Best companies for EUR/MYR transfers
8 of 8 providers Last updated on 28 October 2026
Based on 7,000 EUR transfer Best companies for EUR/MYR transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €35.06 1 EUR = 4.5331 MYR -0.01% vs mid-market	Recipient gets RM 31,572.77 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Malaysia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €35.061 EUR = 4.5331 MYR RM 31,572.77You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 4.5153 MYR +0.39% vs mid-market	Recipient gets RM 31,607.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Malaysia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5153 MYR RM 31,607.10You pay€7,000.00
Run a live search Showing top Germany to Malaysia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to MYR rates.
Run a live search These companies offer multi-currency accounts for spending MYR. We suggest doing a live search based on how much EUR you're planning to spend in Malaysia.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 4.5206 MYR +0.27% vs mid-market	Recipient gets RM 31,644.40 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Malaysia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5206 MYR RM 31,644.40You pay€7,000.00
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 4.5200 MYR +0.28% vs mid-market	Recipient gets RM 31,640.00 Minutes
0 reviews Receive to bank account
Ways to receive money in Malaysia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 4.5200 MYR RM 31,640.00You pay€7,000.00 Mobile walletMinutesAvailable via:BigPay Free1 EUR = 4.5200 MYR RM 31,640.00You pay€7,000.00 DuitNowMinutesAvailable via:TNG via DuitNow Free1 EUR = 4.5200 MYR RM 31,640.00You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 4.5153 MYR +0.39% vs mid-market	Recipient gets RM 31,607.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Malaysia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5153 MYR RM 31,607.10You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 4.5153 MYR +0.39% vs mid-market	Recipient gets RM 31,607.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Malaysia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5153 MYR RM 31,607.10You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 4.5153 MYR +0.39% vs mid-market	Recipient gets RM 31,607.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Malaysia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5153 MYR RM 31,607.10You pay€7,000.00
Wise Pay via Bank transfer	Fee €35.06 1 EUR = 4.5331 MYR -0.01% vs mid-market	Recipient gets RM 31,572.77 Within minutes
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Malaysia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €35.061 EUR = 4.5331 MYR RM 31,572.77You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 4.5102 MYR +0.50% vs mid-market	Recipient gets RM 31,571.43 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Malaysia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5102 MYR RM 31,571.43You pay€7,000.00
Wise Pay via iDEAL	Fee €45.20 1 EUR = 4.5331 MYR -0.01% vs mid-market	Recipient gets RM 31,526.80 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Malaysia with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €45.201 EUR = 4.5331 MYR RM 31,526.80You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €30.40 1 EUR = 4.5234 MYR +0.21% vs mid-market	Recipient gets RM 31,525.97 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Malaysia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €30.401 EUR = 4.5234 MYR RM 31,525.97You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee €90.06 1 EUR = 4.5331 MYR -0.01% vs mid-market	Recipient gets RM 31,323.45 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Malaysia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €90.061 EUR = 4.5331 MYR RM 31,323.45You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €9.99 1 EUR = 4.4609 MYR +1.60% vs mid-market	Recipient gets RM 31,226.30 Minutes - 24 hours
2 reviews
Ways to receive money in Malaysia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €9.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,009.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,009.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €9.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,009.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,009.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €9.99 1 EUR = 4.4609 MYR +1.60% vs mid-market	Recipient gets RM 31,226.30 Minutes - 24 hours
2 reviews
Ways to receive money in Malaysia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €9.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,009.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,009.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €9.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,009.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,009.99
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €9.99 1 EUR = 4.4609 MYR +1.60% vs mid-market	Recipient gets RM 31,226.30 Minutes - 24 hours
2 reviews
Ways to receive money in Malaysia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €9.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,009.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,009.99
Wise Pay via Credit card	Fee €132.10 1 EUR = 4.5331 MYR -0.01% vs mid-market	Recipient gets RM 31,132.88 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Malaysia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €132.101 EUR = 4.5331 MYR RM 31,132.88You pay€7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee €0.00 1 EUR = 4.4214 MYR +2.49% vs mid-market	Recipient gets RM 30,950.01 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Malaysia with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 2 days Free1 EUR = 4.4214 MYR RM 30,950.01You pay€7,000.00 Bank depositMinutes - 2 days €0.951 EUR = 4.4011 MYR RM 30,803.45You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee €191.00 1 EUR = 4.5234 MYR +0.21% vs mid-market	Recipient gets RM 30,799.52 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Malaysia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €191.001 EUR = 4.5234 MYR RM 30,799.52You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 4.5329 MYR Updates every 60 minutes.

