Regency FX is the cheapest way to send money from Brazil to Malaysia. Sending R$40,000 will get your recipient 29,339.25 MYR in minutes - 24 hours.
With Regency FX, deposit via bank transfer and withdraw in bank deposit to get the most MYR in Malaysia.
| 5 of 5 providers Last updated on 10 November 2026 | |||
| Based on 40,000 BRL transfer Best companies for BRL/MYR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee R$1,610.64 1 BRL = 0.7345 MYR +0.13% vs mid-market | Recipient gets RM 28,196.79 Within minutes | |
Ways to receive money in Malaysia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$1,610.641 BRL = 0.7345 MYR RM 28,196.79You payR$40,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 0.7335 MYR +0.27% vs mid-market | Recipient gets RM 29,339.25 Minutes - 24 hours | |
Ways to receive money in Malaysia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 0.7335 MYR RM 29,339.25You payR$40,000.00 | |||
Run a live search Showing top Brazil to Malaysia deals for 40,000 BRL. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live BRL to MYR rates. | |||
Run a live search These companies offer multi-currency accounts for spending MYR. We suggest doing a live search based on how much BRL you're planning to spend in Malaysia. | |||
Run a live search These are managed services with real human support for large BRL transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 0.7335 MYR +0.27% vs mid-market | Recipient gets RM 29,339.25 Minutes - 24 hours | |
Ways to receive money in Malaysia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 0.7335 MYR RM 29,339.25You payR$40,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee R$60.00 1 BRL = 0.7314 MYR +0.55% vs mid-market | Recipient gets RM 29,213.47 Within minutes | |
Ways to receive money in Malaysia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes R$60.001 BRL = 0.7314 MYR RM 29,213.47You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 TapTap Send Pay via Debit card | Fee R$0.00 1 BRL = 0.7300 MYR +0.75% vs mid-market | Recipient gets RM 29,200.00 Minutes | |
Ways to receive money in Malaysia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 BRL = 0.7300 MYR RM 29,200.00You payR$40,000.00 Mobile walletMinutesAvailable via:BigPay Free1 BRL = 0.7300 MYR RM 29,200.00You payR$40,000.00 DuitNowMinutesAvailable via:TNG via DuitNow Free1 BRL = 0.7300 MYR RM 29,200.00You payR$40,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee R$327.50 1 BRL = 0.7314 MYR +0.55% vs mid-market | Recipient gets RM 29,017.82 Within minutes | |
Ways to receive money in Malaysia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes R$327.501 BRL = 0.7314 MYR RM 29,017.82You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers  MoneyGram Pay via Pix | Fee R$0.00 1 BRL = 0.7161 MYR +2.67% vs mid-market | Recipient gets RM 28,644.00 Minutes - 24 hours | |
Ways to receive money in Malaysia with MoneyGram when paying by pix. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours Free1 BRL = 0.7161 MYR RM 28,644.00You payR$40,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 BRL = 0.7161 MYR RM 28,644.00You payR$40,000.00 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 BRL = 0.7161 MYR RM 28,644.00You payR$40,000.00 | |||
| Wise Pay via Bank transfer | Fee R$1,610.64 1 BRL = 0.7345 MYR +0.13% vs mid-market | Recipient gets RM 28,196.79 Within minutes | |
Ways to receive money in Malaysia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$1,610.641 BRL = 0.7345 MYR RM 28,196.79You payR$40,000.00 | |||
| Wise Pay via Pix | Fee R$1,610.64 1 BRL = 0.7345 MYR +0.13% vs mid-market | Recipient gets RM 28,196.79 Within minutes | |
Ways to receive money in Malaysia with Wise when paying by pix. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$1,610.641 BRL = 0.7345 MYR RM 28,196.79You payR$40,000.00 | |||
| How Our Results Work Mid-market rate: 1 BRL = 0.7355 MYR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 29,339.25 MYR for a R$40,000 transfer.
Regency FX was the cheapest on 13 of the 30 days it quoted R$40,000 transfers to Malaysia.
The IOF is the same whichever company you pick, so it's about the exchange rate markup and the fees.
You have 3 ways to pay, including bank transfer, debit card, and pix.
You'll need your CPF and a photo ID to register and verify your account.
Once that's done, you can send money to Malaysia.
How much BRL you send to Malaysia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 42% of the transfers from R$40,000 it quoted, and in 42% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| R$1,000 | 0.78% | R$0.00 | RM 730.00with debit card to bank deposit | +RM 21.15 | |
| R$5,000 | 0.75% | R$0.00 | RM 3,650.00with debit card to bank deposit | +RM 59.42 | |
| R$10,000 | 0.51% | R$15.00 | RM 7,306.57with bank transfer to bank deposit | +RM 136.99 | |
| R$40,000This page | 0.27% | R$0.00 | RM 29,339.25with bank transfer to bank deposit | +RM 509.52 | |
| R$50,000 | 0.27% | R$0.00 | RM 36,678.10with bank transfer to bank deposit | +RM 637.75 | |
| R$100,000 | 0.27% | R$0.00 | RM 73,352.41with bank transfer to bank deposit | +RM 1,270.36 |
Mid-market rate: 1 BRL = 0.7355 MYR
The cheapest way to send BRL to MYR can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 40,000 BRL transfers to Malaysia.
