Best companies for EUR/MYR transfers
8 of 8 providers Last updated on 10 November 2026
Based on 7,000 EUR transfer Best companies for EUR/MYR transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €35.06 1 EUR = 4.5552 MYR +0.02% vs mid-market	Recipient gets RM 31,726.49 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Malaysia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €35.061 EUR = 4.5552 MYR RM 31,726.49You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 4.5043 MYR +1.14% vs mid-market	Recipient gets RM 31,530.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Malaysia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5043 MYR RM 31,530.10You pay€7,000.00
Run a live search Showing top Spain to Malaysia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to MYR rates.
Run a live search These companies offer multi-currency accounts for spending MYR. We suggest doing a live search based on how much EUR you're planning to spend in Malaysia.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 4.5438 MYR +0.27% vs mid-market	Recipient gets RM 31,806.32 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Malaysia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5438 MYR RM 31,806.32You pay€7,000.00
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 4.5400 MYR +0.35% vs mid-market	Recipient gets RM 31,780.00 Minutes
2 reviews Receive to bank account
Ways to receive money in Malaysia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 4.5400 MYR RM 31,780.00You pay€7,000.00 Mobile walletMinutesAvailable via:BigPay Free1 EUR = 4.5400 MYR RM 31,780.00You pay€7,000.00 DuitNowMinutesAvailable via:TNG via DuitNow Free1 EUR = 4.5400 MYR RM 31,780.00You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 4.5333 MYR +0.50% vs mid-market	Recipient gets RM 31,732.97 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Malaysia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5333 MYR RM 31,732.97You pay€7,000.00
Wise Pay via Bank transfer	Fee €35.06 1 EUR = 4.5552 MYR +0.02% vs mid-market	Recipient gets RM 31,726.49 Within minutes
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Malaysia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €35.061 EUR = 4.5552 MYR RM 31,726.49You pay€7,000.00
Wise Pay via iDEAL	Fee €45.20 1 EUR = 4.5552 MYR +0.02% vs mid-market	Recipient gets RM 31,680.30 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Malaysia with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €45.201 EUR = 4.5552 MYR RM 31,680.30You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €60.40 1 EUR = 4.5474 MYR +0.19% vs mid-market	Recipient gets RM 31,557.05 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Malaysia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €60.401 EUR = 4.5474 MYR RM 31,557.05You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Xe Pay via Debit card	Fee €0.00 1 EUR = 4.5043 MYR +1.14% vs mid-market	Recipient gets RM 31,530.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Malaysia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5043 MYR RM 31,530.10You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 4.5043 MYR +1.14% vs mid-market	Recipient gets RM 31,530.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Malaysia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5043 MYR RM 31,530.10You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 4.5043 MYR +1.14% vs mid-market	Recipient gets RM 31,530.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Malaysia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5043 MYR RM 31,530.10You pay€7,000.00
Wise Pay via Debit card	Fee €90.06 1 EUR = 4.5552 MYR +0.02% vs mid-market	Recipient gets RM 31,475.95 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Malaysia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €90.061 EUR = 4.5552 MYR RM 31,475.95You pay€7,000.00
Wise Pay via Credit card	Fee €132.10 1 EUR = 4.5552 MYR +0.02% vs mid-market	Recipient gets RM 31,284.45 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Malaysia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €132.101 EUR = 4.5552 MYR RM 31,284.45You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €1.00 1 EUR = 4.4454 MYR +2.46% vs mid-market	Recipient gets RM 31,117.80 Minutes - 24 hours
2 reviews
Ways to receive money in Malaysia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 4.4454 MYR RM 31,117.80You pay€7,001.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 4.4454 MYR RM 31,117.80You pay€7,001.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €1.991 EUR = 4.4454 MYR RM 31,117.80You pay€7,001.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €7.001 EUR = 4.4141 MYR RM 30,898.70You pay€7,007.00

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €1.00 1 EUR = 4.4454 MYR +2.46% vs mid-market	Recipient gets RM 31,117.80 Minutes - 24 hours
2 reviews
Ways to receive money in Malaysia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 4.4454 MYR RM 31,117.80You pay€7,001.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 4.4454 MYR RM 31,117.80You pay€7,001.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €1.991 EUR = 4.4454 MYR RM 31,117.80You pay€7,001.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €7.001 EUR = 4.4141 MYR RM 30,898.70You pay€7,007.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €1.00 1 EUR = 4.4454 MYR +2.46% vs mid-market	Recipient gets RM 31,117.80 Minutes - 24 hours
2 reviews
Ways to receive money in Malaysia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 4.4454 MYR RM 31,117.80You pay€7,001.00 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €1.991 EUR = 4.4454 MYR RM 31,117.80You pay€7,001.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 4.4454 MYR RM 31,117.80You pay€7,001.99
Only available via Mobile App WorldRemit Pay via Debit card	Fee €0.95 1 EUR = 4.4181 MYR +3.07% vs mid-market	Recipient gets RM 30,922.64 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Malaysia with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days €0.951 EUR = 4.4181 MYR RM 30,922.64You pay€7,000.00 Card depositMinutes - 2 days Free1 EUR = 4.3615 MYR RM 30,530.78You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee €221.00 1 EUR = 4.5474 MYR +0.19% vs mid-market	Recipient gets RM 30,826.74 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Malaysia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 4.5474 MYR RM 30,826.74You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 4.5561 MYR Updates every 60 minutes.

