Best companies for SGD/NOK transfers
9 of 9 providers Last updated on 28 October 2026
Based on 10,000 SGD transfer Best companies for SGD/NOK transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $20.51 1 SGD = 7.2819 NOK -0.01% vs mid-market	Recipient gets kr 72,669.75 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Norway with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $20.511 SGD = 7.2819 NOK kr 72,669.75You pay$10,000.00
Promoted Xe Pay via Bank transfer	Fee $0.00 1 SGD = 7.2071 NOK +1.03% vs mid-market	Recipient gets kr 72,071.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Norway with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 7.2071 NOK kr 72,071.30You pay$10,000.00
Run a live search Showing top Singapore to Norway deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to NOK rates.
Run a live search These companies offer multi-currency accounts for spending NOK. We suggest doing a live search based on how much SGD you're planning to spend in Norway.
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal.
Wise Pay via Bank transfer	Fee $20.51 1 SGD = 7.2819 NOK -0.01% vs mid-market	Recipient gets kr 72,669.75 Same day
25 reviews CheapestRecommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Norway with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $20.511 SGD = 7.2819 NOK kr 72,669.75You pay$10,000.00

Wise Pay via PayNow	Fee $20.51 1 SGD = 7.2819 NOK -0.01% vs mid-market	Recipient gets kr 72,669.75 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Norway with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $20.511 SGD = 7.2819 NOK kr 72,669.75You pay$10,000.00
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee $0.00 1 SGD = 7.2632 NOK +0.25% vs mid-market	Recipient gets kr 72,632.43 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Norway with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SGD = 7.2632 NOK kr 72,632.43You pay$10,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 SGD = 7.2618 NOK +0.27% vs mid-market	Recipient gets kr 72,617.87 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Norway with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 7.2618 NOK kr 72,617.87You pay$10,000.00
TorFx Pay via Bank transfer	Fee $0.00 1 SGD = 7.2596 NOK +0.30% vs mid-market	Recipient gets kr 72,596.03 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Norway with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 7.2596 NOK kr 72,596.03You pay$10,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee $51.30 1 SGD = 7.2827 NOK -0.02% vs mid-market	Recipient gets kr 72,453.45 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Norway with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $51.301 SGD = 7.2827 NOK kr 72,453.45You pay$10,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
OFX Pay via Bank transfer	Fee $0.00 1 SGD = 7.2450 NOK +0.50% vs mid-market	Recipient gets kr 72,450.40 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Norway with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 7.2450 NOK kr 72,450.40You pay$10,000.00
Currencies Direct Pay via Bank transfer	Fee $0.00 1 SGD = 7.2255 NOK +0.77% vs mid-market	Recipient gets kr 72,255.00 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Norway with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 7.2255 NOK kr 72,255.00You pay$10,000.00
Xe Pay via Bank transfer	Fee $0.00 1 SGD = 7.2071 NOK +1.03% vs mid-market	Recipient gets kr 72,071.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Norway with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 7.2071 NOK kr 72,071.30You pay$10,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee $131.75 1 SGD = 7.2827 NOK -0.02% vs mid-market	Recipient gets kr 71,867.55 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Norway with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes $131.751 SGD = 7.2827 NOK kr 71,867.55You pay$10,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Moneycorp Pay via Bank transfer	Fee $0.00 1 SGD = 7.1795 NOK +1.40% vs mid-market	Recipient gets kr 71,795.07 Minutes - 2 days
0 reviews
Ways to receive money in Norway with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SGD = 7.1795 NOK kr 71,795.07You pay$10,000.00
Wise Pay via Debit card	Fee $477.65 1 SGD = 7.2819 NOK -0.01% vs mid-market	Recipient gets kr 69,340.90 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Norway with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $477.651 SGD = 7.2819 NOK kr 69,340.90You pay$10,000.00
How Our Results Work Mid-market rate: 1 SGD = 7.2814 NOK Updates every 60 minutes.

Why compare

SGD/NOK exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Singapore to Norway

Pick a company

I suggest starting with Wise which is the cheapest option for sending S$10,000.

Wise was the cheapest on 23 of the 29 days it quoted S$10,000 transfers to Norway.

Fund your transfer

There are 3 methods to fund the transfer from Singapore, including bank transfer, debit card, and paynow.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Norway, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Compare amounts

How much SGD are you sending to Norway?

How much SGD you send to Norway heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Wise was the cheapest in 60% of the transfers from S$5,000 it quoted, and in 48% of all the transfers it quoted.


$1,000	-0.01%	$1.30	kr 7,269.76with bank transfer to bank deposit	+kr 148.18
$5,000	0.00%	$1.30	kr 36,377.21with bank transfer to bank deposit	+kr 702.57
$10,000This page	-0.01%	$20.51	kr 72,669.75with bank transfer to bank deposit	+kr 551.46

Mid-market rate: 1 SGD = 7.2814 NOK

SGD/NOK Exchange Rate History

Is today a good time to send money from Singapore to Norway?

