How to send money to Malaysia from the UAE with the best AED-MYR rate

Regency FX is the cheapest way to send money from the United Arab Emirates to Malaysia. Sending 25,000 AED will get you 27,512.32 MYR at 1.1005 MYR per AED.

We’ve compared 4 services and apps below in more detail.

Best companies for AED/MYR transfers

4 of 4 providers

Last updated on 10 November 2026

Based on 25,000 AED transfer

Best companies for AED/MYR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee AED 207.91 1 AED = 1.1033 MYR +0.01% vs mid-market Recipient gets RM 27,353.36 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Malaysia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
AED 207.911 AED = 1.1033 MYR
RM 27,353.36You payAED 25,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee AED 0.00 1 AED = 1.1005 MYR +0.27% vs mid-market Recipient gets RM 27,512.32 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Malaysia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 1.1005 MYR
RM 27,512.32You payAED 25,000.00

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Showing top United Arab Emirates to Malaysia deals for 25,000 AED. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee AED 0.00 1 AED = 1.1005 MYR +0.27% vs mid-market Recipient gets RM 27,512.32 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Malaysia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 1.1005 MYR
RM 27,512.32You payAED 25,000.00

TapTap Send

Pay via Debit card
Fee AED 0.00 1 AED = 1.1000 MYR +0.32% vs mid-market Recipient gets RM 27,500.00 Minutes
Receive to bank account

Ways to receive money in Malaysia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 AED = 1.1000 MYR
RM 27,500.00You payAED 25,000.00
Mobile walletMinutesAvailable via:BigPay
Free1 AED = 1.1000 MYR
RM 27,500.00You payAED 25,000.00
DuitNowMinutesAvailable via:TNG via DuitNow
Free1 AED = 1.1000 MYR
RM 27,500.00You payAED 25,000.00

OFX

Pay via Bank transfer
Fee AED 0.00 1 AED = 1.0980 MYR +0.50% vs mid-market Recipient gets RM 27,448.87 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Malaysia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 1.0980 MYR
RM 27,448.87You payAED 25,000.00

Wise

Pay via Bank transfer
Fee AED 207.91 1 AED = 1.1033 MYR +0.01% vs mid-market Recipient gets RM 27,353.36 Within minutes
FastestOur top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Malaysia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
AED 207.911 AED = 1.1033 MYR
RM 27,353.36You payAED 25,000.00
How Our Results Work
Mid-market rate: 1 AED = 1.1035 MYR Updates every 60 minutes.

How to send money from UAE to Malaysia

Pick a company

Start with the cheapest, which is Regency FX at 27,512.32 MYR on AED 25,000.

Regency FX was the cheapest on 10 of the 26 days it quoted AED25,000 transfers to Malaysia.

Fund your transfer

You have 2 ways to pay, including bank transfer and debit card.

Cash at an exchange house counter works, and so does the salary card your wages land on.

Verify and send

You'll need your Emirates ID every time, not just the first.

Registering takes a few minutes with a UAE number. Once it's done, repeat transfers to the same person take seconds.

Compare amounts

How much AED are you sending to Malaysia?

How much AED you send to Malaysia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 42% of the transfers from AED 25,000 it quoted, and in 42% of all the transfers it quoted.

Cheapest service
AED 3,5000.00%AED 0.00RM 3,862.60with debit card to bank deposit+RM 24.80
AED 7,5000.33%AED 0.00RM 8,250.00with debit card to bank deposit+RM 50.29
AED 25,000This page0.27%AED 0.00RM 27,512.32with bank transfer to bank deposit+RM 58.68
AED 50,0000.27%AED 0.00RM 55,024.68with bank transfer to bank deposit+RM 253.28
AED 200,0000.25%AED 0.00RM 220,142.66with bank transfer to bank deposit+RM 1,007.56
AED 250,0000.25%AED 0.00RM 275,198.53with bank transfer to bank deposit+RM 580.98
AED 350,0000.25%AED 0.00RM 385,249.66with bank transfer to bank deposit+RM 801.95
AED 1,000,0000.20%AED 0.00RM 1,101,264.06with bank transfer to bank deposit+RM 5,296.28

Mid-market rate: 1 AED = 1.1035 MYR

AED/MYR Exchange Rate History

Is today a good time to send money from UAE to Malaysia?

