How to send money to Singapore from the UK with the best GBP-SGD rate

We’ve compared 12 companies, and found Barclays to be the cheapest, while Revolut is the fastest.

Sending £6,000 gets you S$9,996.12 with Barclays at 1.6660 SGD per GBP, about -2.86% more than the next best option.

Best companies for GBP/SGD transfers

12 of 12 providers

Last updated on 10 November 2026

Based on 6,000 GBP transfer

Best companies for GBP/SGD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £21.29 1 GBP = 1.7180 SGD 0.00% vs mid-market Recipient gets $10,271.42 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£21.291 GBP = 1.7180 SGD
$10,271.42You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 1.6954 SGD +1.33% vs mid-market Recipient gets $10,172.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Singapore with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.6954 SGD
$10,172.40You pay£6,000.00

Run a live search

Showing top United Kingdom to Singapore deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee £0.00 1 GBP = 1.7137 SGD +0.25% vs mid-market Recipient gets $10,282.45 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Singapore with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 GBP = 1.7137 SGD
$10,282.45You pay£6,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 1.7134 SGD +0.27% vs mid-market Recipient gets $10,280.38 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Singapore with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.7134 SGD
$10,280.38You pay£6,000.00

TorFx

Pay via Bank transfer
Fee £0.00 1 GBP = 1.7129 SGD +0.30% vs mid-market Recipient gets $10,277.29 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Singapore with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.7129 SGD
$10,277.29You pay£6,000.00

Wise

Pay via Bank transfer
Fee £21.29 1 GBP = 1.7180 SGD 0.00% vs mid-market Recipient gets $10,271.42 Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£21.291 GBP = 1.7180 SGD
$10,271.42You pay£6,000.00

OFX

Pay via Bank transfer
Fee £0.00 1 GBP = 1.7094 SGD +0.50% vs mid-market Recipient gets $10,256.67 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Singapore with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.7094 SGD
$10,256.67You pay£6,000.00

Currencies Direct

Pay via Bank transfer
Fee £0.00 1 GBP = 1.7094 SGD +0.50% vs mid-market Recipient gets $10,256.40 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Singapore with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.7094 SGD
$10,256.40You pay£6,000.00

CurrencyFair

Pay via Bank transfer
Fee £2.91 1 GBP = 1.7080 SGD +0.59% vs mid-market Recipient gets $10,243.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Singapore with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
£2.911 GBP = 1.7080 SGD
$10,243.00You pay£6,000.00

Wise

Pay via Debit card
Fee £40.27 1 GBP = 1.7180 SGD 0.00% vs mid-market Recipient gets $10,238.82 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£40.271 GBP = 1.7180 SGD
$10,238.82You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £50.80 1 GBP = 1.7166 SGD +0.09% vs mid-market Recipient gets $10,212.11 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Singapore with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£50.801 GBP = 1.7166 SGD
$10,212.11You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee £0.00 1 GBP = 1.6954 SGD +1.33% vs mid-market Recipient gets $10,172.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Singapore with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.6954 SGD
$10,172.40You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 1.6954 SGD +1.33% vs mid-market Recipient gets $10,172.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Singapore with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.6954 SGD
$10,172.40You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 1.6954 SGD +1.33% vs mid-market Recipient gets $10,172.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Singapore with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.6954 SGD
$10,172.40You pay£6,000.00

Moneycorp

Pay via Bank transfer
Fee £0.00 1 GBP = 1.6940 SGD +1.40% vs mid-market Recipient gets $10,163.90 Minutes - 2 days

Ways to receive money in Singapore with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 GBP = 1.6940 SGD
$10,163.90You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £0.00 1 GBP = 1.6808 SGD +2.19% vs mid-market Recipient gets $10,084.80 Minutes - 24 hours

Ways to receive money in Singapore with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 1.6808 SGD
$10,084.80You pay£6,000.00
PayNowMinutes - 24 hoursAvailable via:PayNow
Free1 GBP = 1.6808 SGD
$10,084.80You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 1.6744 SGD
$10,046.40You pay£6,004.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£3.991 GBP = 1.6448 SGD
$9,868.80You pay£6,003.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £0.00 1 GBP = 1.6808 SGD +2.19% vs mid-market Recipient gets $10,084.80 Minutes - 24 hours

