Wise offers the best exchange rate from France to Malaysia at 4.5367 MYR per EUR.
But Regency FX is cheapest overall, turning EUR 7,000 into 31,669.93 MYR after its fee and exchange-rate markup.
| 8 of 8 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/MYR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €35.06 1 EUR = 4.5367 MYR 0.00% vs mid-market | Recipient gets RM 31,597.98 Within minutes | |
Ways to receive money in Malaysia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €35.061 EUR = 4.5367 MYR RM 31,597.98You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 4.5153 MYR +0.47% vs mid-market | Recipient gets RM 31,607.10 Minutes - 24 hours | |
Ways to receive money in Malaysia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5153 MYR RM 31,607.10You pay€7,000.00 | |||
Run a live search Showing top France to Malaysia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to MYR rates. | |||
Run a live search These companies offer multi-currency accounts for spending MYR. We suggest doing a live search based on how much EUR you're planning to spend in Malaysia. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 4.5243 MYR +0.27% vs mid-market | Recipient gets RM 31,669.93 Minutes - 24 hours | |
Ways to receive money in Malaysia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5243 MYR RM 31,669.93You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 4.5200 MYR +0.36% vs mid-market | Recipient gets RM 31,640.00 Minutes | |
Ways to receive money in Malaysia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 4.5200 MYR RM 31,640.00You pay€7,000.00 Mobile walletMinutesAvailable via:BigPay Free1 EUR = 4.5200 MYR RM 31,640.00You pay€7,000.00 DuitNowMinutesAvailable via:TNG via DuitNow Free1 EUR = 4.5200 MYR RM 31,640.00You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 4.5153 MYR +0.47% vs mid-market | Recipient gets RM 31,607.10 Minutes - 24 hours | |
Ways to receive money in Malaysia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5153 MYR RM 31,607.10You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 4.5153 MYR +0.47% vs mid-market | Recipient gets RM 31,607.10 Minutes - 24 hours | |
Ways to receive money in Malaysia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5153 MYR RM 31,607.10You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 4.5153 MYR +0.47% vs mid-market | Recipient gets RM 31,607.10 Minutes - 24 hours | |
Ways to receive money in Malaysia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5153 MYR RM 31,607.10You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €35.06 1 EUR = 4.5367 MYR 0.00% vs mid-market | Recipient gets RM 31,597.98 Within minutes | |
Ways to receive money in Malaysia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €35.061 EUR = 4.5367 MYR RM 31,597.98You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 4.5138 MYR +0.50% vs mid-market | Recipient gets RM 31,596.90 Minutes - 24 hours | |
Ways to receive money in Malaysia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.5138 MYR RM 31,596.90You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €45.20 1 EUR = 4.5367 MYR 0.00% vs mid-market | Recipient gets RM 31,551.98 Within minutes | |
Ways to receive money in Malaysia with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €45.201 EUR = 4.5367 MYR RM 31,551.98You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 4.5276 MYR +0.20% vs mid-market | Recipient gets RM 31,374.14 Within minutes | |