The cheapest way to send AED to MYR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 25,000 AED transfers to Malaysia.

MYR received for AED 25,000, after fees

Tue, 10 Nov 2026Mid-market rateRM 27,586.80 Regency FX RM 27,512.32Regency FXRM 27,512.32TapTap SendRM 27,500.00OFXRM 27,448.87

27,400
27,500
27,600
27,700
27,800
27,900
At the mid-market rateWith the cheapest optionRegency FXTapTap SendOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1122 – RM 27,805.30
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 −RM 55.30
Regency FX 1.1092 AED 0.00 RM 27,730.23 −RM 75.07
OFX 1.1067 AED 0.00 RM 27,666.27 −RM 139.03

No data was collected on Tue, 13 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1114 – RM 27,784.87
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 −RM 34.87
Regency FX 1.1084 AED 0.00 RM 27,709.86 −RM 75.01
OFX 1.1058 AED 0.00 RM 27,645.95 −RM 138.92
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1114 – RM 27,784.20
Regency FX Cheapest 1.1084 AED 0.00 RM 27,709.18 −RM 75.02
OFX 1.1058 AED 0.00 RM 27,645.28 −RM 138.92
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1118 – RM 27,795.78
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 −RM 45.78
Regency FX 1.1088 AED 0.00 RM 27,720.73 −RM 75.05
OFX 1.1063 AED 0.00 RM 27,656.80 −RM 138.98
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1116 – RM 27,791.00
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 −RM 41.00
Regency FX 1.1086 AED 0.00 RM 27,715.96 −RM 75.04
OFX 1.1061 AED 0.00 RM 27,652.04 −RM 138.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1118 – RM 27,795.75
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 −RM 45.75
Regency FX 1.1088 AED 0.00 RM 27,720.70 −RM 75.05
OFX 1.1063 AED 0.00 RM 27,656.77 −RM 138.98
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1114 – RM 27,784.85
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 −RM 34.85
Regency FX 1.1084 AED 0.00 RM 27,709.83 −RM 75.02
OFX 1.1058 AED 0.00 RM 27,645.93 −RM 138.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1114 – RM 27,785.53
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 −RM 35.53
Regency FX 1.1084 AED 0.00 RM 27,710.50 −RM 75.03
OFX 1.1059 AED 0.00 RM 27,646.60 −RM 138.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1123 – RM 27,806.65
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 −RM 56.65
Regency FX 1.1093 AED 0.00 RM 27,731.57 −RM 75.08
OFX 1.1067 AED 0.00 RM 27,667.62 −RM 139.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1124 – RM 27,810.08
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 −RM 60.08
Regency FX 1.1094 AED 0.00 RM 27,734.99 −RM 75.08
OFX 1.1068 AED 0.00 RM 27,671.02 −RM 139.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1124 – RM 27,810.08
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 −RM 60.08
Regency FX 1.1094 AED 0.00 RM 27,734.99 −RM 75.08
OFX 1.1068 AED 0.00 RM 27,671.02 −RM 139.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1128 – RM 27,818.93
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 −RM 68.92
Regency FX 1.1098 AED 0.00 RM 27,743.81 −RM 75.11
OFX 1.1072 AED 0.00 RM 27,679.83 −RM 139.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1126 – RM 27,814.85
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 −RM 64.85
Regency FX 1.1096 AED 0.00 RM 27,739.75 −RM 75.10
OFX 1.1070 AED 0.00 RM 27,675.78 −RM 139.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1106 – RM 27,764.48
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 −RM 14.47
Regency FX 1.1076 AED 0.00 RM 27,689.51 −RM 74.97
OFX 1.1050 AED 0.00 RM 27,625.65 −RM 138.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1059 – RM 27,646.68
Regency FX Cheapest 1.1029 AED 0.00 RM 27,572.03 −RM 74.65
OFX 1.1003 AED 0.00 RM 27,508.44 −RM 138.24
TapTap Send 1.1000 AED 0.00 RM 27,500.00 −RM 146.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1039 – RM 27,597.65
Regency FX Cheapest 1.1009 AED 0.00 RM 27,523.14 −RM 74.51
TapTap Send 1.1000 AED 0.00 RM 27,500.00 −RM 97.65
OFX 1.0984 AED 0.00 RM 27,459.66 −RM 137.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1050 – RM 27,625.60
Regency FX Cheapest 1.1020 AED 0.00 RM 27,551.01 −RM 74.59
OFX 1.0995 AED 0.00 RM 27,487.47 −RM 138.13
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1050 – RM 27,625.60
Regency FX Cheapest 1.1020 AED 0.00 RM 27,551.01 −RM 74.59
TapTap Send 1.1000 AED 0.00 RM 27,500.00 −RM 125.60
OFX 1.0995 AED 0.00 RM 27,487.47 −RM 138.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1079 – RM 27,697.80
Regency FX Cheapest 1.1049 AED 0.00 RM 27,623.02 −RM 74.78
OFX 1.1024 AED 0.00 RM 27,559.31 −RM 138.49
TapTap Send 1.1000 AED 0.00 RM 27,500.00 −RM 197.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1098 – RM 27,744.80
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 +RM 5.20
Regency FX 1.1068 AED 0.00 RM 27,669.89 −RM 74.91
OFX 1.1042 AED 0.00 RM 27,606.08 −RM 138.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1075 – RM 27,686.82
TapTap Send Cheapest 1.1100 AED 0.00 RM 27,750.00 +RM 63.18
Regency FX 1.1045 AED 0.00 RM 27,612.07 −RM 74.75
OFX 1.1019 AED 0.00 RM 27,548.39 −RM 138.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1025 – RM 27,562.28
TapTap Send Cheapest 1.1000 AED 0.00 RM 27,500.00 −RM 62.28
Regency FX 1.0995 AED 0.00 RM 27,487.86 −RM 74.42
OFX 1.0970 AED 0.00 RM 27,424.46 −RM 137.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1051 – RM 27,627.65
Regency FX Cheapest 1.1021 AED 0.00 RM 27,553.06 −RM 74.59
TapTap Send 1.1000 AED 0.00 RM 27,500.00 −RM 127.65
OFX 1.0996 AED 0.00 RM 27,489.51 −RM 138.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1058 – RM 27,644.00
TapTap Send Cheapest 1.1000 AED 0.00 RM 27,500.00 −RM 144.00
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1059 – RM 27,648.05
Regency FX Cheapest 1.1029 AED 0.00 RM 27,573.40 −RM 74.65
OFX 1.1004 AED 0.00 RM 27,509.81 −RM 138.24
TapTap Send 1.1000 AED 0.00 RM 27,500.00 −RM 148.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1059 – RM 27,646.73
Regency FX Cheapest 1.1029 AED 0.00 RM 27,572.08 −RM 74.64
OFX 1.1003 AED 0.00 RM 27,508.49 −RM 138.23
TapTap Send 1.1000 AED 0.00 RM 27,500.00 −RM 146.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1035 – RM 27,586.80
Regency FX Cheapest 1.1005 AED 0.00 RM 27,512.32 −RM 74.48
TapTap Send 1.1000 AED 0.00 RM 27,500.00 −RM 86.80
OFX 1.0980 AED 0.00 RM 27,448.87 −RM 137.93

