Key Currency is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 9,954.55 SGD in Singapore.
For speed, Revolut is fastest, with delivery in within minutes.
| 10 of 10 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/SGD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €32.82 1 EUR = 1.4257 SGD -0.01% vs mid-market | Recipient gets $9,933.32 Within minutes | |
Ways to receive money in Singapore with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €32.821 EUR = 1.4257 SGD $9,933.32You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1.4102 SGD +1.09% vs mid-market | Recipient gets $9,871.40 Minutes - 24 hours | |
Ways to receive money in Singapore with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.4102 SGD $9,871.40You pay€7,000.00 | |||
Run a live search Showing top Italy to Singapore deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to SGD rates. | |||
Run a live search These companies offer multi-currency accounts for spending SGD. We suggest doing a live search based on how much EUR you're planning to spend in Singapore. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.4221 SGD +0.25% vs mid-market | Recipient gets $9,954.55 Minutes - 3 days | |
Ways to receive money in Singapore with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.4221 SGD $9,954.55You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.4218 SGD +0.27% vs mid-market | Recipient gets $9,952.56 Minutes - 24 hours | |
Ways to receive money in Singapore with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.4218 SGD $9,952.56You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.4214 SGD +0.30% vs mid-market | Recipient gets $9,949.56 Minutes - 24 hours | |
Ways to receive money in Singapore with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.4214 SGD $9,949.56You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €32.82 1 EUR = 1.4257 SGD -0.01% vs mid-market | Recipient gets $9,933.32 Within minutes | |
Ways to receive money in Singapore with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €32.821 EUR = 1.4257 SGD $9,933.32You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.4185 SGD +0.50% vs mid-market | Recipient gets $9,929.60 Minutes - 24 hours | |
Ways to receive money in Singapore with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.4185 SGD $9,929.60You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €42.95 1 EUR = 1.4257 SGD -0.01% vs mid-market | Recipient gets $9,918.87 Within minutes | |
Ways to receive money in Singapore with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €42.951 EUR = 1.4257 SGD $9,918.87You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €3.51 1 EUR = 1.4175 SGD +0.57% vs mid-market | Recipient gets $9,917.50 Minutes - 24 hours | |
Ways to receive money in Singapore with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.511 EUR = 1.4175 SGD $9,917.50You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €60.90 1 EUR = 1.4229 SGD +0.19% vs mid-market | Recipient gets $9,873.41 Within minutes | |
Ways to receive money in Singapore with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €60.901 EUR = 1.4229 SGD $9,873.41You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1.4102 SGD +1.09% vs mid-market | Recipient gets $9,871.40 Minutes - 24 hours | |
Ways to receive money in Singapore with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.4102 SGD $9,871.40You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1.4102 SGD +1.09% vs mid-market | Recipient gets $9,871.40 Minutes - 24 hours | |
Ways to receive money in Singapore with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.4102 SGD $9,871.40You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1.4102 SGD +1.09% vs mid-market | Recipient gets $9,871.40 Minutes - 24 hours | |
Ways to receive money in Singapore with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.4102 SGD $9,871.40You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €87.86 1 EUR = 1.4257 SGD -0.01% vs mid-market | Recipient gets $9,854.85 Within minutes | |
Ways to receive money in Singapore with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €87.861 EUR = 1.4257 SGD $9,854.85You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.4057 SGD +1.40% vs mid-market | Recipient gets $9,839.79 Minutes - 2 days | |
Ways to receive money in Singapore with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.4057 SGD $9,839.79You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.99 1 EUR = 1.4001 SGD +1.81% vs mid-market | Recipient gets $9,800.70 Minutes - 24 hours | |
Ways to receive money in Singapore with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets PayNowMinutes - 24 hoursAvailable via:PayNow €0.991 EUR = 1.4001 SGD $9,800.70You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 1.4001 SGD $9,800.70You pay€7,000.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €4.991 EUR = 1.3961 SGD $9,772.70You pay€7,004.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.3684 SGD $9,578.80You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.99 1 EUR = 1.4001 SGD +1.81% vs mid-market | Recipient gets $9,800.70 Minutes - 24 hours | |
Ways to receive money in Singapore with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets PayNowMinutes - 24 hoursAvailable via:PayNow €0.991 EUR = 1.4001 SGD $9,800.70You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 1.4001 SGD $9,800.70You pay€7,000.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €4.991 EUR = 1.3961 SGD $9,772.70You pay€7,004.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.3684 SGD $9,578.80You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.99 1 EUR = 1.4001 SGD +1.81% vs mid-market | Recipient gets $9,800.70 Minutes - 24 hours | |
Ways to receive money in Singapore with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 1.4001 SGD $9,800.70You pay€7,000.99 PayNowMinutes - 24 hoursAvailable via:PayNow €0.991 EUR = 1.4001 SGD $9,800.70You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.3684 SGD $9,578.80You pay€7,004.99 | |||
| Wise Pay via Credit card | Fee €129.93 1 EUR = 1.4257 SGD -0.01% vs mid-market | Recipient gets $9,794.86 Within minutes | |
Ways to receive money in Singapore with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €129.931 EUR = 1.4257 SGD $9,794.86You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 1.4229 SGD +0.19% vs mid-market | Recipient gets $9,645.61 Within minutes | |
Ways to receive money in Singapore with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 1.4229 SGD $9,645.61You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.4256 SGD Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to Singapore, I suggest picking the cheapest option which is Key Currency.
