How to send money to Norway from Germany with the best EUR-NOK rate

Key Currency is the best and cheapest service overall. On €7,000 you will get 75,525.14 NOK after fees and the exchange rate.

We’ve compared 11 money transfer companies in more detail below.

Best companies for EUR/NOK transfers

12 of 12 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze EUR/NOK exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/NOK transfers

All money transfer offers for EUR/NOK transfers, sorted by most NOK received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €31.50 1 EUR = 10.8173 NOK -0.01% vs mid-market Recipient gets kr 75,380.36 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€31.501 EUR = 10.8173 NOK
kr 75,380.36You pay€7,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.7555 NOK +0.56% vs mid-market Recipient gets kr 75,288.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7555 NOK
kr 75,288.50You pay€7,000.00

Run a live search

Showing top Germany to Norway deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Opal Transfer

Opal Transfer

Pay via Bank transfer
Fee €1.00 1 EUR = 11.3000 NOK -4.37% vs mid-market Recipient gets kr 79,088.70 Minutes - 24 hours
0 reviews
CheapestUsing Bank transfer with Opal Transfer is the cheapest way to send money to Norway from Germany.

Ways to receive money in Norway with Opal Transfer when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€1.001 EUR = 11.3000 NOK
kr 79,088.70You pay€7,000.00
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 10.7893 NOK +0.25% vs mid-market Recipient gets kr 75,525.14 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Norway with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 10.7893 NOK
kr 75,525.14You pay€7,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.7871 NOK +0.27% vs mid-market Recipient gets kr 75,509.99 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Norway with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7871 NOK
kr 75,509.99You pay€7,000.00
TorFx

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 10.7839 NOK +0.30% vs mid-market Recipient gets kr 75,487.28 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Norway with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7839 NOK
kr 75,487.28You pay€7,000.00
Wise

Wise

Pay via Bank transfer
Fee €31.50 1 EUR = 10.8173 NOK -0.01% vs mid-market Recipient gets kr 75,380.36 Same day
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Germany to Norway.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€31.501 EUR = 10.8173 NOK
kr 75,380.36You pay€7,000.00
OFX

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.7623 NOK +0.50% vs mid-market Recipient gets kr 75,335.85 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Norway with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7623 NOK
kr 75,335.85You pay€7,000.00
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.7555 NOK +0.56% vs mid-market Recipient gets kr 75,288.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7555 NOK
kr 75,288.50You pay€7,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 10.7555 NOK +0.56% vs mid-market Recipient gets kr 75,288.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7555 NOK
kr 75,288.50You pay€7,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 10.7555 NOK +0.56% vs mid-market Recipient gets kr 75,288.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7555 NOK
kr 75,288.50You pay€7,000.00
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 10.7540 NOK +0.58% vs mid-market Recipient gets kr 75,278.00 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Norway with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7540 NOK
kr 75,278.00You pay€7,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €41.65 1 EUR = 10.8173 NOK -0.01% vs mid-market Recipient gets kr 75,270.56 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€41.651 EUR = 10.8173 NOK
kr 75,270.56You pay€7,000.00
CurrencyFair

CurrencyFair

Pay via Bank transfer
Fee €2.31 1 EUR = 10.7500 NOK +0.62% vs mid-market Recipient gets kr 75,225.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Norway with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.311 EUR = 10.7500 NOK
kr 75,225.00You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €40.50 1 EUR = 10.7971 NOK +0.18% vs mid-market Recipient gets kr 75,142.40 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Norway.
Multi-currency cardReceive to bank account

Ways to receive money in Norway with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€40.501 EUR = 10.7971 NOK
kr 75,142.40You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Debit card
Fee €86.58 1 EUR = 10.8173 NOK -0.01% vs mid-market Recipient gets kr 74,784.54 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€86.581 EUR = 10.8173 NOK
kr 74,784.54You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee €79.00 1 EUR = 10.7971 NOK +0.18% vs mid-market Recipient gets kr 74,726.71 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Norway with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€79.001 EUR = 10.7971 NOK
kr 74,726.71You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 10.6649 NOK +1.40% vs mid-market Recipient gets kr 74,654.42 Minutes - 2 days