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send AED 25,000, after fees, as quoted by each company. The mid-market line shows what AED 25,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more MYR per AED than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, Regency FX pays 27,512.32 MYR on 25,000 AED, which is 74.48 MYR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 27,750 MYR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Malaysia.

We've tracked 239 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. Regency FXAppeared in 154 comparisons

    Cheapest in 42% of them

  2. TapTap SendAppeared in 229 comparisons

    Cheapest in 71% of them

  3. OFXAppeared in 213 comparisons

    Cheapest in 2% of them

Based on 239 comparisons across 8 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most MYR, but it was the cheapest in only 42% of the 154 comparisons it appeared in over the past month.

TapTap Send (today's second cheapest) was the cheapest in 71% of its comparisons, so if you send money to Malaysia regularly, it's worth comparing it with Regency FX before each transfer.

If it's a one-off transfer, go with Regency FX, since it's the cheapest right now.

Ways to send money from the UAE to Malaysia

4 companies send money from the UAE to Malaysia, split between currency broker, app, online, multi-currency account, and global business account, and more.

For frequent transfers home

Money transfer apps

If you send MYR home monthly, money transfer apps like TapTap Send are the easiest with good AED/MYR rates.

Botim, Careem Pay, and e& money are convenient but TapTap Send is cheaper.

On an AED 25,000 transfer it will get you 27,500 MYR in minutes (after 0 fee and 0.32% markup).