Key Currency was the cheapest on 30 of the 30 days it quoted €7,000 transfers to Singapore.
On a 7,000 EUR transfer, Key Currency delivers the most SGD.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/SGD rate.
You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and iDEAL.
Sending money to Singapore directly with SEPA is expensive, but it's a cheap and quick way to fund your money transfer account.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
How much EUR you send to Singapore heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 100% of the transfers from €5,000 it quoted, and in 100% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.47% | €0.00 | $709.68with debit card to bank deposit | +$5.25 | |
| €1,000 | 0.01% | €5.94 | $1,417.07with bank transfer to bank deposit | +$8.57 | |
| €2,000 | 0.51% | €0.00 | $2,836.80with bank transfer to bank deposit | +$12.67 | |
| €5,000 | 0.30% | €0.00 | $7,109.53with bank transfer to bank deposit | +$26.70 | |
| €7,000This page | 0.25% | €0.00 | $9,954.55with bank transfer to bank deposit | +$88.95 |
Mid-market rate: 1 EUR = 1.4256 SGD
The cheapest way to send EUR to SGD can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Singapore.
Wed, 28 Oct 2026Mid-market rate$9,979.50 Key Currency $9,954.55Key Currency$9,954.55Regency FX$9,952.56TorFx$9,949.56
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4517 | – | $10,161.70 | |
| | 1.4480 | €0.00 | $10,136.30 | −$25.40 |
| | 1.4478 | €0.00 | $10,134.27 | −$27.43 |
| | 1.4473 | €0.00 | $10,131.22 | −$30.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4494 | – | $10,146.10 | |
| | 1.4458 | €0.00 | $10,120.74 | −$25.36 |
| | 1.4455 | €0.00 | $10,118.71 | −$27.39 |
| | 1.4451 | €0.00 | $10,115.66 | −$30.44 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4475 | – | $10,132.77 | |
| | 1.4439 | €0.00 | $10,107.43 | −$25.34 |
| | 1.4436 | €0.00 | $10,105.41 | −$27.36 |
| | 1.4432 | €0.00 | $10,102.37 | −$30.40 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4399 | – | $10,079.58 | |
| | 1.4363 | €0.00 | $10,054.38 | −$25.20 |
| | 1.4361 | €0.00 | $10,052.37 | −$27.21 |
| | 1.4356 | €0.00 | $10,049.34 | −$30.24 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4399 | – | $10,078.96 | |
| | 1.4363 | €0.00 | $10,053.76 | −$25.20 |
| | 1.4360 | €0.00 | $10,051.74 | −$27.22 |
| | 1.4355 | €0.00 | $10,048.72 | −$30.24 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4396 | – | $10,077.38 | |
| | 1.4360 | €0.00 | $10,052.18 | −$25.19 |
| | 1.4357 | €0.00 | $10,050.17 | −$27.20 |
| | 1.4353 | €0.00 | $10,047.14 | −$30.24 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4340 | – | $10,038.24 | |
| | 1.4304 | €0.00 | $10,013.14 | −$25.10 |
| | 1.4302 | €0.00 | $10,011.13 | −$27.11 |
| | 1.4297 | €0.00 | $10,008.12 | −$30.12 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4362 | – | $10,053.32 | |
| | 1.4326 | €0.00 | $10,028.19 | −$25.13 |
| | 1.4323 | €0.00 | $10,026.18 | −$27.14 |
| | 1.4319 | €0.00 | $10,023.16 | −$30.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4341 | – | $10,038.53 | |
| | 1.4305 | €0.00 | $10,013.43 | −$25.09 |
| | 1.4302 | €0.00 | $10,011.42 | −$27.10 |
| | 1.4298 | €0.00 | $10,008.41 | −$30.11 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4338 | – | $10,036.87 | |
| | 1.4303 | €0.00 | $10,011.78 | −$25.09 |
| | 1.4300 | €0.00 | $10,009.77 | −$27.10 |
| | 1.4295 | €0.00 | $10,006.76 | −$30.11 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4369 | – | $10,058.22 | |
| | 1.4333 | €0.00 | $10,033.08 | −$25.14 |
| | 1.4330 | €0.00 | $10,031.07 | −$27.15 |
| | 1.4326 | €0.00 | $10,028.05 | −$30.17 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4335 | – | $10,034.49 | |
| | 1.4299 | €0.00 | $10,009.41 | −$25.08 |
