Usually the cheapest
Online transfers
Companies like Xe will get you 10,209.5 SGD on €7,000 transfer.
If it's the only time you send money to Singapore, then it's the best option.
For recurring transfers, an app is a bit more convenient.
How to send money to Singapore from Finland with the best EUR-SGD rate
We’ve compared and analysed 10 money transfer companies in Finland.
| 10 of 10 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/SGD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €32.82 1 EUR = 1.4548 SGD -0.01% vs mid-market | Recipient gets $10,135.71 Within minutes | |
Ways to receive money in Singapore with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €32.821 EUR = 1.4548 SGD $10,135.71You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1.4585 SGD -0.27% vs mid-market | Recipient gets $10,209.50 Minutes - 24 hours | |
Ways to receive money in Singapore with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.4585 SGD $10,209.50You pay€7,000.00 | |||
Run a live search Showing top Finland to Singapore deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to SGD rates. | |||
Run a live search These companies offer multi-currency accounts for spending SGD. We suggest doing a live search based on how much EUR you're planning to spend in Singapore. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1.4585 SGD -0.27% vs mid-market | Recipient gets $10,209.50 Minutes - 24 hours | |
Ways to receive money in Singapore with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.4585 SGD $10,209.50You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1.4585 SGD -0.27% vs mid-market | Recipient gets $10,209.50 Minutes - 24 hours | |
Ways to receive money in Singapore with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.4585 SGD $10,209.50You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1.4585 SGD -0.27% vs mid-market | Recipient gets $10,209.50 Minutes - 24 hours | |
Ways to receive money in Singapore with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.4585 SGD $10,209.50You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.4509 SGD +0.25% vs mid-market | Recipient gets $10,156.58 Minutes - 3 days | |
Ways to receive money in Singapore with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.4509 SGD $10,156.58You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.4506 SGD +0.27% vs mid-market | Recipient gets $10,154.54 Minutes - 24 hours | |
Ways to receive money in Singapore with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.4506 SGD $10,154.54You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.4502 SGD +0.30% vs mid-market | Recipient gets $10,151.49 Minutes - 24 hours | |
Ways to receive money in Singapore with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.4502 SGD $10,151.49You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €32.82 1 EUR = 1.4548 SGD -0.01% vs mid-market | Recipient gets $10,135.71 Within minutes | |
Ways to receive money in Singapore with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €32.821 EUR = 1.4548 SGD $10,135.71You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 1.4475 SGD +0.49% vs mid-market | Recipient gets $10,132.50 Minutes - 24 hours | |
Ways to receive money in Singapore with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.4475 SGD $10,132.50You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.4473 SGD +0.50% vs mid-market | Recipient gets $10,131.12 Minutes - 24 hours | |
Ways to receive money in Singapore with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.4473 SGD $10,131.12You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €42.95 1 EUR = 1.4548 SGD -0.01% vs mid-market | Recipient gets $10,120.98 Within minutes | |
Ways to receive money in Singapore with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €42.951 EUR = 1.4548 SGD $10,120.98You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €3.44 1 EUR = 1.4464 SGD +0.56% vs mid-market | Recipient gets $10,119.80 Minutes - 24 hours | |
Ways to receive money in Singapore with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.441 EUR = 1.4464 SGD $10,119.80You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 1.4532 SGD +0.09% vs mid-market | Recipient gets $10,070.26 Within minutes | |
Ways to receive money in Singapore with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 1.4532 SGD $10,070.26You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €87.86 1 EUR = 1.4548 SGD -0.01% vs mid-market | Recipient gets $10,055.64 Within minutes | |
Ways to receive money in Singapore with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €87.861 EUR = 1.4548 SGD $10,055.64You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.4342 SGD +1.40% vs mid-market | Recipient gets $10,039.48 Minutes - 2 days | |
Ways to receive money in Singapore with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.4342 SGD $10,039.48You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €129.93 1 EUR = 1.4548 SGD -0.01% vs mid-market | Recipient gets $9,994.44 Within minutes | |
Ways to receive money in Singapore with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €129.931 EUR = 1.4548 SGD $9,994.44You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 1.4532 SGD +0.09% vs mid-market | Recipient gets $9,851.55 Within minutes | |
Ways to receive money in Singapore with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 1.4532 SGD $9,851.55You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.4546 SGD Updates every 60 minutes. | |||
Transfer details
How to send money from Finland to Singapore
Pick a company
For a one-off transfer to Singapore, start with Xe.