Ways to receive money in Norway with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 10.6649 NOK
kr 74,654.42You pay€7,000.00
Wise

Wise

Pay via Credit card
Fee €128.65 1 EUR = 10.8173 NOK -0.01% vs mid-market Recipient gets kr 74,329.45 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€128.651 EUR = 10.8173 NOK
kr 74,329.45You pay€7,000.00
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Debit card
Fee €9.99 1 EUR = 10.4878 NOK +3.08% vs mid-market Recipient gets kr 73,414.60 Minutes - 24 hours

Ways to receive money in Norway with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€9.991 EUR = 10.4878 NOK
kr 73,414.60You pay€7,009.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Credit card
Fee €9.99 1 EUR = 10.4878 NOK +3.08% vs mid-market Recipient gets kr 73,414.60 Minutes - 24 hours

Ways to receive money in Norway with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€9.991 EUR = 10.4878 NOK
kr 73,414.60You pay€7,009.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Bank transfer
Fee €9.99 1 EUR = 10.4878 NOK +3.08% vs mid-market Recipient gets kr 73,414.60 Minutes - 24 hours

Ways to receive money in Norway with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€9.991 EUR = 10.4878 NOK
kr 73,414.60You pay€7,009.99
How Our Results Work
Mid-market rate: 1 EUR = 10.816346 NOK Updates every 60 minutes.

How to send money from Germany to Norway

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Key Currency.

On a 7,000 EUR transfer, Key Currency delivers the most NOK.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/NOK rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Ways to send money from Germany to Norway

There are 11 companies for sending money from Germany to Norway, across broker, online, app, multi-currency account, global account, and in person, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with Wise to Norway gets you 75,380.36 NOK with a €31.5 fee and -0.01% markup.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

In general, online transfers are cheaper than sending cash to Norway.

For large transfers from Germany

Currency brokers

For buying property, moving to Norway, or moving pensions, a currency broker is the best option.

A broker like Key Currency charges no fee and works on a margin. It adds 0.25% on EUR/NOK which gets negotiated the more you send.

And you get an account manager to help you through the process.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Norway.

Be it overseas suppliers and contractors, receiving NOK payments, or holding NOK and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and NOK in one account.

You get NOK bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert NOK to EUR or EUR to NOK whenever you need.

The best multi currency account is Wise, it adds ~-0.01% markup and charges small fees.

Ways to fund EUR and receive NOK in Norway

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 75,525.14 NOK.

You can pay for the transfer using bank transfer, debit card, credit card, and ideal.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Norway.

The recipient in Norway can receive NOK by bank deposit and cash pickup.

To receive NOK by bank deposit

Enter the recipient's banking details and account holders name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Norway

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    kr75,525

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    kr75,289

    -kr237

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    kr75,289

    -kr237

  4. 4
    Ideal Bank deposit

    You pay €7,000.00

    kr75,271

    -kr255

  5. 5
    Bank transfer Cash pickup

    You pay €7,009.99

    kr73,415

    -kr2,111

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay €7,009.99

    kr73,415

    -kr2,111

  2. 7
    Credit card Cash pickup

    You pay €7,009.99

    kr73,415

    -kr2,111

Things to know before sending money from Germany to NOK

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/NOK transfer options

For a €7,000 transfer to Norway, these are the best options:

Cheapest way to send money to Norway

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 75,525.14 NOK, which is 0.02% more than the next best option.

Fastest way to send money to Norway

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 75,142.4 NOK in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into NOK sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

Live EUR-NOK Exchange Rate

Finding the best rate to send money from Germany to Norway

The EUR/NOK rate can move noticeably within a week, changing the amount your recipient gets in NOK.

Mid-market rate:1 EUR = 10.805433 NOK

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 11 of them on EUR to Norway, comparing rates, fees and the pay-in and payout options.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.