Why compare

EUR/MYR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Germany to Malaysia

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 23 of the 29 days it quoted €7,000 transfers to Malaysia.

On a 7,000 EUR transfer, Regency FX delivers the most MYR.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/MYR rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to Malaysia?

How much EUR you send to Malaysia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 80% of the transfers from €7,000 it quoted, and in 80% of all the transfers it quoted.


€700	0.36%	€0.00	RM 3,164.00with debit card to bank deposit	+RM 38.56
€1,000	-0.42%	€5.99	RM 4,527.02with bank transfer to bank deposit	+RM 56.74
€5,000	0.32%	€0.00	RM 22,600.00with debit card to bank deposit	+RM 292.02
€7,000This page	0.27%	€0.00	RM 31,644.40with bank transfer to bank deposit	+RM 257.69
€50,000		€0.00	RM 226,000.00with debit card to bank deposit	+RM 36,073.56

Mid-market rate: 1 EUR = 4.5329 MYR

EUR/MYR Exchange Rate History

Is today a good time to send money from Germany to Malaysia?

The cheapest way to send EUR to MYR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Malaysia.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more MYR per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of MYR on every transfer from Germany.

Right now, Regency FX pays 31,644.4 MYR on 7,000 EUR, which is 85.68 MYR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 32,378.03 MYR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Malaysia.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

Regency FXAppeared in 44 comparisons
Cheapest in 80% of them
TapTap SendAppeared in 94 comparisons
Cheapest in 50% of them
XeAppeared in 77 comparisons
Never the cheapest

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in 50% of its comparisons, so if you send money to Malaysia regularly, it's worth comparing it with Regency FX before each transfer.

Ways to send money from Germany to Malaysia

There are 8 companies for sending money from Germany to Malaysia, across app, broker, online, multi-currency account, global account, and in person, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with TapTap Send to Malaysia gets you 31,640 MYR with a €0 fee and 0.28% markup.

In our comparisons over the past month, it was the cheapest online service on 23 of the 30 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 97% of days in the past month.

In general, online transfers are cheaper than sending cash to Malaysia.

For large transfers from Germany

Currency brokers

For buying property, moving to Malaysia, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/MYR which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Malaysia.

Be it overseas suppliers and contractors, receiving MYR payments, or holding MYR and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and MYR in one account.

You get MYR bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert MYR to EUR or EUR to MYR whenever you need.

The best multi-currency account is Wise, it adds ~-0.01% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund EUR and receive MYR in Malaysia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 31,644.4 MYR.

You can pay for the transfer using bank transfer, debit card, credit card, and iDEAL.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Malaysia.

The recipient in Malaysia can receive MYR by bank deposit, mobile wallet, card deposit, duitnow, and cash pickup.

To receive MYR by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Malaysia

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

1

Bank transfer Bank deposit

You pay €7,000.00

RM31,644

Cheapest
2

Debit card Bank deposit

You pay €7,000.00

RM31,640

-RM4
3

Debit card Mobile wallet

You pay €7,000.00

RM31,640

-RM4
4

Debit card Duitnow

You pay €7,000.00

RM31,640

-RM4
5

Credit card Bank deposit

You pay €7,000.00

RM31,607

-RM37

Show moreShow less

6

iDEAL Bank deposit

You pay €7,000.00

RM31,527

-RM118
7

Bank transfer Mobile wallet

You pay €7,009.99

RM31,226

-RM418
8

Bank transfer Cash pickup

You pay €7,009.99

RM31,226

-RM418
9

Debit card Cash pickup

You pay €7,009.99

RM31,226

-RM418
10

Debit card Card deposit

You pay €7,009.99

RM31,226

-RM418
11

Credit card Cash pickup

You pay €7,009.99

RM31,226

-RM418
12

Credit card Mobile wallet

You pay €7,009.99

RM31,226

-RM418
13

Credit card Card deposit

You pay €7,009.99

RM31,226

-RM418

Things to know before sending money from Germany to Malaysia

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/MYR transfer options

For a €7,000 transfer to Malaysia, these are the best options:

Cheapest way to send money to Malaysia

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 31,644.4 MYR, which is 0.01% more than the next best option.