On a 7,000 EUR transfer, Xe delivers the most SGD.
The cheapest option depends on the amount, so I suggest to get the best EUR/SGD rate.
Fund your transfer
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
Select how you want the recipient to pick up the money. For transfers to Singapore they can receive it via bank deposit.
Verify and send
If it's your first time using the service, you will need to verify your account.
This usually takes a a few minutes to a few hours.
If your transfer is urgent, make sure to get it done beforehand to avoid any delays.
Ways to send money from Finland to Singapore
10 companies send money from Finland to Singapore, mostly through broker, online, app, multi-currency account, and global account, and a few more ways.
For regular transfers
Money transfer apps
For the regular smaller transfer, apps are convenient and cheap.
Xe charges €0 on a €7,000 transfer, and 10,209.5 SGD arrives in minutes - 24 hours.
In Singapore they can receive money via bank deposit.
Moving money between your own accounts
Multi-currency accounts
Companies like Wise let you hold EUR and SGD balances in one account.
You can convert between them any time, and it's cheap.
For example, converting 7,000 EUR to SGD with Wise gets you 10,135.71 SGD (€32.82 in fees and -0.02% markup).
This is especially useful travel since you are spending in SGD (no extra fees from Wise, only local ATMs).
For freelancers and SMEs
Global accounts
Global accounts are for companies and freelancers making payments to Singapore.
Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.
For sending large sums
Currency brokers
Currency brokers are good for sending €10,000+ to Singapore. They charge no fees and add a markup on the rate.
Xe charges no fee but adds -0.27% markup on top of the EUR/SGD rate.
Ways to fund EUR and receive SGD in Singapore
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 10,209.5 SGD.
To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.
MobilePay and Siirto are useful for payments within Finland, but they do not send money to Singapore directly.
For withdrawals in Singapore, use bank deposit.
Receive SGD
The name should match the account holder's bank record, so double check it before sending.
- 1 Debit card Bank deposit
You pay €7,000.00
$10,210
Cheapest
- 2 Bank transfer Bank deposit
You pay €7,000.00
$10,210
$0
- 3 Credit card Bank deposit
You pay €7,000.00
$10,210
$0
- 4 Ideal Bank deposit
You pay €7,000.00
$10,121
-$89
What to consider before sending money from Finland to Singapore
For a transfer from Finland, compare the SGD received and check whether the payment is a taxable gift rather than ordinary family support.
Compare EUR/SGD transfer options
Compare EUR/SGD transfer options
For a €7,000 transfer to Singapore, these are the current cheapest, fastest and easiest options.
Cheapest
Xe is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 10,209.5 SGD, which is 0.52% more than the next best option.
Fastest
Revolut delivers 10,070.26 SGD in within minutes when you pay by bank transfer and choose bank deposit.
Sending a gift from Finland can trigger gift tax
Sending a gift from Finland can trigger gift tax
If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.
The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.
Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.
Cash sent to the recipient is treated as a normal gift because they can spend it on anything.
Large transfers may take longer
Large transfers may take longer
Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.
Keep the invoice, sale document or account statement ready.
SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Singapore.
Safety measures in Finland
Safety measures in Finland
An EEA company may be authorised in another country and operate in Finland through passporting.
If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.
Never move money to a so-called safe account or approve an unexpected bank-identification request.
When in doubt, check the company in the FIN-FSA supervised-entities register.
Finding the best rate to send money from Finland to Singapore
The exchange rate has a direct impact on how much SGD your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.
Mid-market rate:1 EUR = 1.452635 SGD
How we analyse the market
Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.
We track 10 of them on EUR to Singapore, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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