.70 +kr 3,910.10
Key Currency 10.7130 €0.00 kr 74,990.65 −kr 187.95
Regency FX 10.7108 €0.00 kr 74,975.62 −kr 202.98
Deutsche Bank 10.6712 €37.05 kr 74,302.99 −kr 875.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.7130 – kr 74,991.06
Opal Transfer Cheapest 11.3000 €1.00 kr 79,088.70 +kr 4,097.64
Key Currency 10.6862 €0.00 kr 74,803.58 −kr 187.48
Regency FX 10.6841 €0.00 kr 74,788.58 −kr 202.48
Deutsche Bank 10.6607 €37.05 kr 74,229.92 −kr 761.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.7130 – kr 74,991.06
Opal Transfer Cheapest 11.3000 €1.00 kr 79,088.70 +kr 4,097.64
Key Currency 10.6862 €0.00 kr 74,803.58 −kr 187.48
Regency FX 10.6841 €0.00 kr 74,788.58 −kr 202.48
Deutsche Bank 10.6607 €37.05 kr 74,229.92 −kr 761.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.7105 – kr 74,973.72
Key Currency Cheapest 10.6838 €0.00 kr 74,786.28 −kr 187.44
Regency FX 10.6816 €0.00 kr 74,771.29 −kr 202.43
Deutsche Bank 10.6568 €37.05 kr 74,202.90 −kr 770.82
Opal Transfer No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.6985 – kr 74,889.65
Key Currency Cheapest 10.6718 €0.00 kr 74,702.42 −kr 187.23
Regency FX 10.6696 €0.00 kr 74,687.44 −kr 202.21
Opal Transfer No quote collected this day – – – –
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.6413 – kr 74,488.88
Key Currency Cheapest 10.6147 €0.00 kr 74,302.66 −kr 186.22
Regency FX 10.6125 €0.00 kr 74,287.76 −kr 201.12
Deutsche Bank 10.6135 €37.05 kr 73,901.26 −kr 587.62
Opal Transfer No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.6690 – kr 74,683.32
Key Currency Cheapest 10.6424 €0.00 kr 74,496.61 −kr 186.71
Regency FX 10.6402 €0.00 kr 74,481.67 −kr 201.65
Deutsche Bank 10.6135 €37.05 kr 73,901.26 −kr 782.06
Opal Transfer No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.6110 – kr 74,276.78
Key Currency Cheapest 10.5844 €0.00 kr 74,091.09 −kr 185.69
Regency FX 10.5823 €0.00 kr 74,076.24 −kr 200.54
Deutsche Bank 10.5213 €37.05 kr 73,259.38 −kr 1,017.40
Opal Transfer No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 10.5870 €31.50 kr 73,775.51 –
Deutsche Bank 10.5213 €37.05 kr 73,259.38 –
Opal Transfer No quote collected this day – – – –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.5941 – kr 74,158.47
Key Currency Cheapest 10.5676 €0.00 kr 73,973.07 −kr 185.40
Regency FX 10.5655 €0.00 kr 73,958.24 −kr 200.23
Deutsche Bank 10.5658 €37.05 kr 73,569.14 −kr 589.33
Opal Transfer No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.5777 – kr 74,043.76
Key Currency Cheapest 10.5512 €0.00 kr 73,858.65 −kr 185.11
Regency FX 10.5491 €0.00 kr 73,843.84 −kr 199.92
Deutsche Bank 10.5599 €37.05 kr 73,528.14 −kr 515.62
Opal Transfer No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.5461 – kr 73,822.78
Key Currency Cheapest 10.5197 €0.00 kr 73,638.22 −kr 184.56
Regency FX 10.5176 €0.00 kr 73,623.46 −kr 199.32
Deutsche Bank 10.5599 €37.05 kr 73,528.14 −kr 294.64
Opal Transfer No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.5456 – kr 73,819.10
Key Currency Cheapest 10.5192 €0.00 kr 73,634.55 −kr 184.55
Regency FX 10.5171 €0.00 kr 73,619.79 −kr 199.31
Deutsche Bank 10.5109 €37.05 kr 73,186.98 −kr 632.12
Opal Transfer No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.5129 – kr 73,589.99
Key Currency Cheapest 10.4866 €0.00 kr 73,406.02 −kr 183.97
Regency FX 10.4845 €0.00 kr 73,391.30 −kr 198.69
Deutsche Bank 10.4759 €37.05 kr 72,943.37 −kr 646.62
Opal Transfer No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.4583 – kr 73,208.21
Key Currency Cheapest 10.4322 €0.00 kr 73,025.19 −kr 183.02
Regency FX 10.4301 €0.00 kr 73,010.55 −kr 197.66
Deutsche Bank 10.4759 €37.05 kr 72,943.37 −kr 264.84
Opal Transfer No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 10.4450 €31.50 kr 72,785.98 –
Deutsche Bank 10.3948 €37.05 kr 72,378.47 –
Opal Transfer No quote collected this day – – – –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.4825 – kr 73,377.28
Key Currency Cheapest 10.4563 €0.00 kr 73,193.84 −kr 183.44
Regency FX 10.4542 €0.00 kr 73,179.16 −kr 198.12
Deutsche Bank 10.3948 €37.05 kr 72,378.47 −kr 998.81
Opal Transfer No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Opal Transfer Cheapest 11.3000 €1.00 kr 79,088.70 –
Deutsche Bank 10.3898 €37.05 kr 72,343.88 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.3989 – kr 72,792.57
Opal Transfer Cheapest 11.3000 €1.00 kr 79,088.70 +kr 6,296.13
Key Currency 10.3729 €0.00 kr 72,610.59 −kr 181.98
Regency FX 10.3709 €0.00 kr 72,596.03 −kr 196.54
Deutsche Bank 10.3676 €37.05 kr 72,189.21 −kr 603.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.3768 – kr 72,637.94
Opal Transfer Cheapest 11.3000 €1.00 kr 79,088.70 +kr 6,450.76
Key Currency 10.3509 €0.00 kr 72,456.35 −kr 181.59
Regency FX 10.3488 €0.00 kr 72,441.82 −kr 196.12
Deutsche Bank 10.3427 €37.05 kr 72,015.77 −kr 622.17