The cheapest way to send SGD to NOK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 10,000 SGD transfers to Norway.

Each line shows what the recipient gets when you send $10,000, after fees, as quoted by each company. The mid-market line shows what $10,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more NOK per SGD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of NOK on every transfer from Singapore.

Right now, Wise pays 72,669.75 NOK on 10,000 SGD, which is 144.72 NOK less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 75,172.2 NOK.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Norway.

We've tracked 76 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

WiseAppeared in 75 comparisons
Cheapest in 48% of them
Key CurrencyAppeared in 30 comparisons
Cheapest in 23% of them
Regency FXAppeared in 30 comparisons
Never the cheapest

Based on 76 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Wise is the cheapest and gets you the most NOK, but it was the cheapest in only 48% of the 75 comparisons it appeared in over the past month.

If it's a one-off transfer, go with Wise, since it's the cheapest right now.

Ways to send money from Singapore to Norway

There are 5 ways to send money to Norway across 9 money transfer companies.

Cheapest way to send money

Online transfers

Sending NOK from Singapore with a specialist like Wise is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Wise charges S$20.51 to send S$10,000, delivering 72,669.75 NOK after a -0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Norway.

A currency broker can quote a lower margin on large SGD to NOK transfers and help with the paperwork and the entire process.

For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from S$5,000 it quoted.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Wise lets you convert SGD to NOK before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Wise will get you 72,669.75 NOK after fees when converting 10,000 SGD.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund SGD and receive NOK in Norway

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending S$10,000 gives your recipient 72,669.75 NOK.

Pay in SGD through bank transfer, debit card, and paynow.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to Norway from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In Norway, they can receive NOK using bank deposit.

1

Bank transfer Bank deposit

You pay S$10,000.00

kr72,670

Cheapest
2

Paynow Bank deposit

You pay S$10,000.00

kr72,670

kr0
3

Debit card Bank deposit

You pay S$10,000.00

kr71,868

-kr802

Things to know before sending SGD to Norway

Consider these things before sending money from Singapore to Norway.

Compare SGD/NOK transfers

For a S$10,000 transfer to Norway, these are the best options to start with:

Cheapest: Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 72,669.75 NOK, which is 0.05% more than the next best option.
Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 72,453.45 NOK in within minutes.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 9 of them on SGD to Norway, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

In the past 30 days alone, we analysed 76 comparisons across 3 amounts.

This page covers the cheapest and fastest options for SGD/NOK transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Singapore

Send money to Norway

Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4949	–	kr 74,948.77
Wise Cheapest	7.4941	$20.51	kr 74,787.30	−kr 161.47
Key Currency	7.4761	$0.00	kr 74,761.40	−kr 187.37
Regency FX	7.4746	$0.00	kr 74,746.41	−kr 202.36

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.5175	–	kr 75,175.37
Wise Cheapest	7.5165	$20.51	kr 75,010.44	−kr 164.93
Key Currency	7.4987	$0.00	kr 74,987.43	−kr 187.94
Regency FX	7.4972	$0.00	kr 74,972.40	−kr 202.97

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.5324	–	kr 75,324.32
Wise Cheapest	7.5327	$20.51	kr 75,172.20	−kr 152.12
Key Currency	7.5136	$0.00	kr 75,136.01	−kr 188.31
Regency FX	7.5121	$0.00	kr 75,120.94	−kr 203.38

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.5293	–	kr 75,293.33
Wise Cheapest	7.5295	$20.51	kr 75,140.47	−kr 152.86
Key Currency	7.5105	$0.00	kr 75,105.10	−kr 188.23
Regency FX	7.5090	$0.00	kr 75,090.04	−kr 203.29

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.5216	–	kr 75,215.63
Key Currency Cheapest	7.5028	$0.00	kr 75,027.59	−kr 188.04
Wise	7.5171	$20.51	kr 75,017.32	−kr 198.31
Regency FX	7.5013	$0.00	kr 75,012.55	−kr 203.08

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.5227	–	kr 75,227.39
Key Currency Cheapest	7.5039	$0.00	kr 75,039.32	−kr 188.07
Regency FX	7.5024	$0.00	kr 75,024.28	−kr 203.11
Wise	7.5171	$20.51	kr 75,017.32	−kr 210.07

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.5175	–	kr 75,175.24
Wise Cheapest	7.5176	$20.51	kr 75,021.41	−kr 153.83
Key Currency	7.4987	$0.00	kr 74,987.30	−kr 187.94
Regency FX	7.4972	$0.00	kr 74,972.27	−kr 202.97

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.5051	–	kr 75,050.88
Wise Cheapest	7.5043	$20.51	kr 74,889.29	−kr 161.59
Key Currency	7.4863	$0.00	kr 74,863.25	−kr 187.63
Regency FX	7.4848	$0.00	kr 74,848.24	−kr 202.64