Tue, Nov 10, 2026Mid-market rateRM 29,418.68 Regency FX RM 29,339.25Regency FXRM 29,339.25RevolutRM 29,213.47TapTap SendRM 29,200.00
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.8189 | – | RM 32,756.28 | |
| | 0.8167 | R$0.00 | RM 32,667.84 | −RM 88.44 |
| | 0.8170 | R$60.00 | RM 32,631.85 | −RM 124.43 |
| | 0.8100 | R$0.00 | RM 32,400.00 | −RM 356.28 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.8196 | – | RM 32,785.40 | |
| | 0.8200 | R$0.00 | RM 32,800.00 | +RM 14.60 |
| | 0.8174 | R$0.00 | RM 32,696.88 | −RM 88.52 |
| | 0.8176 | R$60.00 | RM 32,655.82 | −RM 129.58 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.8117 | – | RM 32,467.64 | |
| | 0.8114 | R$60.00 | RM 32,406.41 | −RM 61.23 |
| | 0.8100 | R$0.00 | RM 32,400.00 | −RM 67.64 |
| | 0.8095 | R$0.00 | RM 32,379.98 | −RM 87.66 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.8098 | – | RM 32,392.08 | |
| | 0.8100 | R$0.00 | RM 32,400.00 | +RM 7.92 |
| | 0.8076 | R$0.00 | RM 32,304.62 | −RM 87.46 |
| | 0.8077 | R$60.00 | RM 32,258.01 | −RM 134.07 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.8006 | – | RM 32,024.80 | |
| | 0.8000 | R$0.00 | RM 32,000.00 | −RM 24.80 |
| | 0.7985 | R$0.00 | RM 31,938.33 | −RM 86.47 |
| | 0.7986 | R$60.00 | RM 31,896.88 | −RM 127.92 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.8061 | – | RM 32,245.76 | |
| | 0.8040 | R$0.00 | RM 32,158.70 | −RM 87.06 |
| | 0.8032 | R$60.00 | RM 32,080.33 | −RM 165.43 |
| | 0.8000 | R$0.00 | RM 32,000.00 | −RM 245.76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.8061 | – | RM 32,245.76 | |
| | 0.8040 | R$0.00 | RM 32,158.70 | −RM 87.06 |
| | 0.8032 | R$60.00 | RM 32,080.33 | −RM 165.43 |
| | 0.8000 | R$0.00 | RM 32,000.00 | −RM 245.76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.8059 | – | RM 32,234.88 | |
| | 0.8037 | R$0.00 | RM 32,147.85 | −RM 87.03 |
| | 0.8039 | R$60.00 | RM 32,106.69 | −RM 128.19 |
| | 0.8000 | R$0.00 | RM 32,000.00 | −RM 234.88 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.8102 | – | RM 32,408.08 | |
| | 0.8100 | R$0.00 | RM 32,400.00 | −RM 8.08 |
| | 0.8080 | R$0.00 | RM 32,320.58 | −RM 87.50 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.8124 | – | RM 32,497.24 | |
| | 0.8102 | R$0.00 | RM 32,409.50 | −RM 87.74 |
| | 0.8100 | R$0.00 | RM 32,400.00 | −RM 97.24 |
| | 0.8102 | R$60.00 | RM 32,357.92 | −RM 139.32 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.8124 | – | RM 32,496.80 | |
| | 0.8102 | R$0.00 | RM 32,409.06 | −RM 87.74 |
| | 0.8100 | R$0.00 | RM 32,400.00 | −RM 96.80 |
| | 0.8100 | R$60.00 | RM 32,351.22 | −RM 145.58 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.8085 | – | RM 32,339.44 | |
| | 0.8100 | R$0.00 | RM 32,400.00 | +RM 60.56 |
| | 0.8080 | R$60.00 | RM 32,270.29 | −RM 69.15 |
| | 0.8063 | R$0.00 | RM 32,252.12 | −RM 87.32 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.8228 | – | RM 32,911.48 | |
| | 0.8206 | R$0.00 | RM 32,822.62 | −RM 88.86 |
| | 0.8200 | R$0.00 | RM 32,800.00 | −RM 111.48 |
| | 0.8168 | R$60.00 | RM 32,622.87 | −RM 288.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.8228 | – | RM 32,911.48 | |
| | 0.8206 | R$0.00 | RM 32,822.62 | −RM 88.86 |
| | 0.8200 | R$0.00 | RM 32,800.00 | −RM 111.48 |
| | 0.8113 | R$60.00 | RM 32,402.75 | −RM 508.73 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.8208 | – | RM 32,831.64 | |
| | 0.8200 | R$0.00 | RM 32,800.00 | −RM 31.64 |
| | 0.8186 | R$0.00 | RM 32,742.99 | −RM 88.65 |
| | 0.7190 | R$60.00 | RM 28,715.12 | −RM 4,116.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7606 | – | RM 30,425.96 | |
| | 0.7600 | R$0.00 | RM 30,400.00 | −RM 25.96 |
| | 0.7586 | R$0.00 | RM 30,343.81 | −RM 82.15 |