Why compare

EUR/MYR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Spain to Malaysia

Pick a company

For a one-off transfer from Spain to Malaysia, I suggest picking Regency FX, it will get you the most MYR.

Regency FX was the cheapest on 23 of the 30 days it quoted €7,000 transfers to Malaysia.

The best option will change depending on the amount, so it's good to to get the best EUR/MYR rate today.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Bizum only works between Spanish accounts and caps at €1,000 per transfer (some banks set it lower), which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Malaysia?

How much EUR you send to Malaysia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 78% of the transfers from €5,000 it quoted, and in 78% of all the transfers it quoted.


€500	0.21%	€0.00	RM 2,270.00with debit card to bank deposit	+RM 36.39
€1,000	0.19%	€0.40	RM 4,543.26with bank transfer to bank deposit	+RM 62.53
€2,000	0.23%	€0.00	RM 9,080.00with debit card to bank deposit	+RM 106.06
€5,000	0.24%	€0.00	RM 22,700.00with debit card to bank deposit	+RM 230.48
€7,000This page	0.27%	€0.00	RM 31,806.32with bank transfer to bank deposit	+RM 385.28
€10,000	0.27%	€0.00	RM 45,437.61with bank transfer to bank deposit	+RM 504.92

Mid-market rate: 1 EUR = 4.5561 MYR

EUR/MYR Exchange Rate History

Is today a good time to send money from Spain to Malaysia?

The cheapest way to send EUR to MYR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Malaysia.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more MYR per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of MYR on every transfer from Spain.

Right now, Regency FX pays 31,806.32 MYR on 7,000 EUR, which is 86.11 MYR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 32,060 MYR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Malaysia.

We've tracked 179 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

Regency FXAppeared in 59 comparisons
Cheapest in 78% of them
TapTap SendAppeared in 176 comparisons
Cheapest in 55% of them
OFXAppeared in 175 comparisons
Cheapest in 2% of them

Based on 179 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in 55% of its comparisons, so if you send money to Malaysia regularly, it's worth comparing it with Regency FX before each transfer.

Ways to send money from Spain to Malaysia

8 companies send money from Spain to Malaysia, across app, currency broker, online, multi-currency account, global business account, and in person, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Malaysia.

TapTap Send charges €0 on a €7,000 transfer and pays out 31,780 MYR in minutes, often straight into a mobile wallet, so the person receiving doesn't need a bank account.

Over the past month, TapTap Send was the cheapest app on 93% of the days it appeared for €7,000 transfers.

You can pay for the transfers via bank transfer, debit card, credit card, and iDEAL, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in Malaysia.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

Cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to Malaysia, an online money transfer service funded from your bank account is better than any bank.

Wise turns €7,000 into 31,726.49 MYR with a €35.06 fee and 0.02% markup.

In our comparisons over the past month, it was the cheapest online service on 27 of the 29 days it quoted.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Malaysia. This can be things like selling property, moving a pension, moving back home, etc…

Regency FX charges no fee and works on a margin, with a person on the phone, and offices in Spain if you'd rather sit down with someone.

Our analysis shows Regency FX was the cheapest broker in 97% of the transfers from €5,000 it quoted.

For getting paid and spending abroad

Multi-currency accounts

If you often receive MYR (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive MYR like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with MYR support is offered by Wise.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For example, converting €7,000 gets you 31,726.49 MYR.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Malaysia.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive MYR in Malaysia

How you fund the transfer and how your recipient receives it affect the fees and how much MYR they get.

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 31,806.32 MYR.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and iDEAL.

Bizum only supports domestic transfers in Spain, so it cannot send money to Malaysia directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Malaysia depends on the company's payout time and delivery method.

In Malaysia, the recipient can use bank deposit, mobile wallet, card deposit, DuitNow, and cash pickup to receive money.

Collect cash in Malaysia

Your recipient can collect MYR from a participating MoneyGram location in Malaysia.

