How to send money to Singapore from Switzerland with the best CHF-SGD rate

The cheapest option overall is Wise, giving your recipient 9’339.79 SGD when you send CHF 6’000.

Below we’ve compared 10 ways to send money from Switzerland to Singapore.

Best companies for CHF/SGD transfers

10 of 10 providers

Last updated on 10 November 2026

Based on 6,000 CHF transfer

Best companies for CHF/SGD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee CHF 16.18 1 CHF = 1.5608 SGD -0.02% vs mid-market Recipient gets $ 9'339.79 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
CHF 16.181 CHF = 1.5608 SGD
$ 9'339.79You payCHF 6'000.00
Promoted

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1.5491 SGD +0.73% vs mid-market Recipient gets $ 9'294.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Singapore with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 1.5491 SGD
$ 9'294.60You payCHF 6'000.00

Run a live search

Showing top Switzerland to Singapore deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer
Fee CHF 16.18 1 CHF = 1.5608 SGD -0.02% vs mid-market Recipient gets $ 9'339.79 Within minutes
CheapestOur top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
CHF 16.181 CHF = 1.5608 SGD
$ 9'339.79You payCHF 6'000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1.5566 SGD +0.25% vs mid-market Recipient gets $ 9'339.70 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Singapore with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 CHF = 1.5566 SGD
$ 9'339.70You payCHF 6'000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1.5563 SGD +0.27% vs mid-market Recipient gets $ 9'337.83 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Singapore with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 1.5563 SGD
$ 9'337.83You payCHF 6'000.00

TorFx

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1.5558 SGD +0.30% vs mid-market Recipient gets $ 9'335.02 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Singapore with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 1.5558 SGD
$ 9'335.02You payCHF 6'000.00

OFX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1.5527 SGD +0.50% vs mid-market Recipient gets $ 9'316.29 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Singapore with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 1.5527 SGD
$ 9'316.29You payCHF 6'000.00

Currencies Direct

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1.5518 SGD +0.56% vs mid-market Recipient gets $ 9'310.80 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Singapore with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 1.5518 SGD
$ 9'310.80You payCHF 6'000.00

CurrencyFair

Pay via Bank transfer
Fee CHF 3.20 1 CHF = 1.5514 SGD +0.59% vs mid-market Recipient gets $ 9'303.40 Minutes - 24 hours
Receive to bank account

Ways to receive money in Singapore with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 3.201 CHF = 1.5514 SGD
$ 9'303.40You payCHF 6'000.00

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1.5491 SGD +0.73% vs mid-market Recipient gets $ 9'294.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Singapore with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 1.5491 SGD
$ 9'294.60You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee CHF 56.50 1 CHF = 1.5601 SGD +0.03% vs mid-market Recipient gets $ 9'272.36 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Singapore with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 56.501 CHF = 1.5601 SGD
$ 9'272.36You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee CHF 36.00 1 CHF = 1.5491 SGD +0.73% vs mid-market Recipient gets $ 9'238.83 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Singapore with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 1.5491 SGD
$ 9'238.83You payCHF 6'000.00

Xe

Pay via Credit card
Fee CHF 36.00 1 CHF = 1.5491 SGD +0.73% vs mid-market Recipient gets $ 9'238.83 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Singapore with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 1.5491 SGD
$ 9'238.83You payCHF 6'000.00

Moneycorp

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1.5387 SGD +1.40% vs mid-market Recipient gets $ 9'232.02 Minutes - 2 days

Ways to receive money in Singapore with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 CHF = 1.5387 SGD
$ 9'232.02You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee CHF 185.50 1 CHF = 1.5601 SGD +0.03% vs mid-market Recipient gets $ 9'071.11 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Singapore with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 185.501 CHF = 1.5601 SGD
$ 9'071.11You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 CHF = 1.5605 SGD Updates every 60 minutes.

How to send money from Switzerland to Singapore

Pick a company

Start with the cheapest, which is Wise at 9’339.79 SGD for a CHF 6’000 transfer.

Wise was the cheapest on 7 of the 29 days it quoted fr.6’000 transfers to Singapore.

Sending the same money as an international transfer from your Swiss bank usually adds a margin to the rate on top of any fee.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Singapore?

How much CHF you send to Singapore heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Wise was the cheapest in 20% of the transfers from CHF 6,000 it quoted, and in 23% of all the transfers it quoted.