| | 0.7547 | R$60.00 | RM 30,144.17 | −RM 281.79 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7619 | – | RM 30,475.96 | |
| | 0.7600 | R$0.00 | RM 30,400.00 | −RM 75.96 |
| | 0.7598 | R$0.00 | RM 30,393.67 | −RM 82.29 |
| | 0.7576 | R$60.00 | RM 30,258.29 | −RM 217.67 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7596 | – | RM 30,383.60 | |
| | 0.7600 | R$0.00 | RM 30,400.00 | +RM 16.40 |
| | 0.7575 | R$0.00 | RM 30,301.56 | −RM 82.04 |
| | 0.7551 | R$60.00 | RM 30,158.21 | −RM 225.39 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7528 | – | RM 30,113.44 | |
| | 0.7508 | R$0.00 | RM 30,032.13 | −RM 81.31 |
| | 0.7500 | R$0.00 | RM 30,000.00 | −RM 113.44 |
| | 0.7488 | R$60.00 | RM 29,905.61 | −RM 207.83 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7460 | – | RM 29,839.16 | |
| | 0.7440 | R$0.00 | RM 29,758.59 | −RM 80.57 |
| | 0.7418 | R$60.00 | RM 29,628.54 | −RM 210.62 |
| | 0.7400 | R$0.00 | RM 29,600.00 | −RM 239.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7460 | – | RM 29,839.16 | |
| | 0.7440 | R$0.00 | RM 29,758.59 | −RM 80.57 |
| | 0.7418 | R$60.00 | RM 29,628.54 | −RM 210.62 |
| | 0.7400 | R$0.00 | RM 29,600.00 | −RM 239.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7479 | – | RM 29,917.28 | |
| | 0.7500 | R$0.00 | RM 30,000.00 | +RM 82.72 |
| | 0.7459 | R$0.00 | RM 29,836.50 | −RM 80.78 |
| | 0.7448 | R$60.00 | RM 29,747.32 | −RM 169.96 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7486 | – | RM 29,945.64 | |
| | 0.7500 | R$0.00 | RM 30,000.00 | +RM 54.36 |
| | 0.7466 | R$0.00 | RM 29,864.79 | −RM 80.85 |
| | 0.7456 | R$60.00 | RM 29,778.75 | −RM 166.89 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7410 | – | RM 29,641.80 | |
| | 0.7400 | R$0.00 | RM 29,600.00 | −RM 41.80 |
| | 0.7390 | R$0.00 | RM 29,561.77 | −RM 80.03 |
| | 0.7369 | R$60.00 | RM 29,431.49 | −RM 210.31 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7414 | – | RM 29,654.08 | |
| | 0.7400 | R$0.00 | RM 29,600.00 | −RM 54.08 |
| | 0.7394 | R$0.00 | RM 29,574.01 | −RM 80.07 |
| | 0.7380 | R$60.00 | RM 29,476.88 | −RM 177.20 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7373 | – | RM 29,490.80 | |
| | 0.7400 | R$0.00 | RM 29,600.00 | +RM 109.20 |
| | 0.7353 | R$0.00 | RM 29,411.17 | −RM 79.63 |
| | 0.7334 | R$60.00 | RM 29,290.12 | −RM 200.68 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7378 | – | RM 29,511.88 | |
| | 0.7400 | R$0.00 | RM 29,600.00 | +RM 88.12 |
| | 0.7358 | R$0.00 | RM 29,432.20 | −RM 79.68 |
| | 0.7327 | R$60.00 | RM 29,264.35 | −RM 247.53 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7378 | – | RM 29,511.88 | |
| | 0.7400 | R$0.00 | RM 29,600.00 | +RM 88.12 |
| | 0.7358 | R$0.00 | RM 29,432.20 | −RM 79.68 |
| | 0.7327 | R$60.00 | RM 29,264.35 | −RM 247.53 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7364 | – | RM 29,454.24 | |
| | 0.7344 | R$0.00 | RM 29,374.71 | −RM 79.53 |
| | 0.7318 | R$60.00 | RM 29,229.55 | −RM 224.69 |
| | 0.7300 | R$0.00 | RM 29,200.00 | −RM 254.24 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7355 | – | RM 29,418.68 | |
| | 0.7335 | R$0.00 | RM 29,339.25 | −RM 79.43 |
| | 0.7314 | R$60.00 | RM 29,213.47 | −RM 205.21 |
| | 0.7300 | R$0.00 | RM 29,200.00 | −RM 218.68 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 0.7355 | – | RM 29,418.68 | |
|---|---|---|---|---|
| | ||||
| | ||||
| |
Each line shows what the recipient gets when you send R$40,000, after fees, as quoted by each company. The mid-market line shows what R$40,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more MYR per BRL than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 9 of the last 30 days.