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more NOK per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 15 of the last 30 days.

Right now, Key Currency pays 72,456.35 NOK on 7,000 EUR, which is 181.59 NOK less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Norway.

We've tracked 78 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Opal TransferAppeared in 32 comparisons

    Cheapest every time

  2. Key CurrencyAppeared in 41 comparisons

    Cheapest in 49% of them

  3. Regency FXAppeared in 41 comparisons

    Never the cheapest

  4. Deutsche BankAppeared in 66 comparisons

    Cheapest in 3% of them

Based on 78 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most NOK, but it was the cheapest in only 49% of the 41 comparisons it appeared in over the past month.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Norway.

If it's a one-off transfer, go with Key Currency, since it's the cheapest right now.

Ways to send money from Germany to Norway

There are 12 companies for sending money from Germany to Norway, across broker, online, app, multi-currency account, global account, in person, and bank, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with Wise to Norway gets you 72,305.85 NOK with a €31.5 fee and 0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 13 of the 29 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

In general, online transfers are cheaper than sending cash to Norway.

For Euro transfers only

Banks

Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.

Outside the eurozone, banks like Deutsche Bank are much more expensive.

On a €7,000 transfer, Deutsche Bank delivers 72,015.77 NOK vs 72,456.35 NOK with Key Currency.

We found Deutsche Bank was the cheapest bank on 22 of the 22 days it appeared for this amount.

For large transfers from Germany

Currency brokers

For buying property, moving to Norway, or moving pensions, a currency broker is the best option.

A broker like Key Currency charges no fee and works on a margin. It adds 0.25% on EUR/NOK which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Key Currency was the cheapest broker in 98% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Norway.

Be it overseas suppliers and contractors, receiving NOK payments, or holding NOK and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and NOK in one account.

You get NOK bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert NOK to EUR or EUR to NOK whenever you need.

The best multi-currency account is Wise, it adds ~0.01% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund EUR and receive NOK in Norway

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 72,456.35 NOK.

Our data shows that Key Currency gets your recipient 440.58 NOK more than Deutsche Bank, today's cheapest bank, on the same €7,000.

You can pay for the transfer using bank transfer, debit card, credit card, and iDEAL.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Norway.

The recipient in Norway can receive NOK by bank deposit and cash pickup.

To receive NOK by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Norway

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    kr72,456

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    kr72,244

    -kr213

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    kr72,244

    -kr213

  4. 4
    iDEAL Bank deposit

    You pay €7,000.00

    kr72,201

    -kr256

  5. 5
    Bank transfer Cash pickup

    You pay €7,009.99

    kr71,161

    -kr1,295

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay €7,009.99

    kr71,161

    -kr1,295

  2. 7
    Credit card Cash pickup

    You pay €7,009.99

    kr71,161

    -kr1,295

Things to know before sending money from Germany to Norway

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/NOK transfer options

For a €7,000 transfer to Norway, these are the best options:

Cheapest way to send money to Norway

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 72,456.35 NOK, which is 0.02% more than the next best option.

Fastest way to send money to Norway

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 72,138.58 NOK in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into NOK sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 12 of them on EUR to Norway, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 78 comparisons across 4 amounts.

This page covers the cheapest and fastest options for EUR/NOK transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.