Cheapest service
CHF 1'0000.03%CHF 1.60$ 1'557.99with bank transfer to bank deposit+$ 27.65
CHF 5'0000.27%CHF 0.00$ 7'775.69with bank transfer to bank deposit+$ 83.13
CHF 6'000This page-0.02%CHF 16.18$ 9'339.79with bank transfer to bank deposit+$ 60.51
CHF 25'0000.20%CHF 0.00$ 38'904.34with bank transfer to bank deposit+$ 248.89

Mid-market rate: 1 CHF = 1.5605 SGD

CHF/SGD Exchange Rate History

Is today a good time to send money from Switzerland to Singapore?

The cheapest way to send CHF to SGD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 6’000 CHF transfers to Singapore.

SGD received for CHF 6'000, after fees

Tue, 10 Nov 2026Mid-market rate$ 9'363.11 Wise $ 9'339.79Wise$ 9'339.79Key Currency$ 9'339.70Regency FX$ 9'337.83

9'150
9'200
9'250
9'300
9'350
9'400
9'450
At the mid-market rateWith the cheapest optionWiseKey CurrencyRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5386 – $ 9'231.74
Key Currency Cheapest 1.5348 CHF 0.00 $ 9'208.66 −$ 23.08
Regency FX 1.5345 CHF 0.00 $ 9'206.81 −$ 24.93
Wise 1.5385 CHF 16.18 $ 9'206.29 −$ 25.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5364 – $ 9'218.37
Key Currency Cheapest 1.5326 CHF 0.00 $ 9'195.32 −$ 23.05
Regency FX 1.5322 CHF 0.00 $ 9'193.48 −$ 24.89
Wise 1.5363 CHF 16.18 $ 9'192.76 −$ 25.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5348 – $ 9'208.94
Key Currency Cheapest 1.5310 CHF 0.00 $ 9'185.92 −$ 23.02
Wise 1.5349 CHF 16.18 $ 9'184.57 −$ 24.37
Regency FX 1.5307 CHF 0.00 $ 9'184.08 −$ 24.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5472 – $ 9'283.34
Key Currency Cheapest 1.5434 CHF 0.00 $ 9'260.13 −$ 23.21
Wise 1.5472 CHF 16.18 $ 9'258.35 −$ 24.99
Regency FX 1.5430 CHF 0.00 $ 9'258.27 −$ 25.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5520 – $ 9'311.95
Key Currency Cheapest 1.5481 CHF 0.00 $ 9'288.67 −$ 23.28
Regency FX 1.5478 CHF 0.00 $ 9'286.81 −$ 25.14
Wise 1.5518 CHF 16.18 $ 9'285.69 −$ 26.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5523 – $ 9'313.87
Wise Cheapest 1.5531 CHF 16.18 $ 9'293.29 −$ 20.58
Key Currency 1.5484 CHF 0.00 $ 9'290.59 −$ 23.28
Regency FX 1.5481 CHF 0.00 $ 9'288.72 −$ 25.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5523 – $ 9'313.87
Wise Cheapest 1.5531 CHF 16.18 $ 9'293.29 −$ 20.58
Key Currency 1.5484 CHF 0.00 $ 9'290.59 −$ 23.28
Regency FX 1.5481 CHF 0.00 $ 9'288.72 −$ 25.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5525 – $ 9'315.14
Key Currency Cheapest 1.5486 CHF 0.00 $ 9'291.85 −$ 23.29
Regency FX 1.5483 CHF 0.00 $ 9'289.99 −$ 25.15
Wise 1.5524 CHF 16.18 $ 9'289.34 −$ 25.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5495 – $ 9'296.81
Key Currency Cheapest 1.5456 CHF 0.00 $ 9'273.57 −$ 23.24
Regency FX 1.5453 CHF 0.00 $ 9'271.71 −$ 25.10
Wise 1.5494 CHF 16.18 $ 9'271.09 −$ 25.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5500 – $ 9'299.86
Key Currency Cheapest 1.5461 CHF 0.00 $ 9'276.61 −$ 23.25
Regency FX 1.5458 CHF 0.00 $ 9'274.75 −$ 25.11
Wise 1.5499 CHF 16.18 $ 9'274.14 −$ 25.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5576 – $ 9'345.79
Wise Cheapest 1.5580 CHF 16.18 $ 9'322.55 −$ 23.24
Key Currency 1.5537 CHF 0.00 $ 9'322.42 −$ 23.37
Regency FX 1.5534 CHF 0.00 $ 9'320.55 −$ 25.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5534 – $ 9'320.33
Key Currency Cheapest 1.5495 CHF 0.00 $ 9'297.03 −$ 23.30
Wise 1.5534 CHF 16.18 $ 9'295.51 −$ 24.82
Regency FX 1.5492 CHF 0.00 $ 9'295.17 −$ 25.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5476 – $ 9'285.70
Wise Cheapest 1.5494 CHF 16.18 $ 9'271.63 −$ 14.07
Key Currency 1.5437 CHF 0.00 $ 9'262.49 −$ 23.21