Over the past month, TapTap Send was the cheapest app on 100% of the days it appeared for AED25,000 transfers.

You'll need your Emirates ID and a UAE number to register.

For small urgent transfers

Send now, pay later

You can send AED to Malaysia now, and pay for it in the coming weeks.

Botim and Payit are good options, but it’s a credit, so it costs more and you can’t miss any payments.

We’ve covered this in more detail in our Send Now, Pay Later guide.

For mid-sized transfers from UAE

Online transfers

Sending AED 25,000 to Malaysia is usually cheaper with online money transfer services like Wise.

Wise gets you 27,353.36 MYR, with an AED 207.91 fee and 0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 27 of the 27 days it quoted.

For sending large amounts

Currency brokers

Brokers are great for international property, school fees abroad, or moving your savings home when you leave the UAE.

A broker like Regency FX charges no fee and adds 0.27% on AED/MYR exchange rate with someone on the phone guiding you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from AED 25,000 it quoted.

For UAE businesses trading abroad

Global accounts

Global accounts are for businesses, paying overseas suppliers, collecting from customers abroad, and holding a few currencies at once.

Companies like IFX, Sokin, VertoFX, or Wise Business can handle the batch payments, invoices and multi-currency balances.

For receiving money

Multi-currency accounts

A multi-currency account lets you hold dirhams and/or MYR side by side.

This is useful if you’re getting paid in MYR, or travelling to Malaysia.

I’d suggest Wise for this.

Wise converts AED 25,000 at 0.01% markup and holds it until you send or spend it, and gives you account details to receive MYR.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

We've covered this in more detail in our guide to multi-currency accounts.

Ways to deposit AED and receive MYR in Malaysia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending AED 25,000 gives your recipient 27,512.32 MYR.

You can pay in AED by bank transfer and debit card.

In Malaysia, the recipient can receive MYR through bank deposit, mobile wallet, and DuitNow.

  1. 1
    Bank transfer Bank deposit

    You pay AED25,000.00

    RM27,512

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay AED25,000.00

    RM27,500

    -RM12

  3. 3
    Debit card Mobile wallet

    You pay AED25,000.00

    RM27,500

    -RM12

  4. 4
    Debit card DuitNow

    You pay AED25,000.00

    RM27,500

    -RM12

Before sending AED to Malaysia, consider this

The UAE has plenty of ways to send money, but the branch fee, exchange rate and ID checks can change what works best for you.

Compare AED/MYR transfer options

For an AED 25,000 transfer to Malaysia, the current options look like this.

  1. The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 27,512.32 MYR, which is 0.04% more than the next best option.

  2. The fastest option is Wise, funded by bank transfer with bank deposit in Malaysia. Your recipient gets 27,353.36 MYR in within minutes.

You need Emirates ID

Banks, apps and exchange houses need to identify you.

Your Emirates ID and UAE mobile number normally cover a routine transfer, while a large or unusual payment can trigger questions about your salary and source of funds.

For property, tuition or moving savings when you leave the UAE, keep the sale agreement, school invoice or bank statement ready.

A transfer funded from your salary account is easier to explain than a large cash deposit made just before sending.

Use a licensed exchange house in UAE

Currency exchange and remittance services require a Central Bank of the UAE licence.

Check the legal name in the CBUAE licensing register before handing over cash or uploading your ID.

The CBUAE consumer standards require licensed companies to show the exchange rate and fees before the transfer, then include the amount received and complaint details on the receipt.

Avoid a personal bank account or WhatsApp dealer offering a better rate outside a licensed branch.

Cash rules are separate

The UAE's declaration rules for carrying cash across the border do not set a limit on an electronic transfer.

Your bank or exchange house can still set its own transaction limit and request additional documents.

If you send the same amount every month, complete the ID checks in the app or branch once and save the verified recipient.

This reduces mistakes without bypassing the checks on later transfers.

How we analyse the market

We track 4 licensed companies sending AED to Malaysia, refreshed in real time during live comparisons.

Because the dirham is fixed to the dollar, we compare on what arrives in MYR rather than on the fee, alongside the deposit and payout options.

In the past 30 days alone, we analysed 239 comparisons across 8 amounts.

This page covers the cheapest and fastest options for AED/MYR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Every company goes through our review before it appears.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.