Ways to receive money in Malaysia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 4.5276 MYR RM 31,374.14You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €90.06 1 EUR = 4.5367 MYR 0.00% vs mid-market | Recipient gets RM 31,348.46 Within minutes | |
Ways to receive money in Malaysia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €90.061 EUR = 4.5367 MYR RM 31,348.46You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.00 1 EUR = 4.4609 MYR +1.68% vs mid-market | Recipient gets RM 31,226.30 Minutes - 24 hours | |
Ways to receive money in Malaysia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card Free1 EUR = 4.4609 MYR RM 31,226.30You pay€7,000.00 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €0.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,002.99 Cash pickupMinutes - 24 hours €4.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.00 1 EUR = 4.4609 MYR +1.68% vs mid-market | Recipient gets RM 31,226.30 Minutes - 24 hours | |
Ways to receive money in Malaysia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card Free1 EUR = 4.4609 MYR RM 31,226.30You pay€7,000.00 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €0.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,002.99 Cash pickupMinutes - 24 hours €4.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.99 1 EUR = 4.4609 MYR +1.68% vs mid-market | Recipient gets RM 31,226.30 Minutes - 24 hours | |
Ways to receive money in Malaysia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €0.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,002.99 Cash pickupMinutes - 24 hours €4.991 EUR = 4.4609 MYR RM 31,226.30You pay€7,004.99 | |||
| Wise Pay via Credit card | Fee €132.10 1 EUR = 4.5367 MYR 0.00% vs mid-market | Recipient gets RM 31,157.74 Within minutes | |
Ways to receive money in Malaysia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €132.101 EUR = 4.5367 MYR RM 31,157.74You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 4.4169 MYR +2.67% vs mid-market | Recipient gets RM 30,918.09 Minutes - 2 days | |
Ways to receive money in Malaysia with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 2 days Free1 EUR = 4.4169 MYR RM 30,918.09You pay€7,000.00 Bank depositMinutes - 2 days €0.951 EUR = 4.3923 MYR RM 30,742.14You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 4.5276 MYR +0.20% vs mid-market | Recipient gets RM 30,692.74 Within minutes | |
Ways to receive money in Malaysia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 4.5276 MYR RM 30,692.74You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 4.5365 MYR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 31,669.93 MYR on a €7,000 transfer.
Regency FX was the cheapest on 26 of the 29 days it quoted €7,000 transfers to Malaysia.
You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.
A euro virement to the money transfer company is cheap and arrives in seconds.
First time round you'll need a photo ID and a RIB or proof of address to verify your account.
Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.
How much EUR you send to Malaysia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 90% of the transfers from €5,000 it quoted, and in 90% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.30% | €0.00 | RM 2,260.00with debit card to bank deposit | +RM 22.02 | |
| €1,000 | -0.39% | €5.99 | RM 4,527.02with bank transfer to bank deposit | +RM 44.93 | |
| €2,000 | 0.29% | €0.00 | RM 9,040.00with debit card to bank deposit | +RM 86.83 | |
| €5,000 | 0.29% | €0.00 | RM 22,600.00with debit card to bank deposit | +RM 195.10 | |
| €7,000This page | 0.27% | €0.00 | RM 31,669.93with bank transfer to bank deposit | +RM 291.92 |
