Best companies for USD/MYR transfers
8 of 8 providers Last updated on 28 October 2026
Based on 7,000 USD transfer Best companies for USD/MYR transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $30.68 1 USD = 4.0785 MYR 0.00% vs mid-market	Recipient gets RM 28,424.37 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Malaysia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $30.681 USD = 4.0785 MYR RM 28,424.37You pay$7,000.00
Promoted Xe Pay via Bank transfer	Fee $0.00 1 USD = 4.0630 MYR +0.38% vs mid-market	Recipient gets RM 28,441.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Malaysia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 4.0630 MYR RM 28,441.00You pay$7,000.00
Run a live search Showing top United States to Malaysia deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to MYR rates.
Run a live search These companies offer multi-currency accounts for spending MYR. We suggest doing a live search based on how much USD you're planning to spend in Malaysia.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
TapTap Send Pay via Debit card	Fee $0.00 1 USD = 4.0700 MYR +0.20% vs mid-market	Recipient gets RM 28,490.00 Minutes
0 reviews Cheapest Receive to bank account
Ways to receive money in Malaysia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 USD = 4.0700 MYR RM 28,490.00You pay$7,000.00 Mobile walletMinutesAvailable via:BigPay Free1 USD = 4.0700 MYR RM 28,490.00You pay$7,000.00 DuitNowMinutesAvailable via:TNG via DuitNow Free1 USD = 4.0700 MYR RM 28,490.00You pay$7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 4.0673 MYR +0.27% vs mid-market	Recipient gets RM 28,471.03 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Malaysia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 4.0673 MYR RM 28,471.03You pay$7,000.00
Xe Pay via Bank transfer	Fee $0.00 1 USD = 4.0630 MYR +0.38% vs mid-market	Recipient gets RM 28,441.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Malaysia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 4.0630 MYR RM 28,441.00You pay$7,000.00
Wise Pay via Bank transfer	Fee $30.68 1 USD = 4.0785 MYR 0.00% vs mid-market	Recipient gets RM 28,424.37 Within minutes
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Malaysia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $30.681 USD = 4.0785 MYR RM 28,424.37You pay$7,000.00
OFX Pay via Bank transfer	Fee $0.00 1 USD = 4.0579 MYR +0.50% vs mid-market	Recipient gets RM 28,405.37 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Malaysia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 4.0579 MYR RM 28,405.37You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $60.79 1 USD = 4.0556 MYR +0.56% vs mid-market	Recipient gets RM 28,389.20 Minutes - 24 hours
2 reviews
Ways to receive money in Malaysia with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 4.0556 MYR RM 28,389.20You pay$7,060.79
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee $40.50 1 USD = 4.0700 MYR +0.20% vs mid-market	Recipient gets RM 28,325.09 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Malaysia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $40.501 USD = 4.0700 MYR RM 28,325.09You pay$7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $0.99 1 USD = 4.0442 MYR +0.84% vs mid-market	Recipient gets RM 28,309.40 Minutes - 24 hours
2 reviews
Ways to receive money in Malaysia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $0.991 USD = 4.0442 MYR RM 28,309.40You pay$7,000.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card $1.991 USD = 4.0442 MYR RM 28,309.40You pay$7,001.99 Bank depositMinutes - 24 hoursAvailable via:All Banks $1.991 USD = 4.0155 MYR RM 28,108.50You pay$7,001.99 Cash pickupMinutes - 24 hours $75.991 USD = 3.9754 MYR RM 27,827.80You pay$7,075.99

$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $1.99 1 USD = 4.0442 MYR +0.84% vs mid-market	Recipient gets RM 28,309.40 Minutes - 24 hours
2 reviews
Ways to receive money in Malaysia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks $1.991 USD = 4.0442 MYR RM 28,309.40You pay$7,001.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $1.991 USD = 4.0442 MYR RM 28,309.40You pay$7,001.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card $74.991 USD = 4.0442 MYR RM 28,309.40You pay$7,074.99 Cash pickupMinutes - 24 hours $5.991 USD = 3.9754 MYR RM 27,827.80You pay$7,005.99
$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $210.00 1 USD = 4.0442 MYR +0.84% vs mid-market	Recipient gets RM 28,309.40 Minutes - 24 hours
2 reviews
Ways to receive money in Malaysia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $210.001 USD = 4.0442 MYR RM 28,309.40You pay$7,210.00 Bank depositMinutes - 24 hoursAvailable via:All Banks $177.991 USD = 4.0155 MYR RM 28,108.50You pay$7,177.99 Cash pickupMinutes - 24 hours $179.991 USD = 3.9754 MYR RM 27,827.80You pay$7,179.99
Xe Pay via Debit card	Fee $35.00 1 USD = 4.0630 MYR +0.38% vs mid-market	Recipient gets RM 28,298.79 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Malaysia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 4.0630 MYR RM 28,298.79You pay$7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee $2.99 1 USD = 4.0372 MYR +1.01% vs mid-market	Recipient gets RM 28,248.54 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Malaysia with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days $2.991 USD = 4.0372 MYR RM 28,248.54You pay$7,000.00
Xe Pay via Credit card	Fee $210.00 1 USD = 4.0630 MYR +0.38% vs mid-market	Recipient gets RM 27,587.77 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Malaysia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 4.0630 MYR RM 27,587.77You pay$7,000.00
How Our Results Work Mid-market rate: 1 USD = 4.0783 MYR Updates every 60 minutes.