Fastest way to send money to Malaysia

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 31,525.97 MYR in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into MYR sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 8 of them on EUR to Malaysia, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/MYR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Germany

Send money to Malaysia

Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.6380	–	RM 32,465.69
Regency FX Cheapest	4.6254	€0.00	RM 32,378.03	−RM 87.66
Xe	4.6080	€0.00	RM 32,256.00	−RM 209.69
TapTap Send	4.5900	€0.00	RM 32,130.00	−RM 335.69

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.6328	–	RM 32,429.51
Regency FX Cheapest	4.6203	€0.00	RM 32,341.95	−RM 87.56
Xe	4.5912	€0.00	RM 32,138.40	−RM 291.11
TapTap Send	4.5900	€0.00	RM 32,130.00	−RM 299.51

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.6223	–	RM 32,356.30
Regency FX Cheapest	4.6098	€0.00	RM 32,268.93	−RM 87.37
TapTap Send	4.6000	€0.00	RM 32,200.00	−RM 156.30
Xe	4.5866	€0.00	RM 32,106.20	−RM 250.10

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5976	–	RM 32,183.28
Regency FX Cheapest	4.5852	€0.00	RM 32,096.39	−RM 86.89
TapTap Send	4.5800	€0.00	RM 32,060.00	−RM 123.28
Xe	4.5593	€0.00	RM 31,915.10	−RM 268.18

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5993	–	RM 32,195.37
Regency FX Cheapest	4.5869	€0.00	RM 32,108.44	−RM 86.93
TapTap Send	4.5800	€0.00	RM 32,060.00	−RM 135.37
Xe	4.5633	€0.00	RM 31,943.10	−RM 252.27

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5719	–	RM 32,003.50
Regency FX Cheapest	4.5596	€0.00	RM 31,917.09	−RM 86.41
TapTap Send	4.5500	€0.00	RM 31,850.00	−RM 153.50
Xe	4.5313	€0.00	RM 31,719.10	−RM 284.40

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5805	–	RM 32,063.54
Regency FX Cheapest	4.5681	€0.00	RM 31,976.97	−RM 86.57
TapTap Send	4.5600	€0.00	RM 31,920.00	−RM 143.54
Xe	4.5476	€0.00	RM 31,833.20	−RM 230.34

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5874	–	RM 32,112.03
Regency FX Cheapest	4.5750	€0.00	RM 32,025.33	−RM 86.70
TapTap Send	4.5600	€0.00	RM 31,920.00	−RM 192.03
Xe	4.5570	€0.00	RM 31,899.00	−RM 213.03

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5777	–	RM 32,044.20
Regency FX Cheapest	4.5654	€0.00	RM 31,957.68	−RM 86.52
TapTap Send	4.5600	€0.00	RM 31,920.00	−RM 124.20
Xe	4.5395	€0.00	RM 31,776.50	−RM 267.70

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5894	–	RM 32,126.07
Regency FX Cheapest	4.5770	€0.00	RM 32,039.33	−RM 86.74
TapTap Send	4.5700	€0.00	RM 31,990.00	−RM 136.07
Xe	4.5410	€0.00	RM 31,787.00	−RM 339.07

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5776	–	RM 32,043.02
Regency FX Cheapest	4.5652	€0.00	RM 31,956.50	−RM 86.52
TapTap Send	4.5500	€0.00	RM 31,850.00	−RM 193.02
Xe	4.5458	€0.00	RM 31,820.60	−RM 222.42