| | 1.4296 | €0.00 | $10,007.40 | −$27.09 |
| | 1.4292 | €0.00 | $10,004.39 | −$30.10 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4335 | – | $10,034.49 | |
| | 1.4299 | €0.00 | $10,009.41 | −$25.08 |
| | 1.4296 | €0.00 | $10,007.40 | −$27.09 |
| | 1.4292 | €0.00 | $10,004.39 | −$30.10 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4344 | – | $10,040.54 | |
| | 1.4308 | €0.00 | $10,015.44 | −$25.10 |
| | 1.4305 | €0.00 | $10,013.43 | −$27.11 |
| | 1.4301 | €0.00 | $10,010.42 | −$30.12 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4312 | – | $10,018.73 | |
| | 1.4277 | €0.00 | $9,993.68 | −$25.05 |
| | 1.4274 | €0.00 | $9,991.68 | −$27.05 |
| | 1.4270 | €0.00 | $9,988.67 | −$30.06 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4348 | – | $10,043.74 | |
| | 1.4312 | €0.00 | $10,018.63 | −$25.11 |
| | 1.4309 | €0.00 | $10,016.62 | −$27.12 |
| | 1.4305 | €0.00 | $10,013.61 | −$30.13 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4379 | – | $10,065.64 | |
| | 1.4344 | €0.00 | $10,040.48 | −$25.16 |
| | 1.4341 | €0.00 | $10,038.47 | −$27.17 |
| | 1.4336 | €0.00 | $10,035.45 | −$30.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4386 | – | $10,069.86 | |
| | 1.4350 | €0.00 | $10,044.68 | −$25.18 |
| | 1.4347 | €0.00 | $10,042.67 | −$27.19 |
| | 1.4342 | €0.00 | $10,039.65 | −$30.21 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4407 | – | $10,085.05 | |
| | 1.4371 | €0.00 | $10,059.83 | −$25.22 |
| | 1.4368 | €0.00 | $10,057.82 | −$27.23 |
| | 1.4364 | €0.00 | $10,054.79 | −$30.26 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4407 | – | $10,085.05 | |
| | 1.4371 | €0.00 | $10,059.83 | −$25.22 |
| | 1.4368 | €0.00 | $10,057.82 | −$27.23 |
| | 1.4364 | €0.00 | $10,054.79 | −$30.26 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4338 | – | $10,036.88 | |
| | 1.4303 | €0.00 | $10,011.79 | −$25.09 |
| | 1.4300 | €0.00 | $10,009.78 | −$27.10 |
| | 1.4295 | €0.00 | $10,006.77 | −$30.11 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4352 | – | $10,046.13 | |
| | 1.4316 | €0.00 | $10,021.02 | −$25.11 |
| | 1.4313 | €0.00 | $10,019.01 | −$27.12 |
| | 1.4309 | €0.00 | $10,016.00 | −$30.13 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4334 | – | $10,033.98 | |
| | 1.4298 | €0.00 | $10,008.90 | −$25.08 |
| | 1.4296 | €0.00 | $10,006.89 | −$27.09 |
| | 1.4291 | €0.00 | $10,003.88 | −$30.10 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4348 | – | $10,043.87 | |
| | 1.4313 | €0.00 | $10,018.76 | −$25.11 |
| | 1.4310 | €0.00 | $10,016.75 | −$27.12 |
| | 1.4305 | €0.00 | $10,013.74 | −$30.13 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4317 | – | $10,021.79 | |
| | 1.4281 | €0.00 | $9,996.73 | −$25.06 |
| | 1.4278 | €0.00 | $9,994.73 | −$27.06 |
| | 1.4274 | €0.00 | $9,991.72 | −$30.07 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4304 | – | $10,013.02 | |
| | 1.4269 | €0.00 | $9,987.99 | −$25.03 |
| | 1.4266 | €0.00 | $9,985.99 | −$27.03 |
| | 1.4261 | €0.00 | $9,982.98 | −$30.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4304 | – | $10,013.02 | |
| | 1.4269 | €0.00 | $9,987.99 | −$25.03 |
| | 1.4266 | €0.00 | $9,985.99 | −$27.03 |
| | 1.4261 | €0.00 | $9,982.98 | −$30.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4339 | – | $10,037.22 | |
| | 1.4303 | €0.00 | $10,012.12 | −$25.10 |
| | 1.4300 | €0.00 | $10,010.12 | −$27.10 |
| | 1.4296 | €0.00 | $10,007.10 | −$30.12 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4305 | – | $10,013.42 | |
| | 1.4269 | €0.00 | $9,988.39 | −$25.03 |
| | 1.4266 | €0.00 | $9,986.39 | −$27.03 |
| | 1.4262 | €0.00 | $9,983.38 | −$30.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.4256 | – | $9,979.50 | |
| | 1.4221 | €0.00 | $9,954.55 | −$24.95 |
