How to send money to Singapore from Brazil with the best BRL-SGD rate

Regency FX is the cheapest way to send money from Brazil to Singapore. Sending R$40,000 will get your recipient 9,558.36 SGD in minutes - 24 hours.

With Regency FX, deposit via bank transfer and withdraw in bank deposit to get the most SGD in Singapore.

Best companies for BRL/SGD transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 40,000 BRL transfer

Best companies for BRL/SGD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee R$2,681.41 1 BRL = 0.2398 SGD -0.09% vs mid-market Recipient gets $8,949.45 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
R$2,681.411 BRL = 0.2398 SGD
$8,949.45You payR$40,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee R$0.00 1 BRL = 0.2390 SGD +0.27% vs mid-market Recipient gets $9,558.36 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Singapore with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 BRL = 0.2390 SGD
$9,558.36You payR$40,000.00

Run a live search

Showing top Brazil to Singapore deals for 40,000 BRL. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee R$0.00 1 BRL = 0.2390 SGD +0.27% vs mid-market Recipient gets $9,558.36 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Singapore with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 BRL = 0.2390 SGD
$9,558.36You payR$40,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee R$60.00 1 BRL = 0.2386 SGD +0.42% vs mid-market Recipient gets $9,528.84 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Singapore with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
R$60.001 BRL = 0.2386 SGD
$9,528.84You payR$40,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee R$327.50 1 BRL = 0.2386 SGD +0.42% vs mid-market Recipient gets $9,465.02 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Singapore with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
R$327.501 BRL = 0.2386 SGD
$9,465.02You payR$40,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers

MoneyGram

Pay via Pix
Fee R$0.00 1 BRL = 0.2339 SGD +2.41% vs mid-market Recipient gets $9,356.00 Minutes - 24 hours

Ways to receive money in Singapore with MoneyGram when paying by pix.

MethodFee & ratesRecipient gets
PayNowMinutes - 24 hoursAvailable via:PayNow
Free1 BRL = 0.2339 SGD
$9,356.00You payR$40,000.00
Cash pickupMinutes - 24 hours
Free1 BRL = 0.2339 SGD
$9,356.00You payR$40,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 BRL = 0.2339 SGD
$9,356.00You payR$40,000.00

Wise

Pay via Bank transfer
Fee R$2,681.41 1 BRL = 0.2398 SGD -0.09% vs mid-market Recipient gets $8,949.45 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
R$2,681.411 BRL = 0.2398 SGD
$8,949.45You payR$40,000.00

Wise

Pay via Pix
Fee R$2,681.41 1 BRL = 0.2398 SGD -0.09% vs mid-market Recipient gets $8,949.45 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by pix.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
R$2,681.411 BRL = 0.2398 SGD
$8,949.45You payR$40,000.00
How Our Results Work
Mid-market rate: 1 BRL = 0.2396 SGD Updates every 60 minutes.

How to send money from Brazil to Singapore

Pick a company

Start with the cheapest, which is Regency FX at 9,558.36 SGD for a R$40,000 transfer.

Regency FX was the cheapest on 24 of the 30 days it quoted R$40,000 transfers to Singapore.

The IOF is the same whichever company you pick, so it's about the exchange rate markup and the fees.

Fund your transfer

You have 3 ways to pay, including bank transfer, pix, and debit card.

Verify and send

You'll need your CPF and a photo ID to register and verify your account.

Once that's done, you can send money to Singapore.

Compare amounts

How much BRL are you sending to Singapore?

How much BRL you send to Singapore heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 79% of the transfers from R$40,000 it quoted, and in 79% of all the transfers it quoted.

Cheapest service
R$1,0002.37%R$0.00$233.90with pix to paynow+$7.06
R$5,0000.27%R$10.00$1,192.27with bank transfer to bank deposit+$32.51
R$10,0000.21%R$15.00$2,386.95with bank transfer to bank deposit+$69.29
R$40,000This page0.27%R$0.00$9,558.36with bank transfer to bank deposit+$257.17
R$50,0000.27%R$0.00$11,948.70with bank transfer to bank deposit+$319.55
R$100,0000.27%R$0.00$23,897.30with bank transfer to bank deposit+$639.09

Mid-market rate: 1 BRL = 0.2396 SGD

BRL/SGD Exchange Rate History

Is today a good time to send money from Brazil to Singapore?

