Key Currency is the cheapest way to send money from the United Arab Emirates to Singapore. Sending 25,000 AED will get you 8,635.96 SGD at 0.3454 SGD per AED.
We’ve compared 9 services and apps below in more detail.
| 10 of 10 providers Last updated on 1 September 2026 This page updates weekly. We collect, store, and analyze AED/SGD exchange rates from our comparisons. | |||
| Based on 25,000 AED transfer Best companies for AED/SGD transfersAll money transfer offers for AED/SGD transfers, sorted by most SGD received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee AED 200.31 1 AED = 0.3463 SGD +0.01% vs mid-market | Recipient gets $8,587.04 Within minutes | |
Ways to receive money in Singapore with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer AED 200.311 AED = 0.3463 SGD $8,587.04You payAED 25,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee AED 0.00 1 AED = 0.3416 SGD +1.37% vs mid-market | Recipient gets $8,540.00 Minutes - 24 hours | |
Ways to receive money in Singapore with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 0.3416 SGD $8,540.00You payAED 25,000.00 | |||
Run a live search Showing top United Arab Emirates to Singapore deals for 25,000 AED. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AED to SGD rates. | |||
Run a live search These companies offer multi-currency accounts for spending SGD. We suggest doing a live search based on how much AED you're planning to spend in Singapore. | |||
Run a live search These are managed services with real human support for large AED transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee AED 0.00 1 AED = 0.3454 SGD +0.25% vs mid-market | Recipient gets $8,635.96 Minutes - 3 days | |
Ways to receive money in Singapore with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 AED = 0.3454 SGD $8,635.96You payAED 25,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee AED 0.00 1 AED = 0.3454 SGD +0.27% vs mid-market | Recipient gets $8,634.22 Minutes - 24 hours | |
Ways to receive money in Singapore with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 0.3454 SGD $8,634.22You payAED 25,000.00 | |||
 TorFx Pay via Bank transfer | Fee AED 0.00 1 AED = 0.3453 SGD +0.30% vs mid-market | Recipient gets $8,631.63 Minutes - 24 hours | |
Ways to receive money in Singapore with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 0.3453 SGD $8,631.63You payAED 25,000.00 | |||
 OFX Pay via Bank transfer | Fee AED 0.00 1 AED = 0.3446 SGD +0.50% vs mid-market | Recipient gets $8,614.31 Minutes - 24 hours | |
Ways to receive money in Singapore with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 0.3446 SGD $8,614.31You payAED 25,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee AED 0.00 1 AED = 0.3439 SGD +0.70% vs mid-market | Recipient gets $8,597.50 Minutes - 24 hours | |
Ways to receive money in Singapore with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 0.3439 SGD $8,597.50You payAED 25,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee AED 14.44 1 AED = 0.3437 SGD +0.75% vs mid-market | Recipient gets $8,587.50 Minutes - 24 hours | |
Ways to receive money in Singapore with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours AED 14.441 AED = 0.3437 SGD $8,587.50You payAED 25,000.00 | |||
| Wise Pay via Bank transfer | Fee AED 200.31 1 AED = 0.3463 SGD +0.01% vs mid-market | Recipient gets $8,587.04 Within minutes | |
Ways to receive money in Singapore with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer AED 200.311 AED = 0.3463 SGD $8,587.04You payAED 25,000.00 | |||
 Al Ansari Exchange Pay via Bank transfer | Fee AED 0.00 1 AED = 0.3419 SGD +1.29% vs mid-market | Recipient gets $8,547.01 | |
Ways to receive money in Singapore with Al Ansari Exchange when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit Free1 AED = 0.3419 SGD $8,547.01You payAED 25,000.00 | |||
| Xe Pay via Bank transfer | Fee AED 0.00 1 AED = 0.3416 SGD +1.37% vs mid-market | Recipient gets $8,540.00 Minutes - 24 hours | |
Ways to receive money in Singapore with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 0.3416 SGD $8,540.00You payAED 25,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee AED 0.00 1 AED = 0.3415 SGD +1.40% vs mid-market | Recipient gets $8,536.39 Minutes - 2 days | |
Ways to receive money in Singapore with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 AED = 0.3415 SGD $8,536.39You payAED 25,000.00 | |||
| How Our Results Work Mid-market rate: 1 AED = 0.346304 SGD Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Key Currency at 8,635.96 SGD on AED 25,000.
You have 1 ways to pay, including bank transfer.
Cash at an exchange house counter works, and so does the salary card your wages land on.