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4666	–	kr 74,666.17
Wise Cheapest	7.4670	$20.51	kr 74,517.05	−kr 149.12
Key Currency	7.4480	$0.00	kr 74,479.50	−kr 186.67
Regency FX	7.4465	$0.00	kr 74,464.57	−kr 201.60

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4636	–	kr 74,635.70
Wise Cheapest	7.4630	$20.51	kr 74,476.63	−kr 159.07
Key Currency	7.4449	$0.00	kr 74,449.11	−kr 186.59
Regency FX	7.4434	$0.00	kr 74,434.18	−kr 201.52

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4724	–	kr 74,724.25
Wise Cheapest	7.4715	$20.51	kr 74,561.66	−kr 162.59
Key Currency	7.4537	$0.00	kr 74,537.44	−kr 186.81
Regency FX	7.4522	$0.00	kr 74,522.49	−kr 201.76

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4733	–	kr 74,733.27
Key Currency Cheapest	7.4546	$0.00	kr 74,546.44	−kr 186.83
Regency FX	7.4531	$0.00	kr 74,531.49	−kr 201.78
Wise	7.4639	$20.51	kr 74,486.31	−kr 246.96

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4815	–	kr 74,814.53
Wise Cheapest	7.4797	$20.51	kr 74,643.29	−kr 171.24
Key Currency	7.4627	$0.00	kr 74,627.49	−kr 187.04
Regency FX	7.4613	$0.00	kr 74,612.53	−kr 202.00

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4641	–	kr 74,641.32
Wise Cheapest	7.4648	$20.51	kr 74,495.00	−kr 146.32
Key Currency	7.4455	$0.00	kr 74,454.72	−kr 186.60
Regency FX	7.4440	$0.00	kr 74,439.79	−kr 201.53

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4218	–	kr 74,217.56
Wise Cheapest	7.4211	$20.51	kr 74,058.59	−kr 158.97
Key Currency	7.4032	$0.00	kr 74,032.02	−kr 185.54
Regency FX	7.4017	$0.00	kr 74,017.17	−kr 200.39

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4006	–	kr 74,005.87
Wise Cheapest	7.4016	$20.51	kr 73,864.19	−kr 141.68
Key Currency	7.3821	$0.00	kr 73,820.86	−kr 185.01
Regency FX	7.3806	$0.00	kr 73,806.05	−kr 199.82

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.3832	–	kr 73,831.74
Wise Cheapest	7.3827	$20.51	kr 73,675.48	−kr 156.26
Key Currency	7.3647	$0.00	kr 73,647.16	−kr 184.58
Regency FX	7.3632	$0.00	kr 73,632.39	−kr 199.35

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.3533	–	kr 73,533.07
Wise Cheapest	7.3616	$20.51	kr 73,465.21	−kr 67.86
Key Currency	7.3349	$0.00	kr 73,349.24	−kr 183.83
Regency FX	7.3335	$0.00	kr 73,334.53	−kr 198.54

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.3596	–	kr 73,596.40
Key Currency Cheapest	7.3412	$0.00	kr 73,412.41	−kr 183.99
Regency FX	7.3398	$0.00	kr 73,397.69	−kr 198.71
Wise No quote collected this day	–	–	–	–

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.3456	–	kr 73,455.79
Wise Cheapest	7.3463	$20.51	kr 73,312.63	−kr 143.16
Key Currency	7.3272	$0.00	kr 73,272.15	−kr 183.64
Regency FX	7.3257	$0.00	kr 73,257.46	−kr 198.33

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.3420	–	kr 73,419.83
Wise Cheapest	7.3416	$20.51	kr 73,265.02	−kr 154.81
Key Currency	7.3236	$0.00	kr 73,236.28	−kr 183.55
Regency FX	7.3222	$0.00	kr 73,221.60	−kr 198.23

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.3297	–	kr 73,297.37
Wise Cheapest	7.3281	$20.51	kr 73,130.40	−kr 166.97
Key Currency	7.3114	$0.00	kr 73,114.13	−kr 183.24
Regency FX	7.3099	$0.00	kr 73,099.47	−kr 197.90

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.3201	–	kr 73,200.57
Wise Cheapest	7.3185	$20.51	kr 73,034.40	−kr 166.17
Key Currency	7.3018	$0.00	kr 73,017.57	−kr 183.00
Regency FX	7.3003	$0.00	kr 73,002.93	−kr 197.64

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.3282	–	kr 73,281.87
Key Currency Cheapest	7.3099	$0.00	kr 73,098.67	−kr 183.20
Regency FX	7.3084	$0.00	kr 73,084.01	−kr 197.86
Wise	7.2933	$20.51	kr 72,783.02	−kr 498.85

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.2995	–	kr 72,994.73
Wise Cheapest	7.2998	$20.51	kr 72,847.88	−kr 146.85
Key Currency	7.2812	$0.00	kr 72,812.24	−kr 182.49
Regency FX	7.2798	$0.00	kr 72,797.64	−kr 197.09

How to send money to Norway from Singapore with the best SGD-NOK rate

Best companies for SGD/NOK transfers