The cheapest way to send BRL to SGD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 40,000 BRL transfers to Singapore.

SGD received for R$40,000, after fees

Wed, Oct 28, 2026Mid-market rate$9,584.24 Regency FX $9,558.36Regency FX$9,558.36Revolut$9,528.84MoneyGram$9,356.00

8,500
9,000
9,500
10,000
10,500
At the mid-market rateWith the cheapest optionRegency FXRevolutMoneyGram
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2448 – $9,792.40
Regency FX Cheapest 0.2441 R$0.00 $9,765.96 −$26.44
Revolut 0.2444 R$60.00 $9,761.19 −$31.21
MoneyGram 0.2393 R$0.00 $9,572.00 −$220.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2454 – $9,816.80
Regency FX Cheapest 0.2448 R$0.00 $9,790.29 −$26.51
Revolut 0.2432 R$60.00 $9,714.75 −$102.05
MoneyGram 0.2392 R$0.00 $9,568.00 −$248.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2470 – $9,880.28
Regency FX Cheapest 0.2463 R$0.00 $9,853.60 −$26.68
Revolut 0.2451 R$60.00 $9,787.87 −$92.41
MoneyGram 0.2409 R$0.00 $9,636.00 −$244.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2448 – $9,791.00
Regency FX Cheapest 0.2441 R$0.00 $9,764.56 −$26.44
Revolut 0.2444 R$60.00 $9,761.55 −$29.45
MoneyGram 0.2406 R$0.00 $9,624.00 −$167.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2454 – $9,816.56
Regency FX Cheapest 0.2448 R$0.00 $9,790.06 −$26.50
Revolut 0.2450 R$60.00 $9,786.01 −$30.55
MoneyGram 0.2395 R$0.00 $9,580.00 −$236.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2454 – $9,815.04
Regency FX Cheapest 0.2447 R$0.00 $9,788.54 −$26.50
Revolut 0.2450 R$60.00 $9,786.01 −$29.03
MoneyGram 0.2395 R$0.00 $9,580.00 −$235.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2453 – $9,813.80
Regency FX Cheapest 0.2447 R$0.00 $9,787.30 −$26.50
Revolut 0.2448 R$60.00 $9,778.48 −$35.32
MoneyGram 0.2400 R$0.00 $9,600.00 −$213.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2560 – $10,238.48
Regency FX Cheapest 0.2553 R$0.00 $10,210.84 −$27.64
Revolut 0.2556 R$60.00 $10,207.11 −$31.37
MoneyGram 0.2502 R$0.00 $10,008.00 −$230.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2567 – $10,266.24
Revolut Cheapest 0.2564 R$60.00 $10,238.85 −$27.39
Regency FX 0.2560 R$0.00 $10,238.52 −$27.72
MoneyGram 0.2514 R$0.00 $10,056.00 −$210.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2552 – $10,206.60
Regency FX Cheapest 0.2545 R$0.00 $10,179.04 −$27.56
Revolut 0.2548 R$60.00 $10,174.71 −$31.89
MoneyGram 0.2503 R$0.00 $10,012.00 −$194.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2550 – $10,199.16
Revolut Cheapest 0.2548 R$60.00 $10,175.39 −$23.77
Regency FX 0.2543 R$0.00 $10,171.62 −$27.54
MoneyGram 0.2485 R$0.00 $9,940.00 −$259.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2564 – $10,254.08
Revolut Cheapest 0.2564 R$60.00 $10,241.00 −$13.08
Regency FX 0.2557 R$0.00 $10,226.39 −$27.69
MoneyGram 0.2494 R$0.00 $9,976.00 −$278.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2564 – $10,254.08
Revolut Cheapest 0.2565 R$60.00 $10,242.84 −$11.24
Regency FX 0.2557 R$0.00 $10,226.39 −$27.69
MoneyGram 0.2494 R$0.00 $9,976.00 −$278.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2566 – $10,262.16
Regency FX Cheapest 0.2559 R$0.00 $10,234.45 −$27.71
Revolut 0.2562 R$60.00 $10,234.34 −$27.82
MoneyGram 0.2493 R$0.00 $9,972.00 −$290.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2568 – $10,271.48
Regency FX Cheapest 0.2561 R$0.00 $10,243.75 −$27.73
Revolut 0.2564 R$60.00 $10,240.74 −$30.74