Mid-market rate: 1 EUR = 4.5365 MYR
The cheapest way to send EUR to MYR can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Malaysia.
Wed, 28 Oct 2026Mid-market rateRM 31,755.68 Regency FX RM 31,669.93Regency FXRM 31,669.93TapTap SendRM 31,640.00XeRM 31,607.10
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.6342 | – | RM 32,439.48 | |
| | 4.6217 | €0.00 | RM 32,351.89 | −RM 87.59 |
| | 4.6080 | €0.00 | RM 32,256.00 | −RM 183.48 |
| | 4.5900 | €0.00 | RM 32,130.00 | −RM 309.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.6331 | – | RM 32,431.61 | |
| | 4.6206 | €0.00 | RM 32,344.04 | −RM 87.57 |
| | 4.5912 | €0.00 | RM 32,138.40 | −RM 293.21 |
| | 4.5900 | €0.00 | RM 32,130.00 | −RM 301.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.6221 | – | RM 32,354.89 | |
| | 4.6096 | €0.00 | RM 32,267.53 | −RM 87.36 |
| | 4.6000 | €0.00 | RM 32,200.00 | −RM 154.89 |
| | 4.5866 | €0.00 | RM 32,106.20 | −RM 248.69 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5968 | – | RM 32,177.47 | |
| | 4.5844 | €0.00 | RM 32,090.59 | −RM 86.88 |
| | 4.5800 | €0.00 | RM 32,060.00 | −RM 117.47 |
| | 4.5593 | €0.00 | RM 31,915.10 | −RM 262.37 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5993 | – | RM 32,195.37 | |
 | 4.6015 | €0.00 | RM 32,210.54 | +RM 15.17 |
| | 4.5800 | €0.00 | RM 32,060.00 | −RM 135.37 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5993 | – | RM 32,195.37 | |
| | 4.5869 | €0.00 | RM 32,108.44 | −RM 86.93 |
| | 4.5800 | €0.00 | RM 32,060.00 | −RM 135.37 |
| | 4.5633 | €0.00 | RM 31,943.10 | −RM 252.27 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5744 | – | RM 32,021.09 | |
| | 4.5621 | €0.00 | RM 31,934.63 | −RM 86.46 |
| | 4.5500 | €0.00 | RM 31,850.00 | −RM 171.09 |
| | 4.5313 | €0.00 | RM 31,719.10 | −RM 301.99 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5784 | – | RM 32,049.02 | |
| | 4.5661 | €0.00 | RM 31,962.48 | −RM 86.54 |
| | 4.5600 | €0.00 | RM 31,920.00 | −RM 129.02 |
| | 4.5476 | €0.00 | RM 31,833.20 | −RM 215.82 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5869 | – | RM 32,108.29 | |
| | 4.5745 | €0.00 | RM 32,021.60 | −RM 86.69 |
| | 4.5600 | €0.00 | RM 31,920.00 | −RM 188.29 |
| | 4.5570 | €0.00 | RM 31,899.00 | −RM 209.29 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5746 | – | RM 32,022.35 | |
| | 4.5623 | €0.00 | RM 31,935.89 | −RM 86.46 |
| | 4.5600 | €0.00 | RM 31,920.00 | −RM 102.35 |
| | 4.5395 | €0.00 | RM 31,776.50 | −RM 245.85 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5911 | – | RM 32,138.00 | |
| | 4.5787 | €0.00 | RM 32,051.23 | −RM 86.77 |
| | 4.5700 | €0.00 | RM 31,990.00 | −RM 148.00 |
| | 4.5410 | €0.00 | RM 31,787.00 | −RM 351.00 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5776 | – | RM 32,043.02 | |
| | 4.5652 | €0.00 | RM 31,956.50 | −RM 86.52 |
| | 4.5500 | €0.00 | RM 31,850.00 | −RM 193.02 |
| | 4.5458 | €0.00 | RM 31,820.60 | −RM 222.42 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5776 | – | RM 32,043.02 | |
| | 4.5652 | €0.00 | RM 31,956.50 | −RM 86.52 |
| | 4.5500 | €0.00 | RM 31,850.00 | −RM 193.02 |
| | 4.5458 | €0.00 | RM 31,820.60 | −RM 222.42 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5762 | – | RM 32,033.22 | |
| | 4.5638 | €0.00 | RM 31,946.73 | −RM 86.49 |
| | 4.5600 | €0.00 | RM 31,920.00 | −RM 113.22 |
| | 4.5386 | €0.00 | RM 31,770.20 | −RM 263.02 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5715 | – | RM 32,000.84 | |
| | 4.5592 | €0.00 | RM 31,914.43 | −RM 86.41 |
| | 4.5500 | €0.00 | RM 31,850.00 | −RM 150.84 |