Ways to receive money in Singapore with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 1.6808 SGD
$10,084.80You pay£6,000.00
PayNowMinutes - 24 hoursAvailable via:PayNow
Free1 GBP = 1.6808 SGD
$10,084.80You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 1.6744 SGD
$10,046.40You pay£6,004.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£3.991 GBP = 1.6448 SGD
$9,868.80You pay£6,003.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £0.00 1 GBP = 1.6808 SGD +2.19% vs mid-market Recipient gets $10,084.80 Minutes - 24 hours

Ways to receive money in Singapore with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
PayNowMinutes - 24 hoursAvailable via:PayNow
Free1 GBP = 1.6808 SGD
$10,084.80You pay£6,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 1.6808 SGD
$10,084.80You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 1.6744 SGD
$10,046.40You pay£6,004.99

Wise

Pay via Credit card
Fee £154.11 1 GBP = 1.7180 SGD 0.00% vs mid-market Recipient gets $10,043.24 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£154.111 GBP = 1.7180 SGD
$10,043.24You pay£6,000.00

Barclays

Pay via Bank transfer
Fee £0.00 1 GBP = 1.6660 SGD +3.07% vs mid-market Recipient gets $9,996.12 Minutes - 5 days
0 reviews

Ways to receive money in Singapore with Barclays when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
Free1 GBP = 1.6660 SGD
$9,996.12You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee £188.00 1 GBP = 1.7166 SGD +0.09% vs mid-market Recipient gets $9,976.60 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Singapore with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£188.001 GBP = 1.7166 SGD
$9,976.60You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 GBP = 1.7180 SGD Updates every 60 minutes.

How to send money from UK to Singapore

Pick a company

For a one-off GBP transfer to Singapore, I suggest picking the cheapest option which is Barclays.

Barclays was the cheapest on 0 of the 30 days it quoted £6,000 transfers to Singapore.

On a 6,000 GBP transfer, Barclays delivers the most SGD.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/SGD rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer the verification is normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Singapore?

How much GBP you send to Singapore heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Barclays was the cheapest in 0% of the transfers from £6,000 it quoted, and in 0% of all the transfers it quoted.

Cheapest service
£5000.21%£0.00$857.20with debit card to bank deposit+$13.36
£6500.19%£0.80$1,113.16with bank transfer to bank deposit+$15.52
£1,0000.08%£0.80$1,715.23with bank transfer to bank deposit+$25.75
£2,0000.00%£7.74$3,422.40with bank transfer to bank deposit+$40.96
£6,000This page0.25%£0.00$10,282.45with bank transfer to bank deposit+$110.34
£10,0000.25%£0.00$17,135.30with bank transfer to bank deposit+$181.61
£50,0000.20%£0.00$85,718.52with bank transfer to bank deposit+$718.59
£250,0000.15%£0.00$428,870.73with bank transfer to bank deposit+$2,541.80

Mid-market rate: 1 GBP = 1.7180 SGD

GBP/SGD Exchange Rate History

Is today a good time to send money from UK to Singapore?

The cheapest way to send GBP to SGD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 6,000 GBP transfers to Singapore.

SGD received for £6,000, after fees

Tue, 10 Nov 2026Mid-market rate$10,308.22 Key Currency $10,282.45 Barclays $9,996.12Key Currency$10,282.45Regency FX$10,280.38TorFx$10,277.29Extra cost of a bank$286.33