You'll need your Emirates ID every time, not just the first.
Registering takes a few minutes with a UAE number. Once it's done, repeat transfers to the same person take seconds.
9 companies send money from the UAE to Singapore, split between broker, online, multi-currency account, app, global account, and exchange house, and more.
For sending cash in-person
Sending cash from the UAE is the most common way to send money to Singapore.
With you will get $0 on 25,000 AED transfer (% FX markup and AED in fees).
How much you get will vary a lot depending on the amount and AED/SGD exchange rate.
I suggest running a live search and to see who is cheaper right now.
For frequent transfers home
If you send SGD home monthly, money transfer apps like Wise are the easiest with good AED/SGD rates.
Botim, Careem Pay, and e& money are convenient but Wise is cheaper.
On AED 25,000 transfer it will get you 8,587.04 SGD in within minutes (after 200.31 fee and 0% markup).
You'll need your Emirates ID and a UAE number to register.
For small urgent transfers
You can send AED to Singapore now, and pay for it in the coming weeks.
Botim and Payit are good options, but it’s a credit, so it costs more and you can’t miss any payments.
We’ve covered this in more detail in our Send Now, Pay Later guide.
For mid-sized transfers from UAE
Sending AED 5,000 to Singapore is usually cheaper with online money transfer services like Wise.
Wise gets you 8,587.04 SGD on AED 25,000 transfer, with a 200.31 fee and 0% markup.
For sending large amounts
Brokers are great for international property, school fees abroad, or moving your savings home when you leave the UAE.
A broker like Key Currency charges no fee and adds 0.25% on AED/SGD exchange rate with someone on the phone guiding you through the process.
For UAE businesses trading abroad
Global accounts are for businesses, paying overseas suppliers, collecting from customers abroad, and holding a few currencies at once.
Companies like IFX, Sokin, VertoFX, or Wise Business can handle the batch payments, invoices and multi-currency balances.
For receiving money
A multi-currency account lets you hold dirhams and/or SGD side by side.
This is useful if you’re getting paid in SGD, or travelling to Singapore.
I’d suggest Currencies Direct for this.
Currencies Direct converts 8,587.04 SGD at 0.7% markup and holds it until you send or spend it, and gives you account details to receive SGD.
We've covered this in more detail in our guide to multi-currency accounts.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending AED 25,000 gives your recipient 8,635.96 SGD.
You can pay in AED by bank transfer.
In Singapore, the recipient can receive SGD through bank deposit.
Use one of the funding methods available such as bank transfer.
They can receive money via bank deposit.
You pay .د.إ25,000.00
$8,636
Cheapest
The UAE has plenty of ways to send money, but the branch fee, exchange rate and ID checks can change what works best for you.
For an AED 25,000 transfer to Singapore, the current options look like this.
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 8,635.96 SGD, which is 0.02% more than the next best option.
The fastest option is Wise, funded by bank transfer with bank deposit in Singapore. Your recipient gets 8,587.04 SGD in within minutes.
Banks, apps and exchange houses need to identify you.
Your Emirates ID and UAE mobile number normally cover a routine transfer, while a large or unusual payment can trigger questions about your salary and source of funds.
For property, tuition or moving savings when you leave the UAE, keep the sale agreement, school invoice or bank statement ready.
A transfer funded from your salary account is easier to explain than a large cash deposit made just before sending.
Currency exchange and remittance services require a Central Bank of the UAE licence.
Check the legal name in the CBUAE licensing register before handing over cash or uploading your ID.
The CBUAE consumer standards require licensed companies to show the exchange rate and fees before the transfer, then include the amount received and complaint details on the receipt.
Avoid a personal bank account or WhatsApp dealer offering a better rate outside a licensed branch.
The UAE's declaration rules for carrying cash across the border do not set a limit on an electronic transfer.
Your bank or exchange house can still set its own transaction limit and request additional documents.
If you send the same amount every month, complete the ID checks in the app or branch once and save the verified recipient.
This reduces mistakes without bypassing the checks on later transfers.
The dirham is pegged to the US dollar, but the AED/SGD rate still moves. Checking the recent range helps you assess the amount offered in SGD.
Mid-market rate:1 AED = 0.346762 SGD
We track 9 licensed companies sending AED to Singapore, refreshed in real time during live comparisons.
Because the dirham is fixed to the dollar, we compare on what arrives in SGD rather than on the fee, alongside the deposit and payout options.
Every company goes through our review before it appears.
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