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5780	–	RM 32,045.78
Regency FX Cheapest	4.5656	€0.00	RM 31,959.25	−RM 86.53
TapTap Send	4.5600	€0.00	RM 31,920.00	−RM 125.78
Xe	4.5386	€0.00	RM 31,770.20	−RM 275.58

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5705	–	RM 31,993.63
Regency FX Cheapest	4.5582	€0.00	RM 31,907.25	−RM 86.38
TapTap Send	4.5500	€0.00	RM 31,850.00	−RM 143.63
Xe	4.5298	€0.00	RM 31,708.60	−RM 285.03

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5739	–	RM 32,017.62
Regency FX Cheapest	4.5616	€0.00	RM 31,931.17	−RM 86.45
TapTap Send	4.5500	€0.00	RM 31,850.00	−RM 167.62
Xe	4.5313	€0.00	RM 31,719.10	−RM 298.52

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5756	–	RM 32,029.02
Regency FX Cheapest	4.5632	€0.00	RM 31,942.55	−RM 86.47
TapTap Send	4.5500	€0.00	RM 31,850.00	−RM 179.02
Xe	4.5366	€0.00	RM 31,756.20	−RM 272.82

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5869	–	RM 32,108.24
TapTap Send Cheapest	4.5800	€0.00	RM 32,060.00	−RM 48.24
Regency FX	4.5745	€0.00	RM 32,021.55	−RM 86.69
Xe	4.5459	€0.00	RM 31,821.30	−RM 286.94

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5884	–	RM 32,118.55
TapTap Send Cheapest	4.5800	€0.00	RM 32,060.00	−RM 58.55
Regency FX	4.5760	€0.00	RM 32,031.83	−RM 86.72
Xe	4.5520	€0.00	RM 31,864.00	−RM 254.55

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5807	–	RM 32,064.96
TapTap Send Cheapest	4.5700	€0.00	RM 31,990.00	−RM 74.96
Regency FX	4.5683	€0.00	RM 31,978.39	−RM 86.57
Xe	4.5498	€0.00	RM 31,848.60	−RM 216.36

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5844	–	RM 32,090.52
Regency FX Cheapest	4.5720	€0.00	RM 32,003.88	−RM 86.64
TapTap Send	4.5700	€0.00	RM 31,990.00	−RM 100.52
Xe	4.5420	€0.00	RM 31,794.00	−RM 296.52

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5795	–	RM 32,056.19
TapTap Send Cheapest	4.5700	€0.00	RM 31,990.00	−RM 66.19
Regency FX	4.5671	€0.00	RM 31,969.64	−RM 86.55
Xe	4.5404	€0.00	RM 31,782.80	−RM 273.39

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5892	–	RM 32,124.20
Regency FX Cheapest	4.5768	€0.00	RM 32,037.47	−RM 86.73
TapTap Send	4.5700	€0.00	RM 31,990.00	−RM 134.20
Xe	4.5448	€0.00	RM 31,813.60	−RM 310.60

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5796	–	RM 32,057.03
Regency FX Cheapest	4.5672	€0.00	RM 31,970.47	−RM 86.56
TapTap Send	4.5600	€0.00	RM 31,920.00	−RM 137.03
Xe	4.5418	€0.00	RM 31,792.60	−RM 264.43

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5765	–	RM 32,035.49
Regency FX Cheapest	4.5641	€0.00	RM 31,948.99	−RM 86.50
TapTap Send	4.5600	€0.00	RM 31,920.00	−RM 115.49
Xe	4.5373	€0.00	RM 31,761.10	−RM 274.39

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5818	–	RM 32,072.85
TapTap Send Cheapest	4.5700	€0.00	RM 31,990.00	−RM 82.85
Regency FX	4.5695	€0.00	RM 31,986.26	−RM 86.59
Xe	4.5373	€0.00	RM 31,761.10	−RM 311.75

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5605	–	RM 31,923.75
TapTap Send Cheapest	4.5500	€0.00	RM 31,850.00	−RM 73.75
Regency FX	4.5482	€0.00	RM 31,837.56	−RM 86.19
Xe	4.5430	€0.00	RM 31,801.00	−RM 122.75

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