| | 4.5298 | €0.00 | RM 31,708.60 | −RM 292.24 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5716 | – | RM 32,001.35 | |
| | 4.5593 | €0.00 | RM 31,914.94 | −RM 86.41 |
| | 4.5500 | €0.00 | RM 31,850.00 | −RM 151.35 |
| | 4.5313 | €0.00 | RM 31,719.10 | −RM 282.25 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5765 | – | RM 32,035.19 | |
| | 4.5641 | €0.00 | RM 31,948.69 | −RM 86.50 |
| | 4.5500 | €0.00 | RM 31,850.00 | −RM 185.19 |
| | 4.5366 | €0.00 | RM 31,756.20 | −RM 278.99 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5871 | – | RM 32,109.41 | |
| | 4.5800 | €0.00 | RM 32,060.00 | −RM 49.41 |
| | 4.5747 | €0.00 | RM 32,022.72 | −RM 86.69 |
| | 4.5459 | €0.00 | RM 31,821.30 | −RM 288.11 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5884 | – | RM 32,118.55 | |
| | 4.5760 | €0.00 | RM 32,031.83 | −RM 86.72 |
| | 4.5700 | €0.00 | RM 31,990.00 | −RM 128.55 |
| | 4.5520 | €0.00 | RM 31,864.00 | −RM 254.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5884 | – | RM 32,118.55 | |
| | 4.5760 | €0.00 | RM 32,031.83 | −RM 86.72 |
| | 4.5700 | €0.00 | RM 31,990.00 | −RM 128.55 |
| | 4.5520 | €0.00 | RM 31,864.00 | −RM 254.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5738 | – | RM 32,016.57 | |
| | 4.5614 | €0.00 | RM 31,930.13 | −RM 86.44 |
| | 4.5600 | €0.00 | RM 31,920.00 | −RM 96.57 |
| | 4.5498 | €0.00 | RM 31,848.60 | −RM 167.97 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5862 | – | RM 32,103.21 | |
| | 4.5738 | €0.00 | RM 32,016.53 | −RM 86.68 |
| | 4.5700 | €0.00 | RM 31,990.00 | −RM 113.21 |
| | 4.5420 | €0.00 | RM 31,794.00 | −RM 309.21 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5810 | – | RM 32,066.93 | |
| | 4.5700 | €0.00 | RM 31,990.00 | −RM 76.93 |
| | 4.5686 | €0.00 | RM 31,980.35 | −RM 86.58 |
| | 4.5404 | €0.00 | RM 31,782.80 | −RM 284.13 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5870 | – | RM 32,109.05 | |
| | 4.5746 | €0.00 | RM 32,022.35 | −RM 86.70 |
| | 4.5700 | €0.00 | RM 31,990.00 | −RM 119.05 |
| | 4.5448 | €0.00 | RM 31,813.60 | −RM 295.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5742 | – | RM 32,019.34 | |
| | 4.5618 | €0.00 | RM 31,932.88 | −RM 86.46 |
| | 4.5600 | €0.00 | RM 31,920.00 | −RM 99.34 |
| | 4.5418 | €0.00 | RM 31,792.60 | −RM 226.74 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5765 | – | RM 32,035.49 | |
| | 4.5641 | €0.00 | RM 31,948.99 | −RM 86.50 |
| | 4.5600 | €0.00 | RM 31,920.00 | −RM 115.49 |
| | 4.5373 | €0.00 | RM 31,761.10 | −RM 274.39 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5765 | – | RM 32,035.49 | |
| | 4.5641 | €0.00 | RM 31,948.99 | −RM 86.50 |
| | 4.5600 | €0.00 | RM 31,920.00 | −RM 115.49 |
| | 4.5373 | €0.00 | RM 31,761.10 | −RM 274.39 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5788 | – | RM 32,051.52 | |
| | 4.5700 | €0.00 | RM 31,990.00 | −RM 61.52 |
| | 4.5664 | €0.00 | RM 31,964.98 | −RM 86.54 |
| | 4.5373 | €0.00 | RM 31,761.10 | −RM 290.42 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5626 | – | RM 31,937.89 | |
| | 4.5502 | €0.00 | RM 31,851.66 | −RM 86.23 |
| | 4.5500 | €0.00 | RM 31,850.00 | −RM 87.89 |
| | 4.5252 | €0.00 | RM 31,676.40 | −RM 261.49 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.5365 | – | RM 31,755.68 | |
| | 4.5243 | €0.00 | RM 31,669.93 | −RM 85.74 |
| | 4.5200 | €0.00 | RM 31,640.00 | −RM 115.67 |
| | 4.5153 | €0.00 | RM 31,607.10 | −RM 148.58 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 4.5365 | – | RM 31,755.68 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more MYR per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.