Regency FX 1.5434 CHF 0.00 $ 9'260.63 −$ 25.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5476 – $ 9'285.70
Wise Cheapest 1.5494 CHF 16.18 $ 9'271.63 −$ 14.07
Key Currency 1.5437 CHF 0.00 $ 9'262.49 −$ 23.21
Regency FX 1.5434 CHF 0.00 $ 9'260.63 −$ 25.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5489 – $ 9'293.42
Wise Cheapest 1.5492 CHF 16.18 $ 9'270.37 −$ 23.05
Key Currency 1.5450 CHF 0.00 $ 9'270.18 −$ 23.24
Regency FX 1.5447 CHF 0.00 $ 9'268.33 −$ 25.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5475 – $ 9'284.98
Key Currency Cheapest 1.5436 CHF 0.00 $ 9'261.76 −$ 23.22
Wise 1.5475 CHF 16.18 $ 9'260.02 −$ 24.96
Regency FX 1.5433 CHF 0.00 $ 9'259.91 −$ 25.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5441 – $ 9'264.64
Key Currency Cheapest 1.5402 CHF 0.00 $ 9'241.48 −$ 23.16
Wise 1.5441 CHF 16.18 $ 9'239.74 −$ 24.90
Regency FX 1.5399 CHF 0.00 $ 9'239.63 −$ 25.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5469 – $ 9'281.38
Key Currency Cheapest 1.5430 CHF 0.00 $ 9'258.17 −$ 23.21
Wise 1.5471 CHF 16.18 $ 9'257.33 −$ 24.05
Regency FX 1.5427 CHF 0.00 $ 9'256.32 −$ 25.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5562 – $ 9'337.00
Key Currency Cheapest 1.5523 CHF 0.00 $ 9'313.66 −$ 23.34
Wise 1.5563 CHF 16.18 $ 9'312.50 −$ 24.50
Regency FX 1.5520 CHF 0.00 $ 9'311.79 −$ 25.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5523 – $ 9'313.82
Key Currency Cheapest 1.5484 CHF 0.00 $ 9'290.54 −$ 23.28
Regency FX 1.5481 CHF 0.00 $ 9'288.68 −$ 25.14
Wise 1.5491 CHF 16.18 $ 9'269.66 −$ 44.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5523 – $ 9'313.82
Key Currency Cheapest 1.5484 CHF 0.00 $ 9'290.54 −$ 23.28
Regency FX 1.5481 CHF 0.00 $ 9'288.68 −$ 25.14
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5564 – $ 9'338.69
Key Currency Cheapest 1.5526 CHF 0.00 $ 9'315.35 −$ 23.34
Wise 1.5565 CHF 16.18 $ 9'313.94 −$ 24.75
Regency FX 1.5522 CHF 0.00 $ 9'313.48 −$ 25.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5673 – $ 9'403.87
Key Currency Cheapest 1.5634 CHF 0.00 $ 9'380.36 −$ 23.51
Regency FX 1.5631 CHF 0.00 $ 9'378.48 −$ 25.39
Wise 1.5669 CHF 16.18 $ 9'376.17 −$ 27.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5671 – $ 9'402.35
Key Currency Cheapest 1.5631 CHF 0.00 $ 9'378.84 −$ 23.51
Regency FX 1.5628 CHF 0.00 $ 9'376.96 −$ 25.39
Wise 1.5660 CHF 16.18 $ 9'370.96 −$ 31.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5639 – $ 9'383.65
Key Currency Cheapest 1.5600 CHF 0.00 $ 9'360.19 −$ 23.46
Wise 1.5641 CHF 16.18 $ 9'359.47 −$ 24.18
Regency FX 1.5597 CHF 0.00 $ 9'358.32 −$ 25.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5653 – $ 9'391.52
Key Currency Cheapest 1.5613 CHF 0.00 $ 9'368.05 −$ 23.47
Regency FX 1.5610 CHF 0.00 $ 9'366.17 −$ 25.35
Wise 1.5650 CHF 16.18 $ 9'364.50 −$ 27.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5633 – $ 9'379.55
Key Currency Cheapest 1.5593 CHF 0.00 $ 9'356.10 −$ 23.45
Wise 1.5633 CHF 16.18 $ 9'354.57 −$ 24.98
Regency FX 1.5590 CHF 0.00 $ 9'354.22 −$ 25.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5646 – $ 9'387.65
Key Currency Cheapest 1.5607 CHF 0.00 $ 9'364.18 −$ 23.47
Regency FX 1.5604 CHF 0.00 $ 9'362.30 −$ 25.35
Wise 1.5633 CHF 16.18 $ 9'354.57 −$ 33.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5652 – $ 9'391.10
Key Currency Cheapest 1.5613 CHF 0.00 $ 9'367.63 −$ 23.47
Wise 1.5652 CHF 16.18 $ 9'365.93 −$ 25.17
Regency FX 1.5610 CHF 0.00 $ 9'365.75 −$ 25.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.5605 – $ 9'363.11
Wise Cheapest 1.5608 CHF 16.18 $ 9'339.79 −$ 23.32
Key Currency 1.5566 CHF 0.00 $ 9'339.70 −$ 23.41
Regency FX 1.5563 CHF 0.00 $ 9'337.83 −$ 25.28