MoneyGram 0.2504 R$0.00 $10,016.00 −$255.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2548 – $10,190.64
Revolut Cheapest 0.2550 R$60.00 $10,183.77 −$6.87
Regency FX 0.2541 R$0.00 $10,163.13 −$27.51
MoneyGram 0.2486 R$0.00 $9,944.00 −$246.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2544 – $10,177.48
Regency FX Cheapest 0.2538 R$0.00 $10,150.00 −$27.48
Revolut 0.2540 R$60.00 $10,145.21 −$32.27
MoneyGram 0.2476 R$0.00 $9,904.00 −$273.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2513 – $10,050.76
Regency FX Cheapest 0.2506 R$0.00 $10,023.62 −$27.14
Revolut 0.2509 R$60.00 $10,019.77 −$30.99
MoneyGram 0.2468 R$0.00 $9,872.00 −$178.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2531 – $10,125.00
Regency FX Cheapest 0.2524 R$0.00 $10,097.66 −$27.34
Revolut 0.2523 R$60.00 $10,078.60 −$46.40
MoneyGram 0.2458 R$0.00 $9,832.00 −$293.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2531 – $10,125.00
Regency FX Cheapest 0.2524 R$0.00 $10,097.66 −$27.34
Revolut 0.2523 R$60.00 $10,078.60 −$46.40
MoneyGram 0.2458 R$0.00 $9,832.00 −$293.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2525 – $10,101.00
Regency FX Cheapest 0.2518 R$0.00 $10,073.73 −$27.27
Revolut 0.2521 R$60.00 $10,070.76 −$30.24
MoneyGram 0.2458 R$0.00 $9,832.00 −$269.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2536 – $10,145.20
Regency FX Cheapest 0.2529 R$0.00 $10,117.81 −$27.39
MoneyGram 0.2467 R$0.00 $9,868.00 −$277.20
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2544 – $10,174.36
Regency FX Cheapest 0.2537 R$0.00 $10,146.89 −$27.47
Revolut 0.2540 R$60.00 $10,143.82 −$30.54
MoneyGram 0.2482 R$0.00 $9,928.00 −$246.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2540 – $10,161.12
Regency FX Cheapest 0.2533 R$0.00 $10,133.68 −$27.44
Revolut 0.2536 R$60.00 $10,130.15 −$30.97
MoneyGram 0.2481 R$0.00 $9,924.00 −$237.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2530 – $10,118.64
Revolut Cheapest 0.2531 R$60.00 $10,109.10 −$9.54
Regency FX 0.2523 R$0.00 $10,091.32 −$27.32
MoneyGram 0.2471 R$0.00 $9,884.00 −$234.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2572 – $10,286.80
Regency FX Cheapest 0.2565 R$0.00 $10,259.03 −$27.77
Revolut 0.2565 R$60.00 $10,242.74 −$44.06
MoneyGram 0.2473 R$0.00 $9,892.00 −$394.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2572 – $10,286.80
Regency FX Cheapest 0.2565 R$0.00 $10,259.03 −$27.77
Revolut 0.2547 R$60.00 $10,173.66 −$113.14
MoneyGram 0.2473 R$0.00 $9,892.00 −$394.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2569 – $10,276.72
Regency FX Cheapest 0.2562 R$0.00 $10,248.97 −$27.75
MoneyGram 0.2473 R$0.00 $9,892.00 −$384.72
Revolut 0.2257 R$60.00 $9,013.90 −$1,262.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2385 – $9,538.40
Regency FX Cheapest 0.2378 R$0.00 $9,512.65 −$25.75
Revolut 0.2369 R$60.00 $9,460.27 −$78.13
MoneyGram 0.2294 R$0.00 $9,176.00 −$362.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2396 – $9,584.24
Regency FX Cheapest 0.2390 R$0.00 $9,558.36 −$25.88
Revolut 0.2386 R$60.00 $9,528.84 −$55.40
MoneyGram 0.2339 R$0.00 $9,356.00 −$228.24

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send R$40,000, after fees, as quoted by each company. The mid-market line shows what R$40,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more SGD per BRL than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of SGD on every transfer from Brazil.