Right now, Regency FX pays 31,669.93 MYR on 7,000 EUR, which is 85.74 MYR less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 32,351.89 MYR.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Malaysia.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 86% of them
Cheapest in 74% of them
Never the cheapest
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 90% of them
Cheapest in 52% of them
Cheapest in 1% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 92% of them
Cheapest in 31% of them
Cheapest in 3% of them
Based on 154 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
TapTap Send (today's second cheapest) was the cheapest in 52% of its comparisons, so if you send money to Malaysia regularly, it's worth comparing it with Regency FX before each transfer.
8 companies send money from France to Malaysia. You can do it via app, broker, online, multi-currency account, global account, and in person.
For regular transfers from France
If you’re sending €50 to €200 to a family in Malaysia, apps like TapTap Send are the easiest way.
Over the past month, TapTap Send was the cheapest app on 73% of the days it appeared for €7,000 transfers.
TapTap Send charges €0 on a €7,000 transfer, and the MYR arrives in minutes, often straight into a mobile money wallet, so your family doesn't need a bank account to receive it.
For one-off transfers
When converting EUR to MYR, an online service like Xe is always cheaper than the bank's international virement.
Sending €7,000 with Xe gets you 31,607.1 MYR with a €0 fee and 0.47% markup.
In our comparisons over the past month, it was the cheapest online service on 1 of the 29 days it quoted.
For travelling & receiving
Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Malaysia.
On a €7,000 transfer, Wise gets you 31,597.98 MYR vs 31,669.93 MYR using Regency FX.
It's always , and choosing based on purpose and how much you get.
Companies like Wise offer great multi-currency features:
Hold EUR and MYR
Convert between them any time
Spend in MYR abroad or online
Receive EUR or MYR like a local
Our data shows Wise came out cheapest among challenger banks and multi-currency accounts on 100% of days in the past month.
Sending large sums from France
If you’re selling a property in France, repatriating a pension, moving to Malaysia, or making any other large transfer, then you need a currency broker.
Regency FX charges no fee but adds 0.27% markup on EUR/MYR interbank rate.
And the more you transfer, the better rate you will get.
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.
Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.
International business payments
Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.
Companies like Airwallex, Wise Business, or Payoneer are the best for this.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 31,669.93 MYR.
Fund the transfer from France by bank transfer, debit card, credit card, and iDEAL.
You can pay by virement
Send the money by bank transfer from your French RIB or IBAN.
SEPA Instant can be instant for funding your transfer, but delivery speed to Malaysia depends on the payout method.
Your recipient in Malaysia can collect MYR through bank deposit, mobile wallet, card deposit, duitnow, and cash pickup.
They can collect cash in Malaysia
Your recipient can collect MYR from a participating agent location in Malaysia. They should take a valid photo ID and the collection reference.
You pay €7,000.00
RM31,670
Cheapest
You pay €7,000.00
RM31,640
-RM30
You pay €7,000.00
RM31,640
-RM30
You pay €7,000.00
RM31,640
-RM30
You pay €7,000.00
RM31,607
-RM63
You pay €7,000.00
RM31,552
-RM118
You pay €7,000.99
RM31,226
-RM444
You pay €7,004.99
RM31,226
-RM444
You pay €7,000.00
RM31,226
-RM444
You pay €7,004.99
RM31,226
-RM444
You pay €7,000.00
RM31,226
-RM444
You pay €7,000.99
RM31,226
-RM444
You pay €7,004.99
RM31,226
-RM444
From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.
For a €7,000 transfer to Malaysia, these are the best ways to start with:
Cheapest way to send money to Malaysia
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 31,669.93 MYR, which is 0.09% more than the next best option.
Fastest way to send money to Malaysia
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 31,374.14 MYR in within minutes.
If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.
This limits the cash payment, rather than the amount you can send abroad.
For a larger transfer, pay by bank transfer or card.
French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.
For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.
Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.
The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.
Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).
If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.
Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.
That covers 8 ACPR-registered companies sending EUR to Malaysia, with the rates refreshed in real time on live EUR/MYR searches.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/MYR transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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