Why compare

USD/MYR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Malaysia

Pick a company

If you're sending a one-off transfer, then TapTap Send is the best option.

TapTap Send was the cheapest on 17 of the 30 days it quoted $7,000 transfers to Malaysia.

For recurring transfers, I'd suggest using an app or a multi-currency account with TapTap Send.

For large transfers, a broker like Regency FX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Malaysia, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Malaysia?

How much USD you send to Malaysia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 56% of the transfers from $5,000 it quoted, and in 50% of all the transfers it quoted.


$500	-0.24%	$0.00	RM 2,044.10with debit card to bank deposit	+RM 44.04
$800	-0.22%	$0.00	RM 3,271.28with remitly wallet to bank deposit	+RM 40.71
$2,000	0.21%	$0.00	RM 8,141.80with bank transfer to bank deposit	+RM 79.05
$5,000	0.21%	$0.00	RM 20,350.00with debit card to bank deposit	+RM 145.57
$7,000This page	0.20%	$0.00	RM 28,490.00with debit card to bank deposit	+RM 181.59
$10,000	0.18%	$0.00	RM 40,700.00with debit card to bank deposit	+RM 261.93
$50,000	0.18%	$0.00	RM 203,500.00with debit card to bank deposit	+RM 1,263.26
$100,000	0.18%	$0.00	RM 407,000.00with debit card to bank deposit	+RM 2,499.56
$250,000	0.20%	$0.00	RM 1,017,535.85with bank transfer to bank deposit	+RM 6,142.85

Mid-market rate: 1 USD = 4.0783 MYR

USD/MYR Exchange Rate History

Is today a good time to send money from US to Malaysia?

The cheapest way to send USD to MYR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 USD transfers to Malaysia.

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/MYR exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more MYR per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 7 of the last 30 days.

Right now, TapTap Send pays 28,490 MYR on 7,000 USD, which is 58.11 MYR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 28,630 MYR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most MYR, and it was also the cheapest in 50% of the 226 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Malaysia.

Regency FX (today's second cheapest) was the cheapest in 54% of its comparisons, so if you send money to Malaysia regularly, it's worth comparing it with TapTap Send before each transfer.

Ways to send money from the US to Malaysia

There are 8 companies available for sending money from the US to Malaysia, across app, broker, online, multi-currency account, global account, and in person, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

TapTap Send charges $0 on a $7,000 transfer with 0.2% markup, saves your recipient's details for next time, and MYR arrives in minutes.

Over the past month, TapTap Send was the cheapest app on 93% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 28,389.2 MYR in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Malaysia.

Of all online companies listed here, Xe gets you the most MYR per USD.

On a $7,000 transfer, you will get 28,441 MYR after a $0 fee and 0.38% markup.

In our comparisons over the past month, it was the cheapest online service on 4 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Malaysia (e.g. a property purchase, tuition, or moving to Malaysia), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/MYR that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving MYR.

This is useful for traveling to Malaysia, building up MYR balance, or receiving payments in MYR.

Wise converts $7,000 at 0% markup plus small fee and holds the MYR until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive MYR in Malaysia

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 28,490 MYR.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Malaysia.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 28,389.2 MYR on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Malaysia.

Your recipient in Malaysia can collect MYR through bank deposit, mobile wallet, duitnow, card deposit, and cash pickup.