Right now, Regency FX pays 29,339.25 MYR on 40,000 BRL, which is 79.43 MYR less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 32,822.62 MYR.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Malaysia.
We've tracked 177 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.
Cheapest in 32% of them
Cheapest in 16% of them
Cheapest in 73% of them
Based on 42 comparisons across 6 amounts over the last 7 days.
Cheapest in 42% of them
Cheapest in 15% of them
Cheapest in 67% of them
Based on 177 comparisons across 6 amounts over the last 30 days.
Cheapest in 55% of them
Cheapest in 15% of them
Cheapest in 57% of them
Based on 273 comparisons across 6 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
Revolut (today's second cheapest) was the cheapest in only 15% of its comparisons, so it's rarely the cheapest option for transfers to Malaysia.
There are 6 ways to send money to Malaysia across 5 money transfer companies.
For everyday transfers
For most transfers from Brazil to Malaysia, money transfer companies like Revolut are the cheapest way.
You can fund an online transfer with bank transfer, debit card, and pix.
Revolut charges R$60 and adds 0.55% markup when sending R$40,000, this will get you 29,213.47 MYR in Malaysia.
In our comparisons over the past month, it was the cheapest online service on 9 of the 29 days it quoted.
For property and other large transfers
Brokers are best for large transfers, they will negotiate a better BRL/MYR rate, handle the paperwork, and guide you over the phone.
Regency FX converts BRL to MYR with an exchange-rate markup of around 0.27%.
I'd suggest , since the rate gets better the more you send.
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from R$40,000 it quoted.
For receiving cash in Portugal
If your recipient in Malaysia needs cash, you can do it with MoneyGram.
Sending R$40,000 will get you RM28,644 after the fees with MoneyGram.
Your recipient will collect cash at the nearest MoneyGram branch in Malaysia.
Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.
Holding AUD and other currencies
Revolut lets you hold, convert, and spend BRL and MYR from one account.
Swapping R$40,000 with Revolut will get you 29,213.47 MYR after all fees.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
You can then spend it in Malaysia or Brazil and receive MYR payments.
For freelancers & businesses
Global accounts like Airwallex, Wise Business, and Payoneer help with international MYR payments, invoicing, receiving payments, and more.
These are great for Brazilian businesses and freelancers, but not personal transfers.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 29,339.25 MYR.
For paying for your transfer, you have bank transfer, debit card, and pix.
You can fund the transfer with Pix
You can use Pix as a funding method, but it can’t send BRL to Malaysia directly.
Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.
For withdrawals in Malaysia, they can get it as bank deposit, mobile wallet, DuitNow, and cash pickup.
IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.
You pay R$40,000.00
RM29,339
Cheapest
You pay R$40,000.00
RM29,200
-RM139
You pay R$40,000.00
RM29,200
-RM139
You pay R$40,000.00
RM29,200
-RM139
You pay R$40,000.00
RM28,644
-RM695
You pay R$40,000.00
RM28,644
-RM695
You pay R$40,000.00
RM28,644
-RM695
Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.
For a R$40,000 payment to Malaysia, I suggest starting with these:
Cheapest:
Regency FX, funded by bank transfer with bank deposit in Malaysia. Your recipient gets 29,339.25 MYR, which is 0.43% more than the next best option.
Fastest:
Revolut, paid by bank transfer with bank deposit for the payout. It delivers 29,213.47 MYR in within minutes.
Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Malaysia.
The company then switches to local rails or uses an internal network of accounts to move BRL to Malaysia.
Moving your own money and making a gift are not treated the same.
A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.
The rate, exemption and filing process depend on the state and the facts of the gift.
Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.
The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.
If in doubt, check the institution's legal name with the Banco Central before sending.
Reclame Aqui can show service problems, but it does not replace the regulatory check.
We track 5 authorised companies sending BRL to Malaysia, updated in real time during live comparisons.
The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.
In the past 30 days alone, we analysed 177 comparisons across 6 amounts.
This page covers the cheapest and fastest options for BRL/MYR transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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