1

Bank transfer Bank deposit

You pay €7,000.00

RM31,806

Cheapest
2

Debit card Bank deposit

You pay €7,000.00

RM31,780

-RM26
3

Debit card Mobile wallet

You pay €7,000.00

RM31,780

-RM26
4

Debit card DuitNow

You pay €7,000.00

RM31,780

-RM26
5

iDEAL Bank deposit

You pay €7,000.00

RM31,680

-RM126

Show moreShow less

6

Credit card Bank deposit

You pay €7,000.00

RM31,530

-RM276
7

Bank transfer Cash pickup

You pay €7,001.00

RM31,118

-RM689
8

Bank transfer Mobile wallet

You pay €7,001.99

RM31,118

-RM689
9

Debit card Cash pickup

You pay €7,001.00

RM31,118

-RM689
10

Credit card Cash pickup

You pay €7,001.00

RM31,118

-RM689
11

Credit card Mobile wallet

You pay €7,001.99

RM31,118

-RM689
12

Debit card Card deposit

You pay €7,007.00

RM30,899

-RM908
13

Credit card Card deposit

You pay €7,007.00

RM30,899

-RM908

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Malaysia.

Find the best EUR/MYR transfer

These are the current best options for sending €7,000 to Malaysia:

Cheapest option

Use Regency FX, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 31,806.32 MYR, which is 0.08% more than the next best option.

Fastest option

With Revolut, a bank transfer payment to bank deposit gives your recipient 31,557.05 MYR, and its delivery time is within minutes.

SEPA & MYR are different

SEPA and SEPA Instant only work with euro payments, and Bizum largely operates in Spain.

Sending EUR to Malaysia is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Malaysia.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself. We track 8 of them on EUR to MYR, comparing fees, rates and the ways money can be paid in and collected. In the past 30 days alone, we analysed 179 comparisons across 6 amounts.

This page covers the cheapest and fastest options for EUR/MYR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Spain

Send money to Malaysia

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5743	–	RM 32,020.34
Regency FX Cheapest	4.5620	€0.00	RM 31,933.88	−RM 86.46
TapTap Send	4.5600	€0.00	RM 31,920.00	−RM 100.34
OFX	4.5515	€0.00	RM 31,860.24	−RM 160.10

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5670	–	RM 31,969.06
Regency FX Cheapest	4.5547	€0.00	RM 31,882.75	−RM 86.31
TapTap Send	4.5500	€0.00	RM 31,850.00	−RM 119.06
OFX	4.5442	€0.00	RM 31,809.22	−RM 159.84

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5453	–	RM 31,817.04
Xe Cheapest	4.5366	€0.00	RM 31,756.20	−RM 60.84
Regency FX	4.5330	€0.00	RM 31,731.13	−RM 85.91
OFX	4.5226	€0.00	RM 31,657.95	−RM 159.09
TapTap Send	4.5200	€0.00	RM 31,640.00	−RM 177.04

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5895	–	RM 32,126.43
Regency FX Cheapest	4.5771	€0.00	RM 32,039.69	−RM 86.74
OFX	4.5665	€0.00	RM 31,965.80	−RM 160.63
TapTap Send	4.5600	€0.00	RM 31,920.00	−RM 206.43

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5901	–	RM 32,130.60
TapTap Send Cheapest	4.5800	€0.00	RM 32,060.00	−RM 70.60
Regency FX	4.5777	€0.00	RM 32,043.85	−RM 86.75
OFX	4.5671	€0.00	RM 31,969.95	−RM 160.65

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5884	–	RM 32,118.55
Regency FX Cheapest	4.5760	€0.00	RM 32,031.83	−RM 86.72
TapTap Send	4.5700	€0.00	RM 31,990.00	−RM 128.55
OFX	4.5654	€0.00	RM 31,957.96	−RM 160.59

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5763	–	RM 32,034.06
Regency FX Cheapest	4.5639	€0.00	RM 31,947.57	−RM 86.49
TapTap Send	4.5600	€0.00	RM 31,920.00	−RM 114.06
OFX	4.5534	€0.00	RM 31,873.89	−RM 160.17

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5865	–	RM 32,105.21
Regency FX Cheapest	4.5741	€0.00	RM 32,018.53	−RM 86.68
TapTap Send	4.5700	€0.00	RM 31,990.00	−RM 115.21
OFX	4.5635	€0.00	RM 31,944.69	−RM 160.52

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5775	–	RM 32,042.82
Regency FX Cheapest	4.5652	€0.00	RM 31,956.31	−RM 86.51
TapTap Send	4.5600	€0.00	RM 31,920.00	−RM 122.82
OFX	4.5547	€0.00	RM 31,882.61	−RM 160.21