Right now, Regency FX pays 9,558.36 SGD on 40,000 BRL, which is 25.88 SGD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 10,259.03 SGD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Singapore.

We've tracked 138 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. Regency FXAppeared in 61 comparisons

    Cheapest in 79% of them

  2. RevolutAppeared in 128 comparisons

    Cheapest in 49% of them

  3. MoneyGramAppeared in 133 comparisons

    Cheapest in 1% of them

Based on 138 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Revolut (today's second cheapest) was the cheapest in only 49% of its comparisons, so it's rarely the cheapest option for transfers to Singapore.

Ways to send money from Brazil to Singapore

There are 6 ways to send money to Singapore across 4 money transfer companies.

For everyday transfers

Online transfers

For most transfers from Brazil to Singapore, money transfer companies like Revolut are the cheapest way.

You can fund an online transfer with bank transfer, pix, and debit card.

Revolut charges R$60 and adds 0.42% markup when sending R$40,000, this will get you 9,528.84 SGD in Singapore.

In our comparisons over the past month, it was the cheapest online service on 28 of the 29 days it quoted.

For property and other large transfers

Currency brokers

Brokers are best for large transfers, they will negotiate a better BRL/SGD rate, handle the paperwork, and guide you over the phone.

Regency FX converts BRL to SGD with an exchange-rate markup of around 0.27%.

I'd suggest , since the rate gets better the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from R$40,000 it quoted.

For receiving cash in Portugal

Cash pickup

If your recipient in Singapore needs cash, you can do it with MoneyGram.

Sending R$40,000 will get you S$9,356 after the fees with MoneyGram.

Your recipient will collect cash at the nearest MoneyGram branch in Singapore.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

Holding AUD and other currencies

Multi-currency accounts

Revolut lets you hold, convert, and spend BRL and SGD from one account.

Swapping R$40,000 with Revolut will get you 9,528.84 SGD after all fees.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

You can then spend it in Singapore or Brazil and receive SGD payments.

For freelancers & businesses

Global accounts

Global accounts like Airwallex, Wise Business, and Payoneer help with international SGD payments, invoicing, receiving payments, and more.

These are great for Brazilian businesses and freelancers, but not personal transfers.

Ways to fund BRL and receive SGD in Singapore

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 9,558.36 SGD.

For paying for your transfer, you have bank transfer, pix, and debit card.

You can fund the transfer with Pix

You can use Pix as a funding method, but it can’t send BRL to Singapore directly.

Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.

For withdrawals in Singapore, they can get it as bank deposit, paynow, and cash pickup.

IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.

  1. 1
    Bank transfer Bank deposit

    You pay R$40,000.00

    S$9,558

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay R$40,000.00

    S$9,465

    -S$93

  3. 3
    Pix Paynow

    You pay R$40,000.00

    S$9,356

    -S$202

  4. 4
    Pix Cash pickup

    You pay R$40,000.00

    S$9,356

    -S$202

  5. 5
    Pix Bank deposit

    You pay R$40,000.00

    S$9,356

    -S$202

Consider this when sending BRL to Singapore

Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.

Compare BRL/SGD transfer options

For a R$40,000 payment to Singapore, I suggest starting with these:

Cheapest:

Regency FX, funded by bank transfer with bank deposit in Singapore. Your recipient gets 9,558.36 SGD, which is 0.31% more than the next best option.

Fastest:

Revolut, paid by bank transfer with bank deposit for the payout. It delivers 9,528.84 SGD in within minutes.

Pix can fund but not send

Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Singapore.

The company then switches to local rails or uses an internal network of accounts to move BRL to Singapore.

A gift can have a separate state tax

Moving your own money and making a gift are not treated the same.

A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.

The rate, exemption and filing process depend on the state and the facts of the gift.

Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.

Use a company authorised for câmbio

The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.

If in doubt, check the institution's legal name with the Banco Central before sending.

Reclame Aqui can show service problems, but it does not replace the regulatory check.

How we analyse the market

We track 4 authorised companies sending BRL to Singapore, updated in real time during live comparisons.

The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.

In the past 30 days alone, we analysed 138 comparisons across 6 amounts.

This page covers the cheapest and fastest options for BRL/SGD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.