They can collect cash in Malaysia

Your recipient can collect MYR from a participating MoneyGram location in Malaysia.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Debit card Bank deposit

You pay $7,000.00

RM28,490

Cheapest
2

Debit card Mobile wallet

You pay $7,000.00

RM28,490

RM0
3

Debit card Duitnow

You pay $7,000.00

RM28,490

RM0
4

Bank transfer Bank deposit

You pay $7,000.00

RM28,471

-RM19
5

Cash deposit Cash pickup

You pay $7,060.79

RM28,389

-RM101

Show moreShow less

6

Debit card Card deposit

You pay $7,001.99

RM28,309

-RM181
7

Bank transfer Mobile wallet

You pay $7,001.99

RM28,309

-RM181
8

Bank transfer Card deposit

You pay $7,074.99

RM28,309

-RM181
9

Credit card Mobile wallet

You pay $7,210.00

RM28,309

-RM181
10

Credit card Bank deposit

You pay $7,177.99

RM28,109

-RM382
11

Debit card Cash pickup

You pay $7,075.99

RM27,828

-RM662
12

Bank transfer Cash pickup

You pay $7,005.99

RM27,828

-RM662
13

Credit card Cash pickup

You pay $7,179.99

RM27,828

-RM662

Things to consider before sending USD to Malaysia

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/MYR company

Cheapest way to send money to Malaysia

The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 28,490 MYR, which is 0.07% more than the next best option.

Fastest way to send money to Malaysia

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 28,325.09 MYR, with the money arriving in within minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Malaysia?

For transfers over $10,000, Wise is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Malaysia.

While Wise may not always be the cheapest or fastest way to send MYR, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Malaysia and United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 226 comparisons across 9 amounts.

This page covers the cheapest and fastest options for USD/MYR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

Send money from Malaysia

Send money to Malaysia

Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0811	–	RM 28,567.67
Regency FX Cheapest	4.0701	$0.00	RM 28,490.53	−RM 77.14
Xe	4.0615	$0.00	RM 28,430.50	−RM 137.17
TapTap Send	4.0400	$0.00	RM 28,280.00	−RM 287.67

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0806	–	RM 28,564.21
Regency FX Cheapest	4.0696	$0.00	RM 28,487.08	−RM 77.13
Xe	4.0596	$0.00	RM 28,417.20	−RM 147.01
TapTap Send	4.0400	$0.00	RM 28,280.00	−RM 284.21

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0836	–	RM 28,585.21
TapTap Send Cheapest	4.0800	$0.00	RM 28,560.00	−RM 25.21
Regency FX	4.0726	$0.00	RM 28,508.03	−RM 77.18
Xe	4.0655	$0.00	RM 28,458.50	−RM 126.71

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0835	–	RM 28,584.51
TapTap Send Cheapest	4.0800	$0.00	RM 28,560.00	−RM 24.51
Regency FX	4.0725	$0.00	RM 28,507.33	−RM 77.18
Xe	4.0665	$0.00	RM 28,465.50	−RM 119.01

Sat, Oct 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0849	–	RM 28,594.33
TapTap Send Cheapest	4.0800	$0.00	RM 28,560.00	−RM 34.33
Regency FX	4.0739	$0.00	RM 28,517.12	−RM 77.21
Xe	4.0665	$0.00	RM 28,465.50	−RM 128.83

Compare the best ways to send money from United States to Malaysia

Best companies for USD/MYR transfers

How to send money from US to Malaysia

Pick a company

Pay for it

Check and send

How much USD are you sending to Malaysia?

Is today a good time to send money from US to Malaysia?

Understanding USD/MYR exchange rate

Picking the cheapest money transfer company

Is the cheapest money transfer company always the best?

Ways to send money from the US to Malaysia

Money transfer apps

Cash & in-person transfers

Online transfers

Currency brokers

Global accounts

Multi-currency accounts

Ways to fund USD and receive MYR in Malaysia

Things to consider before sending USD to Malaysia

Find the right USD/MYR company

Cash-funded transfers now carry a 1% tax

The $10,000 rule is not a transfer limit

You normally have 30 minutes to cancel

Need to send a large amount of USD to Malaysia?

How we analyze the market

Related transfer routes

Send money from Malaysia

Send money to Malaysia

Recommendations

Tools & resources

Mon, Oct 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0873	–	RM 28,611.09
TapTap Send Cheapest	4.0900	$0.00	RM 28,630.00	+RM 18.91
Regency FX	4.0763	$0.00	RM 28,533.84	−RM 77.25
Xe	4.0650	$0.00	RM 28,455.00	−RM 156.09

Tue, Oct 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0860	–	RM 28,602.12
TapTap Send Cheapest	4.0900	$0.00	RM 28,630.00	+RM 27.88
Regency FX	4.0750	$0.00	RM 28,524.89	−RM 77.23
Xe	4.0655	$0.00	RM 28,458.50	−RM 143.62

Wed, Oct 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0862	–	RM 28,603.38
TapTap Send Cheapest	4.0900	$0.00	RM 28,630.00	+RM 26.62
Regency FX	4.0752	$0.00	RM 28,526.15	−RM 77.23
Xe	4.0655	$0.00	RM 28,458.50	−RM 144.88