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5869	–	RM 32,108.18
Regency FX Cheapest	4.5745	€0.00	RM 32,021.49	−RM 86.69
OFX	4.5639	€0.00	RM 31,947.64	−RM 160.54
TapTap Send No quote collected this day	–	–	–	–

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5719	–	RM 32,003.57
TapTap Send Cheapest	4.5600	€0.00	RM 31,920.00	−RM 83.57
Regency FX	4.5596	€0.00	RM 31,917.16	−RM 86.41
OFX	4.5491	€0.00	RM 31,843.55	−RM 160.02

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5765	–	RM 32,035.49
Regency FX Cheapest	4.5641	€0.00	RM 31,948.99	−RM 86.50
TapTap Send	4.5600	€0.00	RM 31,920.00	−RM 115.49
OFX	4.5536	€0.00	RM 31,875.31	−RM 160.18

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5801	–	RM 32,060.69
Regency FX Cheapest	4.5677	€0.00	RM 31,974.12	−RM 86.57
TapTap Send	4.5600	€0.00	RM 31,920.00	−RM 140.69
OFX	4.5572	€0.00	RM 31,900.38	−RM 160.31

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5595	–	RM 31,916.44
TapTap Send Cheapest	4.5500	€0.00	RM 31,850.00	−RM 66.44
Regency FX	4.5472	€0.00	RM 31,830.27	−RM 86.17
OFX	4.5367	€0.00	RM 31,756.86	−RM 159.58

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5364	–	RM 31,754.93
Regency FX Cheapest	4.5242	€0.00	RM 31,669.19	−RM 85.74
TapTap Send	4.5200	€0.00	RM 31,640.00	−RM 114.93
OFX	4.5137	€0.00	RM 31,596.15	−RM 158.78

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5227	–	RM 31,658.60
Regency FX Cheapest	4.5104	€0.00	RM 31,573.12	−RM 85.48
TapTap Send	4.5100	€0.00	RM 31,570.00	−RM 88.60
OFX	4.5000	€0.00	RM 31,500.31	−RM 158.29

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5412	–	RM 31,788.18
TapTap Send Cheapest	4.5300	€0.00	RM 31,710.00	−RM 78.18
Regency FX	4.5289	€0.00	RM 31,702.35	−RM 85.83
OFX	4.5185	€0.00	RM 31,629.24	−RM 158.94

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5475	–	RM 31,832.47
Regency FX Cheapest	4.5352	€0.00	RM 31,746.52	−RM 85.95
TapTap Send	4.5300	€0.00	RM 31,710.00	−RM 122.47
OFX	4.5248	€0.00	RM 31,673.31	−RM 159.16

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5606	–	RM 31,923.86
Regency FX Cheapest	4.5482	€0.00	RM 31,837.66	−RM 86.20
TapTap Send	4.5400	€0.00	RM 31,780.00	−RM 143.86
OFX	4.5377	€0.00	RM 31,764.24	−RM 159.62

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5616	–	RM 31,931.34
TapTap Send Cheapest	4.5500	€0.00	RM 31,850.00	−RM 81.34
Regency FX	4.5493	€0.00	RM 31,845.13	−RM 86.21
OFX	4.5388	€0.00	RM 31,771.68	−RM 159.66

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5735	–	RM 32,014.57
Regency FX Cheapest	4.5612	€0.00	RM 31,928.13	−RM 86.44
TapTap Send	4.5600	€0.00	RM 31,920.00	−RM 94.57
OFX	4.5506	€0.00	RM 31,854.50	−RM 160.07

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5511	–	RM 31,857.70
TapTap Send Cheapest	4.5400	€0.00	RM 31,780.00	−RM 77.70
Regency FX	4.5388	€0.00	RM 31,771.68	−RM 86.02
OFX	4.5283	€0.00	RM 31,698.41	−RM 159.29

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5364	–	RM 31,754.94
Regency FX Cheapest	4.5242	€0.00	RM 31,669.20	−RM 85.74
TapTap Send	4.5200	€0.00	RM 31,640.00	−RM 114.94
OFX	4.5137	€0.00	RM 31,596.17	−RM 158.77

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5289	–	RM 31,702.05
Regency FX Cheapest	4.5166	€0.00	RM 31,616.45	−RM 85.60
TapTap Send	4.5100	€0.00	RM 31,570.00	−RM 132.05
OFX	4.5062	€0.00	RM 31,543.54	−RM 158.51

Mon, 9 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.5407	–	RM 31,784.89
Regency FX Cheapest	4.5284	€0.00	RM 31,699.07	−RM 85.82
TapTap Send	4.5200	€0.00	RM 31,640.00	−RM 144.89
OFX	4.5180	€0.00	RM 31,625.96	−RM 158.93

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