| | 1.4218 | €0.00 | $9,952.56 | −$26.94 |
| | 1.4214 | €0.00 | $9,949.56 | −$29.94 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 1.4256 | – | $9,979.50 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more SGD per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of SGD on every transfer from Italy.
Right now, Key Currency pays 9,954.55 SGD on 7,000 EUR, which is 24.95 SGD less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 10,136.3 SGD.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Singapore.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest every time
Never the cheapest
Cheapest in 46% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest every time
Never the cheapest
Cheapest in 30% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 92% of them
Never the cheapest
Cheapest in 25% of them
Based on 104 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
10 companies send money from Italy to Singapore. You can send EUR via broker, online, app, global account, multi-currency account, and in person, and more below.
Regular transfers
For the regular transfer home, an app like Wise is the easiest and most convenient option.
Over the past month, Wise was the cheapest app on 100% of the days it appeared for €7,000 transfers.
Wise charges €32.82 on a €7,000 transfer, and 9,933.32 SGD lands in within minutes.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Wise delivers 9,933.32 SGD on €7,000 with a €32.82 fee and 0% markup.
In our comparisons over the past month, it was the cheapest online service on 27 of the 27 days it quoted.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to Singapore, the better rate you will get.
Key Currency charges no fee and adds 0.25% on EUR/SGD rate.
Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from €5,000 it quoted.
Travelling and receiving
If you travel to Singapore often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and SGD in one account, and give you local details.
I suggest trying Wise.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
It holds EUR and SGD balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 9,954.55 SGD.
In Italy, you can pay by bank transfer, debit card, credit card, and iDEAL.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send SGD to Singapore by themselves.
In Singapore, the recipient can use bank deposit, paynow, card deposit, and cash pickup.
In Singapore, they can collect cash through PayNow.
They need to take a photo ID and the collection reference to a participating PayNow location in Singapore.
You pay €7,000.00
S$9,955
Cheapest
You pay €7,000.00
S$9,919
-S$36
You pay €7,000.00
S$9,871
-S$83
You pay €7,000.00
S$9,871
-S$83
You pay €7,000.99
S$9,801
-S$154
You pay €7,000.99
S$9,801
-S$154
You pay €7,000.99
S$9,801
-S$154
You pay €7,004.99
S$9,773
-S$182
You pay €7,004.99
S$9,773
-S$182
You pay €7,004.99
S$9,579
-S$376
You pay €7,004.99
S$9,579
-S$376
You pay €7,004.99
S$9,579
-S$376
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to Singapore.
Cheapest way to send money to Singapore
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 9,954.55 SGD, which is 0.02% more than the next best option.
Fastest way to send money to Singapore
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 9,873.41 SGD, with the money arriving in within minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Key Currency then convert the money into SGD and pay your recipient in Singapore through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 10 of them on EUR to Singapore, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/SGD transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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