9,800
9,900
10,000
10,100
10,200
10,300
10,400
At the mid-market rateWith the cheapest optionWith a bankKey CurrencyRegency FXTorFx
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.6947 – $10,168.38
Key Currency Cheapest 1.6905 £0.00 $10,142.96 −$25.42
Regency FX 1.6902 £0.00 $10,140.93 −$27.45
TorFx 1.6896 £0.00 $10,137.87 −$30.51
Barclays 1.6487 £0.00 $9,892.23 −$276.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.6942 – $10,165.45
Key Currency Cheapest 1.6900 £0.00 $10,140.03 −$25.42
Regency FX 1.6897 £0.00 $10,138.00 −$27.45
TorFx 1.6892 £0.00 $10,134.95 −$30.50
Barclays 1.6476 £0.00 $9,885.46 −$279.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.6923 – $10,153.99
Key Currency Cheapest 1.6881 £0.00 $10,128.61 −$25.38
Regency FX 1.6878 £0.00 $10,126.58 −$27.41
TorFx 1.6873 £0.00 $10,123.53 −$30.46
Barclays 1.6456 £0.00 $9,873.61 −$280.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.6997 – $10,198.04
Key Currency Cheapest 1.6954 £0.00 $10,172.54 −$25.50
Regency FX 1.6951 £0.00 $10,170.50 −$27.54
TorFx 1.6946 £0.00 $10,167.44 −$30.60
Barclays 1.6456 £0.00 $9,873.61 −$324.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7047 – $10,228.31
Key Currency Cheapest 1.7005 £0.00 $10,202.74 −$25.57
Regency FX 1.7001 £0.00 $10,200.70 −$27.61
TorFx 1.6996 £0.00 $10,197.63 −$30.68
Barclays 1.6574 £0.00 $9,944.34 −$283.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7047 – $10,228.49
Key Currency Cheapest 1.7005 £0.00 $10,202.92 −$25.57
Regency FX 1.7001 £0.00 $10,200.88 −$27.61
TorFx 1.6996 £0.00 $10,197.81 −$30.68
Barclays 1.6585 £0.00 $9,951.22 −$277.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7047 – $10,228.49
Key Currency Cheapest 1.7005 £0.00 $10,202.92 −$25.57
Regency FX 1.7001 £0.00 $10,200.88 −$27.61
TorFx 1.6996 £0.00 $10,197.81 −$30.68
Barclays 1.6585 £0.00 $9,951.22 −$277.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7060 – $10,235.84
Key Currency Cheapest 1.7017 £0.00 $10,210.25 −$25.59
Regency FX 1.7014 £0.00 $10,208.21 −$27.63
TorFx 1.7009 £0.00 $10,205.14 −$30.70
Barclays 1.6590 £0.00 $9,954.20 −$281.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7061 – $10,236.44
Key Currency Cheapest 1.7018 £0.00 $10,210.85 −$25.59
Regency FX 1.7015 £0.00 $10,208.81 −$27.63
TorFx 1.7010 £0.00 $10,205.73 −$30.71
Barclays 1.6590 £0.00 $9,954.20 −$282.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7113 – $10,267.99
Key Currency Cheapest 1.7071 £0.00 $10,242.32 −$25.67
Regency FX 1.7067 £0.00 $10,240.26 −$27.73
TorFx 1.7062 £0.00 $10,237.18 −$30.81
Barclays 1.6640 £0.00 $9,983.74 −$284.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7118 – $10,270.94
Key Currency Cheapest 1.7075 £0.00 $10,245.26 −$25.68
Regency FX 1.7072 £0.00 $10,243.21 −$27.73
TorFx 1.7067 £0.00 $10,240.13 −$30.81
Barclays 1.6640 £0.00 $9,983.74 −$287.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7103 – $10,261.79
Key Currency Cheapest 1.7060 £0.00 $10,236.13 −$25.66
Regency FX 1.7057 £0.00 $10,234.08 −$27.71
TorFx 1.7052 £0.00 $10,231.00 −$30.79
Barclays 1.6632 £0.00 $9,979.43 −$282.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7078 – $10,246.77
Wise Cheapest 1.7100 £21.29 $10,223.47 −$23.30
Key Currency 1.7035 £0.00 $10,221.15 −$25.62
Regency FX 1.7032 £0.00 $10,219.10 −$27.67
TorFx 1.7027 £0.00 $10,216.03 −$30.74
Barclays 1.6627 £0.00 $9,976.36 −$270.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7078 – $10,246.77
Wise Cheapest 1.7100 £21.29 $10,223.47 −$23.30
Key Currency 1.7035 £0.00 $10,221.15 −$25.62
Regency FX 1.7032 £0.00 $10,219.10 −$27.67
TorFx 1.7027 £0.00 $10,216.03 −$30.74
Barclays 1.6627 £0.00 $9,976.36 −$270.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7079 – $10,247.50
Key Currency Cheapest 1.7036 £0.00 $10,221.88 −$25.62