Thu, Oct 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0896	–	RM 28,627.45
TapTap Send Cheapest	4.0900	$0.00	RM 28,630.00	+RM 2.55
Regency FX	4.0786	$0.00	RM 28,550.16	−RM 77.29
Xe	4.0655	$0.00	RM 28,458.50	−RM 168.95

Fri, Oct 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0880	–	RM 28,615.91
TapTap Send Cheapest	4.0900	$0.00	RM 28,630.00	+RM 14.09
Regency FX	4.0769	$0.00	RM 28,538.65	−RM 77.26
Xe	4.0655	$0.00	RM 28,458.50	−RM 157.41

Sat, Oct 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0855	–	RM 28,598.53
TapTap Send Cheapest	4.0900	$0.00	RM 28,630.00	+RM 31.47
Regency FX	4.0745	$0.00	RM 28,521.31	−RM 77.22
Xe	4.0690	$0.00	RM 28,483.00	−RM 115.53

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0846	–	RM 28,592.19
TapTap Send Cheapest	4.0800	$0.00	RM 28,560.00	−RM 32.19
Regency FX	4.0736	$0.00	RM 28,514.99	−RM 77.20
Xe	4.0625	$0.00	RM 28,437.50	−RM 154.69

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0855	–	RM 28,598.50
TapTap Send Cheapest	4.0800	$0.00	RM 28,560.00	−RM 38.50
Regency FX	4.0745	$0.00	RM 28,521.28	−RM 77.22
Xe	4.0655	$0.00	RM 28,458.50	−RM 140.00

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0815	–	RM 28,570.51
TapTap Send Cheapest	4.0800	$0.00	RM 28,560.00	−RM 10.51
Regency FX	4.0705	$0.00	RM 28,493.37	−RM 77.14
Xe	4.0625	$0.00	RM 28,437.50	−RM 133.01

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0817	–	RM 28,571.91
Regency FX Cheapest	4.0707	$0.00	RM 28,494.77	−RM 77.14
TapTap Send	4.0700	$0.00	RM 28,490.00	−RM 81.91
Xe	4.0625	$0.00	RM 28,437.50	−RM 134.41

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0832	–	RM 28,582.43
Regency FX Cheapest	4.0722	$0.00	RM 28,505.26	−RM 77.17
TapTap Send	4.0700	$0.00	RM 28,490.00	−RM 92.43
Xe	4.0625	$0.00	RM 28,437.50	−RM 144.93

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0822	–	RM 28,575.39
Regency FX Cheapest	4.0712	$0.00	RM 28,498.24	−RM 77.15
TapTap Send	4.0700	$0.00	RM 28,490.00	−RM 85.39
Xe	4.0605	$0.00	RM 28,423.50	−RM 151.89

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0826	–	RM 28,578.21
Regency FX Cheapest	4.0716	$0.00	RM 28,501.05	−RM 77.16
TapTap Send	4.0700	$0.00	RM 28,490.00	−RM 88.21
Xe	4.0615	$0.00	RM 28,430.50	−RM 147.71

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0811	–	RM 28,567.74
Regency FX Cheapest	4.0701	$0.00	RM 28,490.60	−RM 77.14
TapTap Send	4.0700	$0.00	RM 28,490.00	−RM 77.74
Xe	4.0605	$0.00	RM 28,423.50	−RM 144.24

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0848	–	RM 28,593.57
Regency FX Cheapest	4.0738	$0.00	RM 28,516.37	−RM 77.20
TapTap Send	4.0700	$0.00	RM 28,490.00	−RM 103.57
Xe	4.0635	$0.00	RM 28,444.50	−RM 149.07

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0853	–	RM 28,597.13
Regency FX Cheapest	4.0743	$0.00	RM 28,519.92	−RM 77.21
TapTap Send	4.0700	$0.00	RM 28,490.00	−RM 107.13
Xe	4.0635	$0.00	RM 28,444.50	−RM 152.63

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0866	–	RM 28,606.21
Regency FX Cheapest	4.0756	$0.00	RM 28,528.98	−RM 77.23
TapTap Send	4.0700	$0.00	RM 28,490.00	−RM 116.21
Xe	4.0635	$0.00	RM 28,444.50	−RM 161.71

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0860	–	RM 28,601.76
TapTap Send Cheapest	4.0800	$0.00	RM 28,560.00	−RM 41.76
Regency FX	4.0749	$0.00	RM 28,524.54	−RM 77.22
Xe	4.0650	$0.00	RM 28,455.00	−RM 146.76

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4.0783	–	RM 28,548.11
TapTap Send Cheapest	4.0700	$0.00	RM 28,490.00	−RM 58.11
Regency FX	4.0673	$0.00	RM 28,471.03	−RM 77.08
Xe	4.0630	$0.00	RM 28,441.00	−RM 107.11