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more SGD per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of SGD on every transfer from Switzerland.

Right now, Wise pays 9’339.79 SGD on 6’000 CHF, which is 23.32 SGD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 9’380.36 SGD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Singapore.

We've tracked 119 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. WiseAppeared in 115 comparisons

    Cheapest in 23% of them

  2. Key CurrencyAppeared in 59 comparisons

    Cheapest in 81% of them

  3. Regency FXAppeared in 85 comparisons

    Cheapest in 26% of them

Based on 119 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Wise is the cheapest and gets you the most SGD, but it was the cheapest in only 23% of the 115 comparisons it appeared in over the past month.

Key Currency (today's second cheapest) was the cheapest in 81% of its comparisons, so if you send money to Singapore regularly, it's worth comparing it with Wise before each transfer.

If it's a one-off transfer, go with Wise, since it's the cheapest right now.

Ways to send money from Switzerland to Singapore

10 companies send money from Switzerland to Singapore, across currency broker, online, app, multi-currency account, and global business account, and more.

For one-off transfers

Online transfers

Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Wise, 6’000 CHF gets your recipient 9’339.79 SGD.

The fee is 16.18 CHF, with a -0.02% markup on top of the CHF/SGD rate.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in SGD (be it payments or travelling).

Wise converts CHF 6’000 with a -0.02% exchange-rate markup and lets you hold CHF and SGD in one account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfer apps are the easiest to start with.

Wise charges fr.16.18 on a fr.6’000 transfer, and the money lands within an hour.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for fr.6’000 transfers.

You can also save recipients and create automated scheduled transfers to Singapore.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Singapore or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/SGD).

I suggest , since the more SGD you send the better rate you get.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/SGD rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Singapore.

A global account lets you hold SGD alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive SGD in Singapore

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6’000 gives your recipient 9’339.79 SGD.

The transfer can be paid for by bank transfer, debit card, and credit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Singapore.

In Singapore, they can get SGD delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.6,000.00

    S$9,340

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay fr.6,000.00

    S$9,239

    -S$101

  3. 3
    Credit card Bank deposit

    You pay fr.6,000.00

    S$9,239

    -S$101

Things to know before sending CHF to Singapore

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/SGD transfer options

For a CHF 6’000 transfer to Singapore, these are the best options in our comparison.

Cheapest way to send money to Singapore

The cheapest option is Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 9’339.79 SGD, which is 0% more than the next best option.

Fastest way to send money to Singapore

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 9’272.36 SGD in within minutes.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to SGD requires a conversion.

Same goes for Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The Swiss government portal explains how gift tax works here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 10 of them sending CHF to Singapore, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 119 comparisons across 4 amounts.

This page covers the cheapest and fastest options for CHF/SGD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.