Regency FX 1.7033 £0.00 $10,219.83 −$27.67
TorFx 1.7028 £0.00 $10,216.76 −$30.74
Barclays 1.6618 £0.00 $9,970.82 −$276.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7073 – $10,243.96
Key Currency Cheapest 1.7031 £0.00 $10,218.35 −$25.61
Regency FX 1.7027 £0.00 $10,216.30 −$27.66
TorFx 1.7022 £0.00 $10,213.22 −$30.74
Barclays 1.6604 £0.00 $9,962.47 −$281.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7041 – $10,224.50
Key Currency Cheapest 1.6998 £0.00 $10,198.94 −$25.56
Regency FX 1.6995 £0.00 $10,196.89 −$27.61
TorFx 1.6990 £0.00 $10,193.82 −$30.68
Barclays 1.6574 £0.00 $9,944.55 −$279.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7060 – $10,236.08
Key Currency Cheapest 1.7017 £0.00 $10,210.49 −$25.59
Regency FX 1.7014 £0.00 $10,208.45 −$27.63
TorFx 1.7009 £0.00 $10,205.38 −$30.70
Barclays 1.6598 £0.00 $9,959.09 −$276.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7128 – $10,276.74
Key Currency Cheapest 1.7085 £0.00 $10,251.05 −$25.69
Regency FX 1.7082 £0.00 $10,248.99 −$27.75
TorFx 1.7077 £0.00 $10,245.91 −$30.83
Barclays 1.6663 £0.00 $9,997.62 −$279.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7133 – $10,279.66
Key Currency Cheapest 1.7090 £0.00 $10,253.96 −$25.70
Regency FX 1.7087 £0.00 $10,251.91 −$27.75
TorFx 1.7081 £0.00 $10,248.82 −$30.84
Barclays 1.6633 £0.00 $9,979.79 −$299.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7132 – $10,279.28
Key Currency Cheapest 1.7089 £0.00 $10,253.59 −$25.69
Regency FX 1.7086 £0.00 $10,251.53 −$27.75
TorFx 1.7081 £0.00 $10,248.45 −$30.83
Barclays 1.6633 £0.00 $9,979.79 −$299.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7153 – $10,292.03
Key Currency Cheapest 1.7110 £0.00 $10,266.30 −$25.73
Regency FX 1.7107 £0.00 $10,264.24 −$27.79
TorFx 1.7102 £0.00 $10,261.15 −$30.88
Barclays 1.6633 £0.00 $9,979.79 −$312.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7177 – $10,306.04
Key Currency Cheapest 1.7134 £0.00 $10,280.27 −$25.77
Regency FX 1.7130 £0.00 $10,278.21 −$27.83
TorFx 1.7125 £0.00 $10,275.12 −$30.92
Barclays 1.6694 £0.00 $10,016.63 −$289.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7236 – $10,341.81
Key Currency Cheapest 1.7193 £0.00 $10,315.96 −$25.85
Regency FX 1.7190 £0.00 $10,313.89 −$27.92
TorFx 1.7185 £0.00 $10,310.78 −$31.03
Barclays 1.6694 £0.00 $10,016.63 −$325.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7205 – $10,323.07
Key Currency Cheapest 1.7162 £0.00 $10,297.26 −$25.81
Regency FX 1.7159 £0.00 $10,295.20 −$27.87
TorFx 1.7154 £0.00 $10,292.10 −$30.97
Barclays 1.6728 £0.00 $10,037.00 −$286.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7166 – $10,299.34
Key Currency Cheapest 1.7123 £0.00 $10,273.59 −$25.75
Regency FX 1.7119 £0.00 $10,271.53 −$27.81
TorFx 1.7114 £0.00 $10,268.44 −$30.90
Barclays 1.6693 £0.00 $10,015.77 −$283.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7132 – $10,279.04
Key Currency Cheapest 1.7089 £0.00 $10,253.35 −$25.69
Regency FX 1.7085 £0.00 $10,251.29 −$27.75
TorFx 1.7080 £0.00 $10,248.21 −$30.83
Barclays 1.6644 £0.00 $9,986.15 −$292.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7147 – $10,287.92
Key Currency Cheapest 1.7104 £0.00 $10,262.20 −$25.72
Regency FX 1.7100 £0.00 $10,260.15 −$27.77
TorFx 1.7095 £0.00 $10,257.06 −$30.86
Barclays 1.6644 £0.00 $9,986.15 −$301.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7164 – $10,298.30
Key Currency Cheapest 1.7121 £0.00 $10,272.56 −$25.74
Regency FX 1.7117 £0.00 $10,270.50 −$27.80
TorFx 1.7112 £0.00 $10,267.41 −$30.89
Barclays 1.6660 £0.00 $9,996.12 −$302.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7180 – $10,308.22
Key Currency Cheapest 1.7137 £0.00 $10,282.45 −$25.77
Regency FX 1.7134 £0.00 $10,280.38 −$27.84
TorFx 1.7129 £0.00 $10,277.29 −$30.93
Barclays 1.6660 £0.00 $9,996.12 −$312.10

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more SGD per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of SGD on every transfer from the UK.

Right now, Key Currency pays 10,282.45 SGD on 6,000 GBP, which is 25.77 SGD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 10,315.96 SGD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Singapore.

We've tracked 238 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. Key CurrencyAppeared in 119 comparisons

    Cheapest in 93% of them

  2. Regency FXAppeared in 119 comparisons

    Never the cheapest

  3. TorFxAppeared in 119 comparisons

    Never the cheapest

  4. BarclaysAppeared in 208 comparisons

    Never the cheapest

Based on 238 comparisons across 8 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most SGD, and it was also the cheapest in 93% of the 119 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Singapore.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Singapore.

Ways to send money from the UK to Singapore

There are many ways to send money to Singapore from the UK, including currency broker, online, app, multi-currency account, global business account, in person, and bank, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Singapore, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.

It charges £21.29 in fees, has 0% markup, lets you save recipient details, and SGD will arrive in minutes.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized SGD transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of the 12 companies we compared, Wise is the cheapest online service and will get you S$10,271.42 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

For large transfers

Brokers

Currency brokers like Key Currency are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Singapore, and real human support.

Key Currency charges no fees on large transfers, but adds 0.25% markup on top of the current GBP/SGD rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from £6,000 it quoted.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Singapore Dollars abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to SGD will get you S$10,271.42 after fees.

If you don’t have SGD in your account, your GBP will auto-convert whenever you pay with Wise in Singapore.

Once you have SGD in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Singapore, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Only if you have to

Banks

Your UK bank is the most expensive way to send money to Singapore.

On a £6,000 transfer, banks like Barclays will add 3.07% markup, getting you S$9,996.12 vs S$9,996.12 with Barclays.

We found Barclays was the cheapest bank on 30 of the 30 days it appeared for this amount.

Ways to fund GBP and receive SGD in Singapore

Pay-in and pay-out methods will affect how much GBP you deposit and how much SGD your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Singapore is via Barclays, using a bank transfer to deposit GBP and bank deposit to receive SGD.

Depositing GBP

You have 3 pay-in options for transfers to Singapore, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Singapore

Money can reach Singapore by bank deposit, PayNow, cash pickup, and card deposit, and each delivery method comes with its own fees.

The cheapest way to receive money in Singapore is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you S$10,084.80 on a £6,000 transfer).

Digital wallets

Your recipient can receive SGD directly into a digital wallet (like PayPal or similar) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    S$10,282

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £6,000.00

    S$10,239

    -S$44

  3. 3
    Credit card Bank deposit

    You pay £6,000.00

    S$10,172

    -S$110

  4. 4
    Bank transfer PayNow

    You pay £6,000.00

    S$10,085

    -S$198

  5. 5
    Debit card PayNow

    You pay £6,000.00

    S$10,085

    -S$198

Show moreShow less
  1. 6
    Credit card PayNow

    You pay £6,000.00

    S$10,085

    -S$198

  2. 7
    Bank transfer Cash pickup

    You pay £6,004.99

    S$10,046

    -S$236

  3. 8
    Debit card Cash pickup

    You pay £6,004.99

    S$10,046

    -S$236

  4. 9
    Credit card Cash pickup

    You pay £6,004.99

    S$10,046

    -S$236

  5. 10
    Debit card Card deposit

    You pay £6,003.99

    S$9,869

    -S$414

  6. 11
    Credit card Card deposit

    You pay £6,003.99

    S$9,869

    -S$414

Consider this when sending GBP to Singapore

There are a few nuances you should consider before sending GBP to Singapore such as limits, taxes, and safety.

Compare GBP/SGD transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Singapore:

Cheapest way to send money to Singapore

The cheapest way is to use Barclays, pay in with a bank transfer and withdraw via bank deposit. You will get S$9,996.12, which is -2.86% more than the next best option.

Fastest way to send money to Singapore

The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get S$10,212.11 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/SGD transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with Barclays will get you 9,996.12 SGD, that’s including £0 fee and 3.07% in exchange rate markup.

A bank like Barclays on the other hand, will get you S$9,996.12, that’s £0 in fees but 3.07% in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Singapore.

And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 12 regulated companies offering money transfers from the UK to Singapore in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/SGD pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 238 comparisons across 8 amounts.

This page covers the cheapest and fastest options for GBP/SGD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.